This study aims to evaluate the sharia financial service strategy of Bank Syariah Indonesia (BSI) Banjarnegara Branch through the VRIO and PEST approaches, in order to identify internal advantages and external dynamics that affect the competitiveness of the institution. Using a qualitative-descriptive method, this study reveals that BSI Banjarnegara has a sustainable competitive advantage through sharia-based products that are difficult to imitate, a wide community network, and a personal service approach. In addition, the results of the PEST analysis show that political support, stable economic conditions, and the level of community religiosity are great opportunities for the growth of sharia finance in the region, although the level of digital technology adoption is still a challenge. The strategy of strengthening digitalization, education of sharia financial literacy, and product innovation such as Cicil Emas are the main keys in responding to market challenges and increasing financial inclusion. Thus, the results of this study provide a strategic direction for the development of sustainable and adaptive sharia services to changes in the business environment.
 
 

Industrialization plays a critical role in the process of economic development, particularly in shaping a stronger and more competitive economic structure. For Indonesia, an industrialization strategy is not merely a tool for boosting economic growth, but a key instrument for promoting long-term structural transformation. This article discusses how industrialization strategies should be designed holistically, taking into account not only the manufacturing sector but also the interconnections with agriculture and services. Within the national development framework, the state must take an active role by implementing fiscal policies, providing infrastructure support, and offering incentives for value-added industries. Lessons from newly industrialized countries show that the success of industrialization is highly dependent on consistent policy coordination, strong leadership, and robust institutional capacity. Furthermore, industrial strategies must be responsive to global challenges such as technological change, international competition, and regional disparities. Therefore, industrial development planning in Indonesia should be oriented towards achieving economic efficiency, strengthening domestic production capabilities, generating broad employment opportunities, and ensuring equitable distribution of development benefits. This paper aims to provide a conceptual foundation for formulating a national industrialization strategy that is not only responsive to global trends but also capable of addressing domestic needs in an inclusive and sustainable manner.

Management psychology in education is an interdisciplinary field that integrates the principles of psychology and management to improve the effectiveness of educational institution management. This study aims to understand how management psychology plays a role in creating a conducive work environment in schools. The research method used is a literature study by analyzing various relevant academic sources. The results of the study indicate that the application of management psychology contributes to improving the leadership of school principals, understanding the needs and personalities of teachers and employees, assisting in decision making, and overcoming conflict and stress in the work environment. The main factors that influence a healthy work environment include physical, psychological, and institutional policy aspects. By implementing strategies based on management psychology, educational institutions can create a work atmosphere that supports the productivity and well-being of all stakeholders.

Students are the next generation of the nation and need to be equipped with information or news that is up-to-date and contains positive and motivating values. This can be influenced by the use of good and correct language in providing information that can be accounted for its truth. The lack of critical reading literacy can affect the application of values ??and mindsets of each individual. The development of increasingly sophisticated technology also has positive and negative impacts, especially in the use of inappropriate language that has an impact on misunderstandings related to the intent and purpose of information. In addition, the news presented does not match the elements of the news text, causing chaos, misunderstanding, and the emergence of hoax news that is easily spread to the public. This study aims to help students analyze the structure and language that is good and correct in the news text used as a learning resource. This study is also expected to provide both theoretical and practical benefits. Theoretically, the results of this study can be one of the literature on news texts that contain linguistic analysis found in online newspaper media. In addition, this study does not only discuss language, but also provides information or understanding regarding the characteristics of each online newspaper media that can be considered as a learning resource in schools. Practically, the results of this study are expected to be useful for teachers to understand and meet students' needs according to the competencies to be achieved in the learning process. In addition, the results of this study are expected to prevent language errors, especially in news texts so that the information conveyed can be well received by the public, especially students.

Early childhood is a child aged between 0 and 6 years. The early years are a special time for every child; this period is known as the "golden age" because of the rapid development of children during this period. The goal of early childhood education is to provide learning activities that can develop children's talents and skills and educate them about discipline by disposing of waste according to its type, not in the designated trash can. Early discipline is very important for children's adjustment in everyday life because it can help develop a healthy character that allows children to make their own decisions about what is and is not allowed to do in everyday situations. The purpose of this study is to improve a disciplined environment that encourages healthy child development so that children can grow into responsible, compassionate individuals who can learn from their mistakes. From the results of the study obtained using a descriptive qualitative approach method, it can be concluded that the purpose of daily activities is to help children develop discipline. Teachers often ask students to come to school ten minutes before the bell rings, shake hands, remind them to complete assignments on time, dress appropriately for school, and throw trash in the designated place.
 

The concept of corporate social responsibility (CSR), also known as CSR, encompasses economic, social, and environmental elements. According to Islamic business ethics, CSR is seen as a moral and spiritual duty that is in line with the Qur'an and Sunnah. The purpose of this study is to explore the implementation of CSR in the context of Islamic values. To achieve this goal, this study uses a qualitative research method. The results of the study indicate that from an Islamic perspective, CSR is not only focused on achieving profits, but also encouraging businesses to contribute significantly to the welfare of society and environmental preservation. In CSR practices, Islamic principles such as honesty (shiddiq), amanah, responsibility (mas'uliyyah), and virtue (ihsan) are the basis. In addition, the values ??of tauhid, justice (adl), and balance (mizan) serve as guidelines in designing an ethical company. The concept of corporate social responsibility (CSR), also known as CSR, encompasses economic, social, and environmental elements. According to Islamic business ethics, CSR is seen as a moral and spiritual duty that is in line with the Qur'an and Sunnah. The purpose of this study is to explore the implementation of CSR in the context of Islamic values. To achieve this goal, this study uses a qualitative research method. The results of the study indicate that from an Islamic perspective, CSR does not only focus on achieving profits, but also encourages businesses to contribute significantly to community welfare and environmental preservation. In CSR practices, Islamic principles such as honesty (shiddiq), amanah, responsibility (mas'uliyyah), and virtue (ihsan) are the basis. In addition, the values ??of tauhid, justice (adl), and balance (mizan) serve as guidelines in designing ethical companies.

Film serves as a vital medium for reflecting cultural values and functions as an effective tool for intercultural communication. This study explores the differences in communication styles between the Korean and Indonesian adaptations of Miracle in Cell No. 7, focusing on how culture influences the expression of emotions, authority, and moral values through verbal and nonverbal elements. Employing a mixed-method approach, this research integrates qualitative thematic analysis (Braun & Clarke, 2006) to examine key scenes, along with quantitative coding to statistically compare communicative elements. Hall’s (1976) theory of high-context and low-context communication provides the main theoretical framework to understand the intercultural distinctions between the two versions. The results show that the Korean adaptation relies more heavily on gestures (53.33%), such as physical aggression and exaggerated movements, while the Indonesian version (42.86%) places greater emphasis on verbal articulation and religious expression. Dramatic tonal shifts are more common in the Korean version (26.67%), whereas the Indonesian adaptation (28.57%) maintains a more controlled tone of voice. Facial expressions are more exaggerated in the Korean version (6.67%), particularly in scenes involving authority, while the Indonesian characters (9.52%) display subtler and more restrained expressions. Implicit communication, including religious symbolism, is more prominent in the Indonesian adaptation (19.05%), incorporating Islamic prayers and teachings, whereas the Korean version (13.33%) subtly includes Christian elements. This study reveals that while both adaptations reflect high-context communication cultures, the Korean version emphasizes physical expressiveness and hierarchical interaction, while the Indonesian version highlights verbal communication, religious themes, and emotional restraint. These findings reinforce the role of cinema as a medium for identity representation and cross-cultural understanding.

This research looks into how well Duolingo and YouTube help people learn Japanese. A quantitative approach was taken, gathering information from 35 individuals through an online questionnaire. Participants were chosen based on whether they used Duolingo, YouTube, or both platforms. The questionnaire explored their past learning experiences, how they use these platforms, their preferences, how effective they think these tools are, and what challenges they encountered while learning. The findings reveal that most of the participants already had some background in Japanese and preferred online resources due to their accessibility, no cost, and fun features. Duolingo was liked for its organized, game-like approach, whereas YouTube was appreciated for its authentic, visual materials. A lot of people enjoyed learning at their own pace, finding listening and pronunciation to be useful strategies. Some individuals struggled with staying motivated and dealing with complicated grammar rules. To sum up, both Duolingo and YouTube are good resources for learning basic Japanese, especially for those studying on their own. However, they work best when used alongside other resources. It is suggested to combine digital tools with guidance from teachers for the best outcomes.

This study explores how a digital-based listen–response method—combining vibrant video stimuli with instant, game-like feedback on the Quizizz platform—can transform listening comprehension from a passive task into an energizing adventure. Involving 39 junior high students, the research gathered performance data from structured listening quizzes and direct teacher observations. With an impressive average score of 87.17—most students achieving “Good” to “Excellent” levels—and vivid improvements in focus and enthusiasm, the findings reveal that turning listening exercises into interactive challenges boosts both comprehension and motivation. Yet, to master higher-order inferential skills, follow-up discussions and reflection activities are essential. By harnessing this method, educators can reimagine listening lessons as interactive journeys that captivate learners and deepen their language skills.

Ibn Khaldun's thoughts, especially those presented in his work Muqaddimah, have made important contributions to understanding the dynamics of society, economy, and politics. This article comprehensively examines Ibn Khaldun's development theory with a historical approach, conceptual analysis, and reflection on the relevance of his thoughts in the modern era. Using literature study and content analysis methods, this study explores central concepts such as asabiyyah, dynasty cycle, economic productivity, and the role of the state in development. The findings show that although issued in the 14th century, Ibn Khaldun's development theory has essential similarities with contemporary development paradigms such as the importance of social capital, fiscal balance, and leadership regeneration. The theoretical implications of this study are expected to enrich the discourse on development based on ethical values ??and social justice.