This study examines the influence of the Technology Acceptance Model (TAM), focusing on Perceived Ease of Use (PEOU) and Perceived Usefulness (PU), on users’ Behavioral Intention (BI) to adopt and continue using M-Din, a Sharia-based mobile banking application at Bank Muamalat in West Java. Employing a quantitative survey of 100 active M-Din users, data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results show that PEOU significantly affects PU, and both PEOU and PU significantly influence BI; additionally, PU partially mediates the effect of PEOU on BI. This research contributes to the digital banking literature by reaffirming TAM constructs within an Islamic finance context and offers practical recommendations for optimizing Sharia-compliant mobile banking strategies. Implications for enhancing user interface design and promoting key features to boost adoption are discussed.

Developing students' design skills in the aspect of skills has become a necessity and is important, so it is necessary to conduct design training using CorelDraw for the students of SMK Ibrahimy 1 Sukorejo. However, the challenge faced by the students of SMK Ibrahimy 1 Sukorejo at this time is the low interest of students in using design technology. This is evident from some students who still struggle to create designs with CorelDraw. This activity includes training in graphic design, logo creation, covers, and book cover design using the CorelDRAW application. The objective of this activity is for students to better understand graphic design and to create impressive creative works.

Microsoft Excel training at MA Nurul Islam Pakuhaji Tangerang Banten was held as an effort to improve the information and communication technology (ICT) competency of students. For this reason, one of the community service groups of Ibrahimy University Situbondo conducted Microsoft Excel training for MA Nurul Islam Pakuhaji students which aimed to improve students' technical skills in using spreadsheet software for data visualization purposes. Microsoft Excel is an application that is widely used, both in educational and professional environments, because it provides various features that support students in processing, analyzing, and presenting data efficiently. This training covers the basics of using Microsoft Excel, such as an introduction to the interface, basic formulas, and data processing with tables. Through this training, students can understand the use of Microsoft Excel regarding data processing and become the first step in equipping students with relevant digital skills in the modern era

 
This study aims to examine the effect of effectiveness, accountability, and transparency of the management of School Operational Assistance Funds (BOS) on the successful procurement of school facilities and infrastructure. The object of this research is all students of class XI of SMKN 6 Sukoharjo who use facilities and infrastructure at school. This study uses primary data obtained through the distribution of questionnaires. The sampling technique used the Slovin formula from the total population of grade XI students, with an error rate of 5%, so that 179 respondents were obtained. Data analysis techniques used in this study include descriptive statistics, validity and reliability tests, classical assumption tests, and multiple linear regression tests. The results showed that the effectiveness of BOS Fund management had no significant effect on the successful procurement of facilities and infrastructure, with a significance value of 0.318 > 0.05 and tcount 1.001 < 1.973. Accountability has a positive and significant effect on the successful procurement of facilities and infrastructure, with a significance value of 0.000 < 0.05 and tcount 4.418 > 1.973. Transparency also has a positive and significant effect on the successful procurement of facilities and infrastructure, with a significance value of 0.001 < 0.05 and tcount 3.295 > 1.973.

This community service program aims to improve teachers' digital literacy and pedagogical competence using interactive digital media, namely Blooket, Nearpod, and Educaplay at SMP Negeri 2 Kabila. The main problem identified was teachers' low understanding of how to optimally integrate digital platforms into the learning process. To address this challenge, intensive training was conducted in three stages: planning, implementation, and evaluation. The training focused on feature introduction, hands-on practice, and the application of digital media in learning designs. The quantitative evaluation results showed an average increase in teacher competence of 65% after participating in the training, with the Nearpod platform achieving the highest understanding score of 69%, followed by Blooket and Educaplay each at 60%. The qualitative evaluation also showed an increase in teacher enthusiasm, active participation, and confidence in using digital technology. In conclusion, structured and applicable training has proven effective in encouraging learning transformation in the digital era, while increasing teacher readiness to integrate technology sustainably in the classroom.

This study aims to analyze human capital financial performance in Micro, Small, and Medium Enterprises (MSMEs) with payment gateway as a mediating variable. In this study, human capital is measured based on the skills, knowledge, and experience possessed by MSME entrepreneurs, while financial performance is measured based on profitability and operational efficiency. The results of the study indicate that human capital has a positive influence on the use of payment gateways, which in turn has a positive impact on improving the financial performance of MSMEs. The results of payment gateways are not significant on financial performance. Furthermore, there is an insignificant influence of human capital on the use of payment gateways that do not affect financial performance. These findings provide evidence that increasing human capital in MSMEs through mastery of payment technology can improve operational efficiency and overall financial performance.

Research Objectives: Mental and psychological health are key assets for athletes to achieve success. One psychological aspect is self-confidence and anxiety prior to a match. Currently, these aspects significantly influence an athlete's ability to understand the game pattern. Therefore, knowledge regarding anxiety and self-confidence in athletes before a match begins is necessary. Purpose : This study aims to determine the levels of anxiety and self-confidence among male futsal athletes before a match. Methods:  The methodology employed is quantitative descriptive, utilizing a questionnaire comprising 31 items administered to 12 male futsal athletes. Data were analyzed descriptively using percentages and categorized according to the categories corresponding to each score obtained. Results will be presented using tables and frequency diagrams. Results: The study found that 75% of athletes still had high anxiety levels and 75% had high self-confidence levels. The lowest anxiety score was 8.33%, and self-confidence scores were in the high and very high categories. Conclusion: It is recommended that athletes regularly engage in mental training to reduce anxiety levels and maintain and enhance self-confidence, thereby optimizing performance during matches. Additionally, further research is needed involving a larger and more diverse sample, including gender differences, to identify other influencing factors.

This study aims to describe the effect of training, emotional intelligence and work discipline on employee work productivity at Sinar Steak House. This study was conducted for 6 (six) months, starting from November 2024 to April 2025. The respondents of this study were 32 (thirty-two) Sinar Steak House employees. The instrument used was a questionnaire to collect data from training variables, emotional intelligence variables and work discipline variables. The data analysis techniques used were validity testing, reliability testing, descriptive analysis, normality testing, multiple linear regression analysis, partial hypothesis testing or t-test and calculation of the coefficient of determination. Determination of the results of descriptive analysis for training variables, emotional intelligence variables and work discipline are in the very good category. Based on partial analysis, training has a positive and significant effect on employee work productivity at Sinar Steak. For the emotional intelligence variable, it has a partial positive and significant effect on employee work productivity at Sinar Steak. For the work discipline variable, it has a partial positive and significant effect on employee work productivity at Sinar Steak. Based on the simultaneous analysis of training, emotional intelligence and work discipline, it has a positive and significant effect on employee work productivity at Sinar Steak.

Financial performance analysis using the ratio analysis method is very effective for knowing the finances of a company or business, which includes both internal and external aspects. In addition, financial performance analysis functions to evaluate the financial condition of the company, which aims to make a decision on a financial problem that occurs. So that there will be improvements in financial performance in the future period. This study uses a quantitative method, focusing on the company's financial performance. The types and sources of data used are secondary data in the form of balance sheets, profit and loss statements, and data needed from 2022-2024, the data is taken from UMKM or Family Camp Outdoor businesses. UMKM located in the West Bandung Regency area is engaged in the field of outdoor equipment rental services for those who have a hobby of being active or adventuring in nature. Researchers will analyze the financial performance of this business using the ratio analysis method. The analysis used is a quantitative analysis consisting of liquidity ratios, solvency ratios, and profitability ratios. Based on the research, the research results obtained from UMKM or Family Camp Outdoor businesses have good performance. This is proven quite well using the liquidity ratio, solvency ratio and profitability ratio which results in increasing financial performance every year. The financial performance results of the Family Camp Outdoor UMKM can be said to be very good.

Acne vulgaris is a common form of inflammation that affects the polysebaceous unit, and is common among young adults and adolescents. Acne vulgaris is characterized by the presence of papules, comedones, nodules and pustules. This study aims to examine the relationship between sunscreen use and the severity of acne vulgaris in medical faculty students at Muhammadiyah University, Semarang. This study used a cross-sectional design. The sample in this study were students from the medical faculty at Muhammadiyah University, Semarang, who were included in the inclusion criteria. This research data was taken through a questionnaire distributed via zoom meeting. Data analysis in this study used the Spearman Rank test. The results of the analysis, it was found that there was a relationship between the use of sunscreen and the degree of acne vulgaris in medical faculty students at Muhammadiyah University, Semarang. (p = 0.041).