The island of Sumatra has 10 provinces with a Human Development Index level that is not much different from the national Human Development Index, several provinces on the island of Sumatra have a Human Development Index below the national Human Development Index. The aim of this research is to analyze the Human Development Index and the factors that influence it in Sumatra for the 2018-2022 period. This research is quantitative research. The variables used in this research are the Human Development Index, Gross regional domestic product, Economic Growth, Poverty, and the Gini Index. The panel data method is used for analysis in the form of cross section data from 10 provinces on the island of Sumatra and time series data for 2018-2022. The results of this research show that Gross regional Domestic Product and Economic Growth have a negative and insignificant effect on the Human Development Index, Poverty and the Gini Index have a negative and significant effect on the Human Development Index in Sumatra for the 2018-2022 period.

The government has formulated the latest policy in taxation which is contained in Law Number 7 of 2021 concerning Harmonization of Tax Regulations or what we often hear about as the HPP Law. Based on the situation analysis, there are still many MSMEs who have not heard, understood, and understood the changes to these regulations. Therefore, this service activity involves MSMEs actors in Pematang Serai Village as participants in this Community Service activity. The stages in this activity start from analyzing the participant's situation, reviewing and formulating activities, socializing activities, and implementing community service. Based on the results of the service that has been carried out, it can be concluded that changes related to tax regulations make this socialization and training activity important. This aims to increase the knowledge of MSMEs actors as taxpayers regarding changes to existing tax regulations.

This research aims to analyze the needs of teachers and students in developing liveworksheet-based Electronic Science Student Worksheets using a Problem Based Learning (PBL) approach in an elementary school environment on the subject of light and sound (Seeing because of Light, Hearing because of Sound) for class V. Qualitative descriptive research with the ADDIE development model which consists of five stages, namely Analyze, Design, Development, Implementation, and Evaluation. In the needs analysis, the research subjects were 47 students and 2 class teachers. The data collection techniques used were interviews and questionnaires to collect data resulting from needs analysis. The research results show that the teaching materials used by 2 teachers are still monotonous/lack of variety. From the research results, it can be concluded that the live worksheet-based Electronic Science Student Worksheet using the Problem Based Learning (PBL) approach to light and sound can be used as a learning medium..

The pregnancy journey often brings about anxiety or stress due to significant transitions in a woman's life. Managing this anxiety involves both pharmacological and non-pharmacological approaches. One non-pharmacological method to alleviate anxiety in pregnant women during the third trimester is the Prenatal Gentle Yoga Savasana Technique. This study aimed to analyze the impact of Prenatal Gentle Yoga Savasana Technique on anxiety among third-trimester pregnant women in the Rejoso Community Health Center area in Pasuruan Regency. The research used a one-group pretest-posttest design approach. The population comprised all third-trimester pregnant women in the Rejoso Community Health Center area, totaling 15 pregnant women. The sample was selected using total sampling. Research instruments included a Standard Operating Procedure (SOP) for the independent variable and a questionnaire for the dependent variable. Data were analyzed using the Independent Sample t-test. The analysis results showed a p-value 0.05, indicating that the Prenatal Gentle Yoga Savasana Technique had an impact on anxiety among third-trimester pregnant women in the Rejoso Community Health Center area in Pasuruan Regency. The conclusion drawn from the research is that engaging in physical activity through prenatal yoga can reduce anxiety in pregnant women. Future research might delve deeper into the causes of anxiety and the unpreparedness of pregnant women in facing the childbirth process. Additionally, exploring other interventions to reduce anxiety in pregnant women and enhancing their knowledge in preparing for childbirth could be valuable areas for further study.

Studi ini bertujuan untuk mengetahui Pengaruh LiterasiKeuangan, Kemudahan dan Kepercayaan TerhadapKeputusanBertransaksi Menggunakan QRIS pada UMKM di KotaBengkulu. Studi inimerupakanmetodologi kuantitatif. Populasi ialah pengguna QRIS pada UMKM dikotaBengkulu jumlah sampel 120responden gunakan teknik pengambilan sampel non-probabilitysampling. Alat analisis digunakan SPSSversi 25. Hasil penelitian menunjukkan (1) LiterasiKeuangan berpengaruh signifikan terhadap keputusanbertransaksi menggunakan QRIS pada UMKM diKotaBengkulu (2) Kemudahan berpengaruh signifikanterhadap keputusanbertransaksi menggunakan QRIS pada UMKM diKotaBengkulu (3) Kepercayaanberpengaruh signifikan terhadap keputusanbertransaksi menggunakan QRIS pada UMKM diKota Bengkulu(4) LiterasiKeuangan, Kemudahan dan Kepercayaan berpengaruh signifikan terhadap keputusanbertransaksi menggunakanQRIS pada UMKM diKotaBengkulu

Beasiswa Gubsu merupakan salah satu program kerja Gubernur Sumatera Utara periode 2018-2023, pendaftar beasiswa ini dapat mendaftarkan langsung ke Biro Kesejahteraan Rakyat lantai 5 di Kantor Gubernur Provinsi Sumatera Utara yang beralamat di Jalan Dipeonogoro No. 30 Medan. Dalam hal ini peneliti merancang form pendaftaran beasiswa sebagai upaya mempermudah proses pendaftaran berlangsung. Tujuan perancangan form ini adalah untuk dapat dijangkau seluruh mahasiswa berkependudukan Sumatera Utara yang berada jauh dari daerah Kota Medan yang ingin mengikuti beasiswa ini. Metode yang digunakan pada penelitian ini adalah metode waterfall. Dan peneliti menggunakan PHP dan MySQL sebagai bahasa pengelola database.

Penelitian ini bertujuan menguji pengaruh kualitas pelayanan dan citra Kantor Camat Kuta Selatan terhadap kepuasan masyarakat di wilayah Kecamatan Kuta Selatan. Penelitian ini merupakan penelitian survey. Teknik pengambilan sampel dalam penelitian menggunakan teknik purposive sampling yang melibatkan 100 responden. Metode pengumpulan data menggunakan kuesioner. Pengujian kualitas instrumen dilakukan dengan analisis validitas serta reliabilitas instrumen. Teknik analisis yang digunakan adalah regresi berganda dengan bantuan program SPSS. Hasil penelitian menunjukkan bahwa 1) secara parsial kualitas pelayanan pada Kantor Camat Kuta Selatan berpengaruh signifikan terhadap kepuasan masyarakat; 2) secara parsial citra Kantor Camat Kuta Selatan berpengaruh signifikan terhadap kepuasan masyarakat; 3) secara simultan kualitas pelayanan dan citra Kantor Camat Kuta Selatan berpengaruh signifikan terhadap kepuasan masyarakat. Kontribusi simultan variabel kualitas pelayanan dan citra Kantor Camat Kuta Selatan terhadap kepuasan masyarakat adalah sebesar 94,3%.

The role of modern markets, especially Alfamart and Indomaret in Indonesia, is getting bigger and is expected to eventually replace grocery stores. The existence of modern markets also raises different perceptions from every circle of society. There are some groups of people who view the existence of modern markets positively. For example, for the upper middle class, the existence of modern markets is very beneficial because they can shop comfortably and freely in modern markets. The existence of this modern market can also affect the income of traditional market traders. One of the most important factors for Grocery Store entrepreneurs is the revenue generated from their profits to maintain business continuity. The purpose of this study is to determine the strategy for the existence of grocery stores in dealing with the development of modern markets in Tebo district. In this study the method used was qualitative method by checking the validity of the data using the triangulation technique and the method of collecting data was using observation and interviews. The informants in this study were five traders and five consumers. Based on the results of this study, it shows that the existence of Alfamart/Indomaret in Tebo Tengah District, Tebo Regency has an impact on income and the number of consumers of grocery store traders, but grocery store traders try to survive by adding side businesses so that their business continuity is maintained

This research study aims to determine the effect of financialknowledge and financialattitude on financialbehavior through the mediation of locusof control instudents the city ofBengkulu. Thepopulation study were students in thecity ofBengkulu. From calculations using theformula where[21], theindicator is 24 x 10, thesample size for thisstudy was determined to be 240 respondents. Determination of thesample using non-probability samplingtechnique with purposive samplingtechnique, by determining the criteria of therespondent. Theresearch approach used is quantitativeresearch. The type of data used in this study is primary data, namely research dataobtained directly from originalsources (respondents). The research data was processed using thesmartPLS 3.0 analysis tool. The results of thisstudy indicate that financialknowledge can influence financialbehavior directly and cannotinfluence it indirectly or through locus ofcontrol mediation. FinancialAttitude Variable can influenceFinancial Behaviordirectly and can also influence indirectly through Locus OfControl. Lastly, the variables of financialknowledge and financial attitudes have influence on the financialbehavior variable. FinancialKnowledge and FinancialAttitude Variables can affect the LocusOf Control variable. Finally, the Locus OfControl variable can have a significant effect on the FinancialBehavior Variables.

UMKM “Telur Asin PCA Sale” di Dukuh Sidoreja, Desa Sale, Kecamatan Sale, Kabupaten Rembang usaha ini dikelola oleh Ibu-ibu PCA Sale, Sekitar kurang lebih 2 tahun. Selama KKU di UMKM “Telur Asin PCA Sale” Tim KKU menemukan beberapa masalah yaitu: 1) Belum mempunyai banner usaha, 2) Belum mempunyai buku laporan keuangan, 3) Belum mempunyai Legalitas Usaha, 4) Belum mempunyai media pemasaran online. Program yang direncanakan untuk memecahkan masalah yang dihadapi pihak UMKM adalah sebagai berikut: 1) Membuatkan Banner Usaha, 2) Membuatkan Buku Laporan agar pihak UMKM mengetahui pemasukan dan pengeluaran dalam usaha yang telah didirikan, 3) Mendaftarkan PIRT, 4) Membuat Akun media sosial berupa Facebook dan Instagram untuk memperluas daerah pemasaran. Hasil setelah progam Kuliah Kerja Usaha dilaksanakan yaitu: 1) Banner sudah terpasang di lokasi UMKM, 2) Pihak UMKM mempunyai buku laporan sehingga memudahkan UMKM dalam mengelola keuangan, 3) UMKM mempunyai izin legalitas usaha dari Dinas Kesehatan,  4) UMKM mempunyai akun media sosial yang memudahkan untuk melakukan pemasaran.
 
Kata kunci: UMKM, Telur Asin, Pemasaran