Work loyalty is a fundamental pillar in human resource management that plays a critical role in sustaining organizational development and enhancing employee productivity. This study aims to explore and analyze the strategies implemented by PT. Bank BTPN Syariah MMS Rantau Rasau in maintaining employee loyalty, particularly among Community Officers who serve as the frontline representatives of the bank in delivering services directly to local communities. The research adopts a descriptive qualitative approach using in-depth interviews and documentation as data collection techniques. The findings reveal that work loyalty can be fostered through several strategies, including equitable and measurable reward systems, regular and relevant training, structured career development, and appropriate compensation and performance-based incentives. Additionally, leadership support and effective two way communication between management and employees play a crucial role in cultivating a sense of ownership and emotional attachment to the organization. These strategies significantly contribute to strengthening employee commitment, dedication, and the willingness to stay and grow with the company, ultimately leading to increased productivity in both quantitative target achievement and qualitative service delivery. This study offers practical implications for the development of human resource management policies in the Islamic banking sector and serves as a reference for other organizations facing similar challenges in maintaining employee loyalty and improving productivity. A comprehensive understanding of loyalty strategies enables organizations to build a sustainable and productive work environment.

The 21st century is marked by rapid technological developments, increasingly open global access, and increasing complexity in social life. This requires significant changes in the education system, especially in terms of the role and competence of teachers. Therefore, teachers are required to be able to adapt to the times, including in terms of the use of technology that continues to develop. In this era, teachers need to master technology well, for example by creating ICT-based learning media, utilizing learning applications, and various other forms of innovation. This study uses a qualitative research method with a descriptive approach. This article emphasizes that to face the challenges of education in the 21st century, teachers are not enough to only act as conveyors of material. Teachers must also be able to be facilitators, guides, and innovators in the teaching and learning process. With this broader role, teachers are expected to be able to improve the quality of basic education and respond to the needs of the times effectively.

Compliance in paying taxes is a crucial element in maintaining the stability and sustainability of state revenues. Taxes as the main source of state financing require active participation from every Taxpayer in fulfilling their obligations. However, in practice, there are still many Taxpayers who experience obstacles in fulfilling these obligations, resulting in tax debt. This article aims to identify the types of tax debts that commonly occur in Indonesia and to analyze the legal and administrative consequences that can arise due to negligence or non-compliance in implementing tax obligations. This study uses a qualitative descriptive approach, by describing in detail the factual conditions based on secondary data and literature reviews. The results of the study indicate that tax debts can arise in various forms, including underpayment, late payment, or debts arising from audit results. The consequences faced by Taxpayers due to tax debts can be in the form of administrative sanctions such as interest, fines, and increases, as well as potential criminal sanctions if elements of intent or tax crimes are found. The conclusion of this article emphasizes the importance of understanding, awareness, and compliance of Taxpayers to avoid legal risks and financial burdens due to tax debts. The recommendations provided include the need to improve tax education for Taxpayers and optimize the role of tax authorities in providing guidance, supervision, and law enforcement proportionally.

This research intention is to find out how the legal protection of Intellectual Property Rights (IPR) on TikTok video content is from a penal law perspective and to find out the penalties given to increase the effectiveness of law enforcement. The background of this research is based on the large number of uses of most of the songs on the Tiktok application without permission from the copyright holder who should have economic rights to their creations. This action can be categorized as a criminal act of piracy. A crime is an unlawful act that is detrimental to society and the perpetrators can be subject to criminal penalties. The development of communication technology has given birth to a new media called social media, and TikTok is one of the popular social media among the public. The problem is that most of the songs used in the Tiktok application are used without permission from the copyright holder who should have economic rights to their creation. The research method used in this study is the normative legal method with a statutory approach. The specifications of this study are descriptive analytical. The results of the study show that the criminal approach in the protection of Intellectual Property Rights is very important to ensure that the intellectual property rights of the results of creation are respected in society, the imposition of criminal sanctions in cases of violations, such as the use of songs without permission is important to provide a deterrent effect on the perpetrators while protecting the interests of the rights owners and creating legal certainty. The novelty of this research lies in the multidisciplinary approach that connects aspects of penal law with social and economic problems in the protection of Intellectual Property Rights.

This research aims to describe the conformity of the discourse in JawaPos.com with exposition text structure material. The research method used is qualitative descriptive research. The data source for this research comes from the online mass media JawaPos.com. The data taken was in the form of fifteen exposition discourses in the January-February 2025 edition of JawaPos.com. The data collection technique used in this research was data collection by observation, documentation, and note-taking. The data analysis technique in this research uses the Miles and Huberman model, namely data reduction, data presentation, and drawing conclusions. The research results showed that of the fifteen exposition discourses analyzed, there were two discourses that did not match the structure of the exposition text. Thirteen other expository discourses have a complete and appropriate expository text structure, consisting of a thesis, argumentation and reaffirmation.

The application of diversion in the juvenile criminal justice system aims to prevent children from undergoing formal legal proceedings that could negatively impact their development. This study analyzes the implementation of diversion in Decision Number 5/Pen.Div/2023/PN Kot Jo and Number 18/Pid.Sus-Anak/2023/PN Kot, involving a 15-year-old minor as the perpetrator of a minor offense. The study highlights the judge's considerations in determining diversion, including the child's age, the type of offense, and the offender's social background. Furthermore, this research examines how the principles of restorative justice are applied through diversion deliberations involving the offender, the victim, their families, and other relevant parties. The findings indicate that diversion in this case successfully reached a voluntary agreement, requiring the offender to return the item and compensate the victim. This agreement not only aims to prevent the negative impact of formal judicial proceedings but also provides an opportunity for the child to rehabilitate and reintegrate into society. These findings emphasize that when implemented effectively, diversion mechanisms can serve as an efficient solution for resolving juvenile delinquency cases without resorting to litigation.

The compulsive impact of human-caused climate change is now considered more of an environmental issue than a national security threat. The latest 2030 Agenda, the Sustainable Development Goals (SDGs), has a transformational vision to achieve universal literacy worldwide, including Indonesia. Addressing climate change is Goal 13 of 17 SDGs. This study uses a qualitative research method with a linear research strategy to develop hybrid-education media in the form of printed pamphlet media with Augmented Reality (AR) technology applications that run on the Web platform, namely WebAR. The procedure is triggered by the target image of the pamphlet, and the basic HTML structure uses the A-Frame 3D framework. This framework allows for 3D modeling and animation to be loaded into WebAR. This study shows that WebAR-based hybrid-education media can be used as an interactive means to study climate change issues and increase awareness and understanding of climate actions relevant to Goal 13 of the SDGs. The results also show that this media can increase public engagement in combating climate change issues.

Rubber productivity is very important for the life and welfare of rubber farmers in Pangkalan Balai Sub-district, Banyuasin, where most of the population is rubber farmers. In this study, SWOT (Strengths, Weaknesses, Opportunities, Threats) analysis was used to analyze the influence of the internal and external environment of rubber farmers that affect the strategies used to increase rubber productivity in Pangkalan Balai Sub-district. This study used a descriptive-qualitative method by conducting interviews with 10 rubber farmers spread across Pangkalan Balai Sub-district. The results of this study are known based on IFAS and EFAS and the SWOT matrix is ??in quadrant III, namely using a defensive strategy. The implications of this study are used to increase rubber productivity in Pangkalan Balai Sub-district, namely by synergizing with the local government with a defensive strategy.

The rapid development of language means that young people, such as students, must understand the proper and correct use of language.  People need information for learning and entertainment purposes. For this reason, educational viewing is needed to uphold the factuality and up-to-dateness of the information on YouTube. This research focuses more on analyzing facts about animals, in addition to analyzing elocutionary speech acts in videos. This research is based on two reasons, namely practical and theoretical reasons. For practical reasons for conducting this research, it was found that many elocutionary speech acts on the Sisi Terang YouTube channel had an animal theme, in the playlist, we found discussions about animal facts. Apart from that, this research was conducted to provide information about things correlated with illocutionary speech acts, which are widel implemented in human life and can classify the form, function, and types of illocutionary speech acts. Qualitative research is included in this research methodology so that it can produce descriptive data. The techniques used in this research are note-taking techniques and pragmatic analysis techniques to produce data. Matched data and collection techniques are also used in this analysis when presented as formal and informal data. Based on the study on the Bright Side YouTube Channel with an Animal Theme in the Form of Locutionary Speech Acts, 62 news sentences, 32 question sentences, and 49 command sentences were found. In addition to being used in this research to analyze the form of illocutionary speech acts on the Animal-Themed Bright Side YouTube Channel, this research also has the benefit of adding new insight into the study of pragmatics, specifically in the use of social media.

Penelitian dilakukan dengan tujuan untuk menguji Perilaku Keuangan dan Teknologi Finansial terhadap Kinerja Usaha UMKM Kuliner di Madura melalui Literasi Keuangan sebagai variabel intermediasi. Populasi dan sampel penelitian ini meliputi pelaku UMKM kuliner di Madura dengan menggunakan pendekatan deskriptif kuantitatif. Sampel penelitian sebanyak 88 responden, metode pengambilan sampel menggunakan random sampling. Metode analisis data dilakukan dengan menggunakan Smart-PLS versi 4.0. Hasil penelitian menunjukkan bahwa secara langsung Perilaku Keuangan berpengaruh positif signifikan terhadap Kinerja Usaha, Perilaku Keuangan juga berpengaruh positif signifikan terhadap Literasi Keuangan, Teknologi Finansial tidak berpengaruh terhadap Kinerja Usaha, Teknologi Finansial juga tidak berpengaruh terhadap Literasi Keuangan, dan Literasi Keuangan tidak berpengaruh terhadap Kinerja Usaha. Secara tidak langsung Perilaku Keuangan tidak berpengaruh terhadap Kinerja Usaha dengan Literasi Keuangan sebagai variabel mediasi, dan Teknologi Finansial tidak berpengaruh terhadap Kinerja Usaha dengan Literasi Keuangan sebagai variabel mediasi. Dari hasil penelitian ini diketahui bahwa Literasi Keuangan tidak dapat memediasi Perilaku Keuangan dan Teknologi Finansial terhadap Kinerja Usaha secara simultan.

The study was conducted with the aim of testing Financial Behavior and Financial Technology on the Performance of Culinary MSME Businesses in Madura through Financial Literacy as an intermediary variable. The population and sample of this study included culinary MSME actors in Madura using a quantitative descriptive approach. The research sample was 88 respondents, the sampling method used random sampling. The data analysis method was carried out using Smart-PLS version 4.0. The results of the study showed that directly Financial Behavior had a significant positive effect on Business Performance, Financial Behavior also had a significant positive effect on Financial Literacy, Financial Technology did not affect Business Performance, Financial Technology also did not affect Financial Literacy, and Financial Literacy did not affect Business Performance. Indirectly Financial Behavior did not affect Business Performance with Financial Literacy as a mediating variable, and Financial Technology did not affect Business Performance with Financial Literacy as a mediating variable. From the results of this study, it is known that Financial Literacy cannot mediate Financial Behavior and Financial Technology on Business Performance simultaneously.