The profitability ratio is used as a benchmark in determining stock returns, because the profitability ratio is a ratio that measures how efficiently a company uses its assets and manages its operations. The higher the profit generated, the higher the stock return that investors will get. Included in this ratio are ROE (Return on Equity) and NPM (Net Profit Margin). The design of this research is a Literature Review or literature review. ROE is often referred to as profitability of own capital. This amount is obtained by dividing net profit after tax by total capital. A high ROE number shows the industry's ability to generate profits for shareholders. On the other hand, a high level of profitability will cause less external funds to be used. Companies with high profitability will have large internal funds. An increase in ROE increases the company's sales value, which has an impact on share prices. These two factors have a positive influence on stock returns, which means companies with high ROE and net profit margin tend to have higher stock returns. Therefore, investors can consider ROE and net profit margin as indicators of company performance that can influence stock returns when choosing investments.

The aim of this research was to determine the financial performance of Bank BRI Manarang Unit, Pinrang Branch. The research method used is quantitative research. By using Profitability Ratios and Liquidity Ratios to measure Financial Performance for three years. The research results show that financial performance in terms of profitability/profit aspects is in good condition, where profits generated from assets and investments in the last three years show good condition. Meanwhile, the ability to fulfill short-term obligations/liquidity shows good ability.

Discord, which was originally created for the gamer community, can now be found used by hobby groups and communities that are used for shared learning purposes. But the downside is the gamer culture that comes with it. Rude and toxic words that are synonymous with the gamer community should be avoided in study group communities. Meanwhile, the facilities for minimizing harsh and toxic words are still limited to word filters that can be tricked so that they can still be sent to the chat room. This can trigger conflict and interfere with learning activities together. This paper proposed an information assistance chatbot that is able to answer question, and conflict prevention with detection toxic sentences using pre-processing from NLP (Natural Language Processing) and text classification so that the chatbot is able to limit toxic sentences a little more accurately than the word filter feature alone. Also, Chatbots are given the ability to determine the value / level of toxic conversations so that they are had been able to determine the punishment action to be carried out by warning, suspending, or even being issued for the most severe cases. In addition, by looking at the frequency of sending messages from several senders, which indicates toxic, it was able to determine when the conflict occurs. The result shows that chatbot can work fine to answer question and detecting toxic include do punishment to toxic sender. With 10% error on detecting conflict and 30% error on answer question. That 30% error false positive on make an answer that should not be answered.

KUD Mandiri Bayongbong merupakan koperasi fungsional yang masih aktif dalam industri pengelolaan susu dan peternakan sapi perah. Industri ini termasuk dalam SDGs pada bagian Industri, Inovasi dan Infrastruktur. Adapun permasalahan dalam objek ini yaitu pendataan dan pengarsipan data yang masih dilakukan menggunakan excel serta belum adanya aplikasi yang mendukung dalam proses persediaan industri pengelolaan susu sehingga tidak sesuai dengan yang diharapakan. Dalam konteks industri pengelolaan susu, perancangan sistem informasi SCM yang efektif dan efisien sangat penting untuk mengoptimalkan proses produksi, distribusi, memastikan ketersediaan stok yang cukup dalam persediaan susu, meningkatkan efisiensi, dan meminimalkan biaya produksi. Selain itu, dalam perancangan SCM ini, diperlukan penggunaan metode OADP yang membantu menyelaraskan proses bisnis, data, aplikasi dan teknologi yang ada dengan visi dari objek kajian. Metode OADP memiliki langkah yang sistematis dan terstruktur dalam pengembangan aplikasi dan sistem informasi. Dengan mengikuti langkah- langkah OADP, dapat memastikan sistem informasi yang dibangun dapat diimplementasikan dengan baik serta kinerja yang baik. Sistem informasi ini diharapkan dapat meningkatkan efektivitas dan efisiensi, serta mempercepat pengambilan keputusan yang tepat terkait manajemen persediaan. Hasil dari penelitian ini sebuah perancangan SCM yang dapat diterapkan di industri pengelolaan susu dan melakukan pengukuran menggunakan kuisioner Value and Risk Assesment

This paper aims to provide an explanation of the contribution of Islamic banking in the framework of national economic development, considering that the Islamic industry has developed rapidly in the last few decades. The method used is a systematic literature review (SLR) by documenting several articles that have similar research. The findings show that economic development aims to improve the welfare of its people. The success of a country's development can be seen from a high and sustainable level of economic growth. This growth can be seen through the increase in the production of industrial goods, the number of schools, the increase in infrastructure, and the increase in the service sector. Economic development will have an impact on changes in the economic structure towards a better stage, so that socio-economic aspects in society can be seen in the form of reduced poverty, unemployment, and increased people's purchasing power. Unstable economic growth has resulted in Indonesia still being in the middle income zone, therefore the participation of all elements of the government, society and the banking sector is no exception. Banking has an important role in advancing the national economy, besides functioning as a collector and distributor of public funds, banking also aims to support the implementation of national development in the framework of increasing equity and economic stability towards increasing the welfare of the community at large. Especially in the Islamic economy, Islamic banking seeks to accelerate economic growth by carrying out financial, commercial and investment activities in accordance with Islamic teachings. Islamic banks are not only banks that eliminate the interest system in their operations but also carry out social welfare oriented roles. The Islamic banking industry has a strategic role in the development of the people's economy, contributing to transforming the economy into productive, value-added and inclusive economic activities.

This research aims to analyze indicators of actions that qualify as trade secret violations and analyze the urgency of regulating confidentiality agreements to optimize trade secret protection. Important research is studied looking at trade secret conflicts that occur as a result of breaking an agreement to protect trade secrets. This research utilizes normative juridical research methods based on legal materials to support research through statutory approaches and case studies at PT. Flux Asia Solusindo. Research shows that there are main elements that need to be tested to determine whether information can be qualified as a trade secret or not. Without a written or verbal agreement to protect trade secrets, it creates confusion in filing legal action if the information is disclosed at a later date. The government and DPR should regulate confidentiality agreements and harmonize them with territorial restrictions, time periods, and the inclusion of non-competition clauses in the Trade Secrets Law. Legal certainty regarding the protection of trade secrets in the trial process can be realized by changes by the Supreme Court regarding the requirements for applications to submit a closed trial by the owner of the secret with the judge's obligation to declare the trial closed in the substantive examination. Settlement of trade secret disputes in Indonesia should prioritize mediation or civil proceedings. Criminal prosecution should be a last resort as adhered to by the principle of ultimum remedium. Penelitian ini memiliki tujuan untuk menganalisis indikator tindakan yang dikualifikasikan sebagai pelanggaran rahasia dagang melalui dua studi kasus di antaranya pada PT. Shafira Laras Persada dan PT. Flux Asia Solusindo dan menganalisis urgensi pengaturan confidentiality agreement sebagai strategi optimalisasi perlindungan kerahasiaan informasi bernilai ekonomi. Penelitian ini penting untuk dikaji melihat pada isu perselisihan yang berujung pada meja hijau antara pengusaha dan karyawan terkait tidak transparannya kesepakatan mengenai daftar informasi perusahaan yang harus dijaga kerahasiaannya dan wanprestasi karyawan dalam melindungi rahasia dagang. Penulis memanfaatkan metode penelitian yuridis normatif berdasarkan ketentuan hukum dari bahan hukum primer, sekunder, dan tersier sebagai penunjang penelitian melalui pendekatan undang-undang dan studi kasus. Hasil penelitian menunjukkan bahwa mengungkapkan informasi perusahaan tanpa nilai ekonomi dan tidak secara lisan atau tertulis disepakati sebagai rahasia dagang tidak dapat dikualifikasikan sebagai pelanggaran rahasia dagang, sedangkan apabila terdapat perjanjian tertulis yang mengatur spesifik daftar rahasia dagang yang harus dijaga, maka dapat dilakukan upaya hukum jika terjadi wanprestasi. Selain itu, perlu diatur peraturan pelaksana atau peraturan dengan substansi khusus terkait confidentiality agreement dengan penerapan yang adil melalui asas proporsionalitas melalui batasan yang logis meliputi pembatasan wilayah geografis, pembatasan jangka waktu, pemberian kompensasi, dan secara spesifik menyebutkan jenis pekerjaan yang dilarang.

Good education is the main foundation for the progress of a nation. In the era of globalization and intensified competition, the good education is the key to prepare the young generation to face the challenges of the future. Through the good education, young people are given the opportunity to develop their creative thinking, problem-solving and technological skills needed in the face of a rapidly changing world. Furthermore, good education is also an important pillar in a democratic system. Young people who receive a good education tend to have the ability to think critically, analyzing information, and participate actively in the political process. Recognising the importance of education, the Indonesian nation pays much more attention to the issue of education, even the objectives are increasingly refined. This is in accordance with the provisions contained in the preamble of the 1945 Constitution. Broadly speaking, education is an effort to educate the nation's life in order to become a whole human being with the spirit of Pancasila. The Law of the Republic of Indonesia No. 20 of 2003 on the National Education System also states as follows: "National education functions to develop abilities and form the character and civilisation of a dignified nation in order to educate the nation's life, aims to develop the potential of students to become human beings who are faithful and devoted to God Almighty, have noble character, are healthy, knowledgeable, capable, creative, independent, and become democratic and responsible citizens". Realising how important the value of education is for human life, the researcher feels called to conduct research on educational issues that occur in the school where the researcher works as an educator, namely Saint John Catholic High School, BSD. This research was conducted to determine the extent to which the Problem-Based Learning (PBL) model has an impact on the learning process at Saint John Catholic School High School both in activity and student learning outcomes.  This process will be conducted in two stages, namely cycle I and cycle II. In each cycle there will be four steps: action planning, action implementation, observation and reflection. The implementation of cycle I ended with a reflection that showed that student activity and student learning outcomes had not yet achieved results in accordance with the minimum standards set. The reflection carried out in cycle I is the basis for evaluation for improvement in the action process in cycle II. In the process of class action in cycle II, the results were known to be very good, thus the action process stopped in cycle II. The satisfactory results in cycle II are the basis for making the conclusion that the application of problem-based learning models is very suitable for improving learning activities and learning outcomes of Saint John Catholic School grade XI students.

This research was grounded on the issue of poor realization of local revenue in Sikka regency despite being supported by street lighting tax. Therefore, this study aimed to (1) determine the level of effectiveness of the street lighting tax. (2) to determine the level of contribution of street lighting in an effort to increase local revenue. The population in this study was the Regional Revenue Agency (BAPENDA) of Sikka regency. Data were collected through documentation and analysed using effectiveness analysis and contribution analysis methods. The result of this study indicated that the level of effectiveness of street lighting tax in 2018-2022 fluctuated with an average of 106,06% where these results fall into the highly effective category. In 2018-2020, the level of effectiveness revenue was in the highly effective category. Meanwhile, in 2021 and 2022, the level of effectiveness of street lighting tax was in the effective category. The contribution of street lighting tax in increasing regional own-source (PAD) in 2018-2022 fluctuated and was included in the very less category with an average percentage of 7.89%.

Tanah Toa Village is one of the gods that belongs to the Kajang sub-district, Bulukumba district. So far, Tanah Toa has been recognized as a national cultural heritage, especially in the Kajang Dalam area. The non-coastal location makes agricultural activities the dominant activity among the community. Only a few residents run the business of smoking fish. Pera smoked fish business actors obtain raw materials for skipjack tuna in the Bonto Maritime area which is a coastal area. While the production of smoked fish is sold to markets around the Kajang sub-district and the city of Bulukumba. The quality of smoking that is not maximized causes smoked fish to not last long. Smoked fish produced can only last a maximum of 3 days. This makes it difficult for smoked fish production to be traded outside the province or made into souvenirs for tourists who come from out of town. The durability of the smoked fish produced is not yet good because the smoking process only lasts about 2 hours, so the water content is still there. The use of fish smoking technology is also not owned by business actors, making it difficult for business actors to have difficulty in producing good quality smoked fish.

<p>Tulisan ini membahas mengenai sertifikasi uji kompetensi sebagai pengakuan kesiapan bekerja lulusan Graha Wisata Hotel School Semarang. Sertifikasi Uji Kompetensi dilakukan bagi siswa Graha Wisata Hotel School sebelum mereka memasuki dunia kerja. Metode yang digunakan dalam tulisan ini adalah wawancara yang dilakukan terhadap lulusan, pengelola Lembagmna Kursus dan pengguna lulusan Bahan yang telah diperoleh melalui kajian literatur ini dikumpulkan, ditelaah kemudian dianalisis.<br />Hasil penelitian menunjukkan bahwa uji kompetensi diperlukan sebagai salah satu syarat diterima bekerja di dunia industri.Dari pelaksanaan uji kompetensi ini para siswa memperoleh sertifikat kompetensi yang dikeluarkan oleh Lembaga Sertifikasi dan Kompetensi berdasarkan uji kompetensi yang dilakukan oleh penguji dari LSK Perhotelan dan Kapal Pesiar Indonesia.</p>