This research examines how PER, PBV, ROA, ROE, NPM, and DER influence stock returns in general insurance companies listed on the Indonesia Stock Exchange. This research also aims to test whether PER, PBV, ROA, ROE, NPM, and DER statistically influence stock returns in general insurance companies listed on the Indonesia Stock Exchange. This research uses quantitative methods. The population studied was five insurance companies registered on the IDX. A partial test using the t test shows that the Price Earning Ratio (PER) has no statistical effect on Stock Returns. Price Book Value (PBV) also has a small influence on stock returns. ROA and ROE have a statistically significant effect on stock returns. Stock returns are also influenced by Net Profit Margin (NPM). Lastly, the Debt Equity Ratio (DER) has no significant effect on stock returns. Simultaneous test (F Test) shows that Price Earning Ratio (PER), Price Book Value (PBV), Return On Assets (ROA), Return On Equity (ROE), Net Profit Margin (NPM), and Debt Equity Ratio (DER) collectively influence stock returns in insurance companies listed on the Indonesian Stock Exchange.

Shipbuilding industrial companies still produce a number of organic waste in the form of twigs, grass and leaves. In line with developments in the current era, organic waste that accumulates will become an issue for the environment if it is not managed properly. This activity was carried out to overcome the problem of organic waste in the shipbuilding industry, by utilizing organic waste for composting. Composting is a simple anaerobic method that can be easily carried out in the shipbuilding industry. This method turns organic waste into compost by carrying out a fermentation process. Organic waste in the form of leaves that are turned into compost can increase the nutrient content in the soil. The composting process is carried out using two different activator materials, namely using Effective Microorganisms 4 (EM 4) and Promoting Microbes (PROMI). The results of the compost research carried out have met the quality standards according to SNI 19-7030-2004. The final results of these two treatments are not too different, the pH resulting from the EM4 activator treatment is 6.9 and the pH from the PROMI activator treatment is 7. The temperature value for both does not exceed the ground water temperature, namely the final temperature of the EM4 activator treatment is 29.9oC and from PROMI activator treatment of 30oC. The observation results show that of the two activators EM4 and PROMI, the one that is more effectively used for composting is the EM4 activator because the microorganism content in EM4 has more classifications compared to the PROMI activator.
 
 

This article explains the importance of conducting a needs analysis in developing an English language course for an open curriculum. The independent curriculum is a learning framework that aims to holistically improve students' English language skills while considering local needs and contexts. In this context, needs analysis has become an important stage in ensuring that the material, techniques, and evaluation in the English language course meet the needs of students. The article discusses the importance of needs analysis in designing English language courses. Needs analysis helps determine appropriate learning objectives and guides curriculum development. The curriculum can be designed to integrate relevant and practical language skills while comprehensively assessing student needs. Additionally, needs analysis allows for the customization of learning programs to student characteristics. Each group of students has unique backgrounds, interests, and demands. By studying students' needs specifically, teachers can select and design resources that are appropriate for their skill level, interests, and context. This will encourage students to learn. The article also emphasizes the importance of involving students in the needs analysis process

Pendampingan dalam meningkatkan kualitas dan diversifikasi produk telah menjadi strategi penting dalam pengembangan ekonomi masyarakat. Artikel ini membahas peran penting kegiatab Pengabdian Kepada Masyarakat berupa pendampingan dalam membantu Bolu Aulia Bakery untuk meningkatkan kualitas produk mereka serta memperluas ragam produk yang ditawarkan. Melalui pendekatan berbasis pengetahuan dan praktik terbaik, pendampingan menyediakan bimbingan teknis dan manajerial kepada karyaman Bolu Aulia Bakery, membantu mereka dalam mengadopsi inovasi teknologi, memperbaiki proses produksi, dan meningkatkan standar kualitas. Selain itu, pendampingan juga mendorong Bolu Aulia Bakery untuk melakukan diversifikasi produk, memperluas portofolio mereka untuk memenuhi berbagai kebutuhan pasar. Dengan menggabungkan pendekatan partisipatif dan peningkatan kapasitas, pendampingan memberikan dorongan yang signifikan bagi pertumbuhan ekonomi lokal dan peningkatan kesejahteraan masyarakat. Melalui studi kasus dan analisis best practice, artikel ini menguraikan strategi dan pendekatan yang efektif dalam pendampingan peningkatan kualitas dan diversifikasi produk, serta menyoroti manfaatnya dalam konteks pembangunan ekonomi berkelanjutan

Management transformation in the shipping industry has become increasingly important with the advancement of information technology. This research aims to analyze the role of information technology in management transformation in the shipping industry. Through a literature review approach, this study explores the use of information technology in enhancing operational efficiency, facilitating faster decision-making, and improving company competitiveness. The main findings indicate that information technology has been a key driver in management transformation, with the adoption of integrated logistics management systems and real-time ship monitoring. However, challenges such as infrastructure complexity, data security issues, and resource constraints are also identified in the implementation of information technology. Effective mitigation strategies are needed to address these challenges. This study also highlights the importance of collaboration and partnerships in the transformation of the shipping industry. Thus, this research provides a comprehensive understanding of the role of information technology in management transformation in the shipping industry, while highlighting the challenges faced and their practical implications.

Type 2 Diabetes Mellitus is a chronic disease that can significantly impair the quality of life. Individuals with this condition often experience physical and mental disturbances, affecting their activities, medical therapy, rest, and pain perception, all of which are dimensions of quality of life. Factors that can influence the quality of life of individuals with Diabetes Mellitus include their level of knowledge about the disease, economic status, and duration of illness. This study aims to investigate the internal factors related to the quality of life of individuals with Diabetes Mellitus at the Janti Public Health Center in Malang. The research design employed is descriptive correlational with a cross-sectional approach. The study sample consists of 93 respondents selected using purposive sampling. Data analysis was conducted using ANOVA, with the instruments used are the World Health Organization Quality of Life (WHOQOL)-BREF and the Diabetes Knowledge Questionnaire (DKQ24). The analysis results indicate a significant correlation between knowledge (p=0.003 0.05), economic status (p=0.007 0.05), duration of illness (p=0.008 0.05) to the quality of life. The most influential factor is the duration of illness, as respondents who have been suffering for more than 10 years tend to feel that their activities are disrupted by Diabetes Mellitus and may develop complications in other organs, significantly affecting their quality of life. This study can serve as a reference for further scholarly development, thereby facilitating ongoing exploration of factors associated with quality of life.      

The need for electrical energy in modern life is crucial; however, conventional energy sources such as coal, gas, oil, and nuclear have limitations in their availability. Therefore, people are searching for renewable alternatives for electrical energy. This study aims to evaluate the voltage, current, and revolutions per minute generated by a DC generator, as well as the efficiency of a turbine intended for emergency lighting in a tent. The research involves testing the turbine at seven different head heights, ranging from 20cm to 80cm. In this experiment, a water pump with a flow rate of 5 liters per second is used to supply power to three 8-watt DC lamps. The research results indicate that the maximum power that can be generated for tent lighting is approximately 20.83 watts, with an efficiency of 61.09%, achieved at a head turbine height of 50cm.
 

Stres adalah kondisi yang akan selalu dihadapi sehari-hari oleh manusia mulai dari bayi sampai dewasa. Survey The American Psychological Association (APA) melaporkan bahwa stres tertinggi dijumpai pada remaja. Pesantren banyak di isi oleh anak yang berusia antara 12-17 tahun atau yang disebut dengan santri dan termasuk kelompok remaja. Setiap tahunnya 5-10% mengalami berbagai masalah kesehatan mental. Tujuan dari pengabdian ini adalah memberikan edukasi mekanisme koping dan cara belajar mengatasi emosi dan stres. Metode kegiatan dimulai dengan persiapan tim dalam menyiapakn materi dan menyiapkan kuis untuk menilain pemahaman peserta pengabdian. Pada tahap pelaksanaan dimulai dengan edukasi kemudian dilanjutkan dengan evaluasi pemahaman menggunakan quizis. Hasil dari pengabdian ini adalah peserta cukup memahami dengan nilai rata-rata 46% dan tingkat penyelesaian soal mencapai 72% dari 59 peserta. Dengan pengabdian ini diharapkan peserta dapat mengatasi emosi dan stres serta mengetahui kapan harus mendatangi ahli.

Diabetes militus merupakan penyakit yang kasusnya terjadi peningkatan tiap tahun. Perevalensi dibetes militus pada penduduk usia produktif di Indonesia mencapai 4,6%. Peningkatan pengetahuan masyarakat dinilai berpengaruh dalam upaya pencegahan diabetes mellitus. Penyuluhan tentang diabetes mellitus di Tegaltandan dengan metode ceramah merupakan salah satu upaya untuk meningkatkan pengetahuan masyarakat sehingga masyarakat memiliki pola hidup yang sehat.peningkata pengetahuan masyarakat tentang Diabtes militus dinilai dengan melakukan pengisian questioner sebelum dan sesudah dilakukan penyuluhan. Hasil kegiatan pengabdian ini menunjukkan adanya peningkatan pengetahuan masyarakat mengenai penyakit diabetes mellitus, baik dari segi pencegahan maupun dari akibat yang ditimbulkan. Pengetahuan yang baik tentang penyakit diabetes mellitus diperlukan untuk membentuk perilaku hidup sehat sehingga dapat menekan prevalensi penyakit diabetes mellitus.

The Bogor city population and civil registration service program application is the Population Administration Information system (SIAK) application. This includes e-ID services, family cards and birth certificates. The functioning of the Online KTP Registration application not only makes things easier for Bogor City residents. This application is also an additional public facility that supports efforts to make Bogor City a Smart City. In an effort to utilize information technology in providing population document services to the community with the aim of making it easier, simplifying the system and ensuring transparency, the Bogor City Population and Civil Registration Department is collaborating with all SKPD as a basis for development planning by utilizing a population database. The problem with the new system is that the e-KTP service in the city of Bogor is not yet optimal. Because there are still many people who have difficulty using this application and not all people know the procedures. Apart from that, there are also system response problems caused by slow internet networks, slow responses and lack of availability of blanks. The method in this research is a qualitative approach and uses a literature study or literature review method. The literature study method is a series of activities related to methods of collecting library data, reading and taking notes, and managing research materials (Kartiningrum 2015). To find out the quality of service in this research, theoretical indicators according to Zaithhanl are used, such as Tangible, Reliability, Responsiveness, Assurance, and Empathy.