Lembaga Keuangan merupakan lembaga yang memiliki peran penting dalam mengelolah dana umat. entah itu berbentu koperasi atau perbankan Syariah, keduanya sama-sama menyediakan berbagai macam produk yang ditawarkan kepada umat. mulai dari Produk Pembiayaan/Pinjaman hingga Tabungan/simpanan dengan berbagai macam Variannya dan masih banyak Lagi tawaran Produk Dari lembaga Keuangan Syariah. Pada Kesempatan Kali ini Penulis akan mengkaji salah satu produk pembiyaan lembaga keuangan syariah yaitu Pelayanan Berbasis Jamaah (LASISMA) tanpa jaminan. Adapun tujuan dari penelitian ini adalah untuk menganalisis penerapan manajemen risiko pembiayaan berbasis jamaah pada Koperasi Simpan Pinjam Pembiayaan Syariah di BMT NU Cabang Kalibaru Banyuwangi. Penelitian ini menggunakan penelitian kualitatif deskriptif untuk menjawab permasalahan yang terjadi dengan mendeskripsikan atau menggambarkan data yang telah terkumpul. Hasil penelitian pada BMT NU Cabang Kalibaru Banyuwangi telah menerapkan manajemen risiko dalam pembiayaan Lasisma dengan menggunakan 3C yaitu Character, capacity, dan juga condition of economic.

A good leader will pay attention to the quality of his employees' performance. This statement illustrates the need for leaders to be sensitive in managing Human Resources (HR) wisely. Wise Human Resources (HR) management can be implemented by holding digital-based employee training and development with the hope that employee training and development can increase employee knowledge, development and skills without disrupting working hours. The presence of digital-based training and development will improve the quality of employees so they are able to compete with employees of other companies which will influence the progress of the company's performance and development. This digital-based training and development can be carried out through various digital platforms and applications that are accessible to employees.

This study examines the effect of company size, liquidity, profitability, leverage and asset structure on company value in manufacturing companies listed on the Indonesian stock exchange in 2019-2021.
Firm size is measured using ln total assets, liquidity is measured using the current ratio, profitability is measured using NPM, leverage is measured using DER, asset structure is measured using current assets to total assets and company value is measured using PBV.
the sampling method uses purposive sampling with the 2019-2021 research period. This study uses secondary data. the relationship and influence between variables is explained by using the t test method.
The research results show that firm size, liquidity and asset structure have no significant effect on firm value. while profitability and leverage have a significant effect on firm value 

Besarnya pengeluaran biaya pakan konsentrat pada usaha ternak masih menjadi masalah umum bagi para peternak. Memilih alternatif pakan memiliki kandungan protein lebih tinggi seperti pemanfaatan larva Black Soldier Fly dapat dijadikan solusi permasalahannya. Oleh karena itu, kelompok 02 KKN-T UPN “Veteran” Jawa Timur mengadakan sosialisasi dan pelatihan budidaya larva Black Soldier Fly (BSF) di desa Nglebak, kecamatan Bareng, kabupaten Jombang. Tujuan dari kegiatan ini adalah adanya budidaya larva BSF akan menjadi solusi pakan ternak yang secara berkelanjutan. Metode pelaksanaannya yaitu dengan melakukan penyuluhan dan pelatihan secara langsung tentang cara perawatan dan budidaya larva BSF kepada kader PKK desa Nglebak. Hasil kegiatan ini adalah adanya produksi maggot BSF sebagai pakan ternak alternatif, pupuk organik dalam bentuk cair dan padat, reduksi sampah rumah tangga dan modul budidaya BSF. Hasil monitoring dan evaluasi juga menunjukkan adanya antusias warga untuk mengadakan budidaya yang sama.

In an effort to realize the Polsek's mission, the author would like to pay attention to one of the visions of the Polsek mentioned above, namely "Managing Polsek human resources professionally in achieving Polsek goals, namely the realization of domestic security so that it can encourage increased enthusiasm for work in order to achieve community welfare". Quality human resources are crucial for Polsek in realizing its mission. It is undeniable that Polsek HR still needs a lot of improvement, among others, in serving the community according to the main duties and functions of Polsek members. After the Polsek made up its mind to continue to improve itself, along the way, there were still disciplinary actions and violations of the law by unscrupulous members of the Polsek. Many of the violations committed by members of the Tegowanu Police, Grobogan Regency, included leaving their duties without notice, being involved in criminal acts such as drug abuse which resulted in delays in promotion to PTDH (Disrespectful Dismissal). This is the current internal task of the Polsek, considering that this problem is not easy to be eliminated by the leaders of the Polsek.

This study is entitled Teachers 'Interpersonal Communication Strategies in Instilling Islamic Values in Autistic Children aims to determine how teachers' interpersonal communication strategies in instilling Islamic values in children with autism, what factors affect its success and obstacles.This study uses a qualitative approach with descriptive methods. The paradigm used is constructivism. The theories used are self disclosure by Sidney Marshall Jourard, symbolic interactionism by George Herbert Mead and Blumer, and Gerald Miller's Interpersonal Communication Strategy. students, using media, giving examples of actions, special treatment, habituation, as well as assertiveness. Factors of success that teachers do is by being a creative teacher, the existence of supportive facilities, patience, and cooperation between the school, parents, community. The obstacles are that autistic students have poor communication skills, are easily upset and difficult to communicate, have a mood that is easily changed and difficult to understand their speech, often engrossed in their own world, like to attack, and seek attention. How to deal with it patiently, straighten and direct better, give space to students, adjust conditions, be firm, and dare to stop students.

The problem that occurs in Adi jaya Grosir is that the administrative process and the making of the financial statements of profit or loss obtained by the administration officer must go through a manual and not integrated process. Difficulties occur in calculating the amount of income earned by each sales. And it is difficult to know the number of stores that actively order products from this because there is no accounting information system, so the process is still manual. In this study the software used to build the system is Balsamiq Mockups for designing systems, PHP programming scripts and using MySQL as the database. The results obtained are financial data recapitulation. The system provides a report menu that is integrated between sales transaction data and financial statement data, so that it can obtain reports based on date. This system also generates income reports for each salesperson. With this system, the operation manager and administration staff can see the number of stores / customers who are actively ordering products from Adi jaya Grosir. This system produces accurate financial reports because the process is integrated. Reports generated by accounting information systems for making web-based financial statements can be printed and exported in the form of a .pdf file.