ANALISIS MINAT MASYARAKAT TERHADAP PRODUK DIGITAL PEGADAIAN SYARIAH DALAM KEMUDAHAN BERTRANSAKSI DI PT. PEGADAIAN SYARIAH CPS ARIEF RAHMAN HAKIM
(Tari Nopita Pratiwi, Chuzaimah Batubara, Sri Ramadhani)
DOI : 10.55606/jurimea.v5i2.936
- Volume: 5,
Issue: 2,
Sitasi : 0 01-Jul-2025
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| Last.13-Aug-2025
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Pegadaian Syariah CPS Arief Rahman Hakim is a sharia financial institution engaged in financial services and other services that have main products of pawn financing and micro financing. This study aims to determine the Strategy and Obstacles of PT Pegadaian Syariah CPS Arief Rahman Hakim in providing convenience for customers to transact, and to find out how the public responds and interests in digital pawn service products. The approach to this research is Qualitative descriptive, with data collection methods, namely: interviews as supporting using documentation studies in accordance with the problems discussed. The results of the study concluded that PT Pegadaian Syariah CPS Arief Rahman Hakim implemented a strategy to provide convenience for customers in transacting using digital pawn products. PT Pegadaian Syariah CPS Arief Rahman Hakim is also still lacking in socialization, causing many local people who do not know about the existence of the digital pawnshop sharia product. The obstacles faced by PT Pegadaian Syariah CPS Arief Rahman Hakim in increasing the number of customers using digital products are triggered by the application system which often errors, do not have smartphones and prefer to come directly to the outlet.
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2025 |
Analisis Efektivitas Pengunaan Qris untuk Transaksi Pembayaran dalam Rangka Mendorong Perkembangan Ekonomi Digital
(Muhammad Rasyid Ridlo, Nina Ramadhani Wulandari, Mawardi Mawardi, Ulil Albab)
DOI : 10.55606/jimak.v4i2.4674
- Volume: 4,
Issue: 2,
Sitasi : 0 28-Jun-2025
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The rapid adoption of QRIS (Quick Response Code Indonesian Standard) as a standardized digital payment system has transformed transactional behaviors in Indonesia, particularly among Generation Z and SMEs. This study explores the effectiveness of QRIS in driving digital transactions and its role in advancing the digital economy in Bandar Lampung, with a dual focus on Generation Z consumers and SMEs. Using a qualitative approach, data were collected through interviews with 13 Generation Z QRIS users and 3 SMEs (Jenggala, Ternatea, and Elora Studio). Findings indicate that QRIS adoption among Generation Z is driven by ease of use, speed, and practicality, though technical barriers like unstable internet connectivity and QR code scanning issues persist. For SMEs, QRIS enhances operational efficiency by reducing cash dependency (e.g., 70% of Jenggala’s transactions shifted to QRIS), automates financial management (Elora Studio), and improves customer satisfaction through faster transactions. However, challenges such as digital fraud (e.g., fake payment proofs at Jenggala) and infrastructure gaps underscore the need for systemic improvements. The study concludes that QRIS is pivotal in accelerating financial inclusion and digital economic growth, particularly when aligned with SME operational strategies and Generation Z’s tech-centric lifestyles. Recommendations include strengthening digital infrastructure, enhancing transaction security protocols, and fostering inclusive adoption across diverse business models.
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2025 |
Interpersonal Communication of Islamic Religious Education Teachers in Improving Students' Learning Ability
(Nabilah Ramadhani, Faridah Faridah)
DOI : 10.54150/syiar.v5i1.660
- Volume: 5,
Issue: 1,
Sitasi : 0 24-Jun-2025
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| Last.31-Jul-2025
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Effective interpersonal communication by teachers supports learning through empathetic, argumentative, and ethical verbal and nonverbal approaches, building students’ motivation, trust, and engagement in an inclusive learning environment. This study aims to understand the interpersonal communication of Islamic Religious Education teachers in establishing positive relationships to support students' academic success. This research uses a qualitative descriptive approach with a case study design to explore interpersonal communication between Islamic Education teachers and students through participatory observation, in-depth interviews, and documentation. Data were analyzed using the Miles, Huberman, and Saldana method, which includes data reduction, presentation, and conclusion drawing. Data validity was maintained through source and method triangulation, member checking, and peer discussions. The results indicate that teachers’ interpersonal communication strategies involve a harmonious blend of verbal and nonverbal communication. Teachers deliver material through lectures, advice, and praise, while reinforcing messages with facial expressions and gestures. Values such as empathy, openness, support, positive attitudes, and equality form the foundation for building strong emotional connections with students. Supporting factors such as extended learning time and school programs also strengthen communication. Despite challenges like large class sizes and negative student perceptions, adaptive and empathetic strategies successfully create a positive and inclusive learning atmosphere. Conclusion: The interpersonal communication strategies of teachers enhance learning through verbal and nonverbal approaches that foster closeness, participation, and a positive atmosphere.
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2025 |
Peran Manajemen Logistik dalam Meningkatkan Kualitas Pelayanan Kesehatan di Rumah Sakit Umum Sundari
(Indah Fadillah, Sumi Fitri Winanti, Wulan Dwi Citra Sari, Putri Adinda Ramadhani Hutagalung, Indah Doanita Hasibuan)
DOI : 10.55606/klinik.v4i3.4552
- Volume: 4,
Issue: 3,
Sitasi : 0 23-Jun-2025
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| Last.13-Aug-2025
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Quality health services are a basic right of the community and it is the responsibility of health institutions to fulfill them. Sundari General Hospital as one of the main health service providers in its area also faces challenges. This study aims to analyze the role of logistics management in improving the quality of health services at Sundari General Hospital. This study uses a qualitative approach that aims to describe the role of logistics management in improving the quality of health services at Sundari General Hospital. The study shows that the distribution of medical logistics at Sundari General Hospital uses a one-stop system with a pharmacy installation as a distribution center for centralized stock control and coordination between units. A flexible logistics management system is implemented with the FIFO and FEFO methods for stock rotation, supported by standard warehouse facilities, thus maintaining the quality and availability of drugs and medical devices for optimal service. Based on the results of the study, logistics management at Sundari General Hospital has been shown to play an important role in improving the quality of health services.
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2025 |
Sosialisasi Perencanaan Bisnis pada Mahasiswa Perguruan Tinggi di Kota Banjarmasin
(Henidinia Tricahya, Rizka Ramadhani, Abdul Majid Habibi, Anna Nur Faidah, Sudirwo Sudirwo)
DOI : 10.62383/aksinyata.v2i3.1661
- Volume: 2,
Issue: 3,
Sitasi : 0 23-Jun-2025
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Business planning and business development are crucial steps to maintain business continuity and progress in a highly competitive market environment. Business planning refers to the systematic formulation of strategies to achieve a company's long-term growth goals. This includes identifying opportunities and challenges in the market, designing strategies for marketing and sales, human resource development, and innovation and technology analysis, and environmental sustainability management. The purpose of this planning is to produce clear and organized guidelines so that the company can achieve its long-term vision and objectives. The methodology used in this study is qualitative descriptive which aims to describe the phenomena surrounding business planning and development. This planning process is also important for detecting risks, improving operational efficiency, and ensuring business continuity in the future.
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2025 |
Pembangunan Karakter Melalui Makanan yang Sehat
(Ghifari Syafa Sukoco, Nurhayati Nurhayati, Rima Artanti, Najatul Aulia, Naila Tri Absari, Aidina futri ritonga, Aulia Ramadhani)
DOI : 10.55606/jurrikes.v4i2.5700
- Volume: 4,
Issue: 2,
Sitasi : 0 21-Jun-2025
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This study aims to examine the relationship between healthy food consumption and character development in students. The research is based on the premise that healthy eating plays a vital role not only in physical well-being but also in shaping students' behavior and moral values from an early age. A quantitative descriptive approach was used, employing a theoretical and conceptual analysis design. The findings indicate a strong relationship between healthy eating habits and the development of positive character traits such as discipline, responsibility, and honesty. Based on a regression analysis simulation, healthy food consumption was found to contribute approximately 46% to character formation. These results highlight the importance of integrating healthy eating patterns into character education programs both in schools and at home. The study recommends collaboration among schools, parents, and government bodies to promote healthy eating as a foundation for building strong and positive character in young generations.
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2025 |
Peran Psikologi Agama dalam Pembentukan Karakter Profetik Peserta Didik
(Ratu Rinindya Ramadhani Zahfi, Yuminah Rohmatullah)
DOI : 10.61132/karakter.v2i3.1080
- Volume: 2,
Issue: 3,
Sitasi : 0 20-Jun-2025
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| Last.06-Aug-2025
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This study aims to determine the role of psychology of religion in the development of prophetic character in students is to understand the psychology of religion influences or plays a role either in general or in the development of prophetic values that exist in students. This research uses a literature study method where researchers read theories related to the problems studied which are sourced from academic literature. The results of the study show that education is a means in shaping the religious spirit of students. Psychology of Religion has a role to develop the prophetic nature of learners by providing awareness of the meaning of life, the purpose of their actions by improving morals and ethics in everyday life, relationships with God in the form of strengthening beliefs and faith. A learner can face the challenges of faith with emotional control. The conclusion of this study shows that the psychology of religion has a very important role in the formation of the prophetic character of students with the help of the psychology of religion students can understand the meaning of religious prophetic values that will be the basis for the formation of character and personality behavior of each student to achieve the welfare of life.
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2025 |
Pengaruh Kualitas Pelayanan, Store Atmosphere, dan Strategi Proaktif di CV MM Acing Jaya Pangkalpinang
(Aulia Hari Maharani, Siska Ramadhani, Natasia Irwana, Indah Noviyanti)
DOI : 10.58192/ebismen.v4i2.3588
- Volume: 4,
Issue: 2,
Sitasi : 0 19-Jun-2025
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| Last.22-Jul-2025
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This study aims to evaluate the extent to which service quality, store atmosphere, and the implementation of proactive strategies contribute to business strategy at CV MM Acing Jaya located in Pangkalpinang. This study uses a quantitative approach with data collection techniques through distributing questionnaires to 71 respondents consisting of customers and business partners of the company. Multiple linear regression analysis was used to test the research hypothesis consisting of three independent variables (service quality, store atmosphere, and proactive strategy) and one dependent variable (business strategy). The results showed that store atmosphere and proactive strategy had a positive and significant effect on business strategy, while service quality showed no significant effect. The findings suggest that the creation of a supportive store atmosphere and the implementation of responsive and innovative strategies are important factors in strengthening the competitiveness of ritel companies. This research provides a practical contribution for businesses in developing business strategies that are more adaptive and oriented to consumer needs.
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2025 |
Pengembangan Media Miniatur Rumah Adat Batak Karo pada Pembelajaran Bangun Datar terhadap Minat Belajar Siswa di Kelas IV SD
(Ahmad Landong, Claudia Madinah, Novi Lestari, Zelya Margarena, Nurul Haliza, Mutiara Ramadhani)
DOI : 10.55606/inovasi.v4i2.4351
- Volume: 4,
Issue: 2,
Sitasi : 0 12-Jun-2025
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| Last.13-Aug-2025
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This research is motivated by the low interest of students in learning flat building materials in mathematics learning in elementary schools. Geometry material is often considered abstract by students, so contextual and interesting learning media are needed. One alternative that can be used is local culture-based media. This study aims to develop a miniature diorama media of the Batak Karo Traditional House as a learning tool for flat building in grade IV of elementary school and to determine the feasibility of the media based on expert validation, as well as the responses of teachers and students. This research is research and development (Research and Development) with ADDIE (Analysis, Design, Development, Implementation, Evaluation). The test subjects consisted of grade IV students and teachers at an elementary school in Medan City. The validation results show that the developed media is very feasible to use. Media expert validation obtained a feasibility score of 88%, and material expert validation obtained a score of 87%. The response of teachers and students to the media was also very positive. The use of dioramas based on local culture has been proven to increase students' attraction to the material and facilitate the understanding of geometry concepts. The diorama media of the Batak Karo Traditional House is suitable for use as a thematic learning medium, especially for flat building materials in grade IV of elementary school, as well as a means of preserving local cultural values in education.
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2025 |
Nilai Moral dalam Lirik Lagu “Untuk Perempuan yang Sedang dalam Pelukan” Karya Payung Teduh (Sebuah Kajian Sosiologi Sastra)
(Annisa Putri Ramadhani, Dwi Wahyu Candra Dewi)
DOI : 10.61132/bima.v3i3.2063
- Volume: 3,
Issue: 3,
Sitasi : 0 10-Jun-2025
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| Last.06-Aug-2025
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This research aims to examine the moral values ??contained in the lyrics of the song "For Women Who Are in a Hug" by Payung Teduh using a literary sociology approach. This song was chosen because the lyrics are full of meaning and describe the deep emotional relationship between the male and female characters. Through qualitative analysis, it was found that this song contains the values ??of affection and sincere love, emotional honesty, simplicity, gratitude, and respect for women. These values ??not only reflect healthy personal relationships, but also reflect the social conditions of modern society which is experiencing a crisis of emotional closeness due to the dominance of materialistic lifestyles. The results of this study show that song lyrics as part of popular literary works can be an effective medium in conveying moral and social messages in a subtle but profound manner.
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2025 |