In general, insurance is providing risk protection to the insurer, namely an insurance organization and an agreement agreed upon for a certain period of time. PT Sun Life Syariah Medan Branch is a Sharia general insurance organization located on Jl. Captain Jumhana No. 127, Sukaramai II, Kec. Medan Area, Medan City, North Sumatra. The aim of this research is to find out how to increase the efficiency and quality of superior Sharia general insurance products at PT Sun Life Syariah Medan Branch. The research method uses qualitative methods. The research results obtained are that the level of efficiency of an organization is not determined by the amount of total income, total expenditure, or the total capital owned by the company. However, on the contrary, it is influenced by the business's ability to maximize profits through the effective use of its own resources, which determines the level of efficiency. For this reason, it can be concluded that the Sun Life Financial Syariah Medan Branch organization has better management skills than traditional insurance organizations to design products optimally and minimize the costs required.
 

The purpose of this study was to find out how the STAD learning model influences the ability to write readings in 20 grade IV students at SDN 13 Betung, Banyuasin Regency. Through extensive data collection, this qualitative research strategy aims to provide a comprehensive explanation of a phenomenon. The significance of phenomena and the importance of observing them is the main focus of qualitative research methods. In this paragraph, the students' goals for improving their learning of Indonesian are: 1) students can express considerations, presumptions, conjectures, and feelings stored in printed copies in a straightforward manner;(2) Students are able to write about the situation and context in their writing; 3) Students like to write; 4) Students can use linguistic elements in writing literary works. Writing can also be understood as expressing one's feelings, thoughts and intentions to others. Writing is a way to generate ideas and emotions through writing.

The aim of this research is to find out the meaning of respect for ancestors contained in the mangongkal holi ritual of the Christian Batak community. The research method used is qualitative research with a socio-theological approach. The current understanding of the Christian Batak community regarding the mangongkal holi ritual is very different, especially after the arrival of Christianity to Batak land, some think that this ritual contains animism or something else and there are also those who think that this ritual is contrary to Christianity. This ritual cannot be said to be in conflict with Christianity, but on condition that in the ritual there is no hasipelebeguon or things related to ancestor worship because in essence, as a Christian Batak society, they must be able to balance ritual and religion. This research explains what the meaning and purpose of the mangongkal holi ritual is for the Batak people, how the ritual and things related to mangongkal holi are carried out and their relationship with Christianity, and this research also explains how ancestors are respected biblically and also in Toba Batak ways. The result of this research is to examine socio-theologically the mangongkal Holi ritual by taking the example of moving Joseph's bones, which is about how respect for ancestors is depicted.
 

The ability of children to recognize the letters of the Qur'an in Taam Darul Huda is still low. Almost all students know hijaiyyah letters, but have not been able to pronounce and write letters without seeing examples. The purpose of this study is to find out how the implementation of introducing the letters of the Qur'an with the media playing flashcards in Ta'am Nurul Huda. This type of research is a case study with a qualitative approach. Data collection techniques were carried out through observation, in-depth interviews and documentation studies. The results of the study show that the implementation of introducing the letters of the Qur'an with the media playing flashcards carried out by teachers at Taam Nurul Huda can actually help students memorize hijaiyah letters. The learning approach designed by the teachers is carried out through four stages, namely the preparation, implementation, self-learning, and evaluation stages.
 
 

Penelitian ini bertujuan untuk menguji dan menganalisispengaruh investment opportunity set, kebijakan dividen dan pertumbuhan perusahaan terhadap nilai perusahaan pada perusahaan makanan dan minuman yang terdaftar di Bursa Efek Indonesia (BEI) tahun 2019 -2021. Jenis penelitian ini adalah penelitian kuantitatif dengan metode pendekatan deskriptif. Data yang digunakan adalah data sekunder berupa laporan keuangan perusahaan yang diperoleh dari website IDX. Sampel yang diteliti sebanyak 21 perusahaan subsektor makanan dan minuman yang terdaftar di Bursa Efek Indonesia tahun 2019- 202 dengan Teknik purposive sampling. Teknik analisi data dalam penelitian ini menunjukkan bahwa Invesment Opportunity Set dan Kebijakan Dividen berpengaruh signifikan terhadap nilai perusahaan sedangkan untuk pertumbuhan perusahaan tidak berpengaruh signifikan terhadap nilai perusahaan.

Strategi adalah sebuah keunggulan kompetitif yang memiliki tujuan untuk merencanakan suatu hal dengan cara yang strategis. Penelitian ini bertujuan untuk mengetahui bagaimana strategi Ibu Asuh dalam mendidik Anak di Panti Asuhan agar bisa menjadi anak yang berakhlak mulia dan bisa menerapkannya dalam kehidupan sehari-hari dari usia muda hingga usia tiba masanya. Penelitian ini menggunakan pendekatan Kualitatif Deskriptif. Instrumen yang dapat digunakan adalah dengan metode Observasi, Wawancara dan interview langsung ke Panti Asuhan Aisyiyah Putri bukittinggi. Dari hasil observasi peneliti menemukan bahwasanya Ibu Asuh meeberikan berbagai Strategi berupa Aturan yang harus dilaksanakan dalam kehidupan sehari-hari untuk dapat di jadikan kebiasaan yang baik. Anak Panti tidak merasa keberatan dengan aturan yang telah di buat dengan Ibu Asuh dan Pimpinan Panti. Karena tujuannya adalah untuk mendidik Anak agar bisa berakhlakul Karimah. Jika dilihat dari hasil Wawancara Peneliti memberikan gambaran bahwasanaya Ibu Pimpinan dan Ibu Asuh sudah beusaha memberikan yang terbaik kepada semua anak di panti tanpa membeda-bedakannya. Begitu juga dengan tanggapan Anak di Panti bahwanya aturan yang telah di terapkan dapat membuat anak merasa tidak sendrian karena selalu di liputi dengan berbagai aktivitas yang membuat anak panti sibuk dengan kegiatannya masing-masing. Dalam aturan yang telah di buat ternyata masih ada juga anak panti yang melanggar aturan tersebut. Dikarenakan kekurang terbukaanya mengenai apa yang diingnkan dan apa yang di butuhkan anak. Sehingga kadang anak panti mencari perhatian lebih di luar Panti Asuhan. Hal ini yang menjadi tindak lnjut lagi oleh ibu Asuh dalam memberikan contoh perilaku yang baik dalam kehidupan sehari-hari.

A small cassava chip business is a household business that produces snacks made from special cassava snacks. The single most important factor influencing the performance of small businesses in Singapore is their marketing strategy, which takes into account their products, prices, promotions and distribution locations. This research was conducted in the small business community of Bandar Khalipah Village in Percut Sei Tuan district. The purpose of this study was to understand the mix marketing strategies used by the Singapore government. Descriptive qualitative, data collection techniques with notes, and documentation are the methods used for analysis.  Research results 1) the marketing mix strategy used by small businesses in Singapore is a product made with good quality materials, good quantity, has a handle, and is wrapped in plastic. The quoted price is equal to the price. The traditional promotional method still used in Cassava Chips is "lewd mouth to mouth" and "place/distribution channel" is "products marketed slim in the place of production then exist" i.e. "channeled to consumers" through "wholesalers". 2) Product and price are internal determining factors. Externally influenced factors include increased sales during peak hours, while internally influenced factors include sluggish production and promotion locations. External factors that become obstacles include business competitors and seasonal raw materials.

Penelitian ini menghendaki menjelang memaklumi bagaimana kesan kompensasi lingkungan dan pembasuh tangan sumbangan dominasi terhadap perubahan ekonomi diKabupaten aceh kanan perian 2010-2020. Metode penentuan yang digunakan menjelang pendaftaran ini adalah preskripsi penentuan Deskriptif dan kuantitatif yang dilakukan dengan terlebih introduksi memindahkan sertifikat yang lahir esok lusa di klarifikasikan, di analisis, selanjutnya di intrepretasikan sehingga upas mengikhlaskan kesimpulan terhadap permasalahan. Dengan resep yang digunakan yaitu kejatuhan berkembang dan penyimpanan sertifikat yang digunakan adalah pakai mengabdikan kegiatan eviews. Sumber keterangan tonggak yang digunakan adalah uluran tangan rasio, kompensasi anak jati lingkungan, pembasuh tangan sumbangan dominasi dan jasad kerumahtanggaan kewilayahan bruto pakai migas meyakini tangkai pokok hikmat beroperasi perian 2010-2020 di Kabupaten aceh kanan. Hasil penentuan ini memperlihatkan bahwa uluran tangan rasio dan kompensasi anak jati lingkungan tidak berpunya secara berarti terhadap jasad kerumahtanggaan kewilayahan bruto sedangkan pembasuh tangan sumbangan dominasi berpunya secara berarti terhadap jasad kerumahtanggaan kewilayahan bruto di Kabupaten aceh kanan perian 2010-2020. Sedangkan secara eksperimen F (Simultan) ketiga alasan mengaso tertera secara bersama-serupa memegang kesan yang berarti terhadap jasad kerumahtanggaan kewilayahan bruto di Kabupaten aceh kanan perian 2010-2020 pakai R2 sebanyak 67% yang bermakna bahwa alasan mengaso (uluran tangan rasio, kompensasi anak jati lingkungan dan pembasuh tangan sumbangan dominasi) putus mewakili menjelang menjelajahkan alasan terikat (jasad kerumahtanggaan kewilayahan bruto).

In the era of the Industrial Revolution 4.0, which was marked by the massive development of information technology and the easy distribution of information without any filters. This study aims to explained the urgency of digital literacy in order to ward off radicalism in the millennial generation in the era of the Industrial Revolution 4.0. The method used in this research is literature review with content analysis techniques. The conclusion of this study is that digital literacy skills are very important in warding off radicalism and need to be developed in eight essential elements, namely cultural, cognitive, constructive, communicative, creative, critical, and civic. In addition, to improve digital literacy skills, Siberkreasi activities can be used. Hopefully, with the digital literacy skills of a digital user, namely the millennial generation, they can filter the information obtained and ensure its correctness first.