This study discusses the credit agreement of banking and non-banking financial institutions requiring the existence of a collateral that must be done first in order to be able to make credit. A loan agreement with a fiduciary guarantee is the procedure chosen to adapt to the growth of the business world and the needs of the community. This research explains about the transfer of fiduciary collateral objects without the collector's approval and also about the application of legal protection in the practice of fiduciary engagements to the collectors. The borrower must have good intentions to properly maintain the collateral. About Fiduciary collateral, borrowers are not allowed to exchange, loan or lease to other parties for goods that are used as objects of fiduciary collateral, if the collecting party does not agree. It is legally valid that the fiduciary giver has taken an action that diverts the object of the fiduciary collateral being carried out, if the party receiving the fiduciary does not give written consent. The practice of legal protection for creditors has not yet reached the maximum point, this is because there are still many factors that put emphasis on creditors when they want to execute collateral objects themselves.Penelitian ini membahas mengenai perjanjian kredit lembaga keuangan perbankan maupun non perbankan mewajibkan dengan adanya suatu agunan yang harus dilakukan terlebih dahulu agar dapat melakukan kredit. Perikatan pinjaman dengan agunan fidusia adalah prosedur yang dipilih untuk beradaptasi dengan pertumbuhan dunia usaha serta keperluan masyarakat. Riset ini menjelaskan tentang pengalihan objek agunan fidusia tanpa persetujuan penagih dan juga mengenai penerapan proteksi hukum dalam praktik perikatan fidusia kepada pihak penagih. Peminjam harus memiliki tujuan yang baik untuk menjaga barang agunan dengan baik. Tentang jaminan fidusia peminjam tidak diperbolehkan menukar, mengagunkan maupun mengontrakkan kepada pihak lain terhadap barang yang dijadikan objek agunan fidusia, apabila pihak penagih tidak setuju. Hal tersebut secara sah bahwa pemberi fidusia telah melakukan tindakan yang mengalihkan objek agunan fidusia yang dikerjakan, apabila pihak yang menerima fidusia tidak memberikan persetujuan tertulis. Untuk praktik perlindungan hukum pada kreditur belum mencapai titik maksimal, hal tersebut dikarenakan masih banyak faktor yang menjadikan titik berat kepada kreditur saat ia ingin mengeksekusi sendiri benda jaminan.  

Bantuan sosial merupakan salah satu program pemerintah untuk mensejahterakan masyarakat agar menjadikan kehidupan yang lebih baik. Terutama bagi masyarakat yang kurang mampu dalam hal ekonomi. Akan tetapi tidak semua orang akan mendapatkan bantuan sosial karena beberapa faktor penyebab. Untuk mengatasi permasalahan yang ada maka pemerintah mengadakan program bantuan sosial bagi masyarakat kurang mampu dalam hal ekonomi. Pada penelitian ini penulis menggunakan Algoritma Klasifikasi Dataminig yaitu Algoritma C4.5 untuk memprediksi masyarakat dalam memperoleh bantuan dana sosial. Sampel data diambil dari data penerima bantuan sosial kecamatan binong, kabupaten Subang. Dari hasil pengujian digunakan tes Cross Validation dan Confusion Matrix. Hasil yang diperoleh untuk nilai Accuracy Algoritma C4.5 adalah sebesar 100.00%, nilai untuk Precision sebesar 100.00%, dan nilai untuk Sensitivity atau Recall sebesar 100.00%. Dengan demikian Algoritma C4.5 merupakan algoritma dan teknik terbaik untuk Memprediksi Masyarakat dalam memperoleh Bantuan Dana Sosial.

The Effect of Environmental Costs and Environmental Performance on Profitability in Manufacturing Companies Listed on the Indonesia Stock Exchange
The purpose of This study is to examine and analyze the effect of (i) environmental costs on profitability, and (ii) environmental performance on profitability in manufacturing companies listed on the Indonesia Stock Exchange in the 2019-2020 period. Data collection uses secondary data obtained from the annual report published by the Indonesia Stock Exchange. The population in this study are manufacturing companies listed on the Indonesia Stock Exchange and participating in PROPER in the 2019-2020 period. The sampling technique used was purposive sampling. The data analysis method is in the form of quantitative analysis using multiple linear analysis and hypothesis testing using software E

The presence of ojek-online in Banyumas Regency turned out to be able to provide satisfaction for its customers, especially in Banyumas Regency. many as ojek-online in the Banyumas Regency and surrounding areas so that very many unemployed and already working residents are now working as ojek-online because in addition to the benefits achieved, it also has its own charm. Although it has received criticism from both the government and conventional ojek, slowly the existence of ojek-online can now be received positively by the wider community in Indonesia, especially in Banyumas Regency, because in addition to the easy ordering method, it also saves time, costs and energy.
The presence of ojek-online turns out to be very helpful for public transportation, especially in certain rural areas where no transportation is available or transportation is available but time is limited, so the presence of ojek-online brings fresh air and bright hope in increasing population mobility in remote areas that are difficult and expensive to transport.
 

Instagram is a new media that is advancing very rapidly, in Instagram, there are many users or perpetrators of citizen journalism, to find out whether @jktinfo has used Instagram's features as well as possible and to find out if @jktinfo is included in the new respected media. The method used in this research is descriptive qualitative which is done through observation and documentation from @jktinfo. The @jktinfo account has fulfilled the features and is also interactive several times to create a two-way communication where @jktinfo provides information related to citizen journalism, according to McQuaill's theory it can be said that @jktinfo is an account that is good in management and leads to something higher.

Services to residents in RW 10 Kayumanis, Matraman sub-district, if you want to make a cover letter for RT, the RW still experiences a manual system by coming directly to the RT secretariat's house. The problem is that it often happens that the RT is not at home. To overcome administrative problems, the author makes a web-based administration application in the Kayumanis village by changing the procedure from manual to computerized and to provide the best service for residents. The system development method used is SDLC starting from requirements making needs analysis of procedures in data services at the local RT, both designs making data service system designs using use case modeling, activity diagrams and proposal diagrams, the third stage of implementation is implementing from design to source. code according to the flow, the last stage of testing is testing the population administration service application accompanied by the head of the local RT.

 The purpose of this study is to understand the impact of Covid-19 on the world that had consequences on global economic conditions, one of which is the inflation that occurred in several developed and developing countries. Furthermore, the purpose of this study is to understand the extent of the role of the Indonesian government, which is not only considered a successful country in dealing with Covid-19 but also in 2022 Indonesia as the host of the G20 meeting and the G20 presidency. Through the normative legal approach methodology, this research has produced several results that are conveyed in the legal politics carried out by Indonesia in the context of world inflation through the G20 agreement instrument. The Indonesian government, among others, communicated to the disputing countries, namely Russia and Ukraine to maintain economic stability even though they were in a state of war. In order to build the commitments of the G20 countries, the Indonesian government should emphasize the cooperation agreement and joint commitment to building the global economy through the instrument of agreement which must later be ratified by each country.Tujuan dalam kajian ini adalah untuk memahami atas dampak Covid-19 yang ada didunia telah memberikan konsekuensi terhadap kondisi ekonomi global yang salah satunya dampak tersebut adalah dengan adanya inflasi yang terjadi di beberapa negara maju dan berkembang. Lebih lanjut tujuan dalam kajian ini untuk memahami sejauh mana peranan pemerintah Indonesia yang bukan saja dianggap negara yang berhasil dalam menangani Covid-19 akan tetapi juga pada tahun 2022 Indonesia sebagai tuan rumah pertemuan G20 dan Presidensi G20. Melalui metodologi pendekatan hukum normatif penelitian ini telah menghasilkan beberapa hasil yang disampaikan diantara politik hukum yang dilakukan oleh Indonesia dalam rangka inflasi dunia melalui instrumen kesapakatan G20. Pemerintah Indonesia diantaranya melakukan komunikasi kepada negara yang bersengketa yakni Rusia dan Ukraina untuk tetap menjaga stabilitas ekonomi meskipun sedang dalam kondisi perang. Dalam rangka membangun komitmen negara G20, sudah seharusnya pemerintah indonesia menekankan kesepakatan kerjasama dan komitmen bersama dalam membangun ekonomi global melalui instrumen perjanjian yang nantinya harus diratifikasi oleh setiap negara.      

<pre><em><span lang="EN-US">This study aims to determine and explain the effect of work-life balance variabels and employee performance. This type of research uses a quantitative descriptive method, with a simple linear regression analysis approach as a data analysis technique, with a total of 40 respondents using a survey through a questionnaire to 40 employees of PT. True Independent Livia. The results of this study can show that worklife balance has a positive and significant effect on employee performance with the total effect of variabel X on variabel Y amounting to 0.851 or 85.1%, and epsilon or other independent influences that affect employee performance (Y) amounting to 0.149 or 14.9 % but was not investigated in this study.</span></em></pre><p>Penelitian ini bertujuan untuk mengetahui dan menjelaskan pengaruh <em>variabel worklife balance</em> terhadap kinerja karyawan. Jenis penelitian ini menggunakan metode deskriptif kuantitatif, dengan pendekatan analisa regresi linier sederhana sebagai teknik analisa data, dengan jumlah responden sejumlah 40 orang. Survey dilakukan dengan menyebarkan kuesioner kepada 40 karyawan PT. Livia Mandiri Sejati. Hasil olah data menunjukkan bahwa <em>worklife balance</em> berpengaruh positif dan signifikan terhadap kinerja karyawan.<em> </em>Total pengaruh<em> Variabel worklife balance</em> terhadap kinerja karyawan adalah sebesar 0.851 atau 85.1%, dan epsilon atau sisa pengaruh independent lainnya yang berpengaruh terhadap kinerja karyawan (Y) adalah sebesar 0.149 atau 14.9% namun tidak diteliti dalam penelitian ini.</p><pre><em><span lang="EN-US"><br /></span></em></pre>

This research aims to determine the validity of the material related to severance pay in the legislation. Government Regulations are statutory regulations stipulated by the President to carry out the Act properly. The content of the Government Regulation is material for implementing the Law. The problem of this research is how the validity of the content in government regulations is related to severance pay. The research method used is the normative juridical approach. The conclusion of this study government regulation cannot change the material contained in the law it implements, cannot add, does not reduce, does not insert a provision, and does not modify the material and understanding that already exists in the law that is its parent. Provisions related to severance pay in Government Regulation Number 35 of 2021 which regulates severance pay are lower than the provisions stipulated in the parent regulation, namely Law Number 11 of 2020 cannot be justified by law.Penelitian ini bertujuan untuk mengetahui keabsahan materi muatan terkait uang pesangon dalam peraturan perundang-undangan. Peraturan Pemerintah merupakan peraturan perundang-undangan yang ditetapkan oleh Presiden untuk menjalankan undang-undang sebagaimana mestinya. Materi muatan peraturan pemerintah adalah materi untuk menjalankan undang-undang. Permasalahan penelitian ini tentang bagaimana keabsahan materi muatan dalam peraturan pemerintah terkait pesangon bagi tenaga kerja yang diatur kurang dari undang-undang induknya dan akibat hukum terhadap pemberlakuan ketentuan terkait pesangon. Metode penelitian yang digunakan adalah yuridis normatif. Kesimpulan dari penelitian ini peraturan pemerintah tidak dapat mengubah materi yang ada dalam undang-undang yang dijalankannya, tidak dapat menambah, tidak mengurangi, dan tidak menyisipi suatu ketentuan serta tidak memodifikasi materi dan pengertian yang telah ada dalam undang-undang yang menjadi induknya. Ketentuan terkait pesangon dalam Peraturan Pemerintah Nomor 35 tahun 2021 yang mengatur pesangon lebih rendah dari ketentuan yang diatur dalam peraturan induknya yaitu Undang-Undang Nomor 11 Tahun 2020 tidak dapat dibenarkan menurut hukum.  

<p><span lang="EN-US">Tujuan dari penelitian ini adalah untuk menganalisis </span><span lang="IN">bagaimana hubungan</span><span lang="EN-US">  jangka pendek dan jangka panjang Makroekonomi, Indeks Saham Global, Harga Emas Dunia, dan Harga Minyak Dunia terhadap Indeks Harga Saham Gabungan (IHSG) selama periode </span><span lang="IN">Januari</span><span lang="EN-US">  2010</span><span lang="IN">  hingga Desember </span><span lang="EN-US">2019 menggunakan data bulanan.</span><span lang="IN">  Dalam penelitian terdahulu, masih adanya inkonsistensi dalam hasil penelitian membuat penelitian ini harus dilakukan.</span><span lang="EN-US">  Analisis yang digunakan dalam penelitian ini adalah model <em>Autoregressive Distribute-Lag</em> (ARDL). </span><span lang="IN">Model ARDL berbeda dengan <em>Eror Correction Model</em> (ECM) dimana dalam model ARDL kita tidak mempermasalahkan perbedaan tingkat stasioneritas. Kesimpulan dari hasil penelitian   </span><span lang="EN-US">menunjukkan bahwa dalam jangka pendek </span><span lang="IN">Inflasi, Nilai tukar Rupiah terhadap <em>Dollar</em>, dan Harga Minyak Dunia berpengaruh negatif terhadap IHSG. Sedangkan Indeks <em>Nikkei</em> 225, Indeks SSE, dan Harga Emas Dunia berpengaruh positif terhadap IHSG. Dalam jangka panjang Inflasi, Nilai Tukar Rupiah terhadap <em>Dollar</em>, Indeks SSE, dan Harga Minyak Dunia berpengaruh negatif terhadap IHSG. Sedangkan Indeks <em>Nikkei</em> 225 berpengaruh positif dan Harga emas dunia tidak berpengaruh terhadap IHSG.</span></p><p><span lang="IN"><br /></span></p><p><span lang="IN"><em><span lang="EN-US">The purpose of this study is to analyze the short-term and long-term relationship of Macroeconomics, Global Stock Index, World Gold Prices, and World Oil Prices to the Jakarta Composite Index (JCI) during the period January 2010 to December 2019 using monthly data. In previous research, there are still inconsistencies in the research results, making this research must be done. The analysis used in this study is the Autoregressive Distribute-Lag (ARDL) model. The ARDL model is different from the Error Correction Model (ECM) where in the ARDL model we don't care about the different levels of stationarity. The conclusion of the research shows that in the short-term inflation, the exchange rate of the rupiah against the dollar, and world oil prices have a negative effect on the JCI. Meanwhile, the Nikkei 225 Index, the SSE Index, and the World Gold Price have a positive effect on the JCI. In the longterm Inflation, the Exchange Rate of the Rupiah against the Dollar, the SSE Index, and World Oil Prices have a negative effect on the JCI. While the Nikkei 225 index has a positive effect and the world gold price does not have effect on the JCI.</span></em></span></p>