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This study aims to investigate the significance of financial literacy in empowering Micro, Small, and Medium Enterprises (MSMEs). The research model adopts a qualitative approach to explore the nuanced factors affecting financial literacy among MSME owners and its impact on their businesses. A purposive sampling technique is employed to select participants from diverse MSME sectors. Data is collected through in-depth interviews and focus group discussions. The analysis utilizes thematic coding to identify patterns and themes within the qualitative data. The findings highlight the crucial role of financial literacy in enhancing the resilience and sustainability of MSMEs. Moreover, the study underscores the need for tailored financial education programs targeted at MSME owners to improve their financial management practices and foster business growth in a dynamic economic landscape.

Counseling, Mentoring and Empowerment are activities to increase community participation in meeting life's needs to resolve problems experienced by the community. Activities are carried out through the Real Work Lecture (KKN) program, which is a community service-based activity to increase student empathy for the conditions of society and the environment. Science KKN is carried out in Kemlagi District, Mojokerto Regency using service methods such as counseling, training and group mentoring. The results show that there is a positive response from village stakeholders and high active participation from the community, including taking part in an extension program with four activities, namely structuring Village Administration, Legal Awareness, Empowering MSMEs, and Learning Innovation. Apart from that, there are several outputs produced: (1) Strengthening data recording, archiving and reporting Village finances correctly (2) Increasing order, peace, security and justice in Village social life (3) Development of quality, competitiveness and added value of production home and halal certification (4) There has been an increase in discipline and participation in the teaching and learning process in an orderly and structured manner.

Community empowerment is a crucial effort in improving the well-being and environmental sustainability, especially in the Rw 02 Gunungsari area. In the current modern era, waste management and environmental conservation have become central issues faced by the community. Therefore, creative and innovative steps are needed tot address these problems. The surabaya city goverment, particularly the environmental agency, has initiated the MBKM KZW (Zero Waste Village) program involving the entire community of Rw 02 Gunungsari and students from the 17 August 1945 University of Surabaya in an effort to reduce waste and preserve the environment. One approach to achieve this is through education and training on the creation of a wick hydroponick system using recycled materials duet o limited space. The goal of this education and trainning is to enhance the community’s knowledge of the latest agricultural technology and reduce waste by utilizing recycled materials to create a self-sufficient and sustainable environment.

This study delves into the intricate interplay of social, religious, and academic facets within the Maritime Institute Jakarta (STIP Jakarta), specifically focusing on Semester 1 cadets enrolled in the international programme. The research centres on the competencies of 200 randomly selected cadets, examining their proficiency in computer literacy while scrutinizing the influence of social and religious perspectives on their pursuit of an international maritime education. This investigation aligns with the International Maritime Organization's (IMO) Standards of Training, Certification, and Watchkeeping (STCW) framework, emphasising the paramount importance of English communication skills for future global officers. Maritime Institute Jakarta (STIP Jakarta), renowned for producing a substantial number of qualified seamen, deck officers, and engine officers, offers applied bachelor's degrees in Nautical, Technical, and Port and Shipping Management majors. Cadets, hailing from diverse regions across Indonesia, incorporate Bahasa Indonesia and their traditional languages into their daily lives. However, the demand for international and global proficiency necessitates fluency in English communication. The research methodology adopts a qualitative approach with a focus on descriptive analysis. By investigating the social and motivational empowerment aspects, the study aims to uncover the intricate dynamics that influence the cadets' journey. Attention is given to the prayers and expectations of parents, reflecting on the cadets' plans and aspirations to become exceptional seafarers. The qualitative lens employed in this study allows for a nuanced understanding of the cadets' experiences, exploring the multifaceted dimensions of their educational journey. This research not only contributes to the understanding of computer literacy among maritime cadets but also sheds light on the socio-religious context that shapes their educational pursuits. The findings are anticipated to inform educational policies, curriculum development, and support systems tailored to the unique needs of maritime cadets in an international setting.

This study delves into the intricate interplay of social, religious, and academic facets within the Maritime Institute Jakarta (STIP Jakarta), specifically focusing on Semester 1 cadets enrolled in the international programme. The research centres on the competencies of 200 randomly selected cadets, examining their proficiency in computer literacy while scrutinizing the influence of social and religious perspectives on their pursuit of an international maritime education. This investigation aligns with the International Maritime Organization's (IMO) Standards of Training, Certification, and Watchkeeping (STCW) framework, emphasising the paramount importance of English communication skills for future global officers. Maritime Institute Jakarta (STIP Jakarta), renowned for producing a substantial number of qualified seamen, deck officers, and engine officers, offers applied bachelor's degrees in Nautical, Technical, and Port and Shipping Management majors. Cadets, hailing from diverse regions across Indonesia, incorporate Bahasa Indonesia and their traditional languages into their daily lives. However, the demand for international and global proficiency necessitates fluency in English communication. The research methodology adopts a qualitative approach with a focus on descriptive analysis. By investigating the social and motivational empowerment aspects, the study aims to uncover the intricate dynamics that influence the cadets' journey. Attention is given to the prayers and expectations of parents, reflecting on the cadets' plans and aspirations to become exceptional seafarers. The qualitative lens employed in this study allows for a nuanced understanding of the cadets' experiences, exploring the multifaceted dimensions of their educational journey. This research not only contributes to the understanding of computer literacy among maritime cadets but also sheds light on the socio-religious context that shapes their educational pursuits. The findings are anticipated to inform educational policies, curriculum development, and support systems tailored to the unique needs of maritime cadets in an international setting.

Abstract. Implementation of the Merdeka Curriculum with a focus on the Project for Strengthening the Pancasila Student Profile (P5) has become a major concern in the world of education since 2022. This research aims to understand the implementation of P5 in the UNP Laboratory Development Kindergarten, focusing on the topics of implementation, objectives, benefits, advantages, and evaluation. The research method involves collecting data through observation, interviews, and documentation studies. The research results show that the implementation of P5 in the UNP Laboratory Development Kindergarten has had a positive impact in increasing understanding of the values ​​of Pancasila, introducing local culture, and forming character and environmental awareness in kindergarten children. Evaluation of P5 activities is carried out through learning management and involving active participation from the surrounding community. In conclusion, the implementation of P5 in the UNP Laboratory Development Kindergarten makes a positive contribution to improving the quality of learning, building student character, and community participation and empowerment. The suggestion proposed is the need for cooperation between teachers, P5 coordinators, and parents of students to better adapt the P5 program.

This service focuses on "Community Empowerment through the Utilization of Household Waste into Organic Fertilizer in South Lembang Batualu", people who do not understand how to make organic fertilizer by using used materials, people still lack understanding in terms of adapting the plants to be planted in the soil with different conditions. Therefore, this service focuses on the theme "organic farming" which aims to increase public awareness and broaden people's knowledge about organic farming, especially in making organic fertilizer using household waste. The method we use is the approach method, this method is a method carried out directly by students to inspire the community in South Lembang Batualu. The results achieved are able to help with community problems regarding organic farming in South Lembang Batualu, so that this service activity can have a positive impact, namely that the community understands more about organic farming, especially in making organic fertilizer using household waste.

The Karang Taruna Organization (KARTAR) in Jati Sidoarjo Village, especially KARTAR RW 01, has become a significant entity in community development and empowerment efforts. With various work programs and activities, KARTAR RW 01 has succeeded in making positive contributions that have had an impact on revitalizing the spirit of youth participation. Through purchasing glass drinks when someone dies, environmental activities, and security monitoring by providing CCTV, KARTAR RW 01 is able to create a better community environment. The impact of this participation can be seen in easing the economic burden on the community, increasing environmental security, and reviving the spirit of participation of young people who were previously less involved in community activities. Regulatory support, such as Youth Law no. 40 of 2009 and Minister of Home Affairs Regulation Number 114 of 2014, strengthen the role of KARTAR RW 01 in youth empowerment. As an awareness agent, this organization not only participates in physical activities but is also involved in increasing the awareness and sensitivity of the younger generation towards the surrounding environment. The concept of youth participation in development, in line with national ideals and regulations governing youth empowerment, is reflected in the practices of KARTAR RW 01. This organization is not only an implementer, but also a pioneer of these values ​​in every activity. Thus, youth participation in KARTAR RW 01 is not only fulfilling social responsibility, but also becoming a real means of achieving national goals in developing an inclusive, just and sustainable society.

The Indonesian Muslim Scholars Association (ICMI) is a community organization that is Islamic, Indonesian, cultural, scientific, and intellectual. ICMI aspires to realize a moral and competitive civil society life order, so that it is prosperous outwardly and mentally. This research was motivated by the curiosity of researchers to find out the contribution of ICMI Wonosobo Regency to the lives of Muslims in Wonosobo. This paper is a qualitative field research, and is analyzed excitively. Conducted on Thursday, November 23, 2023 in Wonosobo Regency, with the object of research ICMI Regional Deliberation VII Wonosobo Regency Regional Organization, and the research subjects consisted of the activity committee, ICMI Wonosobo regency administrators, and several organizations, which involved 27 responses. The results of this activity show that the existence of the Indonesian Muslim Scholars Association (ICMI) in Wonosobo Regency implicitly has an impact on the community through inspiration. The idea emerged from the Indonesian Muslim Scholars Association in Wonosobo Regency to be able to advance Muslims themselves. The real impact can be proven by the large number of cadres of the Association of Scholars who enter the government bureaucracy with expertise in their respective fields. The conclusion focuses on the importance of the Indonesian Association of Muslim Scholars and its contribution and implications for the expansion of community empowerment in the social domain of the community. This research contributes to more specific future research directions and their contribution to sustainable human resource development.

The aim of this research is to find out how the European Union's complaint against Indonesia regarding the ban on nickel exports at the World Trade Organization (WTO) occurred. The biggest problem with this is the degradation of nickel in nature. Solving this problem requires nickel empowerment. This can be avoided by stopping shipments abroad, which will help anticipate the current depletion of nickel supplies. Therefore, the Indonesian government must hurry to increase nickel supplies, with activities aimed at increasing the added value of nickel in the country's natural resources.  

The state is  responsible for respecting, protecting and fulfilling the rights of citizens, including groups with disabilities.  One of the rights of groups with disabilities is the right to get employment opportunities.  However, in reality there are still groups with disabilities whose rights to work opportunities have not been fulfilled.  This study analyzes the empowerment of disabled workers conducted by PT.  Protecda Kreasi Prima as an effort to fulfill the right to work opportunities for people with deaf disabilities.  This study uses a qualitative descriptive research method with purposive sampling and snowball sampling techniques. Data collection uses observation, interviews, and document studies.  Based on the research results, it can be concluded that PT.  Protecda Kreasi Prima through various production unit-based empowerment programs.  This empowerment program has an impact on fulfilling the right to work opportunities, namely the potential for opening jobs for deaf disabilities such as beauty salons, mechanic workshops, cafes, providing information on work contracts at PT.  Protecda Kreasi Prima, increasing skills for deaf disabilities, absorbing labor to prevent and reduce unemployment Keywords: empowerment, fulfillment of rights, job opportunities, deaf disability  

The purpose of this study was to determine the role of the Kelurahan Community Empowerment Agency in coordinating development planning, the role of the Kelurahan Community Empowerment Agency in coordinating the planning of community institutions, and the role of the Kelurahan Community Empowerment Agency in planning development activities in a participatory manner in Santi Village, Bima City. This type of research is descriptive qualitative. Data collection techniques are interviews, observation, and documentation. Informants included the village head, village staff, LPM administrators, PKK administrators, Youth Organization administrators, Rukun Warga administrators, Rukun Tetangga, and residents who made arrangements in Santi Village. Determination of informants using purposive sampling technique. The analysis technique used is descriptive qualitative analysis, which starts from data reduction, data display, and verification and conclusion making. The research results obtained are: 1) with regard to coordinating development planning as the role of the Village Community Empowerment Institution, the results obtained have played a role and are in accordance with the mandate of Permendagri Number 5 of 2007 concerning Structuring Community Institutions and Government Regulation Number 73 of 2005 concerning Structuring Village Institutions. 2) With regard to coordinating the planning of community institutions as the role of the Kelurahan Community Empowerment Agency, the results obtained are as follows.

Community empowerment is a fundamental pillar of national development aimed at enhancing social welfare, social justice, and active public participation in the development process. This Community Service Program aims to strengthen community understanding and capacity, particularly among women members of the PKK organization in Rimba Sekampung Village, regarding the strategic role of community empowerment as a national development priority. The activity was conducted on Thursday, January 18, 2024, at Jalan Belimbing, Rimba Sekampung Village, Dumai City. The implementation method employed socialization through counseling and persuasive guidance using a non-formal and participatory educational approach. The program focuses on women's empowerment, community participation in development, and the prevention of social issues such as sexual violence and bullying among children and adolescents. The results indicate an improvement in participants' awareness, understanding, and active involvement during discussions, as well as a strengthened commitment to act as agents of change within their communities. This program contributes positively to reinforcing the role of women as strategic partners of the government in promoting inclusive, equitable, and sustainable national development.

This community service program was motivated by the suboptimal development of agribusiness partnership patterns among farmer groups assisted by the Agricultural Extension Center (BPP) of East Dumai District, Dumai City, which has resulted in low productivity, limited value added, and weak bargaining power of farmers. The program aimed to enhance farmers’ understanding, capacity, and readiness to develop sustainable agribusiness partnership strategies. The method applied was a community organizing approach through counseling, participatory discussions, and mentoring involving five farmer groups with a total of 15 farmers. The results indicate an improvement in farmers’ understanding of agribusiness partnership concepts and models, a shift in mindset from individual to collective group-based farming, and the emergence of initial agreements to develop simple partnership schemes with local agribusiness actors. In addition, farmers showed increased readiness in managerial aspects, product quality improvement, and communication with potential partners. This program contributes to strengthening farmer group institutions and provides a foundation for developing more structured and sustainable agribusiness partnerships.

The increasing incidence of sexual violence and bullying against children and adolescents has become a serious social problem that requires active involvement from all elements of society, particularly families. This community service program aims to strengthen the role of the Family Welfare Empowerment (PKK) organization in Rimba Sekampung Sub-district as the frontline in preventing and addressing sexual violence and adolescent bullying. The methods applied include socialization and persuasive educational approaches through counseling sessions, interactive discussions, and case consultations involving PKK members as community partners. The results indicate an improvement in participants’ knowledge, awareness, and social sensitivity regarding the forms, causes, and impacts of sexual violence and bullying among adolescents. Furthermore, the program enhances the capacity of PKK members to foster family resilience and create a safe, harmonious, and value-based family environment to support sustainable child and adolescent protection.

Significant temperature changes make the body unable to adjust properly, which eventually leads to disease, affects the immune system, and increases the risk of developing viruses and bacteria. Empowerment of family medicinal plants in the cultivation and utilization of TOGA can be a way to overcome these problems, especially in the city of Surabaya. The purpose of this community service is to increase public understanding of the efficacy of TOGA and to create facilities for nature conservation, especially the cultivation of TOGA greenery. The form of community service activities is providing education, giving and planting TOGA, and monitoring TOGA maintenance. The resulting output is increasing public understanding of the efficacy of TOGA and creating facilities for nature conservation, especially cultivating reforestation for special TOGA gardens (Kencur, turmeric, temulawak, and binahong) so that they can help realize preventive and promotional communities in overcoming disease problems that often arise during the transition season.

Indonesia is included in the aging society, which is the category of a country that has an elderly population above 7%. Along with the increasing life expectancy of the population in Indonesia, the Province of Bali is included in the fourth category of society with an old structure. This proves that with such a large number of elderly, there should be a contribution of more effective elderly services, because the higher the problem of the elderly can be helped and handled, the better the elderly will be and will extend their life expectancy. To answer the problems of the elderly, several activities were carried out including: health checks for the elderly and other activities that support the improvement of the health quality of the elderly. Furthermore, providing training and guidance to the elderly to be able to do fitness exercises to stay healthy physically and psychologically, as well as socializing PHBS for the elderly. Therefore, this activity needs to work with partners so that it can be useful for the elderly at the Tresna Wreda Wana Seraya Social Institution, Denpasar.

The economy in Indonesia has developed after being hit by the Covid-19 pandemic. All levels of society participate in improving the economy, including coastal communities. To improve their economy, fishing families work by fishing at sea and this activity is dominated by men. During the sailing period, an area will be dominated by wives and children. The wives will have two roles while their husbands are away sailing, as housewives and as the financial drivers of the family. This condition requires fisherwomen to play a role as drivers of the family economy. One way that can be done is by empowering fisherwomen. The community service team of the Veteran National Development University of East Java empowered fisherwomen in Pabean Village, Dringu District, Probolinggo Regency by conducting training in making handicrafts with copper wire into brooches with high selling value together with the owner of 'Tenocraft'. The method used in this training is the andragogy learning system. Participants were enthusiastic and able to follow the guidance of the speakers.

This community service program aims to improve the life skills of PKK mothers in Bulumeduro Village to be more productive through training in processing fish waste into high protein pellets and to reduce fish waste that is not properly utilized in order to create a better environmental ecosystem in Bulumeduro Village. The implementation methods used include extension or lecture method, carried out using direct practice or training methods, and assistance or monitoring for program sustainability. The results of community service activities using these three methods are that PKK mothers have a good understanding of how to process fish waste and how to make pellets and PKK mothers also know the benefits of processing fish waste into pellets, this can be seen from the pre-test and post-test results which show that there was an increase in PKK mothers' knowledge after counseling and training. The conclusion from the results of implementing the community service program is that PKK mothers become more productive in increasing income and improving life skills, in addition to increasing insight or knowledge regarding processing fish waste into high protein pellets.

Adolescent nutritional problems are a continuation of childhood nutritional problems such as iron deficiency anemia. Prolonged iron deficiency can cause anemia. Teenagers need more to replace iron lost along with menstrual blood. Anemia in adolescent girls is currently still high, according to WHO, the world prevalence of anemia ranges from 40-88%. The majority of students at SMP Negeri 5 Nekamese are young women who are vulnerable to suffering from anemia, so it is necessary to conduct anemia education and measure hemoglobin (Hb) in young women. The aim of this community service is to increase the knowledge of young women about anemia and school health so that it becomes a healthy and anemia-free school. The empowerment method in this community service activity uses the Question and Answer Lecture method. Counseling was conducted for young women in grades 7, 8 and 9 at SMP Negeri 5 Nekamese on September 9 2023, which was attended by 30 young women. The activity began with preparations for making an examination stand, distributing leaflets, explaining material or counseling using the lecture method of question and answer and evaluation. Before the counseling is carried out, a pre-test is carried out, then after the counseling a post-test is carried out. The implication of this community service activity is an increase in young women's knowledge about anemia and healthy schools. It is hoped that after carrying out this activity, young women can prevent anemia during adolescence by increasing their food consumption patterns to be diverse, nutritious, balanced and safe.