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Financing is the main function and product of Islamic banking, namely the distribution of funds aimed at helping those in need, and if managed properly, can contribute significantly to Islamic banking income. However, in their distribution, funds carry many risks due to the uncertain and diverse nature of humans. This risk is reflected in the existence of loans that face problems that reduce the profits or profitability of Islamic banks. The purpose of this study is to explain the effect of Financing, Non-Performing Financing (NPF) and Financing to Deposit Ratio (FDR) on the profitability (ROA) of Bank Kaltimtara Syariah By including Financing, Non-Performing Financing (NPF) and Financing to Deposit Ratio (FDR) as the independent variable and profitability (ROA) as the dependent variable. This is a quantitative research with multiple linear regression analysis techniques. The population or research theme is the annual report of Bank Kaltimtara Syariah. A total of 9 samples were taken from the Bank Kaltimtara Syariah Quarterly Financial Report for the 2016-2018 period. Based on the test results, it is known that tcount = - 1.4 98 < t table = 1.8 3 3 Financing and NonPerforming Financing (NPF) both have no significant positive effect on Return On Assets (ROA). While the Financing to deposit Ratio (FDR) regression shows a significant influence on Profitability (ROA). The amount of tcount is 1.859 > ttable 1.833

Educating is the duty, mandate, and responsibility of parents, teachers, or authorized educators. in any environment and situation, an educator must make students able to absorb and understand the material and teaching that is directed and conveyed. In addition, the totality of teaching staff is also a capital in achieving the expected educational goals. Educational work is not only a family obligation, but also an obligation for educators in schools. school as a formal educational institution in the sense that it is carried out on the basis of strong regulations and with certain conditions and a certain basis.

This study is to find out the understanding of students; knowing the nature of students; Know the characteristics and characteristics of students; and know the elements of students. This study is a literature review in which data is taken from literary sources from experts in the field of Islamic education. The author concludes that students consist of physical/fiscal elements, and spiritual/mental elements. The essence of all learning is to direct students both physically/fiscally and spiritually/mentally to become better and perfect in accordance with the specified learning objectives.

Increasing consumer demand, including in the fashion sector, is directly proportional to the waste generated. Unconsciously, the fashion industry is one of the contributors to global pollution. One of the contributions is with a sustainable fashion. Awareness of environmental sustainability encourages environmentally friendly clothing styles become more popular. Designers are competing to make design collections with sustainable materials, It is the ecoprint fabric motif. Ecoprint means the technique of making motifs on cloth by tracing the leaves and then boiling them. Almost 100% of ecoprint fabrics are made using natural materials that are biodegradable. Creating fabrics with ecoprint motifs requires fabric materials derived from natural fibers, both plant and animal fiber. The dyes used come from nature, including from stems, leaves, flowers, fruit skins which when boiled are able to produce the same colors as chemical substances. The motif from leaves that produce natural colors, arranged in such a way is created kind of motif formation. Experimental methods of various in arranging leaves and flowers will produce unique different styles of motifs. Ecoprint as an alternative to sustainable Indonesian ‘Wastra’ expected will become more popular because of the uniqueness of the motifs, sustainable and the high selling price.

The environment is a place where there is a unity between space and all objects, energy, resources and conditions as well as living things including humans, animals, plants and their behavior that influences nature itself. The learning environment in the Qur'an is not clearly stated, but the learning environment can be related to places where education takes place, such as mosques, homes, madrasas, and others. We must be able to understand the learning environment itself because the Qur'an only gives hints about the learning environment, namely the family, community and madrasah. In other words, the learning environment is a place where we can interact to gain useful knowledge, not necessarily looking at the place where we get the knowledge, but how we practice it and apply it in everyday life.  

One of Ahmad Tohari's short stories is The Bright House, in the collection of short stories Smile Karyamin (2013). The short story records the incident of electricity entering a village. As narrated in the short story, the existence of electricity has a significant impact on society, both positively and negatively. The positive side brings physical changes with the presence of lights and other facilities to support people's lives. On the other hand, this positive aspect has a negative impact, namely the "death" of culture and human aspects with the presence of technology which has an impact on changing perspectives and making them a market for advanced capitalism with the existence of technology and information. The formulation of the problem in this paper concerns the problems that exist in society related to the existence of technology and information after the presence of electricity which allows people to experience dependency and changes in mindset due to interaction with the outside world. This writing method is by showing forms of inhumanism in the short story. The theory used is the theory of postmodernism by Jean Francois Lyotard as explained by Struart Sim regarding the Inhuman condition. The result of this discussion is Inhumanism in rural communities caused by the presence of electricity as the initial foundation for the presence of technology in the form of the loss of cultural habits for the local community, both in terms of habits of responding to nature or new conflicts after the presence of electricity in society. This happens because of the presence of artificial life, replacing the role of nature which has been a part of people's lives like the existence of the moon. Access to information is obtained by the community after getting to know technology which presents new values and is different from the values they previously had as a communal society

Abstract. Environment is everything that affects human growthand animals. While the environment is everything that being around living things (organisms) that have reciprocal effects on living things. Effort environmental preservation means maintaining the existence of the environment forever, everlasting and unchanging. By doing actions arbitrarily to the environment by exploiting regardless of the consequences, clearly contrary to Christian teachings Instability of natural conditions, disasters and calamities that occur in nature, because it is caused by human hands. Management This environment aims to achieve harmonious relations between humans and the environment. inner harmony Christian teachings include four things, namely: harmony with God, harmony with society, harmony with the natural environment and harmony with oneself. Efforts to preserve the environment alive, this received serious attention from the shepherd. written in the bible about reviving dead land, planting trees (reforestation) and the contents of the bible about the prohibition of open defecation. Messages written in God's word, are awakening to his people to always increase awareness of the environment.

Abstract. Environment is everything that affects human growthand animals. While the environment is everything that being around living things (organisms) that have reciprocal effects on living things. Effort environmental preservation means maintaining the existence of the environment forever, everlasting and unchanging. By doing actions arbitrarily to the environment by exploiting regardless of the consequences, clearly contrary to Christian teachings Instability of natural conditions, disasters and calamities that occur in nature, because it is caused by human hands. Management This environment aims to achieve harmonious relations between humans and the environment. inner harmony Christian teachings include four things, namely: harmony with God, harmony with society, harmony with the natural environment and harmony with oneself. Efforts to preserve the environment alive, this received serious attention from the shepherd. written in the bible about reviving dead land, planting trees (reforestation) and the contents of the bible about the prohibition of open defecation. Messages written in God's word, are awakening to his people to always increase awareness of the environment.

Environmental ethics in Indonesia or in the world is very important to be maintained and also preserved because this environmental ethics is one of the ethics that has a very positive influence on everyone's life. Environmental ethics is the moral wisdom of humans in dealing with their environment, this environmental ethics is needed by every individual, especially Christians. So that every activity related to the environment is considered carefully so that the sustainability and comfort of the environment are maintained. One of the problems is the issue of environmental ethics, the lack of awareness that it is very important to keep the environment clean in order to maintain the comfort of each individual. As young Christians, we must be concerned about this very deficient state of environmental ethics, because God Himself has given a mandate to young Christians to be good managers of all that He entrusts to believers, including the environment around us. And it is entrusted that the role of youth is very large in environmental ethics.

Environmental ethics in Indonesia or in the world is very important to be maintained and also preserved because this environmental ethics is one of the ethics that has a very positive influence on everyone's life. Environmental ethics is the moral wisdom of humans in dealing with their environment, this environmental ethics is needed by every individual, especially Christians. So that every activity related to the environment is considered carefully so that the sustainability and comfort of the environment are maintained. One of the problems is the issue of environmental ethics, the lack of awareness that it is very important to keep the environment clean in order to maintain the comfort of each individual. As young Christians, we must be concerned about this very deficient state of environmental ethics, because God Himself has given a mandate to young Christians to be good managers of all that He entrusts to believers, including the environment around us. And it is entrusted that the role of youth is very large in environmental ethics.

One way for parents to guide their children is to read fairy tales. When reading stories, parents can also insert messages that aim to stimulate the religious and moral development of children. The purpose of this research is to analyze the religious values ​​contained in the book Tales in the Al-Quran, Published by Pelangi Mizan as a tool that can be used by parents or educators to optimize children's religious and moral development.This research method is library research. The results of the research show that there are religious values ​​contained in the bookStories in the Quran, Published by Pelangi Mizan. The religious value in this study refers to Muhaimin's perspective which includes 3 aspects, namely: human relationship with God, human relationship with humans and human relationship with nature. The religious values ​​contained in the book Acts in the Quran Published by Pelangi Mizan, namely 1) the relationship between humans and God is an attitude of piety, gratitude, praising God and surrender. 2) the relationship between humans and humans, namely not insulting other people and being arrogant 3) the relationship between humans and nature, namely loving animals, which is contained in the story of Prophet Sulaiman.

Children are a gift from Allah SWT that should be grateful for, guarded, cared for, guided, educated and must also develop all their potential according to their nature. Education for children has got the most important place, because education is a very important factor in changing a civilization. This study aims to improve the role of parents in educating their children according to religious demands based on the Qur'an so that what is expected by parents can be applied to their children in living life. So this research is a library research. In this research will be explored about Early Childhood Education according to the Qur'an in the study of maudhu'i interpretation. Data were collected from various literatures, such as books, the Koran, interpretations and other research results are then processed into informative data. The results of this study indicate that the active role of parents in educating children is very much needed. Negligence of parents in educating children from an early age can result in unfavorable children's behavior in the future. Children's education according to the Qur'an shows how good children's behavior is, about what is the sense of responsibility for moral development in children, responsibility for attitudes towards children, responsibility for social development in children, responsibility for fostering prayer in children.

Humans have the ability to think and always try to improve their knowledge. Human nature is naturally full of curiosity so humans are always looking for answers to their curiosity. Humans seek answers to their curiosity through knowledge, and through knowledge will lead to its own satisfaction according to the demands of the times. The knowledge gained is not only knowledge, but is emphasized on knowledge and truth. Learning everything by studying the right scientific foundation is one of the efforts made by humans to obtain the truth. This study aims to determine the nature of the philosophy of education in the development of science based on local wisdom. The surrounding nature gives birth to local wisdom that is unique and is a potential in the development of science. Science or science which includes physics, chemistry, biology using scientific steps, scientific thinking, and using scientific frameworks. This is the beginning of the philosophy of science used to study, uncover, and solve scientific problems for human life. This study discusses the importance of a person in developing science based on local wisdom as a means of maintaining natural resources, culture, customs that exist in people's lives.

This study aims to determine the development of musyarakah financing in Indonesia. The research method used is descriptive method with content analysis or content analysis. Broadly speaking, this writing systematic is more of a narrative nature that collects secondary data from BPS, opinions of experts, journals, books and articles published on the internet related to musyarakah financing in Indonesia. The results of the study show that musharaka financing continues to show increasing growth from year to year. As a form of financing that focuses on the productive sector, musyarakah financing needs to be further increased compared to murabahah financing which focuses on the consumptive sector.

This study aims to see and find out whether there is a relationship between the ability to learn mathematics and the results of learning physics online. Physics is a branch of science that studies the behavior of nature through experimental observations and quantitative measurements. In studying nature, Physics uses the language of mathematics to model natural phenomena in mathematical equations. In studying Physics, it is necessary to be able to The research method used is descriptive correlation analysis. The sample of this study was 60 students for three different classes. The research instrument is a report on student learning outcomes or a list of odd semester report cards for the 2020/2021 school year. The results of data analysis show that there is a significant relationship between mathematics learning ability and online physics learning outcomes with a large correlation coefficient (r) of 0.787 For class X-1, the value of the correlation coefficient is r = 0.734 for class X-2 and r = 0.661 For class X-3. This shows that if the ability to learn mathematics is high, the learning outcomes of physics will be high as well.

The title of this research is Moral Values ​​in the Short Film Don't Read Pancasila by Rafdi Akbar. Film itself is a tool to convey various messages to the public or community with story media. The film Don't Read Pancasila tells the story of a family with a child named Sandy. As a child, Sandy grew up like children in general. But on the other hand, Sandy suffers from a syndrome called Asperger's or in other words called Autism, causing him trouble or difficulty from an early age, so that he is always seen as strange and stupid by many people including his friends because of his temperament and autistic nature. . The method used in this research is descriptive qualitative method. Meanwhile, the results obtained in this study are in the form of words, phrases, clauses, and sentences obtained in the short film Don't Read Pancasila by Rafdi Akbar. The data collection technique that the author did in this study used the listening and note-taking technique. This study aims to find the moral values ​​contained in the short film Don't Read Pancasila by Rafdi Akbar. While the results obtained in this research are displayed in the real reality, namely the existence of moral values ​​such as courage, humility, lying and compassion.

Formation, Regional Regulation of Tangerang City, Supervision of Cancellation Revocation, Process of Formation of Regional Regulation of Tangerang City Number 7 of 2005, Is it in accordance with Law Number 10 of 2004, concerning Formation of Regulations Per Act and their Implementation, such as Planning, Preparation, Engineering Preparation, Formulation, Discussion, Ratification, Promulgation and Dissemination, but there are Chapters and several Articles, in particular Chapter III concerning Sales and Use Circulation, which are Prohibition or Violation, Article 3 Paragraph (1), Article 4 Letter a, b and c , Article 5 Paragraphs (1) and (2), Article 6 and Article 7 and Chapter VIII, concerning Criminal Provisions, Article 13 Paragraphs (1), (2), (3) and (4) the nature of the sanctions in the form of criminal threats and fines for violators of regional regulations, it turns out to be very contradictory to the Criminal Code Chapter I, concerning Violations of Public Security for People or Goods and Health, Article 492 Paragraphs (1) and (2), in terms of criminal threats and fines for violators of the Criminal Code. in fact it is not as firm as Regional Regulation Number 7 of 2005. What is the Mechanism of Supervision, Revocation and Cancellation, Formation of Regional Regulation Number 7 of 2005, based on Law Number 32 of 2004, concerning Regional Government and Law No. 22 of 2003, concerning the Position Structure MPR, DPR, DPD ·and DPRD Province, Regency and City. This research is a normative legal research which is descriptive and the data is analyzed qualitatively. The result of the research is that the process of formation, supervision, revocation and cancellation is in accordance with Law No. 10 of 2004, Law No. 32 of 2004 and Law No. 22 of 2003.

Cases of death due to COVID-19 have also increased the number of children who have become orphans.  Thus, these children are now in need of social welfare service (PPKS). Children who have lost their parents due to COVID-19 in Pekanbaru City are the highest compared to all regencies/cities in Riau Province, these children belong to a vulnerable group  so that inclusiveness (partiality) is needed for them. This study aims to look at inclusive governance in handling children who have lost their parents due to COVID-19 in Pekanbaru city. This study uses qualitative research methods with descriptive nature. Data collection techniques were carried out by observation, interviews and documentation. The results showed that the handling of children who lost their parents due to COVID-19 in Pekanbaru City had fulfilled three elements of inclusive governance, namely transparency, participation, and equal treatment. However, in the implementation of the three elements of inclusive governance, there are still obstacles, namely changing policies and disproportionate assistance.

This study aims to: (1) describe the sense of ekopuitika theory; (2) describe the working mechanism of ekopuitika theory; and (3) describe the application of the ekopuitika theory in the oral literature. The theory used in this research is  ekopuitika theory, ecology theory, and poetics theory. The data collecting technique or data collection process utilized in this research are as follows: (1) recording technique, either audio or audiovisual, (2) notes, (3) rooted interview, (4) literature study and documentation analysis. The finding of the research is (1) the meaning ekopuitika theory is literary theory/knowledge of poetry which is associated with the environment. (2) the working mechanism is started from analyzing the poetics theory which consists of: 1. Sound that includes: a) rima; (b) assonance; (c) alliteration; (d) anaphora; (e) efoni; (f) kakafoni; and (g) onomatopoeic. 2. Rime (metrum and rhythm) 3. Word includes: (a) vocabulary; (b) diction; (c) figurative language; (d) imagery; and (e) linguistic factors. 4. Phrase that includes: (a) nominal phrases; (b) verbal phrase; (c) the numeral phrase; (d) the adverb phrase; and (e) the prepositional phrase. 5. Sentence/array includes: (a) declarative sentences; (b) interrogative sentences; (c) the imperative sentence; and (d) the exclamatory sentence. 6. The discourse that includes: (a) cohesion and (b) coherence. The next how it works, is further analyzed once more with the ecology theory that includes: (a) the representation of nature: plant, animal, mountain, water, sea, land, air, sun, and sky; (b) the manifestation of the representation of behavior: traditional event (ritual), religion, knowledge, cosmology, language, myth, art, moral, and housing. After the ekopuitika theory applied in the oral literature there was a result that evidently for the representation of nature related to the plant and animal, while for the representation of the behavior associated with the traditional event (ritual) and language.

Given the number of   supermarkets (supermarket) which is located in the same area, then by itself would give birth to the fierce competition to seize visitors and buyers. Additionally the competition also came from some retailers in traditional markets and shops are scattered in the same area. Sinar Bone Supermarkets is one of the famous retail among some retail in the city of wiwirano Konawe utara. In the motion of daily operations, Sinar Bone Supermarkets as shopping centers provide a variety of different goods with different types, brands and sizes at varying price levels. Problem formulation, Based on the background outlined above, then the problem is: What is the quality of services that includes Tangible, Realibility, Responsiveness, Assurance, and Empathy effect on customer satisfaction in the Sinar Bone Supermarket wiwirano -konawe Utara .Objective, while the objectives of this research is to determine how much the quality of the services provided by Sinar Bone Supermarket. "Quality of service refers to judgments of customers about the core of this service and the service provider itself or the entire service organization, most people are now beginning to show demand towards service excellence, they are no longer just need a quality product, but they prefer to enjoy the convenience of service " The method used in  this  research is  descriptive quantitative method in  accordance with  the  purpose of  the  research presented in advance outlining the nature of the nature and looking for a systematic description of the facts under investigation From the discussion above results show that the performance of the services provided by the service provider is very influential on consumer satisfaction, the strategy adopted by a Sinar Bone Supermarket wiwirano -konawe Utara , especially in the service sector should be implemented properly.