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Farida Ayu Avisena Nusantari; Eryco Muhdaliha; Mia Laksmiwati

International Journal of Economic, Social and Development Sciences 2024 International Forum of Researchers and Lecturers

This research explores the factors influencing the adoption of Islamic digital banking among millennials in Indonesia. Employing a qualitative approach through a comprehensive literature review, the study analyzes existing research on Islamic digital banking adoption, focusing on academic journals, conference proceedings, and industry reports. The findings reveal that perceived ease of use and usefulness of digital banking services are crucial. Additionally, social influences, such as peer and family recommendations, and personal factors, including demographics and cultural background, significantly impact adoption rates. This research provides valuable insights for Islamic banks in Indonesia to develop targeted strategies for millennial engagement. By understanding these influencing factors, Islamic banks can tailor digital banking services to meet the specific needs and preferences of this demographic, thereby enhancing market penetration and fostering growth within the evolving digital banking landscape.

Ulfatul Khasanah; Ayu Maretta Maharani

DHARMA EKONOMI 2024 sekolah Tinggi Ilmu Ekonomi Dharmaputra Semarang

Continuous improvements in infrastructure, security measures, and user education can help address these weaknesses and improve the overall effectiveness of QRIS as a digital payment solution. Some of the roles of using QRIS in the millennial generation are convenience. QRIS makes it easy for millennials to make digital payments without the need to carry cash or credit/debit cards. They can simply use their mobile phones to scan the QR code and complete the payment transaction. QRIS transactions are processed in real-time, meaning payments can be completed almost instantly. Many digital payment platforms that support QRIS offer promotions and discounts to users who make payments using their platform. This is especially attractive to millennials who are always looking for ways to save money.

Erika Amalia; Hadilla Maryati; Lidia Desiana

Jurnal Bisnis, Ekonomi Syariah, dan Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

As technology rapidly advances, the internet and social media have become an integral part of everyday life. Social media, which has evolved significantly since the Web 2.0 and 3.0 eras, plays a crucial role in communication and marketing. In this context, Bank Syariah Indonesia utilizes social media as a marketing tool to reach customers, particularly the millennial generation, who are highly reliant on digital technology. This study aims to explore the application of social media in the marketing of Islamic bank products and how brand image influences customer decisions. The use of social media platforms such as Instagram, Facebook, Twitter, and TikTok allows the Islamic bank to introduce products and expand its market reach more efficiently. Furthermore, the research indicates that marketing through social media significantly influences consumer purchase intent and strengthens brand image. The bank's brand image is also influenced by product quality, responsive customer service, and the company's reputation, all of which contribute to increased customer trust. With the right digital marketing strategy, the Islamic bank can enhance operational efficiency, strengthen its market position, and provide better services to customers.

Natasya Jesica Putri1; Astriwati Biringkanae

Prosiding Seminar Nasional Ilmu Manajemen Kewirausahaan dan Bisnis 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

The purpose of the study was to determine whether there is an effect of Reputation, E- recruitment, and Work Environment on Interest in Applying for Jobs by the Millennial Generation in North Toraja Regency. The data collection procedure of this research is Quantitative method using Multiple Linear Regression method and processed using SPSS This research was conducted around North Toraja, with a sample size of 100 respondents. The results of the calculation with the t test on the Reputation variable t count> t table with a value of (2.947) > (1.98498), on the E-recruitment variable t count> t table with a value of (4.014) > (1.98498), and on the Work Environment variable t count> t table with a value of (3.624) > (1.98498). The conclusion of this study is that Reputation, E-recruitment, and Work Environment have a positive and significant effect on Job Application Interest in the millennial generation in North Toraja Regency.

Dantowi Dantowi

Jurnal Ekonomi dan Keuangan Islam 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The development of digital technology has changed many aspects of life, including in the financial sector, because now there has been a Lending Loan Platform or Financial Technology (Fintech) Lending. Online loans provide easy access and processes, so it becomes an interesting alternative, especially for the Millennial generation. That way the millennials must have the ability of individuals to understand and manage personal finance, which includes skills to identify risk, interest, and obligations in every financial transaction. Then the combination of good financial literacy and stable income is the key to the use of healthy and responsible online loans.

Agung Satya Nugraha; Arif Winanda Panggabean; Dandi Wahyuda; Salman Nasution

Bumi: Jurnal Hasil Kegiatan Sosialisasi Pengabdian kepada Masyarakat 2024 Asosiasi Riset Teknik Elektro dan Informatika Indonesia

This research aims to analyze the role of entrepreneurship socialization and education in fostering the entrepreneurial spirit among the millennial generation, with a case study focus in Kelurahan Perdagangan I, Simalungun Regency. Entrepreneurship socialization and education are crucial steps in fostering entrepreneurial awareness and skills, especially for the younger generation who will face economic challenges in the future. This research used a qualitative method with a case study approach. Data were collected through in-depth interviews with program participants, direct observation in the field, and document analysis related to the KKN program in Kelurahan Perdagangan I. The results showed that the program was successful. The results showed that the entrepreneurship socialization and education program implemented through KKN succeeded in increasing participants' entrepreneurial knowledge, interest, and skills. In particular, SMK students showed increased motivation to start a business after participating in entrepreneurship education. The success of the program was supported by active community involvement and a contextually relevant approach. However, there are some challenges, such as limited access to technology and financial resources, that affect the sustainability of entrepreneurial interest among the millennial generation.

Yetty Yetty; Abi Suar; Abdurrahman Senuk; Firdaus Duko

Jurnal Nusantara Berbakti 2024 Universitas Kristen Indonesia Toraja

Digital literacy for students can be an obstacle in finding information circulating, especially if they cannot filter the information circulating. Therefore, a digital literacy culture in schools is very important to prevent them from negative things obtained from social media. The role of teachers as educators is also very important, so they must be able to become leaders in mobilizing this literacy. The PKM method used is an introduction and training approach. Target achievements (1) This PKM program is able to provide an in-depth understanding of Digital Literacy. community service results Digital literacy training is an important step in increasing understanding in the millennial generation of digital technology. This is the main component that was successfully implemented in this PKM. In addition, this training also helps in the implementation of learning digitization.

Noi Gitas Syahlita; Wina Driyan Pradana

Jurnal Manuhara : Pusat Penelitian Ilmu Manajemen dan Bisnis 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This study aims to determine the effect of perceived value and price on interest in subscribing to Spotify Premium in Indonesia and to test the moderating effect of user age on the model. This study uses a quantitative approach with a non-probability sampling technique (purposive sampling method), involving a total of 118 respondents from Spotify Premium users in Indonesia who belong to the millennial generation and generation Z. For data analysis, this study uses SmartPLS software version 4. The results showed that the variables of perceived value and price can influence the interest in subscribing to Spotify Premium, and the variable of user age (millennial generation and generation Z) can moderate the relationship between the three variables.

Kasmanto Kasmanto; Adams Desto Edison Nasseri; Yani Restiani Widjaja; Purwadhi Purwadhi

Global Leadership Organizational Research in Management 2024 STIKes Ibnu Sina Ajibarang

Leaders can influence individuals or groups to achieve goals. If most of the employees' needs are not met, managers must be able to adjust their leadership style and know how to identify and adapt to changes in employees' needs. Otherwise, employees will not have good prospects in the organizational world. Millennial leaders, who are mostly members of an organization or team, are driven by the millennial generation and face more complex challenges. Because they value freedom, flexibility, open communication, supervisors and colleagues, and the use of technology, millennials are more difficult to retain within a company. The aim of this research is to determine whether adaptive leadership styles are effective in managing the current millennial generation. This study is qualitative and uses data analysis methods in a literature review. The goal is to discover and examine effective leadership styles and techniques for millennials. The results indicate that adaptive leadership approaches are beneficial as they help individuals overcome difficulties and adapt to changes. However, adaptive management theory also has its weaknesses. For instance, it is unclear how the key components of the adaptation process work and how these relationships support the adaptation process. According to Rainer Turangan (2015), a good leader should be able to adapt to uncertain future conditions, work across countries and cultures, and create a creative environment.      

Nurul Humaina; Marsha Driz Calillah; Sofia Sofia; Jamiatul Hasanah; Ahla Cholisatun +8 more

WISSEN : Jurnal Ilmu Sosial dan Humaniora 2024 Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

The moral crisis that is currently hitting the millennium era has raised deep concerns about the moral values of today's society. The ethical crisis in the millennial era is becoming an increasingly deep and complex problem. Various factors, such as the influence of globalization, technological progress, and social change, have shaped the context of individual behavior and weakened basic moral values. In this context, this review examines the importance of citizenship education as the main solution for forming individual character and social ethics in the  millennium era. This study discusses the concept of citizenship education, the role of educational institutions and the challenges faced in realizing civic values in education. The research results highlight the importance of citizenship education in overcoming the current moral crisis and emphasize the need for cooperation between government, educational institutions and society to achieve this goal.

Yuliasnita Verlandes; Nurdiana Fitri Isnaini; Agoes H. P; Ronny. M. Abar

Jurnal Pengabdian Sosial 2024 Lembaga Pengembangan Kinerja Dosen

Indonesia is a country with the largest Muslim population, but investment in Islamic stocks does not grow as big as convetional stocks. This arises because public investment literacy towards Islamic investment is still low. Therefore, this service activity is carried out with the aim of increasing Islamic investment literacy, especially in the millennial generation. Implementation of activities  is carried out by creating a special class of Islamic capital market with the basics of Islmic stocl investments and tips and tricks for investing in the capital market with limited founds. Community service activities are carried out with partner target students and administrators of the BEM Universitas Islam Majapahit. Activities carried out from March to June 2024. The result of community service av=ctivities are in the form of increasing partner literacy regarding invetments, especially sharia stock investment and being able to create accounts through PT Phintraco Securities as a service partner.

Efie Linda Kundjarijati; Fibry Jati Nugroho

Coram Mundo : Jurnal Teologi dan Pendidikan Agama Kristen 2024 Sekolah Tinggi Teologi Injili Arastamar (SETIA) Ngabang

Leadership style is the leader's way of influencing the group so that they can work together to achieve the goals that have been set. The millennial generation or what is known as generation Y is a social community whose main characteristics are being literate and familiar with technology. The aim of the research is to determine the leadership style of the pastor and its role in the involvement of the millennial generation in ministry at the JKI Mahanaim Blitar church. This research uses a qualitative approach with a descriptive type of research which aims to find out and describe the role of leadership style on the involvement of the millennial generation in service. Meanwhile, the data collection techniques used in this research are primary data and secondary data obtained through observation, interviews and documentation with pastors, congregation boards, and millennial congregation members. The results of the research concluded that the leadership style of the pastor in leading congregation members at JKI Mahanim Blitar tends to lead to democratic, autocratic and situational leadership styles. This is seen from various aspects, including the pastor's ability to solve problems, the policies taken, and the ability to communicate. The impact of the pastor's leadership style is that the number of millennial congregations involved in ministry increases every year, they have high commitment and loyalty and cadre formation in every field of service is going well.

Gayuh Rizki Utomo; Endang Asliana; Lihan Rini Puspo Wijaya

Kajian Ekonomi dan Akuntansi Terapan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research aims to find out how digital technostress influences interest in using fintech e-wallets among millennial generation consumers in Lampung Province. The population in this research is generation Z consumers in Lampung Province. The sampling technique was carried out using purposive sampling. Data collection in this study was carried out by distributing questionnaires to 100 respondents. The method used in this research is quantitative research and uses primary data. In this research there are four independent variables, namely complexity, overload, invasion, and uncertainty, while the dependent variable used is intention. This study uses multiple linear regression analysis tools with the help of the SPSS version 23 program. The results of the research show that complexity and overload have a positive and significant effect on interest in using fintech e-wallets among generation Z consumers in Lampung Province, whereas invasion and uncertainty have no effect on interest in using fintech e-wallets. Fintech e-wallet for generation Z consumers in Lampung Province.

Yudhi Novriansyah; Khairun A Roni; Supriyati Supriyati; Darham Darham; Herawati Herawati

Publikasi Hasil Pengabdian dan Kegiatan Masyarakat 2024 Asosiasi Periset Bahasa Sastra Indonesia

In order to increase understanding of the millennial generation and as a forum for preserving Jambi Malay cultural values, the Working Group for the Study of Socio-Economic and Cultural Issues at the Research and Community Service Institute (LPPM) of Muara Bungo University in collaboration with the Association of Indonesian Muslim Intellectuals (ICMI) Bungo Regional Organization held a Seminar and Discussion with the theme Reviving Malay Cultural Traditions and Customary Laws to Realize Social Piety Among Millennials. This activity involved elements of the Student Executive Board (BEM) organization and all Faculty of Economics students participating in UMB and Regional Insight courses. It is hoped that from the implementation of this seminar the millenial’s generation will have an understanding of being heirs to the nation's cultural wealth. Participants will be able to understand the customary laws and dress code of Malay people and the processions and attire of Malay brides.

Etty Sri Wahyuni; Putri Mauliza; Sri Yanti

International Journal of Management 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This study provides a comprehensive comparative analysis of financial literacy among Millennials and Generation Z across various global contexts, drawing on recent data from major international surveys. The research examines key indicators of financial knowledge, behaviors, and attitudes, revealing a complex landscape characterized by both promising developments and significant challenges. While both generations demonstrate increased engagement with digital financial services, there often remains a gap between their technological savviness and comprehensive financial understanding. The analysis highlights significant regional disparities in financial literacy, influenced by factors such as digital technology prevalence, education systems, economic environments, and cultural attitudes. The study underscores the profound impact of technology on financial literacy and emphasizes the need for tailored financial education incorporating digital literacy and critical thinking skills. Policy implications include developing comprehensive national strategies for financial literacy and fostering international cooperation. This research contributes valuable insights for educators, policymakers, and financial institutions to enhance financial capability among young adults globally in an increasingly complex financial landscape.

Safriyandi Barus; Jamaluddin Sufri Situmorang; Muhammad Rido; Hasrian Rudi

Al-Tarbiyah: Jurnal Ilmu Pendidikan Islam 2024 STAI YPIQ BAUBAU, SULAWESI TENGGARA

The development of TikTok social media is in line with the current digital era. This gives rise to social media which can be a learning medium because social media really attracts attention and is close to the millennial generation who are attached to the digital world. One of the social media that is currently popular is the TikTok application. TikTok can be an interesting and fun learning medium. The use of the TikTok application as a learning medium is expected to help students and educators in learning. Therefore, this research aims to show that TikTok social media can be an alternative and interactive learning media in pai learning. The method used is a qualitative case study approach and literature study by analyzing several articles that are relevant to the development of TikTok as a learning medium. The results of the study show that the use of TikTok social media as a learning medium can increase students' activeness and creativity in the learning process. Students can freely express their creativity through TikTok with a variety of features, thus making TikTok an effective learning medium in creating interactive pie learning. This research has the effect of making TikTok social media an interactive learning medium for educators and students in pai learning.  

Moh. Ali Hofi

Jurnal Hukum, Politik dan Humaniora 2024 Lembaga Pengembangan Kinerja Dosen

The easy generation as the successor to the future generation of the nation has an important and urgent role on its shoulders. One of the roles that must be shared by the nation's generation, especially millennials, is how they are able and have a character that is in accordance with the noble values ​​of Pancasila, especially in law enforcement and anti-corruption behavior. It is important to know that corruption is a problem in Indonesia that has not yet been resolved and there tends to be an increase in cases from the previous year. This indicates that the regeneration of the Indonesian nation is on the verge of failure in forming the character of an anti-corruption generation of the nation. By actively and massively applying and implementing Pancasila values, it is hoped that this anti-corruption attitude will be able to grow. In this article, the normative research type is used to analyze the above issues which are the focus of the research. The results of the research show that the existence of Pancasila as a way of life for the younger generation of the Indonesian nation is not working effectively, so concrete efforts are needed to instill these values, one of which is education and the formation of the Pancasila character, both through formal/educational and non-formal institutions.  

Syahrul Bakti Harahap; Alkausar Saragih; Bonanda Jafatani Siregar

Kolaborasi : Jurnal Hasil Kegiatan Kolaborasi Pengabdian Masyarakat 2024 Asosiasi Riset Ilmu Matematika dan Sains Indonesia

Generation Z (gen Z), is the term for the genartions born between 1997 and 2012, generally reperred two as “Gen Z” This generation emerged after the millennial generation and before the alpha generation. The danger oe Nafza for generation Z is very potential because this generation is prone to being influenced by the surrounding environment. So it is important for them to begiven useful knowledge ebout the dangers of Nafza and legal witnesses. Among the Nafza that this generation is boren with are those related to health and the future that influnces health.Community servis regarding Sosilaization to generation Z abouth dangers of Nafza for health and legal sanctions at the SRMS Halfway Hause, Medan City, White the aim of providing knowledge about the consecuences of drugs abuse for health and legal sanctions. As well as the community’s legal behavior patterens.The method of activity carried out in this community service is through lectures in interactive disscussions ti generations Z and the community, about haw to avoid the dangers of alcoholism and legal sanctions for narcotics abuse, in accordance whit Law Number 35 of 2009, Conserning Narcotics.

Ana Juli; Marina Suci; Apriyani Esti

Jurnal Riset Ilmu Pendidikan, Bahasa dan Budaya 2024 Asosiasi Periset Bahasa Sastra Indonesia

This research aims to compare the semantic phenomena of slang used by the Millennial generation and Gen Z on social media. The main focus of this research is to identify the types of slang that are often used by both generations, as well as understanding the meaning and reasons for the use of slang by the Millennial generation. The method used in this research is descriptive qualitative, with data obtained through journal reviews and analysis of documentation from social media such as Facebook, X (formerly known as Twitter), and Instagram. This research found that there are significant differences in the types of slang used by the Millennial and Gen Z generations, which are influenced by cultural and technological developments. In addition, this research reveals that the main reason the Millennial generation uses slang on social media is to strengthen social ties, show familiarity, and follow trends. The use of slang is also considered a way to create a unique and relevant digital identity in their social environment.

Ari Prabowo; Yuli Arnida Pohan; Aisyah Azhar Adam; Nanda Fitria Aulanda; Shofyan Roni

Kolaborasi : Jurnal Hasil Kegiatan Kolaborasi Pengabdian Masyarakat 2024 Asosiasi Riset Ilmu Matematika dan Sains Indonesia

The purpose of this activity is to provide insight into relevant leadership skills, increase adaptability, and empower students to lead effectively in a dynamic work environment. The important target of the seminar Transforming the Digitalization Era in Shaping the Spirit of Leadership in Gen-Z and Millennials is all students of the Potensi Utama University, study program in preparing the younger generation to become adaptive, innovative, inclusive, and ethical leaders in the digital era. Through increased understanding of technology, development of leadership skills, formation of a collaborative spirit, expansion of professional networks, and ethical awareness, this seminar is expected to produce future leaders who are ready to face the complexities and opportunities offered by the modern world of work. The method was conducted indoors using slides and presentations in front of the students. Several questions and answers about the material provided were held to facilitate all students in understanding and knowing more about the material that had been delivered previously. The implementation of community service activities took place in the Hall Building B, University of Main Potential Medan starting at 09.00 WIB until completion, attended by 400 student participants from all study programs at the University of Main Potential both offline and online (zoom). Activities in the form of direct delivery of material. The results of the seminar activities are that students are expected to develop adaptive and innovative skills in accordance with the demands of the times, students will also be able to recognize and overcome the challenges of digitalization, as well as implement effective leadership strategies, In addition, this seminar aims to expand the professional network of participants, so that they can collaborate and share experiences with peers. Overall, the seminar is expected to produce young leaders who are ready to face the dynamics and complexities of the modern working world.