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KSPPS Fastabiq Khoiro Ummah Tambakromo branch is one of the KSPPS Fastabiq Khoiro Ummah branch offices located in Tambakromo district, Pati district. The aim of this research is to find out whether the variables of service quality and employee performance affect the satisfaction of members of the KPPS Fastabiq Khoiro Ummah Tambakromo branch. The method used is associative because it aims to determine the cause and effect of two or more variables. The sample was obtained from 100 respondents, savings members of the KSPPS Fastabiq Khoiro Ummah, Tambakromo Branch. The questionnaire method is the sampling technique used. Data is processed using reliability tests, validity, multiple liner regression tests, simultaneous tests. From the results of statistical tests there is a positive and significant influence simultaneously on the variables of service quality and employee performance on KSPPS member satisfaction. Fastabiq Khoiro Ummah Tambakromo branch is proven by an Fcount value of 133,016 and a significance level of 0.000 which is smaller than the significance level of 0.05, because Fcount is greater than Ftable which is 2.36. So it can be decided that the hypothesis is accepted which states that there is a significant influence and simultaneous between service quality and employee performance on member satisfaction of KSPPS Fastabiq Khoiro Ummah Tambakromo branch.

Tujuan utama dari kegiatan pengabdian masyarakat di KSPPS Bina Insan Mandiri adalah untuk memberikan pemahaman dan akses modal halal kepada komunitas UMKM. Penting bagi perkembangan UMKM untuk memiliki akses modal halal. Namun, masih terdapat tantangan seperti kurangnya pemahaman tentang prinsip-prinsip keuangan syariah dan kesulitan dalam memenuhi persyaratan lembaga keuangan syariah. Dalam kegiatan ini, narasumber dilibatkan untuk memberikan pemahaman yang komprehensif tentang prinsip-prinsip keuangan syariah, konsep harta dalam Islam, serta berbagai akad yang terkait dengan pembiayaan lembaga keuangan syariah. Kegiatan ini diharapkan dapat meningkatkan pemahaman peserta, yang sebagian besar adalah pelaku UMKM, mengenai akses modal halal dan praktik bisnis sesuai syariah. Tujuannya adalah untuk memberikan kontribusi pada pertumbuhan ekonomi dan penciptaan lapangan kerja, serta mempromosikan pertumbuhan ekonomi lokal. Diharapkan melibatkan lembaga keuangan syariah akan membantu dalam mencapai peningkatan akses modal yang lebih luas dan berkelanjutan bagi UMKM.

the formulation of the problems in this study are (1) How is the Effect of Member Trust on Member Satisfaction at KSPPS BMT Mitra Umat? (2) How is the Effect of Service Quality on Member Satisfaction at KSPPS BMT Mitra Umat? (3) How is the Effect of Product Quality on Member Satisfaction at KSPPS BMT Mitra Umat? (4) How is the Effect of Mobile Banking Use on Member Satisfaction at KSPPS BMT Mitra Umat? (5) How is the Effect of Member Trust, Service Quality, Product Quality, and Use of Mobile Banking on Member Satisfaction at KSPPS BMT Mitra Umat Pekalongan?. This research is quantitative. The object of this research is members of KSPPS BMT Mitra Umat in Pekalongan. This research uses purposive sampling technique, the data collection technique is a questionnaire, and the sample of this research is 100 respondents. After conducting the research, the researcher obtained data calculated using the Slovin formula. SPSS was used to analyze the data. The data analysis technique used is multiple linear regression equation analysis, T test, F test, and coefficient of determination analysis. The results of this study are Member Trust, Service Quality, Product Quality, and Use of Mobile Banking partially and simultaneously affect Member Satisfaction KSPPS BMT Mitra Umat.

Penelitian ini bertujuan menganalisis manajemen risiko pada pembiayaan kafalah haji pada KSPPS yang dalam praktiknya sering dikombinasikan dengan akad qardh sebagai dana talangan setoran awal haji. Karakter multiakad tersebut menimbulkan kompleksitas risiko yang tidak hanya bersifat finansial, tetapi juga mencakup aspek operasional dan kepatuhan syariah. Penelitian ini menggunakan pendekatan kualitatif dengan metode kajian pustaka terhadap regulasi, standar manajemen risiko, serta fatwa syariah yang relevan. Hasil analisis menunjukkan bahwa risiko utama dalam pembiayaan kafalah haji meliputi risiko kredit akibat potensi gagal bayar anggota, risiko likuiditas karena ketidaksesuaian arus kas, risiko operasional yang berkaitan dengan kelemahan sistem dan administrasi multiakad, serta risiko kepatuhan syariah terkait struktur ujrah dan pemisahan akad. Pengelolaan risiko perlu mengacu pada prinsip kehati-hatian sebagaimana diatur oleh Otoritas Jasa Keuangan dan standar internasional dari IFSB, serta memastikan kepatuhan terhadap fatwa DSN MUI. Penelitian ini menyimpulkan bahwa penerapan manajemen risiko yang komprehensif meliputi identifikasi, pengukuran, mitigasi, dan monitoring menjadi kunci dalam menjaga stabilitas keuangan lembaga serta integritas syariah produk pembiayaan haji.

KSPPS BMT NU of East Java, which is a non-bank financial institution, has the task of gathering and channeling the financing, especially in Lenteng sub-district. As one of the institutions that has an important role in funding, the employees of KSPPS BMT NU East Java, Lenteng branch have duties and responsibilities, as well as the goal of each period to be able to gather or give funding to the community. Of course, it is not easy. Therefore, the leadership factor is very necessary to motivate the employees to carry out the tasks and responsibilities has been given. The purpose of this research is to analyze the styles of Islamic leadership applied and also to find out how the styles of leadership can improve the motivation of the employees of KSPP BMT NU East Java, Lenteng branch. This research used qualitative research methods. Data collection techniques used observation methods, interviews, and documentation. Based on the results of the research, the Islamic leadership style applied in KSPPS BMT NU East Java, Lenteng branch is a typology of the democratic leadership style. The style is quite good in improving the motivation of employees. It can be proved by the presence of a harmonious, open working environment as well as by giving good motivation and appreciation to the employees.

This study aims to determine the effect of top management support (X1), utilization of information technology (X2) and work experience (X3) on the effectiveness of accounting information systems (Y). The population used in this study were 47 KSPPS BMT Bina Ummat Sejahtera employees in the Semarang area. The sampling method used is saturated sample (census). The data in this study are primary data obtained from distributing questionnaires to KSPPS BMT Bina Ummat Sejahtera Semarang Region employees. The data analysis technique used multiple linear regression analysis with the help of SPSS 21 software. The results showed that top management support (X1), utilization of information technology (X2) and work experience (X3) were significant for increasing the effectiveness of accounting information systems (Y).