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Financing is the main function and product of Islamic banking, namely the distribution of funds aimed at helping those in need, and if managed properly, can contribute significantly to Islamic banking income. However, in their distribution, funds carry many risks due to the uncertain and diverse nature of humans. This risk is reflected in the existence of loans that face problems that reduce the profits or profitability of Islamic banks. The purpose of this study is to explain the effect of Financing, Non-Performing Financing (NPF) and Financing to Deposit Ratio (FDR) on the profitability (ROA) of Bank Kaltimtara Syariah By including Financing, Non-Performing Financing (NPF) and Financing to Deposit Ratio (FDR) as the independent variable and profitability (ROA) as the dependent variable. This is a quantitative research with multiple linear regression analysis techniques. The population or research theme is the annual report of Bank Kaltimtara Syariah. A total of 9 samples were taken from the Bank Kaltimtara Syariah Quarterly Financial Report for the 2016-2018 period. Based on the test results, it is known that tcount = - 1.4 98 < t table = 1.8 3 3 Financing and NonPerforming Financing (NPF) both have no significant positive effect on Return On Assets (ROA). While the Financing to deposit Ratio (FDR) regression shows a significant influence on Profitability (ROA). The amount of tcount is 1.859 > ttable 1.833

This journal writing was conducted to discuss the topic of Islamic Inheritance Law, especially in terms of transferring assets through a mandatory will. This study uses normative juridical and empirical juridical methods with data in the form of secondary data. This research has the result that KHI (Compilation of Islamic Law), as a rational formulation of Islamic Inheritance Law, has practically explained the rules of Obligatory wills. Obligatory wills in KHI are an alternative in giving inheritance to adopted children. Then in the development of inheritance law in court institutions, in this case the Supreme Court of the Republic of Indonesia, actually made the Obligatory will as a way to provide inheritance shares for heirs of different religions. The obligatory testament rules as an alternative to the transfer of rights to the wealth of non-Muslim heirs must still pay attention to the principles. The Supreme Court of the Republic of Indonesia has expanded Article 209 KHI by adding parties that can receive a mandatory will, including heirs who are prevented from inheriting because they are non-Muslims.

Penelitian ini bertujuan untuk mengetahui bagaimana besarnya pengaruh penggunaan media pembelajaran powerpoint terhadap hasil belajar siswa pada mata pelajaran Sejarah Kebudayaan Islam bersama guru mata pelajaran SKI yang bernama Bu Zuheni, S.Ag di MTsN 2 Pasaman Barat yang ditinjau dari nilai pre test dengan nilai post test pada materi pokok Peristiwa Hijrah Nabi Muhammad SAW di Madinah tahun pelajaran 2022/ 2023. Populasi penelitian yaitu siswa kelas VII.2, VII.3, VII.4. Sementara sampel yang digunakan dalam penelitian ini simple random sampling, adapun kelas yang terpilih yaitu kelas VII.2 sebagai kelas eksperimen dan VII.3 sebagai kelas kontrol. Desain yang digunakan dalam penelitian ini adalah pretest-posttest control group design. Instrumen penelitian berupa tes tertulis berbentuk soal pilihan ganda sebanyak 20 soal yang sudah diuji validitas menggunakan rumus korelasi point biserial dan reliabilitasnya menggunakan rumus KR-20 (kuder Richardson- 20). Untuk uji Prasyarat analisis data yaitu uji normalitas dan uji homogenitas, menggunakan rumus Chi Kuadrat dan Uji-F. Teknik analisis data pengujian hipotesis menggunakan rumus uji-t Poled Varians. Adapun hasil penelitian diperoleh adanya pengaruh penggunaan media powerpoint terhadap hasil belajar SKI Siswa di MTsN 2 Pasaman barat.

This study is to find out the understanding of students; knowing the nature of students; Know the characteristics and characteristics of students; and know the elements of students. This study is a literature review in which data is taken from literary sources from experts in the field of Islamic education. The author concludes that students consist of physical/fiscal elements, and spiritual/mental elements. The essence of all learning is to direct students both physically/fiscally and spiritually/mentally to become better and perfect in accordance with the specified learning objectives.

The study of the influence of assertive communication style and organizational culture on employee performance with job satisfaction as an intervening factor was conducted by taking a sample of 72 respondents from the Al Ummah Education and Human Resources Foundation who were placed in Assalaam Integrated Islamic Junior High School Pekalongan City. From the results of the study, it was found that assertive communication style has a positive effect on job satisfaction; organizational culture has a positive impact on job satisfaction; Assertive communication style has a positive effect on employee performance, organizational culture has a positive impact on employee performance, job satisfaction has a positive effect on employee performance, job satisfaction does not mediate the influence of assertive communication style on employee performance, job satisfaction mediates the impact of organizational culture on employee performance.

Early age is a golden age which is very effective in instilling various beneficial knowledge. The importance of character education in early childhood requires teachers to be creative and innovative in using learning media. Various learning media motivate children to learn. Not only forming a smart character but also being able to instill good values. This study aims to analyze various types of learning media in shaping the character of children in RA Normal Islam Rakha. This study used a qualitative method by taking the research location at RA Normal Islam Rakha. This type of research is descriptive research. Data collection was carried out using observation, documentation and interview methods. The results of the study show that teachers have a big role in children's character education. As role models as well as mentors in building children's character, teachers provide references or tools that can foster curiosity and not get bored in learning. The concept of playing while learning that children like is very effective when using a variety of learning media. The results of the research findings at RA Normal Islam Rakha carried out the formation of children's character through various learning media through educational toys and teaching aids.

Religious values ​​are very important values ​​in education, especially for strengthening the character of early childhood. Therefore, children are taught about character education so they can behave well. It is very important to shape the character of children through habituation methods in the family, school and environment. with this habituation, the character will grow and develop positively according to Islamic teachings. This study aims to describe the importance of religious values ​​in the formation of children's character, its implementation and influence in everyday life, through religious habits such as praying in congregation, and as etiquette with peers, teachers, as well as parents. This study uses a descriptive qualitative approach obtained from interviews with teachers and madrasa heads, The research results obtained are the importance of instilling religious values ​​in early childhood, related to the religious culture that is applied is the habit of praying Dhuha in congregation, morning Quran, following the commemoration of Islamic holidays. Whereas regarding Islamic character education through religious habituation is to apply religious habituation which is carried out every day as a process of forming children's character to behave noble, obedient to worship, honest, tolerant, care for the environment, responsible and become the foundation of faith for children, good character will emerge if religious values ​​are getting stronger and more instilled in the child's environment, both in the family environment and the school environment.

Public Speaking is a communication skill that must be possessed by every entrepreneur in order to be able to compete in the world of work. Of course, the importance of public speaking must be taught from an early age, so that one day they can be confident in public. The importance of imparting public speaking skills from an early age gave the idea to create community service activities with the theme of public speaking training in developing an entrepreneurial spirit. This activity aims to make students from an early age understand the importance of public speaking in the world of Entrepreneurs. It is hoped that from this activity the students at the Tahfidz Izzatul Qur'an As-adiyah Islamic boarding school will have public speaking skills that support the future in becoming entrepreneurs  

The religious, cultural, and ethnic diversity of Indonesia is well-known. Differences in understanding, nationality, and religion are frequently the primary causes of existing difficulties, to name just a few. This study sought to ascertain the relationship between eighth-grade students at SMP Royal Wells Middle School's knowledge and understanding of Islam and the Pancasila ideals. This study used a quantitative research method using a correlational approach. Understanding of Pancasila values is variable Y in this study, while Islamic religious knowledge is variable X. The population of this study consisted of 20 students, and the method of data collection used in it was distributing a questionnaire to eighth-graders at Royal Wells Middle School. The findings revealed a moderate link between Pancasila ideals and knowledge and understanding of Islam. Students can thus use the information on religious values and Pancasila both in the context of the classroom and in the community.  

This study aims to explain the implementation of the demonstration method in learning Islamic religious education at SMA Negeri North Tambun. This research uses a descriptive qualitative approach. Methods of data collection using non-participant observation methods, semi-structured interviews and documentation. The subjects of this study were the principal, Islamic education teachers and class XII IPA students. The data validity was done by using data triangulation technique and source triangulation technique. Data analysis includes data collection (data collection), data reduction (data reduction), data display (data presentation) and conclusion drawing / verification. The result of this research is that in teaching Islamic Education the teacher uses the demonstration method by applying three stages, namely preparation, implementation and evaluation of learning. Preparation for learning the teacher prepares learning tools, formulates goals to be achieved, prepares the necessary tools or media and estimates the time that will be used in learning. The supporting factors are the presence of professional teachers, media, adequate facilities and infrastructure, making it easier for students to understand what is being learned..

We are currently in an era where almost everyone is familiar with technology and everything is completely connected. With the advancement of digital technology now, every parent needs to keep updating information and learning how to educate their children, especially Islamic religious knowledge in today's digital era. Children must be instilled with Islamic religious values ​​so that they can get used to doing good, taking action and making decisions in their lives based on Islamic religious values ​​which serve as guidelines until adulthood. In order to avoid the negative effects of the internet, the role of parents is very important in accompanying children to learn, especially when they are playing and learning to use gadgets. Therefore, This study aims to find out how today's parents provide Islamic education by utilizing digital technology. This research is a library research using the mass media method. Research results have found the large role of digital in helping provide Islamic education to early childhood. In early childhood education, the inculcation of religious values ​​is intended so that children can know God, imitate worship movements, say prayers, recognize good and bad behavior, and get used to good behavior. By utilizing digital tools in the learning process, parents will find it easier to provide understanding to children and can make children more enthusiastic, active and creative. This research is a library research using the mass media method. Research results have found the large role of digital in helping provide Islamic education to early childhood. In early childhood education, the inculcation of religious values ​​is intended so that children can know God, imitate worship movements, say prayers, recognize good and bad behavior, and get used to good behavior. By utilizing digital tools in the learning process, parents will find it easier to provide understanding to children and can make children more enthusiastic, active and creative. This research is a library research using the mass media method. Research results have found the large role of digital in helping provide Islamic education to early childhood. In early childhood education, the inculcation of religious values ​​is intended so that children can know God, imitate worship movements, say prayers, recognize good and bad behavior, and get used to good behavior. By utilizing digital tools in the learning process, parents will find it easier to provide understanding to children and can make children more enthusiastic, active and creative. Instilling religious values ​​is intended so that children can know God, imitate worship movements, say prayers, recognize good and bad behavior, and get used to good behavior. By utilizing digital tools in the learning process, parents will find it easier to provide understanding to children and can make children more enthusiastic, active and creative. Instilling religious values ​​is intended so that children can know God, imitate worship movements, say prayers, recognize good and bad behavior, and get used to good behavior. By utilizing digital tools in the learning process, parents will find it easier to provide understanding to children and can make children more enthusiastic, active and creative.

Early Childhood Education (PAUD) is a coaching effort aimed at children from birth to the age of six which is carried out through the provision of educational stimuli. The family environment plays a very important role as the closest environment and the first madrasah for early childhood. The purpose of this study is to provide insight to parents in providing first Islamic education to early childhood in the family environment so that later children will become generations of noble character. This study uses library research, which is research whose object of study uses library data in the form of books or others with a qualitative approach. The results obtained from this study indicate that the family environment has an important role in educating and supervising the development of early childhood so that it is in accordance with Islamic education. Parents are not only material givers but parents will also be an example for children. Because early childhood will easily imitate the behavior of the people around them. The good or bad environment that the child lives in will also affect his behavior, character and morals in everyday life.

The platforms are usually owned by individuals, in the village of Pangkalan Dewa, West Kotawaringin Regency, there are 5 palm oil platforms, one of which is the CV Ibrahim Putra platform. Many farmers sell their oil palm harvests to the CV Ibrahim Putra platform, this can be seen from the farmer data in 2021 that there are 200-250 permanent farmers who sell their oil palm harvests to the CV Ibrahim Putra platform. on the other platforms there are less than 100 farmers. This type of research is field research. Subjects consist of employees and farmers who sell their crops to the CV Ibrahim Putra platform. The technique of determining the subject is purposive sampling. The data analysis is data collection, data reduction, data presentation, and conclusion drawing and verification. The buying and selling system of the CV Ibrahim Putra platform is to pick up the fruit to the farmer's land or the farmer delivers it directly to the CV Ibrahim Putra platform, then the fruit is weighed using a ram scale, the fruit that has been weighed will be paid by the platform in cash with a receipt of the sale. The buying and selling system of the CV Ibrahim Putra platform in terms of transactions and pricing is legal according to Islam because there are no violations of Islamic sharia provisions. The presence of the CV Ibrahim Putra platform has a positive value for farmers and can improve the economic welfare of oil palm farmers.

The purpose of this study was to determine the effect of leverage, profitability, company size, company age, Capital Adequacy (Capital Adequacy Ratio) and independent commissioners on Islamic social reporting (ISR). The research time period used is 6 years, namely the 2015-2020 period. The population of this research is Islamic Bank. The sampling technique used a purpose sampling technique. The type of data used is secondary data obtained from the official website of each Islamic Bank. The analysis method used is panel data regression. The results showed that leverage (DER) had a negative effect on Islamic social reporting (ISR), while profitability (ROE), company age and independent commissioners had no effect on Islamic social reporting (ISR). while company size and Capital Adequacy (Capital Adequacy Ratio) have a significant effect on the disclosure of Islamic Social Reporting (ISR) at Islamic Bank in Indonesia and Then together, the variable leverage (DER), profitability (ROE), company size, company age, Capital Adequacy  and independent commissioners have an effect on Islamic social reporting (ISR).    

Technology developments in the era of the industrial revolution 4.0 provide many opportunities to improve supply chain performance and performance. The existence of the waste processing industry as a business has prospects for development, given the large amount of waste generated by the community and the need for several processed products. PT A reduced the amount of garbage that accumulates in the final disposal site (TPA) by reprocessing the waste produced by the community. The existence of waste banks, government agencies, hotels, zoos, and Islamic boarding schools is one of the sources of waste that is processed for waste products. This paper seeks to develop the concept of a digital supply chain by adopting the supply chain model run by PT A. The initial identification presented in this paper can result in several technology identifications that need to be prioritized in implementing relevant technologies in the industry. The expected impact of this implementation is an increase in supply chain performance

This research was conducted using secondary data on financial statements that have been published through the official website of each bank by downloading financial report data. The population in this study are Islamic commercial banks in Indonesia in 2015-2020. By using non-probability sampling method, the total sample obtained in this study is 36 data from 6 Islamic commercial banks. The analytical method used in this study is multiple regression analysis using Eviews software version 10 and Microsoft Excel 2016. Based on the research, it shows that leverage, profitability, firm size, firm age, and liquidity together have an influence on the disclosure of Islamic social reporting ( ISR).    

It is very necessary to enlighten all elements of Muhammadiyah's business charity management to make and apply the values ​​of the life guidelines of Muhammadiyah citizens in every policy and activity in the association without exception. The purpose of this study is to interpret the values ​​of Islamic life guidelines for Muhammadiyah residents in the STIE Muhammadiyah Palopo budgeting system. The researcher will use the Islamic life guidelines for Muhammadiyah residents as a researcher's perspective in observing the activities of the budgeting system at STIE Muhammadiyah Palopo whether the values ​​of these guidelines are used as one of the considerations in the operation of the budgeting system at STIE Muhammadiyah Palopo in accordance with the expectations of Muhammadiyah's vision. This study found that the budget as a form of welfare is not only valued in nominal terms in the form of rupiah earned, but welfare is when people who work at Muhammadiyah always feel sufficient and grateful for the sustenance that Allah SWT has given. As a Muhammadiyah citizen, working in a Muhammadiyah business charity is a comfort in itself and believes that the sincerity they do will be a welfare for them in the hereafter. With their sincerity in working in the charity business of Muhammadiyah, they get rewards from Allah SWT such as unexpected sustenance and blessings in the income they get. STIE Muhammadiyah Palopo provides convenience, relief, and assistance in paying tuition fees for students. STIE Muhammadiyah Palopo provides facilities and assistance to students as a form of social care and appreciation for cadres, namely the Lazismu Scholarship, Incidental Assistance, Relief for Brothers, and the free SPP Alumni of SMA/SMK Muhammadiyah Palopo

MSMEs are the most important pillars in the Indonesian economy. The most famous copper craft center in Indonesia is Tumang Village, Cepogo, Boyolali, Central Java. It is called a craft center because of the local residents, some of whom are copper craftsmen. The problems that occur are the limited information technology and the ability to access technology and information from outside, as well as management that has not been implemented properly that can support the craftsman development program, both from the point of view of the professionalism of its human resources as well as in terms of product development, craft design equipment and management. In addition, sales systems and data processing are still carried out conventionally, resulting in limited marketing opportunities and transaction processing. The lack of literacy of SMEs towards information technology is the cause. Only about 25% of all business actors in Tumang have utilized technology for marketing and financial management. The implementation of this Community Service is intended to provide socialization and training as well as assistance to improve skills and knowledge for craftsmen to market their products on a global scale and provide electronic sales applications for craftsmen so that customers can get information quickly, and can make online shopping transactions. As well as a digital accounting information system that will increasingly provide convenience in creating accountable, transparent, and secure financial reports. This PKM activity was carried out by the Community Service Team (PKM) from the Management Economics Study Program at the Islamic University of Batik Surakarta through the 2021 Matching Fund grant. The PKM activity was aimed at brass and copper metal craftsmen in Tumang, Cepogo Boyolali. The methods used are socialization, training, and mentoring. The results of PKM activities are technological innovations in the form of a Marketplace Application called "Javacraft", which is a web application developed by the Islamic University of Surakarta Batik as an online sales medium or as a sales medium for MSMEs of local Indonesian handicrafts, especially copper or brass crafts in Tumang Boyolali, handicraft products and sales processing facilities. In addition, PKM activities also include socialization about digital marketing (e-commerce) and Accounting Information Systems (SIA), training and assistance in using the "Javacraft" Marketplace Application to support sales of brass and copper metal crafts in Tumang. Â

Graphic novel is one of many communication mediums with a combination of visual and verbal that mutually reinforces one another. This work remains a novel but uses the style of storytelling like a comic, using many illustrations. Graphic novels tell their stories from the beginning to the end, therefore graphic novels tend to be longer than comics. The content or quality of the story is different; graphic novel features a story with a more detailed content so that reading it requires serious concentration to think and understand what the creator is trying to convey.The graphic novel of Wali Songo's da'wah story, created by Gerdi Wirata Kusuma in 2015, presents nine Wali Songo stories, which are then selected into two stories to be studied, namely Sunan Kudus and Sunan Kalijaga. The graphic novel discusses the brief history of Wali Songo's life, including Wali Songo's propagation method in spreading the teachings of Islam.This research uses qualitative content analysis method, with Scott McCloud's comic theory, namely using comic element in the forms of image selection, selection of flow, and choices of words, moments, and frames. This identification is divided into two aspects; visual and verbal. Visual in the form of sequences of images, point of view, and graphics. Verbal in the form of narrative text that resides in column panels or word bubbles.The result of this research indicates that visual and verbal use are interrelated, such as the use of shots related to narration, the use of narration to mention information that can not be conveyed visually or visual expressions that can not be described verbally. This visual and verbal combination that mutually reinforces one another shows that this graphic novel is able to show the story of the history of Wali Songo's method in spreading teachings of Islam through assimilation of education and cultural arts with symbolic visual observations. The graphic novel of Wali Songo's da'wah story tries to show its history visually and verbally that is easy to understand and is able to become a part of medium of education.    

This study aims to obtain an overview of the application of the discussion method in Islamic Religious Education learning for class XI students at SMA Mandala Trikora Jayapura, and to determine the impact of the application of this method on students' learning enthusiasm. The discussion method is seen as one of the learning strategies that can encourage active involvement of students in the learning process, so it is expected to increase student participation, understanding, and learning motivation in following Islamic Religious Education learning in class. This study uses a qualitative approach with the researcher as the main instrument. The data sources in this study consist of primary data obtained from Islamic Religious Education teachers and class XI students of SMA Mandala Trikora Jayapura, as well as secondary data derived from various relevant references such as books, scientific journals, theses, and other supporting documents. Data collection techniques are carried out through observation, interviews, and documentation. The validity of the data is tested through credibility, transferability, dependability, and confirmability tests. Meanwhile, data analysis techniques are carried out through the stages of data reduction, data presentation (data display), and verification or drawing conclusions. The results of the study indicate that Islamic Religious Education learning at SMA Mandala Trikora Jayapura has implemented the discussion method as one of the learning strategies. This method is implemented through three stages: preparation, implementation, and evaluation. During the implementation stage, the teacher first provides an explanation to students, then randomly divides them into groups to discuss the material presented. The implementation of the discussion method has had positive impacts, including increased student engagement with peers and the teacher, increased self-confidence in expressing opinions, and improved speaking skills in front of peers. However, some challenges arise, such as some students being less active in thinking and discussing, resulting in passive participation in group activities.