Publication Search

The implementation of financial technology (FinTech) has significantly transformed the banking sector in Indonesia, impacting the quality and accessibility of services offered. This study examines the strengths, weaknesses, opportunities, and threats (SWOT) associated with the adoption of FinTech in the banking industry. Using a qualitative approach, data was collected from industry reports, case studies, and expert interviews to provide a comprehensive analysis. The results highlight several strengths, including improved efficiency, enhanced customer experience, and expanded financial inclusion. However, weaknesses such as high operational costs and cybersecurity risks remain prevalent. Opportunities for growth lie in the increasing digital literacy and government support, while threats include intense competition and regulatory challenges. This study concludes that while FinTech presents significant potential to elevate banking service quality in Indonesia, its success depends on addressing key challenges through strategic innovation and robust policy frameworks.

This study investigates the impact of real and accrual earnings management on idiosyncratic risk, with a focus on the moderating role of good corporate governance, proxied by managerial ownership, in manufacturing firms listed on the Indonesia Stock Exchange from 2020 to 2022. Using moderated regression analysis, the findings reveal that both real and accrual earnings management practices negatively affect idiosyncratic risk, suggesting that earnings management may serve as a risk mitigation tool under efficient contracting perspectives. However, managerial ownership exhibits divergent effects: while it strengthens the risk-reducing impact of real earnings management, it unexpectedly amplifies the idiosyncratic risk associated with accrual earnings management, potentially due to managerial motivations to meet financial targets. These results highlight the complex role of corporate governance in earnings management, as it may act as both a stabilizing and risk-amplifying factor depending on the type of earnings management practiced. The study underscores the need for stakeholders to critically evaluate earnings management and corporate governance practices, while encouraging future research to include additional variables to further explain idiosyncratic risk determinants. The study's Adjusted R Square value of 8.1% indicates that other significant factors affecting idiosyncratic risk were not captured in this analysis.

The development of e-commerce has significantly transformed consumer behavior, particularly among Generation Z. This study examines the impact of e-commerce on the consumptive behavior of Gen Z students at STIE Cendekia Bojonegoro, Indonesia. E-commerce platforms offer easy access, a wide range of products, and various promotional features that influence consumer purchasing decisions. Using a quantitative approach with a survey design, this study investigates how promotions, social media, and other factors impact Gen Z's purchasing behaviors. The results reveal that social media has a more substantial influence on consumptive behavior than traditional promotional strategies, which were found to be less significant. This highlights the importance of social media in shaping the shopping habits of Gen Z. The findings contribute to a better understanding of e-commerce's role in influencing consumer behavior and offer recommendations for businesses and educational institutions to address the challenges associated with impulsive purchasing and financial management among students.

Background: Hypertension is a common condition in primary health care, affecting approximately 25% of the adult population and more than 50% of those aged over 65 years. As the "silent killer of hypertension", it can cause stroke, which is a major cause of morbidity and mortality worldwide. This study aims to detect early signs of stroke using the BE-FAST method in the elderly in Karangasem, Bali, and to spread the effectiveness of this method in reducing the risk of stroke. Method: This community-based education program uses the POAC (Planning, Organizing, Actuating and Controlling) approach. A total of 79 elderly participants were recruited and underwent health examinations, including blood pressure measurements and the BE-FAST screening test. The BE-FAST method assesses balance, eyes, face, arms, speech, and timing to identify early signs of stroke. Results: The results showed that 55.7% of participants had hypertension, and 67.1% had difficulty moving their legs and arms on one side of their body. Additionally, 36.7% had difficulty opening their eyes or experienced vision problems, and 32.9% experienced facial weakness or numbness. The BE-FAST method is effective in detecting early signs of stroke, with a sensitivity of 92%. Conclusion: This study highlights the importance of early detection of stroke using the BE-FAST method in the elderly population. The research results show that this method is effective in identifying early signs of stroke and can be easily taught and applied in the community. Application of this method can reduce the risk of stroke and associated morbidity and mortality.

Background: Hypertension is one of the causes of premature death because it is associated with the risk of cardiovascular disease. In Indonesia itself, the prevalence of hypertension is quite high, reaching 34.11% in the population over 18 years of age because it is related to the poor lifestyle of Indonesian people, such as eating daily food, rarely consuming fruits and vegetables that are rich in nutritional deficiencies, rarely exercising, smoking from an early age, frequently drinking alcoholic beverages, frequently experiencing severe stress, or hypertension sufferers who do not regularly take medication. Purpose : this training is an intervention effort towards self-care and quality of life for cadres in Cepaka Village with the hope of improving the quality of life for the elderly. Method : will be carried out face to face for one month in four meetings. The meeting consists of assessment activities before (pre test), lecture, video screening, distribution of booklets and assessment after (post test). Results: based on the pre-test results, the average was 67 and after the post-test the average participant score was 85, so that there was an increase in knowledge and an increase in the optimization of cadets in Cepaka Village. Conclusion: This PKM has been implemented by providing education through the delivery of material, and understanding of the material followed by participants. Participants consisted of elderly cadres from Cepaka Village.

This systematic review examines the effectiveness of antenatal classes in improving pregnant women's attitudes towards stunting prevention. The review analyzed 28 studies published between 2018 and 2023, focusing on developing countries, particularly in Southeast Asia. The methodology followed PRISMA guidelines, utilizing multiple academic databases. The analysis revealed that structured antenatal classes significantly improved maternal knowledge about stunting (68% increase in knowledge scores) and led to positive behavioral changes in nutritional practices. Regular attendance at comprehensive antenatal classes was associated with better pregnancy outcomes, with participants showing 75% higher rates of implementing recommended nutritional guidelines. Key success factors included regular class frequency, interactive teaching methods, cultural sensitivity, and strong community support. However, significant challenges were identified, including resource limitations, access barriers, and cultural resistance. The review highlighted successful adaptations such as hybrid learning models and community-based approaches. Recommendations include strengthening program design through evidence-based approaches, enhancing community engagement, developing sustainable funding mechanisms, and implementing robust monitoring systems. This review underscores the vital role of antenatal classes in stunting prevention while emphasizing the need for continued research to address existing challenges and enhance program effectiveness across diverse settings.

This study employs Judith Butler’s theory of gender performativity to analyze Megan Trainor’s song "Dear Future Husband," exploring the negotiation of femininity and masculinity within contemporary pop culture. Utilizing a qualitative content analysis method, the research examines lyrical content, musical elements, and visual representations associated with the song to uncover underlying gender norms and performances. The results reveal that "Dear Future Husband" both reinforces and subverts traditional gender roles; while it portrays conventional expectations of femininity and masculinity, it simultaneously introduces nuanced demands for mutual respect and partnership. The discussion highlights the complexity of gender performances in mainstream media, suggesting that Trainor’s work reflects a transitional phase in societal understandings of gender dynamics. By applying Butler’s framework, the study illustrates how pop songs can serve as sites for both perpetuating and challenging normative gender constructs, offering insights into the evolving landscape of gender identity and expression.

This study investigates the public perception of local dialects and their implications for cultural identity. Local dialects serve as vital markers of regional identity and heritage, yet they often face stigma and marginalization in favor of standardized languages. Through a mixed-methods approach, including surveys and in-depth interviews, the research examines how individuals perceive various local dialects in terms of prestige, authenticity, and social value. The findings reveal a nuanced landscape of attitudes, where some respondents express pride in their local dialects as symbols of cultural heritage, while others associate them with negative stereotypes, which impacts their willingness to use these dialects in public settings. The study highlights the complex relationship between language, identity, and social dynamics, suggesting that fostering positive perceptions of local dialects can enhance cultural pride and community cohesion. Additionally, the research discusses the role of education and media in shaping perceptions of local dialects and emphasizes the need for initiatives that promote linguistic diversity. Ultimately, this research underscores the importance of recognizing and valuing linguistic diversity as a crucial component of cultural identity in an increasingly globalized world, advocating for the preservation and celebration of local dialects to strengthen community ties and cultural heritage.

Solar energy has emerged as a promising renewable energy source with significant potential to address energy challenges in developing countries. This paper aims to explore the potential and implementation of solar energy in these regions, focusing on both the opportunities and challenges associated with its adoption. A qualitative approach is used, examining case studies and existing literature on solar energy deployment in developing countries. The findings highlight that while solar energy offers a cost-effective and sustainable solution, barriers such as high initial investment, lack of infrastructure, and limited technical knowledge still hinder widespread adoption. The paper emphasizes the importance of supportive government policies, international partnerships, and education to accelerate the implementation of solar energy technologies. The significance of this research lies in providing insights for policymakers and stakeholders to design effective strategies that promote the use of renewable energy in developing countries, ultimately contributing to sustainable development.

The purpose of this research is to build a mutation pattern policy based on Justice, Certainty, and Benefit. this policy is associated with talent management that has been implemented in Financial and Development Supervisory Board (BPKP). The method used in this research is a case study method based on phenomena that occur in BPKP. the result of this research is the formation of a mutation pattern policy, namely mutations based on organizational needs with the pattern Organization - Organization - Domicile and mutations based on employee needs. With this mutation pattern policy, employees are expected to improve their performance. But this research does not further examine the effect of this mutation policy on employee performance and also does not consider other factors such as age, gender of employee and Fund to apply this policy

Human Trafficking is a crime in the form of human transaction. In Indonesia order to ensnare perpetrators of human trafficking, we use Law Number 21 of 2007 concerning the Eradication of Criminal Acts of Human Trafficking. The purpose of this study is to determine and analyze the factors that cause human trafficking, the consequences of human trafficking crimes and how to overcome human trafficking crimes in the perspective of criminology, the negative impacts of human trafficking on the social environment. This study uses a normative legal research method, the data used is primary data. The analysis technique used is a qualitative approach. The results of this study are that human trafficking crimes seen from a criminological perspective can be associated with many things, including lack of awareness of poverty, low education, the desire to get rich quick, cultural factors, law enforcement. Human trafficking prevention can be classified into two types. Preventive prevention efforts are all efforts to reduce the space for movement and opportunities for crimes to be committed, and repressive prevention efforts are actions taken by law enforcement officers after a crime or criminal act has occurred. In eradicating and reducing trafficking, cross- country cooperation is also needed.

This article explores the application of Islamic ethics, particularly the concept of tawhid, in the development of digital technologies and artificial intelligence (AI). The study employs a qualitative descriptive method based on a literature review to analyze Islamic principles, such as justice (al-'adl), trust (amanah), and public benefit (al-maslahah), in addressing ethical challenges posed by AI. The findings indicate that Islamic values can provide a holistic framework for tackling algorithmic bias, privacy concerns, and social inequalities associated with AI. However, the study identifies a gap in academic research regarding the integration of tawhid principles with AI development. A limitation of this research is the lack of empirical case studies to test the effectiveness of implementing these principles in technology development.

The film "Wicked," adapted from the novel by Gregory Maguire, offered a new perspective on the character Elphaba, who was known as the wicked witch in the classic story "The Wizard of Oz." This research aimed to explore how Elphaba's character challenged the negative stereotypes associated with her and highlighted the importance of representing complex characters in media. This study was descriptive in nature, employing a semiotic approach to analyze the signs and meanings contained within Elphaba's character, as well as the social critique implications that arose. The findings indicated that Elphaba was not merely perceived as a symbol of evil but also served as a representation of empowerment for marginalized individuals, reflecting the complexities of identity and the struggle against social stigma. Elphaba's character illustrated a journey of transformation from ostracism to self-acceptance, inspiring audiences to understand and appreciate diversity and the challenges faced by those considered different. The film invited viewers to reflect on how societal judgments were often based on physical appearance and encouraged them to celebrate differences. The implications of this social critique were significant, as they could foster empathy and positive change within society, as well as raise awareness of the importance of embracing individual uniqueness.  

This research investigates the connection between social anxiety and self-esteem among first-year students who have migrated from other regions to Universitas Negeri Padang. Employing a quantitative approach with a correlational design, the study included 44 migrant students as participants. Data were gathered through both online and face-to-face distribution of questionnaires. The statistical analysis indicated a significant negative relationship between social anxiety and self-esteem, with a correlation coefficient of -0.812 (p< 0.01). This finding demonstrates that higher levels of social anxiety are associated with lower levels of self-esteem among students, and conversely. The results highlight the influence of social anxiety on the social and psychological capacities of first-year migrant students. This study aims to offer valuable insights into the psychological challenges faced by migrant students and provide a foundation for creating interventions to enhance their well-being.

This research explores the integration of artificial intelligence (AI) and communication strategies in promoting ethical practices within halal supply chain management. As the global halal market expands, the need for efficient, transparent, and ethically sound supply chains becomes critical. This study investigates how AI technologies can enhance operational efficiency while ensuring compliance with halal principles, and examines the role of effective communication in fostering stakeholder engagement and building consumer trust. Utilizing a mixed-methods approach that includes literature review and qualitative case studies, the research identifies key ethical challenges associated with AI, such as algorithmic bias and data privacy, while highlighting best communication practices to ensure transparency regarding halal compliance. The findings indicate that a synergistic approach combining AI-driven efficiencies with robust communication frameworks can significantly enhance the integrity and transparency of halal supply chains, offering actionable recommendations for businesses aiming to navigate the complexities of AI integration while upholding halal values.

This research aims to explore the concept of the child-free lifestyle within the framework of Maqasid Shariah, focusing on the ethical considerations and social implications associated with such a decision. The study seeks to understand how Islamic principles and objectives—preserving faith, life, intellect, progeny, and wealth—interact with the modern choice of living child-free. By utilizing a qualitative library research approach, the study analyzes various Islamic texts, scholarly opinions, and contemporary discussions on reproductive choices, providing an in-depth understanding of how the child-free lifestyle aligns with Maqasid Shariah. The findings reveal that while Maqasid Shariah emphasizes the importance of procreation for the continuation of society, it also recognizes individual autonomy, personal choice, and the preservation of well-being. The study concludes that, from a Shariah perspective, the child-free lifestyle may be considered ethically permissible under specific circumstances, especially when it aligns with the overall well-being and goals of an individual or couple. The implications of this research are significant for policymakers, religious scholars, and society at large, as it encourages a nuanced understanding of reproductive choices, personal freedom, and societal responsibilities in contemporary Islamic contexts.

This study explores the ethical implications and challenges associated with the implementation of artificial intelligence (AI) in business operations. The research aims to identify key ethical concerns, such as data privacy, algorithmic bias, and workforce displacement, while analyzing their impact on organizational practices and stakeholder trust. Utilizing a library research approach, the study synthesizes insights from academic literature, industry reports, and case studies to examine the intersection of AI ethics and business performance. The findings highlight the need for transparent governance frameworks, inclusive algorithm design, and ethical AI policies to address these challenges effectively. The research underscores the importance of balancing technological innovation with ethical considerations, offering practical implications for businesses seeking to integrate AI responsibly into their operations

Gratitude plays a crucial role in enhancing psychological well-being, particularly for students who balance work and studies. This research seeks to explore the connection between gratitude and psychological well-being among working students at Pamulang University. A quantitative approach was used, involving 107 respondents who were selected through purposive sampling and completed a Google Form survey. The data were analyzed using simple linear regression with SPSS 26 software. The analysis revealed a correlation coefficient of 0.824, showing a significant relationship between gratitude and psychological well-being. This suggests that higher levels of gratitude are associated with better psychological well-being. The study also highlights the significance of gratitude-based interventions to help working students manage stress and enhance their overall quality of life. Additionally, this research contributes to the field of positive psychology, particularly within Indonesia's higher education context, and offers practical recommendations for universities to develop programs that more effectively support the well-being of working students.    

This study aims to examine the influence of sexual stigma on suicidal ideation in early adult lesbian, gay, bisexual, and transgender (LGBT) individuals aged 18-29 in Indonesia. Suicidal ideation is a global mental health issue frequently experienced by LGBT individuals due to discrimination and stigma. The study employed a quantitative survey design, involving 120 LGBT early adult participants selected through purposive sampling. The research instruments included an adapted version of the Sexual Stigma Scale to measure sexual stigma and the Adult Suicidal Ideation Questionnaire (ASIQ) to measure suicidal ideation. Data analysis utilized linear regression to assess the influence of sexual stigma on suicidal ideation. The results revealed a significant positive relationship between sexual stigma and suicidal ideation, with a Pearson correlation coefficient of 0.414 (moderate category) and a significance value of 0.000 (p < 0.01). Sexual stigma contributed 17.1% to suicidal ideation, indicating a significant influence while acknowledging the presence of other influencing factors. These findings emphasize that higher sexual stigma is associated with an increased risk of suicidal ideation in LGBT individuals..    

The exponential growth of the Internet of Things (IoT) introduces a multitude of security challenges, as a vast number of connected devices often operate with inadequate protection measures. This vulnerability heightens the risk of cyberattacks, data breaches, and hacking, exposing systems and sensitive information to increased threats. Ensuring security in the IoT ecosystem while considering this rapidly expanding technology's physical limitations and specific requirements is a complex task. This article comprehensively analyzes the primary vulnerabilities and risks associated with IoT, exploring innovative strategies and effective solutions to strengthen its security framework. The article highlights the critical role of secure device authentication, data encryption, regular updates, and continuous monitoring by addressing the intricacies of communication protocols and emphasizing the need for standardization. Ultimately, this work advocates for a holistic approach to IoT security, where robust, adaptable solutions are developed to safeguard against the evolving landscape of cyber threats.