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This study aims to determine the effect of ujrah and tabarru' funds on investment income in Islamic life insurance companies in Indonesia for the 2016-2021 period, the effect of Ujrah on investment income in Islamic life insurance companies in Indonesia for the 2016-2021 period, the effect of Tabarru' funds on investment income in Islamic life insurance companies in Indonesia for the 2016-2021 period, do Ujrah and Tabarru' Funds affect investment income in Islamic life insurance companies in Indonesia for the 2016-2021 period, and how much influence do Ujrah and Tabarru' Funds have on investment income in life insurance companies sharia in Indonesia for the 2016-2021 period. The method used in this study is quantitative, by taking financial data samples from 6 companies in the 2016-2021 period, namely PT Asuransi Jiwa Manulife Indonesia, PT Prudential Life Assurance, PT Asuransi Takaful Keluarga, PT Asuransi Jiwa Sinarmas MSIG, PT Asuransi Jiwa Central Asia Raya. , PT. BNI Life Insurance Syariah. Based on the results of the calculation of the simultaneous regression coefficient test (Test f) it can be concluded that the variable Ujrah (X1) and Tabarru' Funds (X2) have an effect on investment income (Y), namely Fcount 159.129 > Ftable 3.28, with a significance value of 0.000 <0 ,05. And test the coefficient of determination (R2) of 0.900. This shows that the Ujrah and Tabarru Fund variables have an effect on investment income, namely 90.0%, while the remaining 10.0% is influenced by other variables that are not included and not examined in this study.    

Public service is one of the main roles of the government to meet the needs of its people. The implementation of public services will also adapt according to the needs of the community and develop in line with changes in social life. This makes the government always try to foster motivation in creating effective and efficient services so as to provide convenience for the public. The purpose or research of this is to find out and explain how the implementation of One For Eleven Innovation in Solok City and to know and analyze the inhibiting factors that influence the implementation of One For Eleven innovation seen from product innovation, process innovation, research method innovation, strategy or policy innovation and system innovation . This study uses a qualitative method with a descriptive approach. The results of the One For Eleven innovation research in Solok City based on indicators of innovation are included in an innovation. This innovation is included in product innovation because there is a renewal of service media, including in process innovation where there are differences in service flow. This innovation is also included in the innovation of service methods where changes in service delivery. This innovation includes strategy or policy innovation because it has a vision, mission and goal of forming an innovation from the existing reality. In addition, this innovation is also included in system innovation, namely the existence of novelty in the interaction of implementing actors in managing innovation, but the implementation of innovation and its utilization by the community is not optimal because there are still many prospective brides who do not know about this innovation. The lack of socialization of innovation by implementers to the community so that there are still many people who do not know about this innovation. Then the difference in the domicile of the bride and groom as a requirement in obtaining this innovation has caused not all bride and groom to receive the One For Eleven innovation service. Lack of coordination between implementing agencies causes executors not to understand their duties.  

This study aims to test whether social media, motivation, knowledge and benefits influence the investment interest of the Z generation of STIE Surakarta students in the capital market. This research uses a quantitative method, the population in this study is 287, the sampling technique of this study is using purosive sampling. with the criteria of 7th Semester STIE Surakarta Accounting Study Program students. The data was distributed through questionnaires distributed via whatsapp grub class or personal WhatsApp to 7 semester 7 accounting students STIE Surakarta Study Program and obtained 125 respondents. The data analysis technique used in this study used regression multiple linear through the SPSS 25 program. The results of this study indicate that social media and knowledge do not affect the investment interest of the STIE Surakarta generation of students in the capital market, while the motivational and benefit variables affect the investment interest of the next generation. z STIE Surakarta students in the fashion market. Therefore, the z generation must be interested in investing in the capital market in order to provide long-term support. This research can help the whole community, especially young people, to better understand and be interested in investing in the capital market.

This research aims to analyze the effect of Business Risk and Asset Structure on the Capital Structure of Manufacturing Companies in the Basic and Chemical Industry Sector listed on the Indonesia Stock Exchange. The sample in this study were 35 basic and chemical industry sector companies listed on the Indonesia Stock Exchange using the Purposive Sampling method for the 2018-2020 period. Based on multiple linear regression analysis, the variables of Business Risk and Asset Structure have an effect on Capital Structure with the equation Y = 2,968 – 7,865X1 – 2,355X2 + e. From the t-test, it was found that the variable X1 Business Risk had a significant effect on the Capital Structure with t count value is [-7,171] > t table [1,983] and sig 0,000 < 0,05. Then H1 is accepted. Variable X2 Asset Structure had a significant effect on Capital Structure with t count value is [-4,988] > t table [1,983] and sig 0.000 <0.05. Then H2 is accepted. From the F test, it was found that Business Risk and Asset Structure have a simultaneous effect on Capital Structure with f count [32,694] > f table 3,090 and a significance 0,000 < 0,05. Then H3 is accepted. From the coefficient of determination test the value of R square is 0.391. This means that the independent variables of Business Risk and Asset Structure affect the Capital Structure by 39.1% while the remaining 60.9% is influenced by other variables.

This study aims to analyze the influence of marketing strategy and product quality on the development of the Seblak Teh Hanan business in Parakanlima Village, Jatiluhur District, Purwakarta City. The source of data in this study was obtained from questionnaires (primary) which were distributed to respondents. The population of this research is the consumers of Seblak Teh Hanan . The research sample amounted to 99 people. The research analysis method used is validity test, reliability test, normality test, multiple linear regression, f test and t test and coefficient of determination. The research findings show that the marketing strategy and product quality simultaneously affect business development with the results of the Fcount test of 145.528 and a significance value of <0.05. Based on multiple linear regression analysis, the coefficient of determination is 75.2%. The t-test value of the marketing strategy variable is 3.372 and the t-test value of the product quality variable is 8.102, both variables have a significance of <0.05 so it can be concluded that partially the two independent variables affect the dependent variable.

PT. Jago Rental is a heavy equipment rental company that provides a variety of heavy equipment such as: Excavators, Bulldozers, Vibro and others. The company's income only depends on the way employees market their products. Often companies experience losses, due to reduced company turnover each year. This is due to factors from the performance of employees who are less enthusiastic in carrying out their duties. Based on this background, this study aims to determine the factors that significantly influence the development of employee performance, namely: leadership style, employee competence, job satisfaction, organizational culture and work motivation. In this study using the Structural Equation Modeling (SEM) method with Moderate Regression Analysis (MRA) which was processed using Smart PLS. The results of this study show that leadership style (0.035), employee competence (0.040), job satisfaction (0.010) have a significant effect (α=0.05) on employee performance. Meanwhile, organizational culture variables were able to moderate and have a significant effect between job satisfaction (0.006) on employee performance, but were not able to strengthen the relationship between leadership style (0.071), employee competence (0.458) on employee performance. For work motivation variables were able to moderate the relationship between leadership style (0.011), job satisfaction (0.011) to employee performance, but were not able to strengthen the relationship between employee competence (0.778) to employee performance.

This research is motivated by facts in the field showing that social studies teachers are still more oriented towards assignments and students' understanding of learning material without considering the formation of student character as a learning effect, so that learning material is less affected by students' attitudes and personalities in shaping interactions between teachers and students. This makes students tend to be busy or not pay attention when the teacher is explaining, during the learning process in the classroom. Therefore, these constraints certainly need a solution so that the teaching and learning process can be channeled properly, an IPS teacher really needs to use a learning strategy that is appropriate to the material to be conveyed and is also in accordance with the IPS teacher's strategy in instilling social values. The formulation of the problems in this study are: 1) What is the social studies teacher's strategy to instill social values in social studies learning for class VII students at SMPN 1 Purwoasri? 2) What are the supporting and inhibiting factors for social studies teachers in carrying out strategies for instilling social values in class VII students at SMPN 1 Purwoasri? 3) What are the results of the IPS teacher's strategy in instilling social values in class VII at SMPN 1 Purwoasri? The objectives of this study are: 1) To find out the social studies teacher's strategy to instill social values in social studies learning for class VII students at SMPN 1 Purwoasri. 2) To identify the supporting and inhibiting factors of social studies teachers in carrying out strategies for instilling social values in class VII students at SMPN 1 Purwoasri. 3) To find out the results of the social studies teacher's strategy in instilling social values in class VII at SMPN 1 Purwoasri. The research method used is a qualitative method and this research is descriptive in nature. This research is sourced from primary data and secondary data. Data collection techniques in the form of observation, interviews and documentation. Then the data analysis technique in this study refers to the Miles and Huberman model. Checking the validity of the data, namely observation persistence, triangulation, and peer checking. The results of this study indicate that: 1) The social studies teacher's strategy in instilling social values possessed by students is through several ways, namely exemplary and continuous reprimand and habituation patterns. To instill social values in students, the teacher instills an attitude of honesty, discipline, tolerance, mutual cooperation, courtesy, confidence and responsibility (an attitude of daring to accept consequences, being able to carry out individual tasks properly, not blaming others, and always keeping promises). to students. 2) Factors that support the social studies teacher's strategy in instilling social values in students are a comfortable learning environment, there are rules in the class that are obeyed, and there is a dominant role of the teacher. On the other hand, the inhibiting factors of the social studies teacher's strategy in instilling social values in students are the teacher being late, the lack of monitoring of regulations, and the influence of friends. 3) The results of the social studies teacher's strategy in instilling social values in class VII students at SMPN 1 Purwoasri include social awareness, multicultural understanding, and social involvement which are in good condition.

The decision to visit tourists is an integrative process that combines information to evaluate two or more alternative options and choose one of them. The aim of the study was to find out how the dimensions of the destination image, which consists of cognitive image of the destination, unique image of the destination, and image of the destination, have an impact on the decision to visit Boon Pring Malang ecotourism. This research uses a quantitative approach with a causal or causal approach. The number of respondents as many as 80 visitors. The results showed that (1) partially the cognitive destination image variable has a positive and significant influence on the decision to visit Boon Pring Malang ecotourism, the supporting factors are tourist images on social media that look attractive (2) unique destination image has a partial effect on the decision to visit ecotourism boon pring Malang, the supporting factors are having various types of bamboo and springs (3) affective destination image has a partial effect on the decision to visit Boon Pring Malang ecotourism, the supporting factors are the influence of the attitude of visitors after visiting feeling happy (4) together (simultaneously) cognitive, unique, affective destination image has a positive and significant impact on decisions about visiting Boon Pring Malang ecotourism.

Abstract. In an effort to create customer retention, the company improves product quality, service and purchasing power suitability so that consumers can feel satisfaction in using the product and create barriers to switching to Hanasui products at Beauty Shoppy Jombang. The purpose of this study is to determine the influence in maintaining customer satisfaction and switching barriers to customer retention in customers of Hanasui brand products at Beauty Shoppy Jombang by using quantitative methods. The total population in this study is 150 customers. This study uses multiple linear regression analysis techniques and hypothesis testing. The results of this study indicate that customer satisfaction and switching barriers have a significant effect on customer retention of Hanasui products at Beauty Shoppy Jombang.    

Community skills are needed for every individual, not covering any age for both students and the general public, as for Kuliah Kerja Nyata (KKN), namely Community Empowerment Learning-based activities carried out by students. This research focuses on the impact of real work lectures on students' social skills. This research is a type of research that is a quantitative descriptive research. Data collection was obtained through filling out a list of questions (questionnaire) using the Google form. Data analysis using descriptive statistical analysis. The author found that targeted students improved their social skills, both in relation to the surrounding community and in relation to group relationships. The conclusion from the results of the tests carried out is that the implementation of work lectures has an influence on the development of students' social skills.

The financial system plays a critical role in the economy. If the financial system is unstable and does not function efficiently, the allocation of funds will not go well, which can hamper economic growth. This study aims to analyze the influence of the monetary sector on financial system stability in Indonesia. This qualitative descriptive study with literature method through literature study using secondary data obtained from the Indonesian Central Bureau of Statistics. The study's results explain that the exchange rate or exchange rate and inflation can affect the stability of the financial system in Indonesia.

This research is motivated by students' lack of interest in educational media during learning. Students feel bored and less motivated because the media used is only conventional, such as lecturing, relying on textbooks and modules, which result in low student knowledge. Powtoon learning videos, with their modern approach and visual-audio presentation, offer a solution. These videos feature animated cartoons, which address students' complaints about conventional learning methods. This research aims to understand the overview of the learning process, identify student needs, determine the steps for media development, assess the validity of the developed media, and examine the influence of the media on students' knowledge. The researcher employed the Research and Development (R&D) approach using the ADDIE model: Analysis, Design, Development, Implementation, and Evaluation. Data collection techniques included questionnaires, tests, interviews, observations, and data analysis. The study was conducted at SMPN 2 Kademangan, with eighth-grade classes D (control group) and E (experimental group) as research subjects. Data analysis was performed using quantitative and qualitative methods. The validation results from media experts, subject matter experts, and social studies teachers regarding the Powtoon media showed that it was suitable for use with minor revisions and had a significant impact on learning outcomes. The Sig value (2-tailed) was found to be 0.003, which is less than the significance level of 0.05. Therefore, H1 is accepted, indicating that there is a difference in learning outcomes between the control group (class D) and the experimental group (class E), with an average post-test score of 82.68% for class D and 93.28% for class E. This shows a difference of 10.6%, indicating that Powtoon media is effective for learning purposes.

Baggage sweeping is carried out at the boarding gate unit with the aim of security, convenience and flight safety. And passengers must comply with these regulations so that passengers feel comfortable when in the cabin. Where passengers only carry one luggage weighing 7kg. This research was conducted at Citilink Indonesia at Yogyakarta International Airport. This research is a quantitative study where the data obtained using the questionnaire survey method as wellCostumer Satisfaction Index(CSI) to measure the level of passenger satisfaction with handlingsweeping baggage received. The results of this study can be concluded that the main factors that cause sweeping baggage are passengers who do not want their luggage to be carried or do not want to pay for excess baggage, and the obstacle during sweeping is the lack of understanding of passengers with cabin baggage regulations. The method used by boarding gate officers in dealing with the obstacles that occur is to explain clearly and politely to the passengers concerned regarding the baggage sweeping procedure. The magnitude of the effect of sweeping baggage handling on passenger satisfaction is 56.1% and the remaining 44.9% is influenced by other factors outside of this study. While the level of passenger satisfaction is equal to 46.7% where this figure is in the 3rd criterion, namely quite satisfied.

The purpose of this study was to determine the Great Appreciation of the Influence of Mental Health on Learning Outcomes of Islamic Religious Education Subjects at SMK Negeri 1 Bukittinggi. The type of research that researchers conducted was correlation research with a quantitative approach, using a computer package (SPSS). The data used is in the form of numbers distributed to 65 respondents. The data analysis technique used is to do a Validity Test, Reliability Test, Normality Test, Linearity, Simple Linear Regression Test, F Test, and Determinant Correlation Test (R2). Based on the results of data processing, a simple linear regression calculation is obtained with the equation, namely Y = 12.584 + 0.188 X. Based on the equation above, it can be concluded that if mental health increases by one unit, it will affect the learning outcomes of Islamic religious education by 0.188. But if there are no these variables, the value of Islamic religious education learning outcomes is 12.584. The results of the F test obtained for Ftable were 3.99, because Fcount > Ftable (4.355 > 3.99) and a significant value < 0.05 (0.000 < 0.05), so it can be interpreted that mental health has a significant effect on learning outcomes in Islamic religious education. Then Ha is rejected Ho is rejected. The test results above show that mental health has a significant effect on the learning outcomes of Islamic religious education.

The purpose of this study was to identify and analyze directly or indirectly the influence of financial literacy and financial self-efficacy on the financial behavior of Generation Z in the UIN North Sumatra campus environment. The approach used in this research is a causal approach. The subjects of this study were students of the Sharia Accounting course at the UIN North Sumatra campus. In this study, a questionnaire was used as a data collection technique. Data analysis techniques in this study used a quantitative approach using statistical analysis using validity tests, reliability tests, classical assumption tests, hypothesis testing, and multiple linear analysis. In this study, the SPSS 22 program was used for data processing. The results showed that financial literacy had a positive and significant effect on financial behavior, financial self-efficacy had a negative and insignificant effect on financial behavior, and financial literacy and financial self-efficacy had a positive and significant effect on financial behavior.

This study aims to determine the positive and significant influence of effective communication by Christian Religious Education and Character Education teachers on the learning motivation of class VIII students at SMP Negeri 4 Tarutung for the 2023/2024 academic year. The hypothesis of the study is there is a positive and significant influence of effective communication by Christian Religious Education and Character Education teachers on the learning motivation of class VIII students at SMP Negeri 4 Tarutung for the 2023/2024 academic year. The method that used in this study is an inferential quantitative method. The population is all 123 students of class VIII of SMP Negeri 4 Tarutung for the 2023/2024 academic year who are Protestant Christians and samples are determined 40% of the total population as many as 50 people by using random sampling techniques. The study instrument is a closed questionnaire with 39 items, namely 22 items for variable X and 17 items for variable Y. The results of data analysis obtained: a) Testing a positive relation (Product Moment Pearson) obtained a value of rcount = 0.413> rtable (a = 0.05, n = 50) = 0.297. b) Testing a significant relation (t-test) obtained a value of tcount= 3.141>ttable (a=0.05, df=n-2=48)= 2.000. c) Obtain the degree of influence with the regression equation Ŷ= 18,33 + 0,46X. d) Test the hypothesis using the F test to obtain Fcount= 9.823>Ftable (a=0.05, df numerator k-1=1, df denominator=n-2=50-2=48) =4.00. Thus Ha is accepted and H0 is rejected. The study concluded that there was a positive and significant influence of effective communication by Christian Religious Education and Character Education teachers on the learning motivation of class VIII students at SMP Negeri 4 Tarutung for the 2023/2024 academic year.  

The research aims to determine the positive and significant influence of the talking stick learning model on the active learning of PAK class VIII students at SMP Negeri 3 Lintongnihuta for the 2023/2024 academic year. The research hypothesis is that there is a positive and significant influence between the talking stick learning model on the active learning of PAK students in class VIII of SMP Negeri 3 Lintongnihuta for the 2023/2024 academic year. This research is a regression research using Descriptive Statistics techniques. The population of all class VIII students at SMP Negeri 3 Lintongnihuta for the 2023/2024 academic year who are Protestant Christians is 177 people. Random sampling (random sampling) is 30% of the total population, namely 55 people. The research instrument is a closed questionnaire. The results of the analysis requirements obtained the value rxy=0.554>rtabel=0.226 and tcount=4.845>ttable=2.000 showing that there is a relationship between the talking stick learning model and the learning activeness of PAK class VIII students at SMP Negeri 3 Lintongnihuta for the 2023/2024 academic year and obtained the regression equation. Hypothesis testing obtained Fcount=23.502>Ftable=1.39 so H0 is rejected and Ha is accepted. The research concluded that there was a positive and significant influence of the talking stick learning model on the learning activeness of PAK class VIII students at SMP Negeri 3 Lintongnihuta for the 2023/2024 academic year, amounting to 30.69%.

University students are vulnerable to experience stress due to academic burden and final assignments overload. Thus, the pressure to finish academic paper on time leads to stress in their final-year study. There are two main factors that cause academic stress: internal and external factors. This study aims to determine the influence of internal and external factors toward the academic stress level. This study used a cross-sectional design with a sample of 67 final-semester students as respondents chosen using total sampling technique. The study conducted from June 6th - 17th, 2023. The result of data analysis using the Chi-Square test shows that 43 respondents experience severe stress (64, 2%), positive internal factors 27 respondents (40, 3), and external factors 37 respondents (55, 2). It indicates there is the influence of positive internal factors (P-value 0,002) and the negative external factors (P-value 0,003) on academic stress. Thus, internal and external factors influence the academic stress level of the final-semester students Faculty of Health Sciences, Abulyatama University. This study suggests the final-semester students consult the consultation officers to find best solution when experiencing stress. They can go for consultation to reliable persons, always positive thinking, and practice relaxation techniques by taking a deep breath.   

Mung bean and sago composite flour cookies are cookies made from the main raw material of wheat flour which is composited with mung bean and sago flour to reduce the use of wheat flour and to increase nutritional content. This experiment aims to determine 1) the sensory quality of mung bean and sago composite flour cookies including shape, color, aroma, crispness, crumb, and taste 2) chemical properties based on laboratory tests which include carbohydrates, protein, fat, ash, and fiber 3) the cost of raw materials for mung bean and sago composite flour cookies. This type of research is a factorial experiment. The independent variable was the proportion of mung bean composite flour (35%, 25%, and 15%) and sago (15%, 25%, and 35%) that had gone through the starch calculation stage. The dependent variable is sensory quality which includes shape, color, aroma, crispness, crumb, and taste. The control variables of this study include the type of materials and equipment. Observation data collection technique by means of sensory quality test conducted by 35 panelists. Data analysis used single anova test and continued with Duncan test.  The results showed 1) there was an influence on the sensory quality of composite flour cookies which included aroma, crispness, crumb, and taste 2) there was no influence on sensory quality in shape and color 3) the best product had a raw material cost of Rp 8,473/250 grams.    

This study examines the influence of female directors on agency costs, which is an important issue in corporate governance. And Management Discussion and Analysis as moderator. Female directors on agency costs. Using a sample of manufacturing companies registered in Indonesia in 2019-2021. In this study, it was measured using regression. Our findings provide evidence that the appointment of female directors can improve corporate governance, but does not affect or reduce agency costs. Meanwhile, the Management Discussion and Analysis variable is not able to moderate or strengthen the influence of the female director variable on agency costs, so that in further research we can add other variables related to corporate governance.