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Financial institutions appear in the economy when money has become a medium of exchange for buying and selling. Initially, this institution only served as a connecting vessel for buying and selling transactions. Then came the usury system. This study aims to determine whether the influence of student knowledge about usury can affect the intention to save in conventional banks at the State Islamic University of North Sumatra. The researcher uses a qualitative method with a descriptive approach in which the researcher uses field research by interviewing 10 informants, namely students at the State Islamic University of North Sumatra who have savings at conventional bank ATMs and Islamic banks. Because what we know is that students, especially UINSU students, must have learned about usury. However, in reality in the field, almost all student respondents definitely use conventional banks, which means they are indifferent to the law of usury. Therefore, the researchers concluded that students only need to learn more about usury and apply it to everyday life.   Keywords: Financial institutions appear in the economy when money has become a medium of exchange for buying and selling. Initially, this institution only served as a connecting vessel for buying and selling transactions. Then came the usury system. This study aims to determine whether the influence of student knowledge about usury can affect the intention to save in conventional banks at the State Islamic University of North Sumatra. The researcher uses a qualitative method with a descriptive approach in which the researcher uses field research by interviewing 10 informants, namely students at the State Islamic University of North Sumatra who have savings at conventional bank ATMs and Islamic banks. Because what we know is that students, especially UINSU students, must have learned about usury. However, in reality in the field, almost all student respondents definitely use conventional banks, which means they are indifferent to the law of usury. Therefore, the researchers concluded that students only need to learn more about usury and apply it to everyday life.    

Indonesian is one of the many dialects of Malay. Therefore, High Malay (Melaka/Riau) is used as the basic language of Indonesia. Even though more than 90% of Indonesians are able to understand and speak the language, most Indonesians do not regard their mother tongue as Indonesian. The most common "Indonesian" idiom is associated with situations where a standard variety of Indonesian is spoken official. The local dialect is the language most commonly used in daily interactions among native speakers. People in the Medan area, like other cities, usually speak a dialect of Indonesian which is called the dialect, and the phonological system has recently undergone some changes. This study aims to analyze and display the system of lexical changes in Indonesian spoken by the people of Medan.This paper uses descriptive-quantitative methodology and generative phonological theory in its preparation. The data for this study came from written sources such as journals and articles about the history of changes in phoneme systems, as well as oral sources such as those written by native speakers of the Medan language. The results of this study indicate that generationally, the people of Medan generally remove or change certain phonemes in the words they speak, such as the a and u phonemes in the word "chaotic" which disappear and become o. in the word "kaco." The word "ask" finally develops into the word "ask" by adding the last word as a phoneme. This indicates that many words in Indonesian have different pronunciations when spoken by the people of Medan, and this will be analyzed and presented in more detail in the following sections.

The global era with the rapid and great advancement of information system technology, challenges teachers to have the ability to adapt themselves by improving scientific abilities and cutting-edge skills. But the most important thing is the ability to nurture students by sticking to sharia 'and can make them as noble ethical people. Efforts to strengthen tarbiyah and teacher training in Islamic educational institutions must make maximum efforts so that digital technology tools do not lull and deprive students of the right to get full control of teachers. This is the main mission of Islamic educational institutions so that the development of intelligent ethical humans can be reached by Islamic educational institutions. The three strategies that researchers offer in an effort to strengthen the conception of tarbiyah and teacher training in him and apply it to teacher professional performance activities are: (1) Understand and realize the achievement of tarbiyah and teacher goals; (2) Understand and apply the types of education and teaching; (3) Development of teacher soft skills so that they can become role models for students.

This study aims to describe the application of the scaffolding technique given by the teacher to overcome students' learning difficulties in solving word problems in the material of a system of two-variable linear equations. This type of research is case study research. The subjects of this study were 36 grade 8 students of junior high school. Subject taking using purposive sampling technique. The data collection technique uses the Learning Implementation Plan (RPP) instrument, syllabus, interviews, field notes, and documentation, each of which has been tried out and has met the validation requirements by the validator. The data analysis technique used is the process of data reduction, the process of presenting data, the process of drawing conclusions. After being given the scaffolding technique in each group, it was found that students were able to complete the test with good and correct completion steps. Students are able to determine variables and mathematical models correctly. In addition, students are also able to explain the steps of solving well.

Digitizing Islamic boarding schools in Era Society 5.0 is an opportunity as well as a challenge for all Islamic boarding schools in Indonesia, apart from branding for their Islamic boarding schools, digitizing Islamic boarding schools also aims to inform the public that education is important. One of them is education at Islamic boarding schools as one of the printers of superior generations, especially in the fields of religion, self-reliance, manners, and social life. This study aims to describe the importance of digitizing education at the Al-Amin Sidoardjo Islamic Boarding School in the Era of Society 5.0. This research was conducted through a qualitative approach using descriptive analytic methods and included in field research. In Era Society 5.0, digital-based Islamic boarding school education is urgently needed, especially at the Al-Amin Sidoardjo Islamic Boarding School, which is still in the process of digital literacy. As for some of the efforts that have been made by the Al-Amin Sidoardjo Islamic Boarding School in digitizing, among others, by not conducting digital literacy training for students through graphic design courses so that students have IT competencies needed by the world of work and society, providing a computer laboratory with internet access for finding sources and references. religious and general knowledge that is difficult to access directly, and the use of websites and social media as a means of branding, dissemination of pesantren information dissemination, as well as pesantren administrative needs. Meanwhile, the challenges faced by the Al-Amin Sidoardjo Islamic boarding school are more in the unavailability of a special team of operators who are technically in charge both in terms of planning, organizing, implementing, and evaluating related to the pesantren's website and social media. In addition, the maintenance of digital systems and devices that are used for digitalization is not yet optimal.  

Exclusive breastfeeding reduces infant mortality rates caused by various diseases that commonly afflict children such as diarrhea and pneumonia. Babies with exclusive breastfeeding will have a stronger immune system compared to babies who are given formula milk. Breast milk provides protection to babies against various diseases, especially infectious diseases. According to RISKESDAS 2021, 52.5 percent or only half of the 2.3 million infants aged less than six months are exclusively breastfed in Indonesia, or a decrease of 12 percent from the figure in 2019. The highest coverage of exclusive breastfeeding is in West Nusa Tenggara with coverage of 81.46% and coverage of exclusive breastfeeding in Sumbawa Regency of 89.3. This of course encourages us to strive to maintain and even increase the scope of exclusive breastfeeding to increase children's intelligence. Objective: Increase the knowledge and skills of breastfeeding mothers towards exclusive breastfeeding for babies. Method: The method used in increasing this knowledge is by Audiovisual media, namely presenting the Understanding, composition, benefits, influencing factors, how to maximize & improve, how to prepare and store breast milk and provide counseling in the form of interactive lectures. Target: The target of this community service activity is from mothers of reproductive age who have babies aged 0 to 6 months at H.L. Manambai Abdulkadir Hospital. Results: The delivery of material with lecture and demonstration methods supports the ability of participants to master the material regarding increasing knowledge and skills in breastfeeding delivered by the community service team so that there is an increase seen from the pretest and posttest given to mothers after the activity takes place.

This study examines the Indonesian Islamic Bank Merger policy towards the halal industry for micro, small and medium enterprises. This research is to find out the role of the Indonesian Islamic Bank Jambi Gatot Subroto branch office in developing the halal industry Micro, small and medium enterprises that apply for financing at the Bank after the Merger and find out what are the obstacles faced by the Indonesian Islamic Bank Jambi Gatot Subroto branch office in distributing financing contracts to Micro, small and medium enterprises after the merger. This study uses a qualitative approach and the type of research approach used is descriptive qualitative. The data sources are primary data and secondary data. Methods of data collection through interviews and documentation. The results of this study indicate that the Indonesian Islamic Bank Jambi Gatot Subroto after the merger already has a role in improving the economy and developing the halal industry Micro, small and medium enterprises in Jambi City by providing an initial injection of funds and top up or additional business capital and also lightening and facilitating Micro, small and medium enterprises in applying for financing at Bank Syariah Indonesia, not only that, Bank Syariah Indonesia also plays an active role as a consultant for its customers and often holds entrepreneurship guidance, Bank Syariah Indonesia, the Jambi branch office, Gatot Subroto, conducts canvassing every day or goes directly into the field to spread brochures as well as reducing installments when customers are affected by natural disasters. The constraints of Bank Syariah Indonesia Gatot Subroto Jambi branch office in channeling financing to the Halal Industry Micro, small and medium enterprises, namely defects in the name of the customer concerned due to late payment of bills, problems when completing administrative requirements files because if one of the requirements is not completed then the financing cannot be continued , business constraints that are already running but the customer is dishonest regarding customer financial information, accounts payable or reports about business activities that the customer is running, and constraints from the bank itself, namely when the customer data input system has an error while doing financing.

The company is an institution or organization that provides goods or services, the purpose of which is to get result or profits. In the company there are human resources who work to carry out company activities, the company to carry out evaluations including evaluating the best employees for the purpose of being rewarded at work. However the implementation of the company is constrained by the best employee evaluation system. Therefore, a decision making system is a needed to accelerate the assessment of the best employees. Decision support system (DSS) is a type of decision making system that assists decisions in making decision by providing the required data, information and knowledge. Decision support system (DSS) can combine internal and external data, perfrom analysis and provide recommendations. This literature source was taken from sources, namely PubMed, Google Scholar and ProQuest. Using eyword :  “ decision making system” or “ decision support system”, “election” or “selection”, “the best employee”. Get 8 articles that fit to into the inclusion criteria. 8 articles were included in this review.  

Cost of goods manufactured (COGM) is an important component of making a product, because knowing the COGM of a product can be used as a reference to determine the profit margin of a product. Without knowing the COGM of a product, we will be confused in determining the selling price. The COGM calculation is very influential for the sale of a product whether the product is experiencing a profit or loss. This study aims to determine the COGM calculations that have been carried out by MSMEs are in accordance with COGM accounting calculations or are still only limited to manual calculations. In addition, the main objective of this study is to design an accounting system for determining COGM in the Tempe Chips Industry in determining the cost of production and to apply a variable costing method to determine the cost of goods manufactured in SMEs so that the correct cost of production can be presented. The results of this study indicate that based on Cost of goods manufactured calculations carried out by MSME actors it is still very low so it is necessary to revamp the HPP calculations in accordance with accounting standards. Based on the evaluation of the old system, the author wishes to offer a new system, namely the Information System for Determining the Cost of Production of Tempe Chips SMEs which is expected to be an alternative in solving problems that are being faced by business owners. This new system makes it easy for users related to the process of recording data into the database, so that related parties can easily operate.  

The role of banking is currently very important in the financial system. A good financial system will have a good effect on banking performance which is projected by the Return On Assets (ROA) ratio. The purpose of this study is to examine and analyze the effect of Non Performing Loans (NPL), Loan to Deposit Ratio (LDR), and Operational Costs and Operating Income (BOPO) on banking profitability. The data used in this study were obtained from financial reports from the Otoritas Jasa Keuangan (OJK) website www.ojk.id for 2019 – 2021. Sampling used the Purposive Sampling method, with a total sample of 26 BPDs and only 24 BPDs that met the following criteria: research sample. Sample data were obtained using Microsoft Excel and SPSS. The analytical method used in this research is multiple linear regression analysis method. The results of the study show that in 2019 – 2021, the NPL ratio has no effect on ROA, LDR has a positive effect on ROA, and BOPO has a negative effect on ROA.

The Islamic Student Association (HMI) is an umbrella organization with a clear model of being Indonesian and Islamic, providing a platform to train and develop leaders with honesty and quality determination, faith and responsibility. The factors that provide direction within the organization to adopt an Enterprise Architecture (EA) system are aimed at enhancing what the organization needs. Enterprise architecture or what can be called Enterprise Architecture (EA) is a description of the task in question consisting of knowledge, actions, direction from the organization and architectural performance parameters in the description of the design or plan and development of an integrated system. TOGAF (The Open Group Architecture Framework) is a framework that is widely used in creating enterprise or organizational architectures. TOGAF offers methods and tools for creating, running, implementing, and maintaining enterprise architectures in existing systems. The results of this study are in the form of a blueprint that is expected to be useful for organizations as material to assist IT development in HMI.

This study aims to determine the impact of the effectiveness and efficiency of using computerized accounting information systems. This research was conducted at Perumda Tirta Manuntung Balikpapan. The method used is qualitative and the technique used is interviewing. The test results of this study, namely the Use of Computerized Information Systems accounting, have an effective impact by looking at time, data input, productivity, supervision and work evaluation and the use of Computerized Information Systems Accounting has an efficiency impact by seeing that the number of data output results produced is greater than the number of data input results. The impact of this effectiveness and efficiency is due to the various features available in the Computerized Accounting Information System that make it easier for users to input journals and make financial reports.

The constitution is the basic principles and laws of a nation, state, or social group, where the constitution determines the powers, duties of the government and guarantees certain rights for its citizens. For a country, the constitution is a collection of doctrines and practices that form the fundamental organizing principle. The constitution describes the entire state administration system of a country, which is in the form of a collection of rules to form, regulate, or govern the country. 

The database is a collection of data items related to each other and organized based on a certain system or structure. They are stored in computer hardware and software and are used to process data (updated, retrieved, processed by certain calculations and deleted) with a specific purpose. In a database company it is very useful, one of which is PT Arjuna Land City Group. For them the database is very useful for providing information to companies about consumers, marketing, availability of goods, prices, consumer payments, and many others. The purpose of this research is to provide information to readers on the role and use of databases in a company, one of which is PT Arjuna Land City Group, which is in charge of business in the developer sector. The results of this research are the results of my interview with one of the company's employees along with examples from the database they use.

Background: Dengue hemorrhagic fever is caused by transmission of the dengue virus by the Aedes aegypti mosquito. Dengue hemorrhagic fever is common in tropical countries such as Indonesia, where new cases are found every year. According to WHO that dengue fever is the leading cause of hospitalization for children. Dengue hemorrhagic disease is more susceptible to infection in children because the child's immune system is still very weak, so the virus is easy to multiply quickly in the body. Knowing the pattern of treatment and analysis of potential drug interactions in pediatric patients with dengue hemorrhagic fever at the East Kalimantan Hospital. Methods: The research is non-experimental observational with a descriptive research design. The approach method used is the cross sectional method. Identification of data collection is carried out retrospectively, by taking sources from medical records for the years 2020-2021. Results: Of  the 47 patient samples, the most cases were male patients as many as 27 patients (57%) with the age of 11 years as many as 11 patients (23%) with a length of stay of less than 7 days as many as 45 patients (96%). Based on the pattern of treatment, the most widely used therapy was the rehydration group (RL) 28 patients (60%). In the case of drug interactions occurred as many as 2 cases (3%). Conclusion: In this study show that there are cases of drug interactions.

BaliMed Hospital Denpasar City has an SOP for providing outpatient medical records, which is a maximum of 10 minutes with an average patient visit of 12,749 per month. However, there were many delays in the provision of medical records that were not in accordance with the rules for a total of 68 out of 100 documents in the preliminary study. The purpose of this study was to analyze the incidence of delays in the provision of outpatient medical records by providing alternative solutions to Web-based Electronic Medical Record information systems. The development of this system uses the waterfall model or more popularly known as the System Development Life Cycle. The analysis was carried out by carrying out several tests, namely usability and intervention, both of which were to determine the effectiveness of the Web-based Electronic Medical Record information system for the provision of medical records for outpatients at the BaliMed hospital. The results of the usability test by calculating the questionnaire instrument obtained a result of 82.62% and categorized as very good or in other words that the Web-based Electronic Medical Record information system implemented at the BaliMed hospital can be easily used by officers as a research sample. The intervention test used a paired sample t-test and obtained a sig. (2-tailed) of 0.000 <0.05, which explains the influence and effectiveness of the use of the Electronic Medical Record information system on the provision of outpatient medical records.

This research is conducted with the aim of database security and protecting users' personal information. The study focuses on the database security system, which is an essential aspect in the field of information technology. The research is carried out by conducting a literature review and case studies on various existing database security systems. The fundamental concepts of the database security system, types of database security systems, and the latest technologies that can be used to enhance database security are explained in this research. Furthermore, the potential risks that can arise when the database security system is not properly maintained and strategies to address database security issues are also discussed. This research is expected to provide a better understanding of the importance of maintaining database security for organizations and companies.

Self-assessment system is a tax collection system that gives confidence to taxpayers to calculate/calculate, pay, and report the amount of tax that should be owed based on tax laws and regulations. Notification Letter (SPT) is a means used by taxpayers to account for the calculation of taxes owed. Understanding for filling out Annual Tax Returns for both individual and corporate taxpayers is needed, including the use of online systems used to deposit and report taxes. LPPM also plays a role in providing tax training through Community Service activities. The purpose of this community service activity is to be able to provide an understanding of how to fill out Annual Tax Returns for individuals and entities as well as the use of e-billing and e-filing for to make deposits and tax reporting. The result achieved in this training is that participants can understand the process of calculating and filling out the Annual Tax Return of individuals and entities as well as how to use e-billing and e-filing. The output target to be achieved from this training is to be able to provide an understanding of taxation to Educators of SMK Muhammadiyah 4 Lamongan in terms of filling out Annual Income Tax Returns for Individuals and Entities, including procedures for depositing and reporting taxes online.

Kukuh Village in Kerambitan District has a hilly topography, large rivers, and high rainfall, which makes the area prone to disasters, especially floods, landslides, and extreme weather. In order to overcome these problems, the Community Service Program (PKM) aims to: 1) create a Disaster Prone Map, Safe Zone Map, Evacuation Route Map, and Temporary Refuge Map; 2) build an informative, interactive, effective, and efficient village disaster information system based on digital technology; 3) organize counseling and training on disaster management to improve community preparedness; 4) provide disaster support tools. The implementation of the community partnership program uses the Knowledge Transfer approach through counseling and training, Technology Transfer through participatory mapping, and Diffusion of Science and Technology through the creation of the SIKADEK application (Kukuh Village Disaster Information System). The PKM results include a Disaster Map that is integrated with the SIKADEK application as a Disaster WebGIS feature, including weather information, distribution of disaster-prone areas, disaster history, and Balinese lunar calendar information (Sasih). Training and counseling increased the capacity of Pokdarwis with knowledge about disaster-prone locations, safe zones, rallying points, evacuation routes, utilization of disaster features in the SIKADEK application, as well as knowledge about disasters, vulnerable areas, management, and disaster mitigation. In addition, disaster support facilities such as signs, water rescue packages, and first aid packages have been fulfilled through this activity.

Land ownership disputes are one of the legal and social problems that often occur in various countries, including in Indonesia. These disputes generally arise due to ambiguity or inaccuracies in the administration of land ownership. One of the main causes of this dispute is the absence of a letter or proof of legal land ownership, in addition to this can occur in the distribution of inheritance caused by internal factors, such as parental grants to prospective heirs, but it is unfair and not accompanied by a grant deed, married couples (as prospective heirs) who do not have children or descendants,  the greed of the heirs, the incomprehension of the heirs, the mistake in upholding the siri' and the delay in the distribution of inheritance. The WEBGIS-Based Land Inventory System makes it easier for village or district government officials to record land ownership so that the increase in fulfillment of leter C is reduced, the process of searching and changing data does not take long and the public can find out land information along with the history of ownership transfer shown on the online map.