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The implementation of the legal regulation of the principle of the agreement between the policyholder and the insurance company is law no. 40 of 2014 concerning insurance and the Civil Code, article 1320 on the terms of a legal agreement, commercial law books, article 246, the meaning of insurance, and the provisions of the article in an insurance policy. Limiting factors in submitting claims, namely, failing to fulfill administrative requirements and ignorance of customers with the benefits purchased. The principle of implementing the law of the agreement between the policyholder and the insurance company at PT. Batam branch Sequis Life Life Insurance. With the construction problem: -how is the law determining the implementation of agreements between policyholders and insurance companies with one of the factors hindering filing claims in the PT Asuransi Jiwa Sequis Life Batam branch? Qualification/writing in this type of journal uses normative legal writing and legal research supported by sociological/empirical nonprofits. To analyze the problems in this journal, Jeremy Bentham's theory (theory) of utilitarianism is used, the middle theory (middle theory) by Roscoe Pound law as a social engineering tool, theory and application (Applied theory) by Philip Nonet and Philip Selznick, namely essential law society.

Background : Health is an indicator to measure the level of welfare of a society or nation. The current healthy paradigm being promoted requires a change in people's mindset from treating disease to maintaining or maintaining health so that you don't get sick, therefore an understanding of disease and how to prevent it needs to be disseminated to the community. One aspect of health at the end of the 20th century which was a disaster for humans was the emergence of a disease caused by a virus called HIV (Human Immunodeficiency Virus) which can cause AIDS (Acquired Immuno Deficiency Syndrome). Purpose of Writing : To find out the Effectiveness of Implementing the Android-Based HIV Care Tools Application for Lifestyle Changes in Mothers with HIV/AIDS at the Malingping Health Center in 2023. Research Methods : The type of research used was quantitative research. This research method is experimental with the type of Quasy Experimental (pseudo-experimental) with a one-group pretest-posttest design. This research was conducted at the Malingping Health Center in January-February 2023. The population in this study totaled 35 samples while the sample numbered 30 by means of sampling using purposive sampling. Research results : Output on the Chi Square Tests table, the calculated value of X2 = 38.830 with ap value = 0.000 <0.05 then Ho is rejected. So, it can be concluded that there is an effective relationship between the Implementation of the Android-Based HIV Care Tools Application on Lifestyle Changes in Mothers with HIV/AIDS. Conclusions and Suggestions: There is Application for Lifestyle Changes in Mothers with HIV/AIDS at the Malingping Health Center in 2023. It is hoped that the public will further increase their knowledge of the Care Tools program by actively participating in counseling given by related healthnworkes so that knowledge can be good and HIV transmission can be prevented.

In the midst of the current pandemic situation, the process of learning activities must still be carried out even though not directly face to face. This, of course, requires the right media in online learning to support the application of online learning at Madrasah Ibtidaiyah MI Muhammadiyah Sukajati Haurgeulis. This study aims 1) To find out the implementation of online learning during the Covid-19 Pandemic for Class V Madrasah Ibtidaiyah Muhammadiyah Sukajati Haurgeulis. 2) To find out the obstacles to implementing online learning during the Covid-19 Pandemic for fifth grade students at Madrasah Ibtidaiyah Muhammadiyah Sukajati Haurgeulis This research method uses a qualitative descriptive approach using a qualitative naturalistic approach. the object of this research is the Head of Madrasah teachers of class V and students of class V Madrasah Ibtidaiyah Islamic Community Association Madrasah Ibtidaiyah Muhammadiyah Sukajati Haurgeulis . The data source of this research uses primary data and secondary data. Data collection procedures using observation, interviews and documentation. The results of the study show that the implementation of online learning is very helpful in the process of conveying information from the material to be studied. In online learning media besides that the WhatsApp application is a means of learning activities, so that the learning process becomes more effective and makes it easy for teachers and students in the communication process while carrying out online learning. Obstacles in using the WhatsApp application in online learning, namely signal interference which results in WhatsApp being difficult to access, another obstacle, namely the lack of effectiveness in the learning process, teachers cannot directly see the earnestness of students, cellphone memory which quickly fills up with documents that are difficult to enter will be hampered

In company activities, data input is very important for a company. The data input activity itself is one of the factors that really supports the recording of company income and expenses. Invoice is a collection letter issued by the seller to the buyer or in this case the customer according to the agreement stated in the purchase order. Companies issuing invoices aim to show all types of goods, types of goods. The pieces method is a system that is used for analysis of work systems in a company or organization. The PIECES framework analysis method itself is an information system analysis method commonly used to analyze an information system in a computer-based company, where there are several criteria in the test, including Performance, Information, Economy, Control, Efficiency and Service. Information system for making e-invoices that is carried out with the aim of knowing the process of making e-invoices in CV. XYZ. The results of the study obtained a comparison of manual systems with information systems showing that web-based information systems are more profitable in managing company administration. The following are the results of system testing using a black box on the implementation of a web-based e-invoice creation information system on CV. XYZ. With the design of this E-Invoice information system, the admin can make it easier to make transactions for making notes/bills because it is computerized. The E-Invoice information system can make it easier for cashiers to find bills that have been paid and have not been paid. The E-Invoice information system makes it easy for cashiers to calculate the amount of invoices, which have been paid or which have not been paid because the E-Invoice information system has been computerized. The E-Invoice information system makes it easy for admins to make financial reports.

This will system has been running since ancient times, not only the Islamic religion regulates it, but every community has an understanding of wills. A will is a gift of property from a person to another person or to several people whose implementation is after the person's death. The type of research used is library research, because the study is focused on library materials by tracing and examining academic standard literature. Methods of data collection in the form of books, journals, and Islamic law compilation regulations (KHI). The results of the study show that Syafiiyah's legal view of wills applies to anyone who is not an heir. However, there are limitations to giving the will. Where, a person is only entitled to bequeath a small portion of his property. This is intended so that the will does not harm the heirs left behind. Meanwhile, the pillars in the will in the view of fiwih Syafiiyah are the person who inherits, the person who is inherited, the will and the presence of sighar or consent qabul. Whereas the will according to positive law states that the existence of article 195 of the Compilation of Islamic Law (KHI) can be realized in the current Indonesian context because in general the existence of the Compilation of Islamic Law (KHI) includes article 195.

One of the factors that will affect the company's survival is pricing. Price is a measure to be able to know how much the value of a good and service. The price also determines the success or failure of goods or services will be sold in the market, because the price is the value of an item expressed in units of money. In addition, the price is used as a benchmark or starting point for other pricing or price is a suggestion liaison between buyers and sellers. This means that prices are determined by demand and supply will be a product or service that has been customized.

This study aims to determine the application of the Problem Based Learning learning model to mathematical communication skills in terms of independent learning on set material in class VII SMP Negeri 01 Tayan Hulu. The research form used is quasi-experimental designs, with a 2×3 factorial design. The population in this study were students of class VII A and students of class VII B. The sample in this study was one class selected by cluster random sampling. Data collection techniques used are direct communication techniques and measurement techniques with data collection tools in the form of questionnaires and test questions in the form of essays. The data analysis technique used was the analysis of two dissimilar cell paths with the normality test using the Lilifors test, homogeneity using the Bartlett test and continued with the multiple comparison test using the Scheffe method. The results of this study are (1) the mathematical communication of students who follow the problem-based learning model is better than students who follow the conventional learning model, (2) the ability of mathematical communication between students who have high learning independence is better than moderate after the implementation of the model learning problem based learning. (3) students' mathematical communication skills in the moderate learning independence category were better than students in the low learning independence category after applying the problem-based learning model. (4) at the level of independent learning, problem-based learning models provide better mathematical communication skills than conventional learning models.    

The problem faced by Vocational High Schools Accounting teachers in Tulungagung Regency is that the concept of higher order thinking skills has not been implemented optimally in compiling accounting questions. The purpose of holding this community service is to increase understanding of by Vocational High Schools Accounting teachers in compiling accounting questions based on higher order thinking skills. The method of community service activities is in the form of training for members of the Vocational High Schools Accounting Teachers Organization in Tulungagung Regency. This activity consists of the preparation stage, the implementation stage, and the monitoring and evaluation stage. The results of the evaluation of this activity showed that vocational Accounting teachers in Tulungagung Regency had a better understanding of the concept of higher order thinking skills and their application in compiling accounting questions.

The feasibility of teaching is not only measured based on formal education but also must be measured based on how the teacher's ability in teaching and material mastery sessions, mastering, choosing and using methods, media and learning evaluation. The purpose of this study is to increase teacher performance in developing evaluation of learning outcomes through Academic Supervision at Bilal One Roof Public Middle School, East Adonara District, 2020/2021 Academic Year. The effectiveness of implementing school principal academic supervision in improving teacher performance in developing evaluations of learning outcomes at Bilal One Roof Public Middle School, Adonara Timur District for the 2020/2021 academic year. This type of research is school action research through the implementation of the Principal's academic supervision including planning, action, observation and reflection. The results of the study show (1) the increase in teacher performance by the principal through the academic supervision of the principal shows an increase in each round. (2) The activities of the school principal show that coaching activities through the academic supervision of the school principal are useful and can help teachers more easily understand the concept of the teacher's role and function so that teacher performance can increase.

Pengelolaan sampah yang buruk telah menjadi permasalahan yang masih dialami  di seluruh dunia, tak terkecuali Indonesia. Pengedukasian mengenai pengelolaan sampah perlu ditingkatkan terutama pada anak-anak dengan memanfaatkan perkembangan teknologi yang ada seperti teknologi smartphone. Berdasarkan masalah tersebut, dikembangkanlah aplikasi edukasi mengenai pengelolaan sampah yang ditujukan untuk anak sekolah dasar dengan memanfaatkan teknologi Android dan machine learning. Dengan tingkat akurasi sebesar 90% pada training dan testing dataset, pemanfaatan teknologi machine learning ini akan efektif untuk membantu anak-anak dalam mendeteksi sampah yang ditemukan ketika bereksplorasi. penelitian ini menggunakan metode Waterfall yang terdiri dari 5 tahapan yaitu requirement,  design, implementation, testing dan maintenance. Dengan menggunakan metode pengujian Black Box dan Beta Test, hasil pengujian yang didapatkan pada pengujian Black Box telah memenuhi semua skenario yang ada, dan melalui Beta Test mendapatkan respons positif serta beberapa saran dari calon pengguna untuk pengembangan aplikasi kedepannya. Dengan hasil yang didapatkan, aplikasi edukasi mengenai pengelolaan sampah dapat menjadi sarana untuk membantu anak-anak dalam memahami betapa pentingnya pengelolaan sampah melalui media pembelajaran interaktif.

Aplikasi media pembelajaran huruf dan angka untuk anak usia dini dengan konsep gamifikasi berbasis android ini dilatar belakangi kurangnya pemahaman siswa-siswa PAUD Desa Karanggintung, pada materi huruf dan angka. Di PAUD Desa Karanggintung, para siswa belum memahami materi huruf dan angka tersebut dengan baik. Penggunaan metode pembelajaran yang konvensional, belum adanya pengembangan media yang lain, anak menjadi mudah bosan dan kurang berkonsentrasi pada pelajaran menjadi alasan kurangnya pemahaman pada materi huruf dan angka. Perlu diciptakan inovasi baru yang searah dengan tujuan penelitian yaitu terbangunnya media pembelajaran huruf dan angka dengan konsep gamifikasi berbasis android, guna meningkatkan motivasi belajar serta pemahaman pada anak. Penelitian ini menggunakan metode ADDIE (Analysis, Design, Development, Implementation, Evaluation).   Hasil evaluasi skala benchmark User Experience Questionnaire (UEQ), Aspek Daya Tarik (attractiveness) dengan nilai 2,43, Aspek Efisiensi (efficiency) dengan nilai 2,22, Aspek Kejelasan (perspicuity) dengan nilai 2,08, Aspek Ketepatan (dependability) dengan nilai 2,11, Aspek Stimulasi (stimulation) dengan nilai 2,45 dan Aspek Kebaruan (novelty) memperoleh nilai 2,23. Dengan demikian, maka keenam aspek UEQ memperoleh hasil  Excellent (baik sekali) di atas rata-rata. Aplikasi media pembelajaran ini dapat membantu meningkatkan pemahaman dan motivasi para siswa, pada pembelajaran materi huruf dan angka.

This community service activity aims to empower the youth of Karang Taruna in Rukun Warga 06, Cipedak area, Jagakarsa, South Jakarta, through training in basic home electrical installation. The empowerment initiative is expected to enhance the participants’ technical skills and economic independence in facing the challenges of the job market, particularly in the electrical sector, which offers broad prospects. The implementation methods include material delivery/counseling sessions, hands-on practical training, and participant skill evaluation. The results of the activity show an increase in participants' understanding of basic electrical installation and adequate practical skills applicable at the household level. Participant success was assessed based on their ability to assemble electrical circuits and conduct electricity through prepared media, as indicated by the illumination of light bulbs in each installed circuit. This activity has had a positive impact in shaping more productive youth who are ready to compete in the workforce, while also contributing to community-based local development. The results of the counseling and training on electrical installation for simple houses showed that 80% of the participants were able to carry out residential electrical installations properly and in accordance with the PUIL 2000 standards.

In the digital era, some MSMEs have not been able to compete in facing the challenges of increasing visibility and turnover through digital promotion. One of the main obstacles is the limited understanding and strategies in using social media, especially Instagram, which has the potential to support market expansion and brand recognition. This Community Service activity (PKM) is designed to provide assistance to Kamala Coffee in utilizing Instagram Insight and implementing effective logo branding. The activity stages include needs analysis, preparation of training materials, hands-on training, as well as implementation and evaluation of results. Based on the results of the activities, there was a significant increase in engagement and reach of content on social media, especially through the Instagram Insight feature. The use of a new and attractive logo also helped increase brand awareness. Through this approach, Kamala Coffee is expected to maximize their digital potential to achieve their target turnover and strengthen their position in the local market.

Environmental Management System (EMS) is one of the tools that can be used in environmental management. Slaughterhouses (RPH) are facilities, where animals are slaughtered for consumption as food products. This practice aims to assess and identify the current suitability/conditions at Jone Slaughterhouse (RPH) to the implementation of the Environmental Management System from ISO clause 14001. Practice shows that there are several documented ISO 14001 clauses such as organization (clause 4), Leadership (clauses 5.1, 5.3), planning (clause 6.1.3), support (clause 7.1), and performance evaluation (clause 9.1.2).This practice aims to analyze and identify the current suitability / conditions at Jone Slaughterhouse (RPH) to the implementation of the Environmental Management System from ISO clause 14001 to the operations of RPH Jone.This practice is useful as a study and information material as well as a study for interested parties to take concrete steps or policies in the development of the slaughterhouse business (RPH) based on the ISO 1400 Environmental Management System  

Business development in the world has entered the era of free competition not only in a small scope but a large scope, this creates fierce competition between companies. Efforts made by a company to win a market by providing advantages in competition, analyzing competing companies, and implementing effective marketing strategies. This study uses Literature Review research with the results of research that management strategies are oriented towards developing macro strategies such as product strategy development, pricing implementation strategies, acquisition strategies, market development strategies, financial and other strategies. The steps of strategy management include: internal and external environment scanning (Internal &; External Scanning), Strategy Formulation, Implementation, Function Control and Evaluation.

The research focused on the quality of whatsapp-based online services in population administration services in kupang city. The purpose of this study is to explain the implementation and quality model of whatsapp-based online services in population administration services. The theory used is the theory of online service quality proposed by parasurahman with the variables of efficiency, fullfilment, system availability, privacy. The research design used qualitative research with a descriptive approach. The results showed that the implementation of quality whatsapp-based online services was seen from service efficiency, ease of access and a simple mechanism; fullfilment, a fast and free service period; system availability, the internet network support; and privacy, the end-to-end encrypted whatsapp. The obstacle is there are no regulations, infrastructure facilities are still limited, just using one smartphone for one service where the smartphone capacity is limited for document transactions. Then there is still a lack of government socialization. Therefore, the model that needs to be carried out by the population and civil registry office of kupang city is to make a regulation for the mayor of kupang. It is necessary for the government to be responsible for providing computers for whatsapp online, and conducting wider socialization to the public.    

The aim of this research is to determine the influence of payment administration service efficiency factors on customer satisfaction at the State Electricity Company in Makassar, South Sulawesi Province. To find out which payment administration service efficiency variables have a more dominant influence on customer satisfaction at the State Electricity Company in Makassar, South Sulawesi Province. The research method used is a quantitative research method. Research results on the influence of Payment Administration service efficiency on customer satisfaction at the State Electricity Company in Makassar. In this research, results have been obtained that the hypothesis proposed is acceptable, because the results show that the efficiency of payment administration services has an effect on customer satisfaction at the State Electricity Company in Makassar. The research results also explain that the most dominant variable influencing customer satisfaction is the efficiency of payment administration service funds, where the results show that in general customers experience satisfaction because their expectations are the same as the implementation results (reality).

This research is motivated by several problems as follows: Employee work discipline is still not optimal, judging from the aspect of employee attendance is still lacking. There are still many employees who go home before the specified time. The level of employee discipline is still minimal because employees have double jobs such as having work practices at home, so they are required to come to another workplace before the end of work hours. The non-implementation of the sanctions made made employees of the Gandrungmangu II Health Center often come to work late, do not come to the health center without providing information, do not participate in morning and evening apples and abuse working hours for other purposes. Employee discipline in complying with work regulations has also not been maximized. Thus, the purpose of this study is to find out and analyze the influence of incentives and organizational commitment on the work discipline of employees of the Gandrungmangu 2 Health Center in Cilacap Regency. The method used is quantitative descriptive. The results of the study show that the provision of incentives has a positive and significant effect on employee work discipline. If the provision of incentives is carried out in accordance with the provisions, then work discipline will increase. Organizational commitment has a positive and significant effect on employee work discipline. If the organization's commitment increases, then work discipline will increase. The provision of incentives and organizational commitment has a positive and significant effect on employee work discipline. If the provision of incentives and organizational commitment increases, then work discipline will increase.

The integrated investment and licensing agency office is a technical organization for licensing and non-licensing services in South Sulawesi Province which was formed based on Bulukumba Regency regional regulations. This is done as a follow-up to improve the smooth running of general tasks in the field of licensing and more successful implementation of public services in practice. The One-Stop Investment and Licensing Agency or in short BPMPT BIMA CITY is a combination of the capital investment agency and the integrated licensing service office which was established in 2016. Reporting from the website www.lapor.go.id that there are unqualified services at the Bima City One-Stop Investment and Integrated Service Office related to managing trade business licenses, namely the length of the process of completing a Trade Business License (SIUP) for more than 2 months, even though the completion time is only 14 working days. In addition, it was reported from the website http://dpmptsp.pemkomedan.go.id that there are still those who take care of their trade business licenses through brokers or service bureaus, which means that it is difficult to take care of trade business licenses at the DPMPTSP of Bima City

The research objectives: 1) To determine the implementation of the principle of simplicity in public services for community satisfaction at the Rontu Village Head Office, Raba District, Bima City. The results of the research obtained are: 1) based on the application of the principle of simplicity in public services to increase community satisfaction at the Kelurahan Office, the results are very simple and are in accordance with the Regulation of the Minister of Administrative Reform Number 14 of 2017 concerning Guidelines for Preparing Community Satisfaction Surveys for Public Service Delivery Units. 2) Based on the application of the principle of accuracy in public services to increase community satisfaction at the Rontu Village Office, the results are very accurate and are in accordance with the Minister of Administrative Reform Regulation Number 14 of 2017 concerning Guidelines for Preparing Community Satisfaction Surveys for Public Service Delivery Units. 3) Based on the application of the principle of completeness of facilities and infrastructure in public services to increase community satisfaction at the Rontu Village Office, the results are very complete and are in accordance with the Minister of Administrative Reform Regulation Number 14 of 2017 concerning Guidelines for Preparing Community Satisfaction Surveys for Public Service Delivery Units.