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The objective of this study is to examine and compare the financial performance of Islamic banks and conventional banks in Indonesia during the 2019–2023 period. This research is motivated by the rapid growth of the Islamic banking industry; however, its market share remains relatively small compared to conventional banks. The study evaluates various financial ratio indicators, including Return on Assets (ROA), Net Interest Margin (NIM), Capital Adequacy Ratio (CAR), BOPO, Non-Performing Loans (NPL), and Non-Performing Financing (NPF), using a quantitative approach and comparative method. Data were collected from the annual financial reports of several major banks selected through purposive sampling. The results of the analysis indicate that conventional banks generally outperform in terms of profitability and operational efficiency, as reflected in the ROA and BOPO ratios. On the other hand, Islamic banks demonstrate more stable financing quality and liquidity, as indicated by relatively stable NPF and FDR ratios. These performance differences stem from the distinct operational principles of the two banking systems: interest-based operations for conventional banks and profit-sharing principles for Islamic banks. The study concludes that a more comprehensive evaluation method, integrating both sharia compliance and financial elements, is essential to provide a fair and accurate assessment of bank performance. The findings are expected to be valuable for regulators, academics, and industry practitioners in formulating policies that support a more inclusive and sustainable banking system.

This study explores the role of halal certificates in increasing consumer confidence in food industry products in Indonesia. In a Muslim society and a global market that is increasingly aware of religious ethics and values, halal certificates are not only proof of halalness, but also serve as a signal of quality, safety and integrity of the producer. This research uses a qualitative approach through a literature study, by reviewing scientific articles, books, official reports, and relevant documents related to halal and consumer behavior. The results of the analysis show that halal certificates have three main roles: (1) as a credibility signal to reduce information asymmetry between producers and consumers; (2) as an instrument to reduce risk perceptions of ingredients, processes, and production ethics; and (3) as a brand communication medium that builds emotional attachment and social value. Consumers, especially millennials and Gen Z, demand halalness accompanied by transparency and education in the certification process. Halal certificates also strengthen product competitiveness in the global market, reflecting a religious lifestyle while being modern and sustainable. Therefore, industry players need to make halal certification a comprehensive brand strategy, while regulators such as BPJPH must continue to improve the transparency and effectiveness of the system.

Business management based on the application of a combination of offline and online is inseparable from various challenges that can arise, especially in terms of HR management itself, namely the business owner. So that the right strategic action is needed so that the business can run well. This study aims to get an idea of ​​​​how the strategy is, and what challenges are faced in managing a business based on a combination of offline and digital affiliates at Rio Ponsel. This study uses a qualitative approach with a case study method and data collection through interviews with Rio Ponsel business actors. The results of the study showed that the business management strategy that combines offline sales systems and marketing through the TikTok affiliate program at Rio Ponsel is in the form of implementing internal strategies such as product development according to local market needs, implementing positive personal branding, and improving service quality directly. In addition, external strategies are also applied. Meanwhile, the biggest challenge faced by Rio Ponsel business actors is the high level of competition with competitors both in the offline and digital markets.

The digitalization of healthcare services has emerged as a pivotal catalyst in modernizing Indonesia’s health system, delivering enhanced efficiency, accessibility, and integrated service quality. This study employs a qualitative literature review approach to explore the implementation of digital transformation strategies in hospitals, with a particular emphasis on ethical challenges and patient data security. The findings reveal that the adoption of technologies such as artificial intelligence, Internet of Things, and telemedicine accelerates service delivery and broadens medical outreach, especially in remote areas. Nevertheless, critical issues arise concerning the vulnerability of health data to breaches, misuse, and cyber threats, exacerbated by uneven digital infrastructure and limited technological literacy among healthcare professionals. Proposed strategies include strengthening data protection regulations, improving human resource capacity, and fostering cross-sectoral collaboration to establish a secure and ethical digital healthcare ecosystem. Through comprehensive management of these challenges, healthcare digitalization is expected to expedite the achievement of SDG 3 and bolster public trust in the national health system.

Kudus City, which is rich in history and culture, has various legends that can be used as interesting learning resources. The purpose of this study was to determine the use of legends in improving elementary school students' literacy with the method used in this study is the Systematic Literacy Review (SLR). The use of sacred urban legends in learning can improve students' reading and improve their understanding of local cultural and historical values. In addition, this activity encourages students to get discussions and creative activities such as storytelling and art. Therefore, using legends as teaching materials not only improves literacy, but also builds a sense of love for local culture. This study recommends the integration of sacred urban legends into the elementary school curriculum as an effort to improve the quality of education and conservation of local culture. The results of this study indicate that the use of legends to help elementary school students become more literate is a successful strategy

Disinformation in digital elections has emerged as a serious challenge to democracy in Indonesia, particularly when its dissemination involves cross-border actors and platforms. This phenomenon not only diminishes the quality of political participation and public trust in election outcomes, but also poses a threat to the state's information sovereignty. This study aims to identify the dominant forms of disinformation during the 2019 Presidential Election and leading up to the 2024 election, while analyzing their impact on democratic stability and Indonesia’s position in the global context. The findings indicate that political disinformation is systematically spread through social media by networks of domestic buzzers and anonymous accounts suspected to be connected with transnational actors. The consequences include heightened societal polarization, the delegitimization of electoral institutions, and increasing non-military foreign interference in domestic politics. These findings underscore the urgent need for more adaptive national strategies and international cooperation in establishing fair, transparent, and sovereignty-respecting information governance frameworks in democratic states.    

Since the lifting of the pandemic status, Indonesia’s aviation industry has experienced significant growth, marked by a rise in both domestic and international passengers. Bali, particularly I Gusti Ngurah Rai International Airport, has emerged as a major destination, with a 22% increase in total passengers between 2023 and 2024. Jeju Air is one of the international airlines that recently launched a route to Bali, making service quality crucial, especially in ground handling activities like the check-in process. This research investigates the impact of check-in counter personnel service quality on the satisfaction of Jeju Air passengers at I Gusti Ngurah Rai International Airport. Conducted between May 1st and 30th, the study employed a quantitative method using simple linear regression analysis. Data were collected, analyzed, presented, and concluded systematically. The theoretical framework combines the Servqual model of service quality (Zeithaml et al.) and passenger satisfaction theory by Kotler. Results show a positive influence of service quality on satisfaction, evidenced by a t-value (5.776) exceeding the t-table value (2.425), thus supporting the alternative hypothesis. The coefficient of determination (R²) is 0.254, indicating that 25.4% of the variation in passenger satisfaction is explained by the quality of check-in counter services.

This study aims to evaluate the implementation of the Public Internet Program in Tanjungpinang City in supporting digital inclusion. Based on the 2018-2023 Strategic Plan document from the target of 100 points, only 34 public wifi points were realized. The evaluation was carried out using the theory of William N Dunn (2003), using six indicators, namely, effectiveness, efficiency, adequacy, equity, responsiveness, and accuracy. This research uses a qualitative approach with data collection techniques through observation, interviews, and documentation of 12 informants. The results of this study indicate that the implementation of the program has been running but not optimal. This can be seen in the effectiveness indicator where the placement of access points is less strategic, because it is located in upper-class housing which generally already has its own internet access, then the network quality is less stable with the bandwidth provided of 20 Mbps through a scramble system where the ideal standard according to the IT perspective is 2 Mbps per user outside watching YouTube. In the efficiency indicator, from 2013-2023 the realization did not reach the target set at the beginning, then the lack of maintenance resulted in 8 internet points not working. The adequacy indicator has not been said to be optimal in meeting needs through value, opportunity, and method adjustment as evidenced by the fact that there is no national standard as a reference in program implementation and unclear location data collection. In the equity indicator, there is a mismatch in infrastructure facilities, small areas have not been reached, and there is 1 location point that is locked. The responsiveness indicator is good, but there is still low participation from the community. Finally, the accuracy indicator is directed towards the community, but the implementation is not in accordance with the needs, and has not reached the initial target.

Talent management is a crucial element in human resource (HR) management in Islamic educational institutions to achieve optimal education quality. This study aims to examine the HR talent management process in Islamic educational institutions with a focus on aspects of recruitment, development, spiritual and moral guidance, performance evaluation, career development, and talent identification. The research method used is quantitative descriptive with data collection through questionnaires distributed to 30 educators and staff in Islamic educational institutions. The results of data analysis show that the talent management process has been carried out effectively, with an average score above 4.0 for all aspects analyzed. This study recommends improving the evaluation system and spiritual guidance as the key to sustainable HR development in Islamic education.

This Study Aims To Understand The Concept Of Civilized Politics In The Context Of Pancasila Ideology And Political Ecology. Using A Philosophical Approach, This Study Analyzes How Pancasila Ideology Can Be A Foundation For Civilized And Sustainable Politics. This Study Also Discusses The Importance Of Political Ecology In Understanding The Relationship Between Humans And The Environment. The Method Used In This Study Is A Qualitative Method. This Article Uses A Critical Analysis Method To Discuss The Concept, Object, Method, And Benefits Of A Reconstruction Of Pancasila Ideology And Political Ecology Which Are Useful For Policy Makers Who Want To Understand How Pancasila Ideology Can Be Implemented In Civilized And Sustainable Politics And Are Useful For The General Public Who Want To Understand About Civilized And Sustainable Politics In The Context Of Indonesia. Critical Analysis Is A Systematic And Objective Method For Analyzing And Evaluating Information (Fairclough, 1995, P. 20). By Using The Critical Analysis Method, This Article Can Find The Strengths And Weaknesses Of Sociolinguistics In Education In Improving The Quality Of Learning. The Results Of The Research Or What Is To Be Achieved In This Research Is That The Pancasila Ideology Can Be The Basis For Civilized And Sustainable Politics If Implemented By Paying Attention To The Principles Of Political Ecology. This Research Contributes To The Understanding Of Civilized And Sustainable Politics In The Indonesian Context.

This study explores the implementation process of the Electronic Health Record (EHR) system at RSUD Loekmono Hadi Kudus. The objective is to gain an in-depth understanding of the implementation phases, identify encountered challenges, and assess the system’s impact on the efficiency of medical record management and quality of healthcare services. A qualitative methodology was employed, using in-depth interviews and direct field observations for data collection. The findings indicate that the EHR system facilitates easier access to patient data, accelerates service delivery, and improves the accuracy and reliability of medical information. Despite facing several challenges related to technical issues and human resources, training and adaptation efforts proved effective in overcoming these obstacles. The study recommends ongoing system enhancements and continuous training for staff to ensure more effective utilization of EHR in the future.

Data quality plays a crucial role in supporting effective decision-making processes within organizations. Inaccurate, incomplete, or inconsistent data can lead to analytical errors and misguided decisions. This study aims to analyze the dimensions of data quality and their influence on decision-making within organizations. The research employs a descriptive qualitative method using a literature review approach that includes scientific journals, e-books, and institutional reports. The findings indicate that data quality is influenced by six key dimensions: accuracy, completeness, consistency, reliability, timeliness, and uniqueness. Poor data quality can reduce organizational efficiency and undermine trust in information systems. The conclusion of this study highlights that a theoretical understanding of data quality dimensions is essential for building a reliable information system foundation. This study recommends that organizations prioritize data quality management as a strategic element to support more effective decision-making processes.

System Development Life Cycle (SDLC) is a common methodology used to develop information systems. The purpose of this study is to determine system development between the Waterfall and Rapid Application Development (RAD) models The advantage of using the waterfall method is that the quality of the resulting system will be good because the implementation is carried out in stages. The disadvantage of using the waterfall method is that the system development process takes a long time. The advantage of using the RAD Model method is that the integration of sensors/other applications can be processed faster and more effectively. The disadvantage of using the RAD method is the limitations of payment gateways, and chat bots.

The One-Stop Administration Sistem (Samsat) serves as a key public service center, particularly for managing vehicle documentation and facilitating vehicle tax payments. This study aims to assess the level of innovation adoption in service delivery at the Samsat Ketintang office in South Surabaya, using indicators such as service innovation, communication channels, time span, and the social system involved in the adoption process. Employing a qualitative descriptive approach, data were collected from both primary and secondary sources through observations, interviews, and documentation. The findings indicate that the government encourages each Samsat office to implement annual innovations. At the South Surabaya Samsat, several new service innovations have been introduced to improve vehicle tax payment services. However, the adoption of these innovations is not immediate; challenges and obstacles still hinder full acceptance and implementation by the public. Based on these findings, the study offers recommendations to address the identified barriers and contribute to enhancing the quality of taxpayer services at the Samsat Ketintang office in South Surabaya.

The continuous development of technology compels companies to consistently adapt to advancements across various aspects of life. Digital transformation has become an essential need for many organizations today as a strategy to improve service quality and operational efficiency. Alfamart, one of Indonesia's leading retail companies, is currently adopting digital transformation in its business processes. The acceleration of digital transformation in Indonesia necessitates the application of digital technology as a basic platform to support the Industry 4.0 ecosystem, leveraging technologies such as the Internet of Things (IoT), big data, artificial intelligence (AI), and augmented reality. This research employs a qualitative approach and descriptive analysis method to evaluate the impact of digital transformation on PT. Sumber Alfaria Trijaya, Tbk (Alfamart), specifically at the Nangahure unit located in Sikka Regency. Analysis is conducted through data reduction, data presentation, and conclusion drawing stages. The research results indicate that the management system at Alfamart Nangahure has been applied in a structured manner and in accordance with the policy standards set by the headquarters. The system includes a well-organized organizational structure, efficient operational management, systematic human resource management, as well as regular evaluation and monitoring processes that support the achievement of store operational targets.

This study aims to analyze the effectiveness of educational financing management at Central Java State Vocational High Schools, especially in allocating funds for students from low-income families. The background of this study is based on the importance of an efficient, transparent, and targeted financing system in creating inclusive and quality education. This study uses a qualitative approach with a case study method and was conducted on April 25, 2025. Data were collected through interviews and reinforced by information from the school's official website. The results of the study indicate that budget planning and allocation have been systematically arranged based on the priority scale of student needs. However, the effectiveness of fund allocation in supporting superior programs still needs to be improved. Budget evaluations are carried out periodically, but do not yet include indicators of impact on student achievement and work readiness. Supervision is carried out internally and externally, but is still constrained by strict administrative procedures. This study suggests the need to strengthen the impact-based evaluation system and increase the flexibility of budget use policies to be more responsive to the real needs of students.  

Social Workers are a profession that has special skills in helping individuals, families, and communities to carry out their social functions optimally. One form of intervention carried out is through childcare, especially for children who are in a threatened condition or have lost care from the nuclear family. SOS Children's Village Medan implements a family-based care system that aims to create a safe, loving environment that supports children's holistic development. This study aims to determine the form of care carried out by social workers at SOS Children's Village Medan. The method used in this study is qualitative with a descriptive approach. The results of the study indicate that social workers play an important role in designing, supervising, and evaluating care patterns and accompanying children in meeting physical, emotional, social, and educational needs. The family approach has been proven to be able to build emotional bonds and improve the quality of life of the children being assisted.

The low activity of students in biology learning is the main challenge in efforts to improve the quality of science learning in secondary schools. This study aims to analyze the effectiveness of the application of the Project Based Learning learning model in increasing student activity and learning outcomes in respiratory system materials at SMA Negeri 2 Langowan. This research is a Class Action Research that is carried out in two cycles, each of which includes stages of planning, action, observation, and reflection. The subjects of the study were 13 students in grade XI. The instruments used include student activity observation sheets and the final test of the cycle based on description questions. The results showed that in the first cycle, only 38.46% of students achieved learning completeness with an average score of 60. However, after improving the strategy in cycle II through active mentoring, learning motivation, and strengthening group work, completeness increased to 92.30% with an average score of 84.69. These findings indicate that the Project Based Learning learning model is able to build student activeness through contextual, collaborative, and hands-on experience-based learning. The increase in activeness is reflected not only in test results, but also in students' active participation in discussions, group presentations, and project completion. The implications of this study show that Project Based Learning is feasible to be implemented as an innovative learning strategy to improve the quality of student interaction and engagement in biology learning on an ongoing basis.

Improving students' Biology learning outcomes is a major challenge in the learning process in high school, especially when the material taught is abstract and complex, such as the human digestive system. This study aims to analyze the effectiveness of the Problem-Based learning model assisted by mind mapping in improving the learning outcomes and activities of grade XI students of SMA Negeri 2 Tondano. This research is a Classroom Action Research conducted in two cycles, each consisting of two meetings. Each cycle involves planning, action execution, observation, and reflection activities, with data collection through observation, testing, and documentation. The results of the study showed a significant increase in learning activities and student learning outcomes. The average learning activity increased from 54.6% in the first cycle to 81% in the second cycle, while the percentage of completeness of learning outcomes increased from 59% to 88%. This increase is influenced by the active involvement of students in group discussions, visualisation of concepts through mind mapping, and the role of teachers as facilitators in problem-based learning. These findings indicate that the integration of the Problem-Based model with mind mapping is effective in building critical thinking skills, improving concept understanding, and encouraging active student participation. The implications of this study show the importance of implementing innovative learning strategies to improve the quality of Biology learning in secondary schools.

The implementation of coal mining activities with an open pit system at the end of its activities will leave behind the remains of former mining holes. Control of acid mine water is something that needs to be done during mining activities until the end of the mining process because acid mine water can cause a decrease in the quality of surface water and groundwater and have an impact on the survival of humans and biota that live on land and water. The initial characteristics of water using the floating treatment method of wetland, the pH, TSS, Fe, and Mn values ​​of ex-mining lake water do not meet the quality standards of the Government Regulation of the Republic of Indonesia Number 22 of 2021. The ability of water hyacinth plants to increase pH for 25 days is quite good with an initial pH value of 4.13 to 7.34. For 25 days, the TSS parameter of water hyacinth plants is also good at reducing TSS levels with an initial value of 6 mg/L to 3 mg/L, the Fe parameter of water hyacinth plants is also good at reducing iron levels with an initial value of 1.06 mg/L to 0.34 mg/L, while the Mn parameter of water hyacinth plants is quite good at reducing manganese levels with an initial value of 1.13 mg/L to 0.32 mg/L.