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Micro, small and medium enterprises (MSMEs) play a vital role in economic development and growth, especially in Indonesia. It is widely recognized that MSMEs are very important be-cause of their main characteristics that distinguish them from large enterprises, especially because MSMEs are labour-intensive enterprises, exist in all locations, especially in rural areas, are more dependent on local raw materials, and are the main providers of goods and services. Along with the development of the mindset of the community, the majority of MSME actors have also changed their mindset in determining the marketing strategy used, from product orientation, consumer orientation, value orientation, technology orientation and to build the super smart society. Business digitalization also evolve the marketing mix from 4P (product, place, price and promotion) to 4C (co-creation, currency, communal activation, and conversation). However, there are barriers in the face of digitalization economy, including technology adoption and cyber-crime.

Data digitalization in the modernization era will make it easier for teachers and students to learn so that it will have an impact on learning achievement. the purpose of this study was to determine: 1) the effect of digitizing school data with student achievement in SD Muhammadiyah 2 Denpasar, 2) the effect of teacher performance on student achievement in SD Muhammadiyah 2 Denpasar, 3) influence between digitizing data and teacher performance on achievement student learning at SD Muhammadiyah 2 Denpasar. This research uses correlational quantitative methods. The population used in this study was fifth grade students totaling 140 students, and the number of samples totaling 104 students using the proportional stratified random sampling technique. Data collection techniques by observation, questionnaire and documentation. Data analysis technique by testing the hypothesis is a product moment correlation technique and multiple correlation analysis. The results of this study indicate that (1) there is an influence between the digitalization of data with student learning achievement where t arithmetic> t table of 2.195> 1.983 significance level of 5%. (2) there is an influence between teacher performance with student achievement where t arithmetic> t table of 2.195> 1.983 significance level of 5%. (3) there is the effect of digitalized data and teacher performance with student learning achievement where the value of Fcount> Ftable is 5.648> 3.08 with a significance level of 5%. From these results it can be concluded there is an influence between: 1) digitalization of school data on student achievement in SD Muhammadiyah 2 Denpasar, 2) teacher performance on student achievement in SD Muhammadiyah 2 Denpasar, 3) Digitalization of school data and teacher performance together towards achievement student learning at SD Muhammadiyah 2 Denpasar.

In order to address a number of issues, this study attempts to determine the most effective marketing techniques for Lazisnu items, particularly when it comes to social media marketing. Field observation techniques and a qualitative approach with a scientific foundation were used in this study to interpret the occurrences that were observed. The study's findings indicate that the internal and external variables of the research object have an impact on marketing strategy efforts. The existence of Lazisnu, the degree of rivalry among rivals, people's enthusiasm in starting their own businesses, and people's limited saving capacity are examples of external variables. Internal issue factors, on the other hand, prevent marketing strategies from being successful. These include subpar human resource quality, less creative promotional efforts, a lack of infrastructure and funding, and a failure to keep up with digitalization trends in the marketing industry.

This research analyzes cryptocurrency fundamentals during the pandemic COVID-19 significantly affected cryptocurrencies during a brief period of financial panic. Technological advances resulted in the shift of traditional currencies towards digitalization. Volume and market cap variables are used as independent variables. The cryptocurrencies in this study are Bitcoin, Ethereum, Binance Coin, Ripple, and Dogecoin, which have the top 10 largest market capitalization. The research data was taken on the CoinMarketcap.com website from the beginning of the pandemic in Indonesia in March 2020 – to February 2021. The results showed that the Market Cap of Bitcoin, Ethereum, Binance Coin, Ripple, and Dogecoin had a significant effect on the price. Furthermore, the volume of Bitcoin, Ethereum, Binance, and Dogecoin has an effect and is significant on the price. In comparison, Ripple Volume has no effect and is not significant to the price. This implies that highly speculatively priced cryptocurrencies have the same fundamental value as stock prices.

One of the important aspects of the digitization of customary law is the creation of a comprehensive digital database. The purpose of this study is to show that this approach not only results in richer and more authentic documentation, but also empowers communities to be active in the process of preserving their own culture. Qualitative research uses a descriptive approach to collect data systematically, factually, and quickly according to the description when the research is carried out. The results of this study show that the digitization of customary law has great potential not only to preserve valuable cultural heritage, but also to revitalize and make customary law more relevant in facing the challenges of the 21st century.

The purpose of this study is to implement the digitization of accounting through the adoption of financial management accounting information systems. Accounting digitalization is needed for automated financial transaction management and results in a fast, accurate, and transparent reporting system. The approach used in building financial management accounting information systems is the accrual basis method, the research method used is the method of research and development (R&D) with a prototype system development model. The results of this study indicate that the digitalization of accounting by implementing financial management information systems at As shifa clinics shows that the information system can work as expected and is able to meet needs. Based on the results of testing the effectiveness of the old system compared to the new system it can be concluded that the performance of financial management in the As Shifa clinic using the new system is more effective than using the old system.

This study aims to evaluate the effectiveness of digital transformation in the 5.0 era in transforming latent cash waqf assets into productive capital capable of sustainably driving the community’s economy. The study employed a qualitative approach using a literature review method. Data were obtained through literature searches and official documents from the Indonesian Waqf Board, then analyzed descriptively to obtain comprehensive conclusions regarding the effectiveness of digital systems in cash waqf management. The results indicate that financial technology (fintech) such as QRIS, crowdfunding, Islamic banking applications, and digital wallets (e-wallets) are capable of overcoming conventional bureaucratic barriers through the concept of “micro waqf,” which is accessible to all levels of society. Based on the Technology Acceptance Model (TAM) theory, ease of digital access has been proven to increase public interest in waqf because it reduces administrative barriers and concerns regarding transaction amounts. In addition, real-time data-based reporting systems also improve transparency and accountability in waqf management. Therefore, the digitalization of cash waqf in the 5.0 era serves as a form of social engineering in collecting collective funds to sustainably support sharia-based productive sectors.