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This study aims to analyze the implementation of sanctions against wealthy customers who delay payments in the perspective of DSN-MUI Fatwa No. 17/DSN-MUI/IX/2000. The study was conducted at PT. BPRS Alwashliyah Gunung Krakatau Medan with a normative and empirical legal approach. The results of the study indicate that the application of sanctions against customers who delay payments is an effort by banks to maintain the smoothness of the financing system. The application of the DSN-MUI fatwa provides a legal basis for Islamic banks in imposing sanctions on wealthy customers who neglect to fulfill their obligations. This fatwa also strengthens the position of banks in the Indonesian civil law system.

This paper focuses on the legal thought of Imam Malik bin Anas through a social historical approach. This study represents a relatively new area in Islamic legal scholarship, and therefore, it has garnered limited attention from academics. Imam Malik is one of the four imams of the Sunni schools of thought, known as ahlu hadits. Throughout his life, he never left the city of Madinah except for the pilgrimage to Mecca. His residence in Madinah, the place where the Prophet lived, greatly supported his ability to address various legal issues, most of which could be resolved through hadith. The environment of Madinah, characterized by relatively simple social problems, also influenced Imam Malik's approach. Although he is recognized as ahlu hadits, he was nonetheless affected by the use of reason in ijtihad due to the social conditions of his time. This is evidenced by his application of principles such as the practices of the people of Madinah (Amal ahli Madinah), the fatwas of the companions (sahabat), qiyas (analogical reasoning), al-maslahah mursalah (public interest), az-zari'ah (preventive measures), and al-'urf (custom) in deriving Islamic law. Like other schools of thought, Imam Malik regarded the Qur'an and hadith as primary sources in legal decision-making.

Based on the DSN-MUI fatwa NO. 108/DSN-MUI/X/2016 concerning Guidelines for the Implementation of Tourism Based on Sharia Principles, sharia hotels have provisions that can guide hotel owners regarding products, services and their management based on sharia principles. This research is a qualitative type of research in the form of a case study. Researchers examined the application of sharia hotel products, services and management at Hannah Syariah Homestay Palu and their conformity with the DSN-MUI fatwa NO. 108/DSN-MUI/X/2016 concerning Guidelines for Tourism Implementation Based on Sharia Principles. the primary data was taken from data obtained from Hannah Syariah Homestay Palu and secondary data was taken from books and journals related to research. The results of the study show that first, the application of sharia hotel products at Hannah Syariah Homestay Palu provides yoga sports facilities which are still carried out in an open yard so that disobedience can occur. Second, the implementation of sharia hotel services at Hannah Syariah Homestay Palu does not yet have a prayer room for guests and employees. Third, the management of the sharia hotel at Hannah Syariah Homestay Palu does not yet have a Sharia Supervisory Board (DPS) to oversee the Shariah Homestay. Fourth, Hannah Syariah Homestay Palu has not fully implemented sharia hotel regulations. Of the 8 elements of sharia hotel provisions in the Fatwa, there are 2 elements that are not appropriate.    

Freedom of the press is a fundamental part of a democratic system, including in Indonesia. However, in a society that is predominantly Muslim, there are challenges in balancing freedom of the press with Islamic values. One form of Islamic influence on the world of journalism in Indonesia is the fatwa of the Indonesian Ulema Council (MUI) on Islamic journalism. This study aims to analyze how the fatwa regulates journalistic practices, the extent of its influence on press freedom, and the challenges that arise in its implementation. This study uses a qualitative approach with a document analysis method, including a study of the MUI fatwa, press regulations in Indonesia, and related literature. The results of the study show that the MUI fatwa emphasizes the principles of honesty, moral responsibility, and compliance with Islamic teachings in journalistic practice. This fatwa encourages Muslim journalists to present news that is not only accurate but also in accordance with religious norms. Although it does not have binding legal force, this fatwa still has a major influence, especially for Islamic-based media and Muslim journalists. However, this study also found the potential for conflict between the principle of press freedom which prioritizes independence and the principle of Islamic journalism which demands limitations according to religious norms. Therefore, dialogue is needed between stakeholders, such as the MUI, the press, and the government, in order to find a balance between press freedom and Islamic values ​​in journalistic practices in Indonesia.

During the time of Rasulullah SAW, Muslims did not need certain rules in understanding sharia law. After the spread of Futuhat Islamiyah, Arab Muslims interacted a lot with other nations who had different languages. On the other hand, the need for ijtihad is very urgent, because there are many new problems that have never occurred before and require clarity in fiqh law. So two large madrasahs emerged that reflected their ijtihad method - the Ahlir-ra'yi Madrasah used more qiyas (analogies) to generate heated debates, thus making the ulama feel the need to create written regulations that were recorded as common law in uniting these two madrasas. The hadith about being more careful in giving fatwas and qiyas gave rise to heated debate, making the ulama feel the need to make written rules which were recorded as joint laws in uniting the two madrasas. Imam Syafi'i was the first person to write a book about ushul fiqh-Imam Syafii was a great mufti of the Muslim community who was also the founder of the Syafi'i school, developing his school in Baghdad. Ushul fiqh is the postulates of fiqh which are global in nature - The object of the discussion is to study the postulates which are still of a general nature seen from their general legal provisions and the ultimate aim of studying them is to protect the Islamic religion from deviations and misuse of the postulates of the Shari'a, so that misleading carelessness does not occur.

This research aims to analyze the influence of the Hajj and Umrah pilgrimages on the spiritual transformation of pilgrims. This research aims to analyze the influence of the Hajj and Umrah pilgrimages on the spiritual transformation of the congregation. Qualitative research methods with a phenomenological approach were used to collect and analyze data from 20 respondents from Hajj and Umrah pilgrims in the Al Fatwa Hajj & Umrah Guidance group. Qualitative research methods with a phenomenological approach were used to collect and analyze data from 20 respondents from Hajj and Umrah pilgrims who took part in guidance in the Al Fatwa Hajj & Umrah group. The research results showed that 90% of respondents experienced increased spiritual awareness, while 85% experienced positive behavioral changes, such as increased patience and honesty. As many as 80% of respondents reported deep spiritual experiences during worship, and 75% increased their involvement in religious activities after following guidance. Factors that influence this spiritual transformation include the quality of spiritual guidance, self-awareness, spiritual environment, and deep worship experiences. These findings contribute to a better understanding of the role of the Hajj and Umrah pilgrimages in forming the character and spirituality of the people, as well as the importance of effective guidance in this process.

This research discusses the role of fatwa of Indonesian Ulema Council (MUI) in the development of Islamic financial products in Indonesia. By using document analysis method and interviews with Islamic scholars and practitioners, this study found that MUI's fatwa has a strategic role in providing sharia legitimacy to various Islamic financial products. However, the main challenge faced is the lack of public understanding of the principles of Islamic finance.

The distribution of zakat funds in 2020 has increased and decreased, then, we can see that in May and December there has been a drastic increase compared to other months. Thus, the distribution of education zakat funds from month to month and even year to year has increased, although the monthly sometimes increases and decreases from the distribution. Meanwhile, the distribution of education zakat funds in 2021 at BAZNAS every month has increased and decreased, which we know that in February the distribution of zakat funds increased from the previous month, followed by the following month in March-May experienced an increase, then the following month in June-December experienced an increase and decrease. The purpose of this study is to find out the Distribution of Education Zakat and its Conformity with MUI Fatwa No. Kep. 120/MUI/II/1996 concerning the Provision of Zakat Funds for Education Scholarships and Law No. 23 of 2011 concerning the Management of Zakat in the Central BAZNAS". In this research, the researcher uses the type of qualitative research, namely centralized interviews and document studies. Document study means that the data collected is in the form of central BAZNAS documents, notes/memos, personal documents, and other official documents. Not in the form of numbers, but from interview scripts. The results of the research include the suitability of the distribution of education zakat with the MUI fatwa No. Kep.120/MU/II/1996 and Law No. 23 of 2011, BAZNAS has the 3 Safe principles in the management of zakat, namely Aman Syar'I, Aman Regulation, and Aman NKRI.

This research aims to analyze the gold investment mechanism through gold savings products at PT. Sharia Pawnshop Cab AR. Medan Judge and To determine the suitability of the gold investment mechanism through gold savings products, the mechanism is in accordance with MUI Fatwa No. 77/DSN-MUI/V/2010 or not.This research uses descriptive qualitative methods, with data collection techniques through in-depth interviews with employees and Nadabah PT. Sharia Pawnshop Cab AR. Medan Judge as well as observations, documentation and literature studies. The research results show that the gold investment mechanism in gold savings products has been running well, providing easy access for customers, and is assessed in accordance with sharia principles, namely DSN-MUI Fatwa No.77/V/2010 with a combination of wadiah (deposit) and murabahah (sale) contracts. buy) which provides flexibility and certainty for customers in managing gold savings. However, in the mechanism, various challenges arise. Such as customer understanding of the benefits and mechanisms as well as compliance with sharia principles (National Sharia Council Fatwa). The benefit of this research is to provide clear information to customers (the public) regarding the benefits and mechanisms of investing in gold through gold savings, so that it can serve as a guide in making investment decisions. Apart from that, the results of this research can be input for PT. Pegadaian Syariah always provides outreach and education to customers regarding the benefits and mechanisms as well as compliance with sharia. For the University, it can provide useful input and provide references in the field of sharia investment, especially regarding gold savings. This research concludes that gold investment through gold savings products at PT. Sharia pawnshops are a safe and sharia-compliant investment alternative, and have the potential to increase financial inclusion in Indonesia

This study aims to analyze the impact of the Muslim boycott call after the issuance of Fatwa MUI No. 83 on the stock returns of Israel-affiliated companies listed on the Indonesia Stock Exchange. The stocks selected for the study include UNVR, FAST, MAPI, MAPA, MAPB, and PZZA. The results of this study indicate that there is no significant difference in the stock returns of companies affiliated with Israel after the issuance of Fatwa MUI No. 83 on November 8, 2023. This finding indicates a delay in the market response to public information related to the boycott call, which is characteristic of markets with lower efficiency levels. This research is expected to provide insights for the public and investors regarding the dynamics of the capital market in Indonesia in responding to a social event. In addition, the results of this study can also be taken into consideration for market authorities and related institutions in evaluating policies aimed at improving capital market efficiency in Indonesia.

Bioprinting 3D merupakan suatu teknologi transformatif dalam konstruksi rekayasa jaringan dan prototipe organ untuk meniru karakteristik jaringan alami yang digunakan dalam pengobatan regeneratif. Secara bioetika, organ tiruan 3D melibatkan analisis dan evaluasi tentang implikasi moral, sosial, dan hukum dari penggunaan teknologi. Metode yang digunakan dalam penelitian ini adalah systematic literature review dengan menyajikan gambaran yang komprehensif tentang pengembangan dan pemanfaatan teknologi organ tiruan 3D (bioprinting) dalam perspektif bioetika dan hukum islam. Hasil menunjukkan bahwa bioprinting 3D memiliki pengaplikasian yang sangat beragam, diantaranya dalam bidang medis contohnya model untuk studi penyakit dan uji obat, pengobatan regeneratif, pembentukan organoid dan jaringan khusus, dan masih banyak lagi. Aspek bioetika mengenai bioprinting 3D masih menimbulkan tantangan yang perlu dipertimbangkan. Masalah bioetika seperti sumber atau asal bahan yang digunakan dalam bioprinting masih menjadi permasalahan. Penggunaan sel punca embrionik masih kontroversial, karena melibatkan penghancuran embrio manusia, sehingga menimbulkan pertanyaan moral dan etika mengenai nilai dan kesucian hidup manusia. Dalam perspektif Islam, berdasarkan analisis dari Al-Quran, hadits, dan beberapa fatwa, produksi organ tubuh melalui metode cetak 3D disarankan untuk dikategorikan sebagai perubahan ciptaan Tuhan yang dibolehkan karena tujuannya untuk mengobati dan menyelamatkan nyawa atau khusus untuk penggunaan proses transplantasi organ.

The paper industry plays a crucial role in supporting the economy, particularly in Indonesia, through the printing, packaging, and export-import sectors. However, technological advancements have introduced new challenges, demanding companies to manage resources efficiently and improve financial performance. This research adopts a descriptive comparative method, analyzing the financial performance of five pulp and paper companies: PT Indah Kiat Pulp & Paper Tbk, PT Alkindo Naratama Tbk , PT Suparma Tbk, PT Fajar Surya Wisesa Tbk, and PT Toba Pulp Lestari Tbk. The study uses financial reports from 2019 to 2023 and evaluates liquidity, solvency, profitability, and activity ratios. Results indicate that INKP demonstrates the best liquidity, SPMA excels in activity efficiency, and SPMA also leads in solvency ratios. INKP records the highest profitability. Major challenges include raw material price fluctuations, market demand shifts, and sustainability requirements. The study concludes that to enhance competitiveness, companies should improve asset management and optimize financial structures. This approach aims to help firms face industry competition and seize future opportunities.

This study discusses the practice of gold pawn in Islamic Pawnshops from the perspective of Islamic economics, focusing on the validity of the contract and the determination of ujrah (storage fees). The gold pawn product in Islamic Pawnshops involves three contracts: qardh (loan), rahn (collateral), and ijarah (storage fees). The combination of these contracts is often debated, as it is considered a hybrid contract prohibited under certain standards, such as AAOIFI. The research findings indicate that these contracts are carried out separately and in accordance with Sharia principles, making them valid. The determination of ujrah, according to the Fatwa of DSN-MUI, should be based on storage costs, not the loan amount. However, in practice, ujrah is often calculated based on the loan value, which could lead to unfairness. The results of this study show that the gold pawn practice in Islamic Pawnshops generally complies with Sharia principles, although improvements in transparency and the determination of ujrah fees are necessary. Recommendations are provided to enhance education and refine the contract mechanism to better align with Sharia.

This research aims to (1) explain the murabahah financing system at BMT Insan Sejahtera, (2) SWOT analysis of the development of BMT Insan Sejahtera, (3) MUI fatwa regarding usury-free murabahah financing. This study uses a qualitative descriptive method. With primary and secondary data types. Data triangulation is carried out using the interview method. The results shown in the study (1) financing at BMT Insan Sejatera, present changes to the welfare of members. Based on the conclusions of the members, BMT has had a positive impact on increasing business and welfare. With amount based on murabahah financing as of January 1, 2024, to October 23, 2024, it is said to be Rp. 2,390,914,753.00 as many as 272 members, (2) The location of the current financing in the first quadrant (positive, positive) is a profitable position, which supports the implementation of an aggressive strategy (3) And that the installment payment period for murabahah financing at BMT Insan Sejatera does not affect the total price of the goods that have been agreed upon. This proves that the murabahah financing practice at BMT Insan Sejahtera does not contain usury.

The learning process can proceed well if aided by the presence of teaching aids.Because the teaching aid for the electrical system of the motorcycle rear brake light was not available, this teaching aid was created.The purpose of this research is to determine: (1) the method of creating a teaching aid for the rear motorcycle brake light system, (2) the feasibility level of the teaching aid for the rear motorcycle brake light system, and (3) the students' response to the teaching aid for the rear motorcycle brake light system.This research uses a development research approach, also known as Research and Development (R&D). The Research and Development (R&D) method is a research method used to produce a specific product and test its effectiveness. This research will be conducted at SMK Negeri 1 Nisam. The implementation will be carried out in the even semester of the 2024/2025 academic year. This research and development uses 3 methods in data collection. The methods used are observation, questionnaires, and documentation. The data analysis technique used in this research is descriptive analysis, which presents the results of product development in the form of learning media, testing the validity and suitability of the product for implementation in the electrical system of motorcycle rear brake lights.The results of the research on the development of teaching media props, which have gone through several stages such as potential issues, data collection, product design, product validation, design revision, product testing, until it became a teaching media prop for the electrical system of the motorcycle brake light. The results obtained from the material expert validation were 91.31% by validator 1 and 95.13% by validator 2. The media expert validation results were 97.91% by validator 1 and 97.91% by validator 2. The results of the students' responses to the teaching aids, after calculations, showed a total response score of 506 out of 572 overall. With a final score percentage of 88.46% and the qualification of the developed teaching aids' response being in the "Very Good" category.

Halal products are increasingly in demand by many people, not only in the national market but also in the international market. Indonesia has experienced an increase in the consumption rank of halal products from year to year. One of the indicators is the implementation of halal certificates. Halal certificates cannot be issued just like that without procedures and checks from the authorities. However, looking at the dynamics, halal certificates have experienced developments from time to time. These changes can be seen after the existence of Law No. 33 of 2014 concerning Halal Product Guarantee. The formulation of this problem is how is the comparison between the regulation of halal certificates by MUI and BPJPH? The purpose of this study is to determine the comparison of halal certificate regulations by MUI and BPJPH, namely before and after the issuance of the JPH Law. This research uses the Library study method with various sources that support the object of research. The primary data source of this research is Law No.33 of 2014, MUI Fatwa, and its official website. Secondary data sources are from journals, theses, and related theses. The result of this research is that there are similarities and differences between the regulation of halal certificates by MUI and BPJPH. The difference is not only in the content of the regulation, but also in the halal logo issued. This logo is not just a picture, but more than that, it has a deep philosophy.   Keywords: BPJPH, Halal, Certificate, MUI Halal products are increasingly in demand by many people, not only in the national market but also in the international market. Indonesia has experienced an increase in the consumption rank of halal products from year to year. One of the indicators is the implementation of halal certificates. Halal certificates cannot be issued just like that without procedures and checks from the authorities. However, looking at the dynamics, halal certificates have experienced developments from time to time. These changes can be seen after the existence of Law No. 33 of 2014 concerning Halal Product Guarantee. The formulation of this problem is how is the comparison between the regulation of halal certificates by MUI and BPJPH? The purpose of this study is to determine the comparison of halal certificate regulations by MUI and BPJPH, namely before and after the issuance of the JPH Law. This research uses the Library study method with various sources that support the object of research. The primary data source of this research is Law No.33 of 2014, MUI Fatwa, and its official website. Secondary data sources are from journals, theses, and related theses. The result of this research is that there are similarities and differences between the regulation of halal certificates by MUI and BPJPH. The difference is not only in the content of the regulation, but also in the halal logo issued. This logo is not just a picture, but more than that, it has a deep philosophy.

This study aims to analyze the concept of riba in Islamic economic thought and its implications for financial stability in the contemporary era. The research employs a qualitative descriptive method by reviewing primary sources, including the Quran, Hadith, and scholars' fatwas, as well as secondary sources such as academic literature and previous research on riba and Islamic finance. The findings reveal that riba has a significant impact on economic instability and social inequality. Meanwhile, profit-sharing systems and other Islamic financial instruments offer sustainable solutions for maintaining financial stability. This research contributes to the understanding of Islamic economic principles and their practical application in addressing modern financial challenges.

The prolonged conflict between Israel and Palestine has caused suffering on both sides, even extending to the global level. As a humanitarian response, various countries including Indonesia have boycotted products affiliated with Israel. The boycott movement is a form of protest carried out collectively by the community to oppose certain actions, products, or policies that are considered detrimental. This research uses a normative juridical approach, by analyzing regulations such as MUI Fatwa No. 83 of 2023. The results show that the boycott of pro-Israel products has a significant social impact. Positively, it encourages the growth of local products and provides moral support for Palestine. However, there are negative impacts, such as a potential increase in unemployment due to a decrease in the activities of companies affiliated with Israel. The boycott movement also serves as humanitarian solidarity and a symbol of resistance to occupation, although it needs management to reduce the negative impact on domestic labor. The public is urged to support the boycott strategically with an eye on national employment. This step is part of the global struggle for Palestinian justice and independence.

The Sharia Supervisory Board (SSB) holds a pivotal role in ensuring Islamic financial institutions operate in full compliance with Sharia principles. Its responsibilities include issuing fatwas, overseeing daily operations, and ensuring the integrity of financial products and services offered by these institutions. The SSB’s role is critical in maintaining public trust and aligning financial practices with Islamic values. However, significant challenges arise, such as the increasing complexity of financial instruments, rapid technological advancements, and varying interpretations of Sharia principles across jurisdictions. Moreover, public awareness of Islamic finance remains low, and the risk of conflicts of interest in SSB oversight persists. To overcome these challenges, the SSB must strengthen its expertise through continuous education, collaborate with scholars and regulators, and actively engage in public literacy initiatives. Harmonization of Sharia standards at a global level is also essential to navigate the interconnected nature of modern finance. The SSB’s success in addressing these challenges ensures the sustainability of Islamic financial systems while fostering ethical and equitable economic growth.

Financial technology (fintech) services in Indonesia are growing rapidly, including sharia fintech that operates based on sharia principles. DSN-MUI Fatwa No. 117/DSN-MUI/IX/2018 is the operational basis for sharia fintech, although the Financial Services Authority (OJK) has not fully integrated it into binding regulations. This study examines sharia compliance in sharia fintech services using library research methods. The results of the study indicate that although sharia fintech has grown, stronger legal instruments are needed so that sharia compliance is implemented comprehensively. The role of the Sharia Supervisory Board (DPS) is very important in ensuring that sharia principles are implemented. However, supervision and legal protection for sharia fintech consumers are still minimal. Therefore, special regulations and strengthening of the DPS function are needed to ensure that sharia fintech truly complies with Islamic legal principles, maintains the existence of fintech, and increases consumer trust.