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The new era of digitalization created by humans has touched various aspects including transaction payment methods. With digital payments, humans make payments with just one scan. Bank Indonesia, in collaboration with ASPI, launched digital payment Qris in 2020. Qris was initially a payment solution during the pandemic that was accepted by the public and is still widely used today. Including the younger generation, they often use Qris to make payments. This research aims to identify the influence of the availability, effectiveness and ease of use of Qris on purchasing decisions and its impact on the character of the younger generation. Using the quantitative SAM PLS method and qualitative literature study, the research took samples of student members of the GMNI organization who met the criteria. The results of data processing showed that the variables of availability, effectiveness and ease of use of Qris had a positive and significant effect on purchasing decisions. The impact of using Qris for the younger generation is a shift in disciplined, independent and responsible character due to the ease of payment facilities which gives rise to consumer behavior. This can be handled with supervision and character education starting at the family, school, community and government levels. By synergizing together, a strong character can be built in the younger generation, able to answer problems and be of benefit to the wider community.

The dynamic development of digitalization today increases the important role of digital leadership as a key factor to optimize employee performance. Research specifically through the development of creativity and innovative behavior in the workplace. This study aims to examine the indirect effect of digital leadership on performance through creativity and innovative work behavior of employees. The research was conducted at PT Semen Indonesia (Persero) Tbk. The research approach used is quantitative with survey research design where data is collected through questionnaires. The sampling technique used purposive sampling. This study involved 74 respondents who were analyzed using Smart PLS 4.0. The research findings explain that digital leadership does not directly affect the performance of PT Semen Indonesia (Persero) Tbk employees, but has an indirect influence through innovative work behavior. Meanwhile, creativity is not proven to mediate the effect of digital leadership on employee performance. Digital leadership is able to increase employee creativity, but employee creativity is not able to improve the performance of PT Semen Indonesia (Persero) Tbk employees. The research findings underscore the important role of digital leadership to drive employee performance. The results also imply that management can apply digital leadership as a strategy to increase creativity and innovative behavior in the workplace where innovative work behavior drives employee performance.

The digital age has introduced new opportunities and challenges for religious education. This article analyzes how digital media platforms and online learning tools have transformed the way religious education is delivered. It highlights the potential benefits, such as wider reach and accessibility, while also addressing challenges related to content quality, misrepresentation, and the need for critical media literacy.

This study examines the dynamics of Christian families in navigating modern lifestyles, focusing on the congregation of GKII Efata Bonet Engkabang. Modernity characterized by digitalization, high mobility, economic pressure, and shifting social values has significantly influenced family communication patterns, emotional relationships, and spiritual formation within Christian households. The purpose of this study is to describe the changes experienced by congregational families in the context of modernity and to analyze the role of pastoral counseling as a relevant form of support for family well-being. This research employed a descriptive qualitative method, collecting data through in-depth interviews, limited observations, and a review of church documents. The findings indicate that Christian families face challenges such as declining communication quality, reduced family time, the pervasive influence of gadgets on daily interactions, and weakened spiritual disciplines. Furthermore, shifting parenting patterns and increasing psychological pressure also affect family stability. Within this context, pastoral counseling in GKII Efata Bonet Engkabang plays an essential role in providing spiritual, emotional, and practical guidance through empathetic, relational, and faith-based approaches. Pastoral care has proven effective in helping families realign life priorities, strengthen communication, and cultivate sustainable spiritual practices. The implications of this study highlight the urgency of enhancing structured family support programs in the church, improving pastoral leaders’ capacity as counselors, and encouraging families to develop healthy digital discipline to maintain relational and spiritual quality amid the demands of modern life.

The digitalization of philanthropic da'wah management has brought about a fundamental change in the way da'wah institutions manage philanthropic activities. By using a digital platform, these philanthropic da'wah institutions can reach a wider audience, increase transparency, and strengthen relationships with donors and the general public. However, this digitalization also brings challenges such as intense competition, demands for high professionalism and accountability, and data security risks. The opportunities for digitalization of philanthropic da'wah management include increasing reach and accessibility, operational efficiency, transparency and accountability, innovation in da'wah programs, and improving relationships with donors. Meanwhile, the challenges faced include intense competition, demands for high professionalism and accountability, and data security risks. Therefore, philanthropic da'wah institutions need to have adaptive and innovative strategies to increase the effectiveness and efficiency of philanthropic da'wah activities in the modern era.

This research analyzes the important role of Micro, Small and Medium Enterprises (MSMEs) in maintaining Indonesia's economic stability. MSMEs make a significant contribution to Gross Domestic Income (GDP) and employment, with a contribution of around 61% to GDP and 97% to total employment. In addition, digitalization in the MSME sector has proven to be an important strategy in maintaining competitiveness and business sustainability amidst global economic changes. Through a descriptive qualitative approach, this research highlights the importance of improving the quality of human resources in strengthening the competitiveness of MSMEs. The research results show that strengthening MSMEs contributes to economic growth and reduces social inequality and poverty.

In the era of digitalization at universities, one of which is Prima Nusantara University, managing student data has become an important aspect for higher education institutions to support campus administration activities. This research aims to design a student biodata entry information system that is efficient, integrated and easy to access. This system is designed to automate the registration process and manage student data, which was previously done manually or Google from in collecting student biodata, thereby reducing the risk of errors and duplication of data. A prototype student biodata entry information system that allows users to input, update and manage student data. real-time integrated at Prima Nusantara University, especially for new student data, for campus administration purposes, data is usually collected manually, so I am interested in creating an information system for new student data entry in searching for student data on the Prima University campus. Archipelago

Digital transformation in village governance has become a primary strategy for enhancing efficiency and effectiveness in human resource (HR) management. This study aims to analyze the implementation of digital technology in village government HR management and its impact on productivity and administrative efficiency. Employing a systematic literature review method, this research examines implementation trends, success factors, challenges, and optimal strategies for digitalization in HR management at the village level. The findings indicate that the adoption of technologies such as electronic Human Resource Management (e-HRM), cloud computing, and village information systems contributes to faster administration, increased accountability, and optimized performance of village officials. However, challenges remain in technology adoption, including low digital literacy among village officials, limited information and communication technology (ICT) infrastructure, as well as regulatory and policy constraints. To overcome these hurdles, a comprehensive strategy is required, encompassing capacity building through training, strengthening digital infrastructure, and fostering collaboration among central government, village governments, and the private sector. With appropriate policy implementation, the integration of digital technology in village-level HR management can improve public service quality and support more modern and responsive governance.

This study explores the integration of Prophet Muhammad's leadership values within Islamic educational institutions, focusing on the challenges and opportunities in the digital age. The primary objective is to analyze how Islamic leadership principles can align with digital advancements while upholding core Islamic values. Using a qualitative approach through document and thematic analysis, this research identifies key challenges, including digital disparities, limited access to technology, and tensions between technological culture and traditional Islamic values. Key strategies are proposed, such as technology-based Islamic leadership training and collaborative efforts to develop digital infrastructure, along with the use of social media as a platform for disseminating Islamic educational values. The findings provide insights into how Islamic educational leadership can adapt in the digital era and suggest future research directions on the role of specific technologies in the application of Islamic leadership.

The development of technology and information has had a significant impact on social changes in Indonesia. Rapidly growing digitalization makes communication and mobilization easier, but on the other hand, it also opens up opportunities for crimes in cyberspace, one of which is cybercrime in the field of decency, also known as Sexual Cybercrime. This phenomenon includes acts such as the distribution of pornography, verbal sexual harassment, child exploitation, and grooming for the purpose of sexual harassment. These crimes not only cause troubling social impacts but also pose a major challenge to law enforcement. In response to this phenomenon, the Indonesian government has adopted legal tools such as the Electronic Information and Transaction Law (ITE Law) and the Pornography Law to regulate and tackle crimes that occur in cyberspace.  This paper highlights the importance of responsive law in the face of social change due to technological advances. The author emphasizes that the existence of adaptive regulations is very important to protect the public from the negative impacts of technology, especially in preventing and handling Sexual Cybercrime. The research method used is normative juridical, employing statutory and case approaches. The research objective is to analyze the response of law in the face of social changes related to Sexual Cybercrime.

The digitalization era has contributed significantly to the progress and convenience of human life, especially in accessing information quickly and openly. In this context, digitalization also improves the management of financial reports for MSMEs, making them more effective and efficient. This study aims to examine the role of digitalization in MSME financial reporting activities and the challenges faced in implementing digital financial reports. Using a literature review approach, this study focuses on collecting relevant data and insights to analyze the impact of the digital financial reporting system. The results show that digitalization minimizes errors in financial reports and opens up wider funding opportunities for MSMEs, thereby improving their financial management and overall competitiveness.

Digitalization has played a significant role in improving capital market inclusion literacy in Indonesia. In the era of digital transformation, financial literacy is an important element for people to manage their finances wisely and maximize the use of investment products. This study aims to examine how digitalization affects people's investment behavior through increasing financial literacy and accessibility of financial services. Using a literature study method, this article collects information and data from various sources to explore the impact of digitalization on investment behavior. The results show that financial literacy allows people to understand the risks and opportunities in the capital market, while financial inclusion ensures easier access to financial services. Digitalization accelerates investment adoption, especially among people who were previously less educated about the capital market.

The capital market plays a significant role in spurring a country's economic growth, but capital market inclusion in Indonesia is still relatively low. This article discusses community empowerment efforts to improve capital market inclusion through financial literacy education, utilization of digital technology, and increased access to capital market products and services. It highlights the importance of early financial education, as well as the role of university students in providing training to communities, especially in remote areas. In addition, collaboration between the government, financial institutions, and financial technology (fintech) is needed to expand the reach of capital markets and increase public participation in safer and more sustainable investments.

This research discusses the influence of financial technology (Fintech) on the financial management of Generation Z, a generation that is familiar with digitalization and has a consumptive lifestyle. Generation Z, which accounts for around 27.94% of Indonesia's population, exhibits financial behaviors that tend to be more concerned with wants than needs. Through a literature review, this research explores how Fintech affects Generation Z's financial behavior, including the challenges that arise, such as shopping addiction and debt risk. Fintech offers easy access to financial services, such as digital payments, investments and online lending, allowing Generation Z to manage their finances more flexibly. However, their low financial literacy may result in suboptimal financial management. This study highlights the importance of financial literacy as a key factor to help Generation Z achieve sustainable financial well-being and respond to the challenges of Fintech development in the digital era

This research explores the transformative impact of digitalization on maritime operations, focusing on emerging technologies such as Artificial Intelligence (AI), the Internet of Things (IoT), and blockchain. Through qualitative research and descriptive analysis, perspectives from maritime professionals, lecturers, and graduates were examined to understand the integration of these technologies in maritime management, operations, and education. The findings reveal that digital tools significantly enhance operational efficiency, decision-making, and sustainability while highlighting challenges in workforce training and the gap between theoretical knowledge and practical application in maritime education. Despite the benefits, full optimization of these technologies is still developing due to varied adoption levels across the industry. The research emphasizes the need for investment in infrastructure, continuous professional development, and educational reform to fully leverage digitalization in the maritime sector.

This community service has several objectives, first assistance in making AK1, second, widening the information system regarding job vacancies and the employment ecosystem with a digitalization system and making it more integrated. Carried out using the PAR (Participatory Action Research) method, with several stages, namely, participation, planning, implementation, and evaluation. So that this service produces output from optimizing the digitalization system for job seekers and workers which makes it easier to find various information, and the form of competency training carried out also has a positive impact on companies that want to recruit employees because they have received provisions from the training program that has been held.

This research explores the impact of using the application on Micro, Small, and Medium Enterprises (MSMEs) in the city of Semarang in the context of digitalization and the implementation of Artificial Intelligence. (AI). Research data were obtained from a survey of 100 MSME actors and in-depth interviews. The analysis method used is qualitative descriptive. The research results indicate that the application can potentially enhance MSMEs' operational and marketing efficiency through a digital system. However, it still faces the challenge of low digital literacy among MSME actors. The discussion shows that this innovation can improve the competitiveness of business actors in the digital era, especially in understanding consumer behavior and logistics management. The research conclusion emphasizes that implementing the application can be a solution to increase MSME income, help them adapt to market changes, and effectively utilize digital technology.

A network is a collection of interconnected devices that aim to share data and resources. With the development of science and various technological collaborations in this digital era, it brings many benefits and real changes to all aspects of life. Work that used to be done by humans has now been gradually replaced by sophisticated technology and adequate internet, resulting in the difficulty of getting a job and increasing unemployment rates. This literature review aims to analyze and classify the networks, collaborative technology and the internet of things impact on business. The development of technology and digitalization can never be avoided, but we can live side by side by using it wisely and utilizing it well.

The Community Service activity (PkM) with the title “Digital Marketing Training as an Effort to Empower the Economy of Village Communities in Subang District, Subang Regency ”* aims to increase the knowledge and skills of Micro, Small and Medium Enterprises (MSMEs) in Subang District Village in utilizing digital technology for marketing their products. The methods used in this training include the provision of digital marketing theory materials, practice in using digital platforms (such as social media and e-commerce), and evaluation through pre-test and post-test. In conclusion, the training was successful in empowering village communities through the application of digital marketing. The sustainability of similar programs as well as the development of further training modules are expected to further strengthen the digitalization capabilities of MSMEs in the region, thus contributing to the improvement of the overall economic welfare of the community

This research discusses the significant role of digital technology in the modern economy, particularly in relation to cybersecurity and the impact of technological disruption on business sustainability. The main topics analyzed include the use of artificial intelligence (AI) to detect cyber threats, strategies for protecting IT supply chains, and the challenges faced by the banking sector and the Internet of Things (IoT) in managing cybersecurity risks. The research also examines the impact of digitalization on social inequality and poverty in the European Union. Digital technologies such as automation, data analytics, and IoT drive innovation and enhance operational efficiency, but also introduce disruptive challenges that must be addressed through careful risk management and increased organizational capacity to ensure business resilience.