Pengaruh Financial Tecnology terhadap Manajemen Keuangan Generasi Z

Ade Irna Lestari ; Fitriyani Fitriyani ; Nova Apriyanti Simanungkalit ; Rudi Sanjaya
Riset Ilmu Manajemen Bisnis dan Akuntansi 📅 2024 Vol 2, No 4 🔗 DOI: 10.61132/rimba.v2i4.1331
Abstract
This research discusses the influence of financial technology (Fintech) on the financial management of Generation Z, a generation that is familiar with digitalization and has a consumptive lifestyle. Generation Z, which accounts for around 27.94% of Indonesia's population, exhibits financial behaviors that tend to be more concerned with wants than needs. Through a literature review, this research explores how Fintech affects Generation Z's financial behavior, including the challenges that arise, such as shopping addiction and debt risk. Fintech offers easy access to financial services, such as digital payments, investments and online lending, allowing Generation Z to manage their finances more flexibly. However, their low financial literacy may result in suboptimal financial management. This study highlights the importance of financial literacy as a key factor to help Generation Z achieve sustainable financial well-being and respond to the challenges of Fintech development in the digital era
Keywords
Financial Technology; financial management; generation Z
How to Cite

Ade Irna Lestari, et al. (2024). Pengaruh Financial Tecnology terhadap Manajemen Keuangan Generasi Z. Riset Ilmu Manajemen Bisnis dan Akuntansi, 2(4). https://doi.org/10.61132/rimba.v2i4.1331

Ade Irna Lestari; Fitriyani Fitriyani; Nova Apriyanti Simanungkalit; Rudi Sanjaya, "Pengaruh Financial Tecnology terhadap Manajemen Keuangan Generasi Z," Riset Ilmu Manajemen Bisnis dan Akuntansi, vol. 2, no. 4, 2024.

Ade Irna Lestari; Fitriyani Fitriyani; Nova Apriyanti Simanungkalit; Rudi Sanjaya. "Pengaruh Financial Tecnology terhadap Manajemen Keuangan Generasi Z." Riset Ilmu Manajemen Bisnis dan Akuntansi, vol. 2, no. 4, 2024.

Ade Irna Lestari; Fitriyani Fitriyani; Nova Apriyanti Simanungkalit; Rudi Sanjaya. "Pengaruh Financial Tecnology terhadap Manajemen Keuangan Generasi Z." Riset Ilmu Manajemen Bisnis dan Akuntansi 2, no. 4 (2024).

Ade Irna Lestari, et al. (2024) 'Pengaruh Financial Tecnology terhadap Manajemen Keuangan Generasi Z', Riset Ilmu Manajemen Bisnis dan Akuntansi, 2(4). doi: 10.61132/rimba.v2i4.1331.

Ade Irna Lestari; Fitriyani Fitriyani; Nova Apriyanti Simanungkalit; Rudi Sanjaya. Pengaruh Financial Tecnology terhadap Manajemen Keuangan Generasi Z. Riset Ilmu Manajemen Bisnis dan Akuntansi. 2024;2(4).

Artikel Terkait

Pengaruh Beban Kerja dan Work Life Balance terhadap Kepuasan Kerja Pegawai pada Balai Pemasyarakatan Kelas 1 Makassar

Adra Ayu Ningsih; Agung Widhi Kurniawan; Rezky Amalia Hamka; Romansyah Sahabuddin; Burhanuddin Burhanuddin

Analisis Kesenjangan Keterampilan (Skill Gap) Mahasiswa dengan Kebutuhan Industri di Era Revolusi Industri 4.0

Sri Maharani; Erwin Permana

Pengaruh Gaya Kepemimpinan dan Budaya Organisasi terhadap Loyalitas Pengurus Himpunan Pelajar Mahasiswa Indonesia Parepare Komisariat Univeritas Negeri Makassar

Rukma Inna; Ilham Wardhana H; Burhanuddin Burhanuddin; Zainal Ruma; Rezky Amalia Hamka

Kepemimpinan Berbasis Artificial Intelligence (AI): Peluang, Risiko, dan Implikasi bagi Manajemen Strategis

Hoirun Nisa; Shiva Azizul Ilmi; Siti Sahro; Mochammad Isa Anshori

Analisis Hubungan Gaji, Tunjangan, dan Produktivitas Karyawan terhadap Profitabilitas Perusahaan

Cindi Ida Febrianti; Lathifatul Fikriyah; Rafika Meila Sari

Strategi Pemasaran Klinik Utama X di Cirebon Menggunakan Pendekatan Komparatif 4P dan 4C Berbasis Matriks SWOT

Muhammad Zul Fahmi Akbar; Ela Nurlaela
Tren Sitasi Jurnal