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This study aims to analyze the influence of e-money usage and financial literacy on the consumption behavior of accounting students in Batam City. E-money as a digital payment method has become increasingly popular among the younger generation, while financial literacy plays an important role in effective personal financial management. The study uses primary data collected from questionnaires distributed to 97 accounting students in several universities in Batam, as well as secondary data from interviews with 10 accounting students regarding e-money and financial literacy. The results show a positive correlation between high financial literacy and wise financial management, which in turn influences students' consumption behavior. Additionally, the use of e-money plays a significant role in facilitating transactions and changing consumption patterns. Simultaneously, all three variables have a significant impact with a coefficient of determination (R²) of 38.5%. The findings are expected to provide insights for relevant stakeholders in designing more effective financial education programs and promoting the use of e-money among students.

The maritime industry operates in a complex, rapidly evolving global environment where decision-making accuracy is critical for operational efficiency, sustainability, and risk mitigation. Traditionally, maritime leadership has relied heavily on experience-based decision-making, often leading to cognitive biases and strategic inefficiencies. This study examines the role of scientific paradigms in managerial decision-making, emphasizing how structured epistemological reasoning enhances strategic accuracy and reduces decision-making errors. This research provides original value by addressing the limited integration of structured decision-making models in maritime leadership, which has been largely overlooked in previous studies. While scientific reasoning has transformed decision-making in industries such as finance and healthcare, its application in maritime management remains underdeveloped. The study explores the following research questions: To what extent do scientific paradigms influence managerial decision-making in maritime leadership? How can structured reasoning reduce bias and improve decision accuracy? Using a qualitative approach, semi-structured interviews were conducted with maritime experts, lecturers, and postgraduate students, followed by thematic analysis and comparative evaluation. Results indicate that structured decision frameworks significantly improve managerial effectiveness, yet barriers such as industry conservatism and limited competency development hinder widespread adoption. The study concludes that integrating scientific reasoning into maritime leadership training programs can enhance decision accuracy, promote evidence-based management, and ensure sustainable strategic planning.

The rapid advancements in technology and marketing strategies within the maritime industry present both opportunities and ethical challenges. While innovation enhances operational efficiency and consumer engagement, the absence of structured ethical frameworks can lead to privacy violations, regulatory breaches, and deceptive marketing practices. This study examines the role of ethical considerations in technology and marketing management within maritime leadership, emphasizing the need for structured ethical decision-making frameworks to ensure consumer protection, regulatory compliance, and corporate sustainability. This research provides original value by assessing the extent to which ethical principles are integrated into maritime business strategies, addressing gaps in previous research that primarily focuses on profitability over ethical governance. The study explores the following research questions: How do ethical considerations shape decision-making in maritime technology and marketing management? What challenges hinder the implementation of structured ethical frameworks? Using qualitative research methods, semi-structured interviews with industry experts, lecturers, and postgraduate students were conducted, followed by thematic analysis and comparative evaluation. Findings indicate that while ethical decision-making enhances corporate reputation and regulatory compliance, industry-wide implementation remains inconsistent due to weak regulatory enforcement and corporate reluctance. The study concludes that integrating ethical frameworks into maritime leadership training and business education is essential for fostering responsible corporate governance, enhancing consumer trust, and ensuring long-term sustainability.

The maritime industry, traditionally reliant on intuition and experience-based decision-making, is undergoing a transformation with the increasing adoption of digital marketing strategies. However, the epistemological foundations of this transition remain underexplored, particularly in the context of leadership and strategic decision-making. This research examines how maritime leaders, lecturers, and postgraduate students perceive and integrate data-driven marketing strategies into maritime business management. The study provides original value by addressing the gap in maritime leadership research regarding digital marketing epistemology. Unlike previous studies that primarily focus on technical adoption, this research critically analyzes the philosophical and cognitive frameworks influencing digital marketing decision-making. The primary objective is to explore the extent to which digital marketing decisions in maritime leadership are guided by empirical data rather than intuition. Using qualitative research and descriptive analysis, semi-structured interviews were conducted with maritime experts, lecturers, and postgraduate students. Data were analyzed thematically, categorizing responses into competency development, sustainability, and digital transformation barriers. Findings reveal that while data-driven strategies are acknowledged as valuable, traditional leadership models still dominate. Digital marketing adoption is constrained by limited expertise, regulatory challenges, and skepticism toward analytics. The study concludes that bridging this gap requires integrating epistemological inquiry into maritime education and fostering collaboration between industry and academia. Strengthening digital literacy among maritime leaders is essential for ensuring the sustainable and strategic use of digital marketing in the sector.

The maritime industry is undergoing rapid transformation, requiring systematic, evidence-based methodologies to improve product and service innovation success rates. Traditionally, maritime businesses have relied on intuition-based decision-making, leading to inefficiencies, increased risks, and inconsistent innovation outcomes. This study investigates the role of structured scientific methodologies in maritime innovation management, emphasizing how systematic approaches enhance decision accuracy, minimize risk, and improve long-term sustainability. This research provides original value by evaluating the effectiveness of structured scientific approaches in maritime innovation, an area where limited studies have explored the intersection of philosophy, leadership, and evidence-based decision-making. The study addresses the following research questions: To what extent do structure scientific methodologies improve product and service innovation success? How do industry leaders, lecturers, and students perceive the role of evidence-based decision-making in innovation? Using qualitative research methods, the study collected data from maritime experts, lecturers, and postgraduate students through semi-structured interviews and document analysis, followed by thematic and comparative analysis. Results indicate that structured methodologies significantly improve innovation outcomes, but barriers such as industry reluctance and lack of competency development hinder adoption. The study concludes that integrating scientific reasoning into maritime leadership training can enhance innovation success, mitigate risk, and foster a culture of evidence-based strategic management.

The maritime industry is undergoing rapid technological transformation, yet the role of scientific paradigms in shaping technological decision-making remains underexplored. This study examines how epistemological reasoning influences leadership approaches to technological innovation in maritime business management. The research is motivated by the need to bridge the gap between theory and practice, ensuring that technological advancements are implemented with structured decision-making rather than reactive adaptation. This study provides an original contribution by evaluating the intersection of leadership, epistemology, and technological adoption—a perspective largely overlooked in previous maritime innovation research. While digital transformation is widely discussed, few studies address how structured epistemological reasoning affects decision-making in technology adoption. The research seeks to answer: To what extent do scientific paradigms influence technological decision-making in maritime leadership, and what challenges hinder epistemological integration? Using a qualitative methodology, the study engages industry experts, lecturers, and postgraduate students, applying thematic and comparative analysis to explore epistemological competency development and sustainable innovation. Results indicate that leadership adaptability and epistemological literacy significantly enhance digital transformation efforts, yet barriers such as regulatory constraints and resistance to structured reasoning persist. The study concludes that embedding epistemology into maritime education and leadership training is essential for ensuring sustainable, data-driven technological decision-making in the industry.

This study aims to analyze the impact of academic stress and family social support on students' psychological well-being. The research method used is quantitative, by collecting data through a survey on a sample of students. The results of the data analysis indicate that academic stress (X1) significantly affects students' psychological well-being (Y), while family social support (X2) individually does not have a significant effect. However, when the two factors are combined, there is a significant effect together on students' psychological well-being. The implications of this study are the need for attention to academic stress management and the important role of family social support in improving students' psychological well-being. This study provides a basis for educational institutions to develop holistic intervention programs and provide support not only for academic aspects, but also for students' social and emotional aspects. Further research can explore additional factors that moderate this relationship and involve larger samples for stronger generalization.

Internet Network is one of the fields in informatics and electronics engineering which is now growing rapidly due to the issue of the industrial revolution 4.0 which is increasingly closely related to Cloud computing technology and the Internet of Things. Without resources and knowledge about computer networks, the Internet of things and Cloud computing are quite impossible to design. Computer networks give birth to internet access which is very much needed by every agency and even the entire community in the world. Especially in educational institutions such as Madrasah Aliyah (MA) Raden Fatah, which is located in Kalasan, Yogyakarta when in the era of the Covid-19 pandemic, it faces the challenge of disruption from offline learning to online learning. To answer the demands of the times, MA Raden Fattah is very enthusiastic in developing its institution towards a quality smart school. The network infrastructure available at MA Raden Fattah has not been optimized, so through this service, network design and management are carried out so that the need for access points that help students and teachers can be met. This service has succeeded in increasing the number of access points, optimizing the management of internet network resources at MA Raden Fattah, and improving the quality of teaching and learning services at the institution

The integration of Artificial Intelligence (AI) in education has opened new possibilities for enhancing teaching and learning, particularly in English for Specific Purposes (ESP) classrooms. This study examines the perceptions and motivations of third-semester management students at Universitas Merdeka Pasuruan regarding AI-assisted writing tools in their ESP courses. Using a qualitative case study design, data were collected through semi-structured interviews with 20 participants. Thematic analysis identified three key themes: perceptions of AI tools' usefulness, motivational factors, and challenges. Participants viewed AI tools as beneficial for improving writing skills, providing personalized feedback, and supporting collaborative learning. Motivational drivers included simplifying complex tasks and promoting independent learning. However, challenges such as technical difficulties and limited proficiency in using AI features were highlighted. The findings emphasize the potential of AI in enhancing ESP instruction, provided challenges are addressed with adequate training and support. Despite its small sample size and focus on a single institution, the study offers insights into the pedagogical implications of AI integration in specialized language education. It also provides practical recommendations for optimizing AI use in ESP classrooms while calling for broader research in diverse educational contexts.

The rapid development of social media has significantly impacted the management of Islamic education, presenting both opportunities and challenges. This study aims to analyze the influence of social media on Islamic education management by employing a Systematic Literature Review (SLR) approach. The research method involves identifying, evaluating, and synthesizing relevant literature from the past ten years to understand trends, benefits, and obstacles in utilizing social media for educational purposes. A total of 50 studies were reviewed, focusing on various aspects such as communication effectiveness, student interaction, and access to learning resources. The findings indicate that social media facilitates communication efficiency, enhances student engagement, and broadens access to Islamic educational resources. It has become an essential tool in delivering content, connecting students and educators, and fostering collaborative learning. However, challenges such as misinformation, lack of regulatory policies, and student distractions require strategic solutions. The study suggests implementing internal policies, providing teacher training, and utilizing social media analytics to optimize its use. In addition, integrating social media strategies with traditional Islamic teaching methods can enhance educational outcomes. These findings contribute to a deeper understanding of the role of social media in Islamic education management and offer recommendations for its effective implementation. Furthermore, the study highlights the need for further research to explore the long-term impacts of social media on Islamic education.

Research based on infographic management on social media Instagram @ristekdikti which conveys information on the scholarship program "Masters to Doctoral Education for Excellent Bachelors (PMDSU) Kemenristekdikti Batch 3 2017. As part of the community education program, especially students. Through infographics in this program, it is hoped that it will make it easier to convey information and be able to attract students' interest in participating in the PMDSU Kemenristedikti scholarship program. This research uses an interpretive paradigm with a qualitative approach and descriptive research methods with case studies. Researchers collected complete information through in-depth interviews and observations, then the information was analyzed using the Triangulation analysis technique. This research aims to design and map the management of infographics for the socialization of the PMDSU scholarship program batch 3 in 2017 via Instagram @ristekdikti. The research results show that with proper infographic management in socializing the PMDSU scholarship program via Instagram @ristekdikti, interest in the PMDSU scholarship program can be increased. So it is hoped that through infographics the objectives of the PMDSU Kemenristekdikti program can be achieved.

Stres academic impact negative on performance academic , welfare physical and psychological students ( Marfuah , 2021). Symptoms frequent stress​ experienced by students including loss​ energy , pressure blood increased , atmosphere heart stressed , troubled concentration , impatience and nervousness . Students who experience stress tend own poor motivation , lack of productive , less feel safe at school , and more prone to to crime social , such as abuse drugs and violence . Therefore that , is needed a skills For increase ability students​​ in overcome stress academics faced . Previously​ has done Study Regarding the picture of stress in students at school this , and obtained results that more from half students who experience stress , namely as many as 45 people (56.25%). Activities This community service Already held on January 23 , 2025 at Madrasah Aliyah "B' in Mariana district Banyuasin with amount student as many as 80 people in all become target Community service . Students collected in One room namely in the school hall . Activity methods devotion the community used is lecture interactive , discussion ask answer , leaflet distribution and demonstration . The purpose of Devotion public This that is For increase knowledge students and share method stress management . So that activity This beneficial as effort reduce the occurrence stress .

Economic literacy education and personal financial management have an important role in preparing the younger generation to face future economic challenges. The aim of this service is to increase students' understanding of SMK Nurcahaya Medan about economic literacy and how to manage personal finances effectively. This activity is carried out through counseling, interactive discussions and financial management simulations. The results of this activity show an increase in students' knowledge regarding basic economic concepts, budget management, and the importance of financial planning. With this activity, it is hoped that students can practice wise financial management in everyday life.

This research aims to analyze the implementation of organizational ethical values in improving performance and organizational maturity at HIQMA UIN Syarif Hidayatullah Jakarta, focusing on word patterns, thought patterns, and attitude patterns in organizational dynamics. The research employs a qualitative approach with a case study method. Data was collected through direct observation, in-depth interviews with HIQMA administrators and members, and organizational document analysis. Informants were selected through purposive sampling, and data were analyzed using thematic analysis techniques with validation through data source triangulation. The implementation of organizational ethical values at HIQMA shows positive impacts on three main aspects: (1) increased leadership effectiveness and management performance, (2) strengthening organizational culture through the integration of Islamic values, and (3) development of member professionalism through comprehensive training programs such as Management Upgrading. This research provides a new perspective on integrating Islamic ethical values in student organization development, particularly in organizations focusing on Quranic talent development and Islamic arts. The research results provide a practical framework for student organizations to implement ethical values to improve performance and organizational maturity, including management capacity development strategies and monitoring evaluation systems.

The application of algorithms in the mentoring activity scheduling system is an innovative solution to overcome the complexity of time and resource management. This study aims to develop a mentoring activity scheduling system for Reading and Writing the Qur'an (BTQ) using the particle swarm optimization (PSO) algorithm. The PSO algorithm was chosen because of its ability to find optimal solutions efficiently through a particle population approach. This system is designed to meet the schedule preferences of students and supervisors, taking into account the limited time available and the interrelationships between schedules. This study makes a significant contribution to improving the efficiency of BTQ mentoring activity scheduling, as well as demonstrating the potential of PSO in solving other scheduling problems.

The creation of social media profiles for Micro, Small, and Medium Enterprises (MSME) Fresh Milk in Balunganyar Village is an essential strategy for enhancing competitiveness and market reach in the digital era. This MSME relied solely on limited traditional promotion methods; however, by establishing a presence on platforms such as Instagram and Facebook, Fresh Milk has successfully expanded its consumer reach and increased sales. Social media also facilitates direct interaction with customers, thereby enhancing trust and consumer loyalty. Challenges such as limited knowledge of digital marketing strategies and intense competition still need to be addressed. The aim of this research is to improve the social media profile of the fresh milk MSME to attract consumer attention and boost sales. The method used is Asset-Based Community Development (ABCD), focusing on identifying the assets owned by the MSME and empowering the community through training. With guidance from students of UNSURI, the Fresh Milk business owners received training on effective social media management, including branding, content creation, and utilizing customer feedback for product development. In the long term, this program is expected not only to increase sales but also to strengthen brand awareness and inspire other MSME in Balunganyar Village to adopt digital technology in their marketing strategies. The results of the program indicate that social media is a highly effective tool for the development of MSMS today.

This community service aims to increase the awareness of Abulyatama Elementary School (SD) students regarding the importance of disposing of waste in its place and sustainable economic management. This socialization is expected to form positive habits in students and reduce waste problems in the environment around the school. Through educational activities involving students, teachers, and parents, this program aims to create a clean, healthy environment, and understand how waste management is related to economic management. The approaches used in this socialization are lectures, interactive discussions, and direct demonstrations regarding good waste management, as well as an introduction to the basic concepts of economic management.

The development of the Indonesian nation at this time is development in the economic field to improve the standard of living and welfare of the entire nation. So how can we direct students toward an active financial life? This can be achieved by teaching entrepreneurial activities to students, so that students develop entrepreneurship, for example through school cooperatives. Business values ​​(characteristics) are conveyed through actual sales activities in school cooperatives. Where some students are directly involved in the management of the student's school cooperative itself. Based on this background, the objectives of this research are: (1) Describe student cooperative activities at SMK Negeri 1 Jabon Sidoarjo to form student entrepreneurship participants. (2) description of student entrepreneurship through student cooperatives at SMK Negeri 1 Jabon Sidoarjo. (3) Describe the factors that support and hinder the growth of entrepreneurial creativity in students of SMK Negeri 1 Jabon Sidoarjo through student cooperatives. The research method used to write this research is descriptive qualitative research taken from various journal articles and the author collects and analyzes various references to these articles. All data that is summarized in scientific articles on qualitative data does not use numbers, tables, g-tables or graphs, but rather in the form of descriptions from various sources or scientific journal references. Research using descriptive techniques is data analysis by describing or illustrating the collected data just like that, without drawing conclusions. The following can be interpreted from data analysis: 1) Activities that aim to form the entrepreneurial spirit of students are as direct learning and student participation in various activities in cooperatives, and entrepreneurial activities of students are formed following the activities of various cooperatives. Entrepreneurial values ​​among students are leadership, confident, communicative, responsible, honest handling, diligent, cooperative and willing to take risks. (2) Entrepreneurial skills developed by students, for example the ability to provide good service and communication, manage and make good use of time, lead cooperatives well and think smartly to seize opportunities. (3) The enabling aspect is encouragement or motivation from parents of students and students who have the desire to become entrepreneurs, while two things that become inhibiting factors are: Lack of funds and geographic location

Stress is a psychological condition that can affect nutritional status through changes in eating patterns and body metabolism. This study aimed to analyze the relationship between stress levels and nutritional status among final-year medical students at the Faculty of Medicine, University of Lampung. The study was conducted from November 2024 to January 2025 using a cross-sectional approach. The population consisted of final-year medical students in the 2024 academic year. A total of 141 students were selected using a simple random sampling technique. Data analysis was performed using the gamma correlation test. Stress levels were assessed using the Medical Student Stressor Questionnaire (MSSQ), while nutritional status was measured through anthropometric assessments. The results showed that 34.8% of respondents had an overweight or obese nutritional status, and 44.7% experienced moderate stress levels. Bivariate analysis revealed a significant relationship between stress levels and nutritional status (p = 0.033, p < 0.05) with a weak positive correlation (r = 0.260). This positive correlation indicates that higher stress levels are associated with an increased risk of being overweight or obese. In conclusion, this study demonstrates a significant relationship between stress levels and nutritional status among final-year medical students. These findings highlight the importance of effective stress management to prevent the risk of excessive weight gain and its potential contribution to degenerative diseases.

The researching in this thesis was motivated by the existence of problems with student at mtsn 5 pasaman Students realize that in teaching this language students will not be interested in learning Arabic if they do not use an approach or model in their learning, Not all students actively participate in this project-based learning model, Lack of resources such as textbooks and technology in implementing the project-basedlearning model ,Difficulty in time management, because project-based learning requires time for planning, implementation. The research methodology studied by researchers used qualitative methods. The qualitative method is research that attempts to reveal the natural or realistic conditions that exist at that location. Qualitative research not only collects individual variables, but these variables can be linked to other variables. This research, the researcher used a qualitative approach with a descriptive case study type, namely research that describes a social event and certain situations that are described correctly using words. Results show that the challenges of the project-based learning model process: learning Arabic through a project-based model at SMP Islam Negeri 5 Pasaman faces many challenges, including: The diversity of students' basic abilities middle school students have varying knowledge and abilities in Arabic. Difficulty in time management .The time allocated for learning Arabic at SMP Negeri 5 Basaman is generally limited, so it can be a challenge to complete projects that take a long time because project-based learning requires time for planning, implementation and evaluation, Availability of learning resources.