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Sebagian besar mahasiswa pada saat kuliah adalah saat pertama mereka mengelola keuangan mereka sendiri tanpa adanya pengawasan dari orangtua. Pengalaman bekerja memiliki pengaruh terhadap literasi keuangan mahasiswa. Penelitian ini dilakukan dengan tujuan untuk memperoleh bukti empiris tentang ada tidaknya perbedaan dalam pengetahuan keuangan, love of money dan pengelolaan keuangan mahasiswa yang belum dan sudah pernah bekerja. Sebanyak 150 orang mahasiswa di kota Surakarta menjadi responden penelitian ini. Data yang terkumpul dianalisis dengan menggunakan Mann Whitney U Test pada tingkat signifikansi sebesar 5%. Hasil penelitian menunjukkan bahwa terdapat perbedaan pengelolaan keuangan pribadi antara mahasiswa yang belum dan yang sudah pernah bekerja. Namun tidak ada perbedaan pengetahuan keuangan dan love of money antara mahasiswa yang belum dan yang sudah pernah bekerja.

The theology of Hosea's marriage to Gomer is used as a metaphor for the relationship between God and His people. Through theological analysis and historical context of the Book of Hosea, this research highlights the importance of maintaining purity, holiness, and love in Christian marriage to build a relationship that is pleasing to God. Quantitative research methods were used to collect data from reliable literature studies, with the aim of strengthening the concept of fidelity in the context of marriage and emphasizing the spiritual values contained in the marriage relationship. The story of the marriage of Hosea and Gomer in the Book of Hosea is considered a symbol of Israel's unfaithfulness to God, which teaches the importance of maintaining purity and holiness in Christian marriage, and emphasizes the role of love in building a husband and wife relationship that is pleasing to God. This research provides in-depth insight into marital relationships in theological and historical contexts, as well as underscoring spiritual values that can be applied in everyday life to glorify God through a loving and faithful marital relationship.

Family is an intact fellowship or community based on intimate love that occurs between husband and wife and children in building a happy family. Especially in doing faith education for children's faith development, especially in today's digital era. The digital era brings various changes in human life, including in family dynamics. The application of Christian values in families in the digital era is very important to be applied in daily life. Christian values such as love, patience, joy and peace, gentleness, open communication, mutual respect, and forgiveness can be the foundation for everyone in building a strong and resilient family in facing the challenges of the digital era and educating children to apply Christian values in daily life to face the increasingly sophisticated and rapid technological developments wisely.

This study aims to determine how the elderly congregation responded to the earthquake disaster, and the faith struggles of the elderly of the HKI Partangga church congregation after the earthquake based on the perspective of disaster theology. The theory used in this study is to use expert theories related to disaster theology, the theory of Zakaria J. Ngelow which emphasizes that natural disasters occur not as punishment from God, but as normal events in nature and there is no biblical record that says that God punishes sinful humans, but loves and forgives, redeems and saves humans from the wrapping of sin. The study in this research uses a qualitative method, with a descriptive analysis approach, which aims to describe the actual situation. Data collection techniques are carried out by observation, in-depth interviews. The findings of this study are that the elderly of the HKI Partangga congregation responded to the earthquake with: the emergence of fear, feeling the presence of God. In addition to responding, the elderly also provide perspectives that are different from the perspective of disaster theology on natural disasters. The elderly provide a perspective that is different from the Christian faith, which understands that earthquakes are God's punishment for sin, questions arise to God about what sins are committed, earthquakes are God's plan.

Writers often use external code mixing when writing dialogue in youth genre novels. This is because teenagers often use foreign terms when speaking. This research aims to identify and describe the forms of outward mixing in the novel Fall in Love with Senior by Sonya Nadila. The method used in this research is a qualitative descriptive method which focuses more on collecting and analyzing data involving words, narratives and descriptive images. The data collection technique used is the read and record technique. Steps to collect and analyze data include reading the novel "Fall in Love with Senior" carefully, identifying words and phrases that are forms of outward code mixing, and recording the data collected for further analysis. The results of the research show that there are 15 data regarding external code mixing in the form of words and phrases. The purpose of using external code mixing is to express praise, emphasize emotional expressions, provide motivation, and as a form of terms that are often used by teenagers.

In Christian philosophy, the concept of happiness is often associated with the close relationship between humans and God. Eternal happiness is seen as the highest goal that can be achieved by being loyal to God, experiencing spiritual healing and living according to the principles of the Christian religion. This article explains that happiness in a Christian context includes inner peace, gratitude and the hope of eternal life with God. This analysis emphasizes the importance of faith, prayer and devotion to others to achieve eternal happiness. In addition, this article also emphasizes that true happiness is not only based on material achievements or physical pleasures, but rather on a spiritual connection with God and the fulfillment of a spiritual calling. Thus, the meaning of happiness in Christian philosophy refers to seeking and experiencing eternal happiness in the presence and love of God.  

Humans have a basic desire to be accepted, appreciated and wanted by others, in short humans wants to love and be loved by the others. The desire to have intimacy is considered as the basic human desire and can explain the behavior of individuals in relationship (Baumeister & Leary, 1995). Intimacy sometimes influenced by emotional and sexual relationship conditioned by one or both parties. One of the variation and the dynamic of sex that became popular was BDSM. BDSM is an acronym of B which means Bondage, D which means Discipline and also Domination, S which means Submission and also Sadism, and M which means Masochism. BDSM is a sexual practice that has the character of: power exchange where there are inequalities in degree of relationship, suppression, physical restraint and exploration around the pain. The aim of this study was to find the intimacy of the BDSM perpetrators in the IBS community and to see if intimacy in relationships can arise in couples who practice BDSM in their relationships. This study uses descriptive study, and the sample in this study using snowball sampling technique. It is known that there is a picture of intimacy of relationship owned by BDSM partner and partner in IBS community that is high of Knowledge, high of Caring, High of Interdependence, High Mutualitu, High of Trust and High of Commitmen`

Speaking Indonesian is very important for foreign content creators who are used as a magnet to attract Indonesian audiences. Speaking Indonesian is considered to be an understanding of Indonesian nationalism. Seeing this paradigm, quite a few people assume that this country has received appreciation because foreigners are considered to show their love for Indonesia through their willingness to speak Indonesian. We aim to identify competencies that influence viewing satisfaction and channel loyalty. The research method used is a literature study with a phenomenological approach. Search for, collect and understand information that strengthens each researcher's argumentation through secondary data sources. To respond to every video broadcast by a foreign content creator in an intelligent way, the public needs to have a critical and selective attitude. The public must develop the ability to sort the information they receive, distinguishing between content that is educational and informative and that which is simply entertainment without substance. This can be done by increasing media and information literacy, and always cross-checking the information provided.

Parable of Jesus and Matthew 20:1-16 In this parable, Jesus welcomes the first kingdom as the employer of much of the last work and a number of trainings. This shows that God's grace is not limited and does not depend on human effort or achievement, but on his generosity. In the context of Christianity This modern view is the importance of grace, loyalty and justice in society. God's grace shows that every person, whatever their background and origin, has the same value in His eyes. Therefore, Christians are called to practice kindness and social justice in their daily lives, providing care and support to those who require carelessness from the circumstances or conditions they have achieved but this view also challenges the attitudes and feelings of superiority that can arise among Christiansı the teachings of Jesus emphasize that the Kingdom of heaven does not depend on human concepts of justice but on God's mercy that goes beyond the limits of human ability. This is why Christians abandon their selfish attitudes and develop a broader development of God's liberating love because of religious understanding. Modern Christians based on Matthew 20:1-16 emphasize the importance of grace, faithfulness and justice in society while they recognize the habit of seeking egoism and develop a broader understanding of God's infinite love   

A caregiver is someone who provides physical or emotional care for individuals who suffer from illness or disability, usually the individual is someone they love. The aim of this research is to find out how caregivers experience caring for members who experience mental disorders, with pastoral conversations with caregivers. The research method used is a qualitative method with a phenomenological approach with (in-depth interviews), early symptoms of children experiencing mental disorders, feelings that arise when hearing children experiencing mental disorders, social responses of children experiencing mental disorders (discrimination), alternatives in the treatment of children experiencing mental disorders. mental disorders, family perceptions when children experience mental disorders. The results of research conducted by the author at the Prof. Dr. Muhammad Ildrem Mental Hospital in Medan, show that there are several family members who are providing outpatient care to a family member who is ODGJ, and they are being cared for by their own family, starting from parents, older brothers, sisters, relatives, aunt, and also uncle.

A caregiver is someone who provides physical or emotional care for individuals who suffer from illness or disability, usually the individual is someone they love. The aim of this research is to find out how caregivers experience caring for members who experience mental disorders, with pastoral conversations with caregivers. The research method used is a qualitative method with a phenomenological approach with (in-depth interviews), early symptoms of children experiencing mental disorders, feelings that arise when hearing children experiencing mental disorders, social responses of children experiencing mental disorders (discrimination), alternatives in the treatment of children experiencing mental disorders. mental disorders, family perceptions when children experience mental disorders. The results of research conducted by the author at the Prof. Dr. Muhammad Ildrem Mental Hospital in Medan, show that there are several family members who are providing outpatient care to a family member who is ODGJ, and they are being cared for by their own family, starting from parents, older brothers, sisters, relatives, aunt, and also uncle.

Pancasila education plays a crucial role in shaping a strong and robust sense of citizenship identity. This article discusses the urgency and positive impact of implementing Pancasila education in the context of fostering citizenship identity in Indonesia. Through theoretical approaches and practical analyses, this article highlights the contribution of Pancasila education in imparting fundamental values such as justice, unity, and mutual cooperation to the younger generation. Pancasila education not only teaches knowledge about the basic concepts of the state but also fosters a sense of nationalism and love for the homeland. By strengthening citizenship identity, society becomes more aware of its rights and obligations as members of the nation, and is ready to actively participate in nation-building. This article also summarizes several effective strategies in implementing Pancasila education at various educational levels to enhance the understanding and awareness of citizenship among the younger generation.

This article explores the concept of inclusive education from a Christian theological perspective, which emphasizes acceptance and love for all individuals without discrimination. This study analyzes how Christian values ​​can be applied in an inclusive educational environment, especially for students with special needs. The results of the study indicate that a Christian theological-based approach can create a culture of inclusion that strengthens solidarity and equality. This article also discusses the challenges of implementing inclusive education and offers practical solutions for educators.

The purpose of this study is to investigate how religious education influences the development of a person's character in their early adult years. A person's identity, moral independence, and life values are formed during the crucial developmental stage of early adulthood, which has a big influence on their future. This study examines the role that Christian Religious Education plays in promoting character development that embodies Christian values like love, honesty, responsibility, and integrity using a qualitative research approach based on a literature review. According to the findings, Christian Religious Education is crucial for raising people's moral consciousness, establishing spiritual principles, and assisting them in overcoming social obstacles. Christian Religious Education helps people develop a Christ-centered identity, improves their capacity for responsible decision-making, and promotes engagement in worthwhile social activities by teaching them God's Word. This study does, however, also point out a number of issues that could compromise the efficacy of character education, including the impact of digital media and social settings. According to the study's findings, Christian religious education plays a vital role in forming morally pure and motivated young adults. To foster an atmosphere that encourages character development, families, educational institutions, and society must work together. It is anticipated that the results will offer useful insights for creating more pertinent and successful Christian Religious Education initiatives.

The purpose of of this research is to describe environmental degradation in the novel Teruslah Bodoh Jangan Pintar by Tere Liye using the ecological study of literary Grag Gerrard's ecological study of literature theory. This research is a descriptive qualitative research, in which data findings are in the form of quotations or dialog related to environmental degradation in the novel Teruslah Bodoh Jangan pintar by Tere Liye. Smart by Tere Liye. The results show that environmental degradation includes 6 (six) forms of environmental degradation in the novel. this novel, namely 10 pollution, 6 wilderness, 13 disasters, 12 dwellings, 4 animals and 8 earth. Meanwhile, 3 (three) efforts to overcome environmental degradation (environmental ethics) in this novel are 3 attitude of responsibility towards nature, 4 attitudes of love and care for nature and 1 attitude of not disturbing the life of nature. Among these, the most dominant form of degradation found in the novel is natural disasters, as shown through various excerpts and dialogues. This study is also relevant to academic learning as it enriches students' textual understanding while fostering social awareness, moral responsibility, and environmental concern.

The challenges of millennials cover various aspects such as economy, employment, property ownership and leadership. According to Glints, the first challenge millennials face is economic, caused by the impact of previous economic crises and capital losses. In the world of work, millennials are often associated with stigmatization in the workplace and cross-generational differences in working styles, which can be challenging. Property ownership is also a challenge due to the high consumption of millennials. Managers need to be able to adapt to change and not feel stressed as millennials are more likely to seek real work and get bored quickly in the workplace. Millennials also value their own experiences and strengths, so they need to focus on that. This research uses a qualitative approach. This article uses library inquiry techniques, or library investigation, to copy data and understand theories found in relevant literature. The data used for this purpose is undoubtedly a precedent study of related arguments, such as libraries, journals, and scientific articles. Christian Religious Education (CHE) plays a crucial role in holistic education. Through PAK, millennials are guided to cultivate Christian values such as love, peace, honesty and justice. It also plays a role in shaping a moral and virtuous character based on the example of Jesus Christ. In addition, PAK equips millennials with a strong moral and ethical foundation, helps them make responsible and moral decisions, and guides them to live their lives in accordance with Christian values. In today's digital era, Christian Religious Education (CHE) needs to adapt to the technology used in students' lives. This is important to ensure that learning is not boring and can engage students. In addition, Christian Religious Education should also shape students' self-image according to the values of biblical truth. In this way, students can develop a strong character based on Christian faith. PAK in its ministry should encourage every believer, from children to adults, so that they can use and optimize their intelligence/knowledge for the common good Christian Religious Education (CHE) in the modern era faces the challenge of educating the millennial generation which has unique characteristics. This generation is accustomed to technology and has high self-confidence. Therefore, PAK needs to adapt to the technology used in students' lives to ensure that learning is not boring and engaging. In addition, PAK should focus on building students' self-awareness according to the values of Biblical truth and Christian Religious education teaching. This is important to help students develop a strong character based on the Christian faith. In this way, PAK can have a positive impact on the millennial generation and help them become people of faith and morals in an increasingly modern world.    

This article aims to explain and describe the Management System of Lubuak Nan Tigo Art Studio Solok City. This type of research is qualitative research with descriptive methods. This research instrument is its own research and is assisted by supporting instruments such as stationery, cameras and flash drives. This research data uses primary data and secondary data. Data were collected through literature study, observation, interviews and documentation. The steps of analyzing data are data reduction, data presentation and conclusions. The results of this study show that Lubuak Nan Tigo Art Studio runs a democratic management system, cooperation, cohesiveness and seriousness in carrying out duties. The management functions used are planning, organizing, actuating, supervision. Which for the achievement of a good management system requires cooperation, seriousness and cohesion from the members. If one of the management processes does not work, then the results will not be as expected. With the provision of motivation and input from the studio leadership, all members in charge of carrying out their respective duties responsibly, thus making the management system of Lubuak Nan Tigo Art Studio run well and be able to dominate the entertainment land industry market, especially in Solok City.

This research is intended to understand the role of Christ as High Priest and its significance for Christ Tarutung's Christ Full Gospel Bethel Church. A priest had responsibilities regarding the presentation of offerings, and the high priest served as head of the priests. Christ, as the High Priest, served as intercessor for humans and sacrificed his blood and himself to atone for human sins. The pastor in GBIS Love of Christ, as leader, is responsible for guiding and shepherding the congregation. The research method in this scientific work is a qualitative method with a descriptive approach (library research). This research also uses an exegetical approach by analyzing verses and sources related to Hebrews 9:11-28. This method is used by the author to find useful materials according to the research objectives. In this research, we will explore Christ as the High Priest and its relevance for the Full Gospel Bethel Church, the Love of Christ Tarutung congregation. Christ as the High Priest, the role of Christ as the High Priest is the blood of Christ as a sacrifice to redeem human sins, Christ becomes the High Priest who passes through Heaven, Christ as the High Priest grants eternal salvation to all those who wait patiently.

Firmness in faith is a human way of facing difficulties or challenges. Firmness of faith in difficult times is a concept from the perspective of Christian theology which focuses on the perseverance of individuals or Christian communities to maintain faith in the teachings of Christ amidst changing times. In this context, remaining strong in the faith requires a deep knowledge of Biblical truth, a commitment to following Christ's teachings, and a willingness to face trials and challenges that may arise. Through prayer, Bible reading, fellowship with fellow believers, and active participation in church, every Christian can strengthen their faith. The importance of unshakable faith in the perspective of Christian theology lies in its role as a solid spiritual foundation amidst current changes and temptations. By maintaining a strong faith, Christians can strengthen their relationship with God, find peace and strength in their faith, and become influential witnesses in society. Witnessing the strength of faith also inspires and strengthens the faith of fellow Christians and builds a strong community in faith and love for Christ. Therefore, from the perspective of Christian theology, strengthening faith in difficult times is not just an individual's effort to maintain faith, but also being a witness to Christ in the midst of an ever-changing world.

This research aims to explain to us the importance of Christian religious education theology in shaping children's character. By being based on moral values ​​and religious principles, Christian religious education provides a solid foundation for children's spiritual growth. Through a deep understanding of love, compassion, integrity, and responsibility, children can develop strong and responsible characters in the future. The research method used is literature analysis from theological and educational sources, as well as tracing empirical studies that support the relationship between Christian religious education and the formation of children's character. The results of this research indicate that Christian religious education plays a key role in shaping children's character, by providing a sustainable moral framework for their growth and development. The practical implication of this research is the importance of integrating religious values ​​in children's education to ensure sustainable and holistic character formation.