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Chairunnisa Dian Puspa; Muhammad Lathief Ilhamy Nasution

Jurnal Ekonomi dan Keuangan Islam 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Digital financial services provided by fintech companies operate or make use of digital technologies. One of the banks that has offered digital fintech-based services are Bank Muamalat KCP Medan Baru. These services include virtual account services, cash management systems, online banking, m-banking (M-DIN), and ATMs. the necessity of putting into practice marketing tactics that increase client happiness and faith in these services. The purpose of this study is to identify the Bank Muamalat KCP Medan Baru's digital fintech-based marketing strategy for customer service. At Bank Muamalat KCP Medan Baru, this kind of research is considered field research. This study is descriptive qualitative in nature. Interviews and documentation were used to obtain data. The key data sources used were interviews with Bank Muamalat sub-branch managers, customer care representatives, and consumers KCP Medan Baru, whereas secondary sources are drawn from written works or other types of documentation to supplement primary data. According to the research, it is known that Bank Muamalat KCP Medan Baru has applied a number of shari'ah marketing indicators, including a number of marketing mix components. Promotion has dominated marketing tactics throughout the Bank's existence. Brands, services, and procedures produce marketing value. Additionally, Bank Muamalat KCP Medan Baru is inextricably linked to the three key tenets of shari'ah marketing—piety, moderation, and virtue. The Principle of Piety is the one that is used the most frequently. Additionally, Bank Muamalat KCP Medan Baru should assess or enhance its marketing tactics for digital fintech services continuous attempts to increase usage of the system due to the fact that some clients are still unaware of Muamalat's digital fintech offerings, particularly its virtual accounts, cash management systems, and online banking.

Suhardianto Suhardianto

Flouting maxim is one of flout language kinds that usually happened in social community. The aim of this research is to find out the kinds of flouting maxim usage in komedi moderen gokil. This research uses qualitative method due to analyze data does not statistic but words description. In data collection, researcher uses primary and secondary data. Researcher uses observation method. According to Sudaryanto (1998:33) observation method is the same as simak method. The technique used is simak bebas libat cakap. In analyzing data, the researcher uses padan technique. The researcher found 20 data that are classified into four kinds of flouting maxim in comedi moderen gokil movie. They are flouting maxim quality, flouting maxim quantity, flouting maxim relevant and flouting maxim manner. Researcher found that the most flouting maxim used is flouting maxim of relevant and the most rarely used is flouting maxim of manner. Beside, the researcher found the domain language of flouting maxim in comedi moderen gokil movie namely domain working, domain family, domain holiday and domain dance place.

Leo Ivan; Farhan Farhan; Shandy Hadrianus Saragi; Ratuling Herman Yusuf

Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan 2023 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

The younger generation is the largest group of internet users, they are the first generation to grow up with computers, the internet, smartphones, online social media and online shopping. They tend to have similarities in their online shopping behavior. This research aims to analyze the behavior and preferences of the younger generation towards e-commerce and their opinions regarding demands for the closure of e-commerce by some people in Indonesia. This research is quantitative research using a questionnaire method with 22 respondents aged 17-25 years and from high school students to university students. The findings of this research show that the younger generation is more likely to use e-commerce for shopping and tends to reject demands to close e-commerce by some members of society. The implication of this research is that e-commerce must improve service quality, user experience, and transaction security to meet the needs and expectations of the younger generation.

Ravindra Safitra

Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan 2023 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This study aims to determine the effect of price, service quality, consumer trust on usage decisions with customer satisfaction as a moderation for online transportation services, in this case Go Car. The population in this study are all customers who have used Go Car online transportation services. The sampling technique in this study was accidental sampling or accidental sampling so that there were 95 respondents. This study uses statistical tools, namely SmartPLS and Microsoft Excel as tabulation data processing. The results showed that during a pandemic, people chose to stay at home, and would only travel in very important conditions. So that consumer trust is one of the factors that can influence the decision to use Go Car online transportation services

Rica Putriana; Junda Harahap; Enni Efrida Nasution

JUREKSI (Journal of Islamic Economics and Finance) 2023 STIKes Ibnu Sina Ajibarang

The purpose of this study is to find out: (1) the use of Islamic mobile banking in the Islamic economy, (2) the interest of semester VIII Islamic banking students in using Islamic mobile banking. This research is a field research, namely describing and explaining facts as they are, not adding and not subtracting, which is descriptive in nature and tends to use analysis, describing social problems and research that produces findings that can be obtained by means of observation, interviews, documentation and literature. Data analysis is done by data collection, data reduction, data presentation and verification. The results showed that (1) interest in using sharia mobile banking in Islamic economics is permissible as long as it fulfills sharia principles that there is no usury, maisir, and other activities that are contrary to Islamic ethical principles (2) interest in using sharia mobile banking in semester VIII students of Islamic banking is still low because they do not have full cellphone memory, do not really understand the use of sharia mobile banking, BSI bank which only exists in Sibuhuan and has no branches so it is difficult to reach, and is not too important in the use of sharia mobile banking in everyday life.  

Amalia Siti Aisyah; Nur Afrida; Dwi Harini

Jurnal Riset dan Inovasi Manajemen 2023 International Forum of Researchers and Lecturers

The presence of paylater provides benefits for both the community and e-commerce players. People can meet their needs quickly, easily, and safely without having to worry about their cash flow. This feature can support the country's economic growth because more and more people are transacting more easily with this feature. This research was conducted at UMUS Brebes from March 2023 to July 2023. The population in this study was 1392 and for the sample of this study was 100 respondents. The testing tools and data analysis in this study use SPSS with testing and analysis methods through validity tests, reliability tests, classical assumption tests (normality tests, multicollinearity tests, heterokedasticity tests, t tests, F tests, Coefficient of Determination tests. The results in this study show that promotion has a significant effect on the decision to use, evidenced by the calculated t value for the variable X1 (7.407) greater than the table t (1.660). Price partially has no significant effect on the decision to use, this is evidenced by the calculated t value for the variable X2 (2.174) greater than the table t (1.660) but the significant value t X2 greater than 0.05 or 0.000 < 0.05. Promotion and Price have a significant effect on the decision to use, this result is shown by a significant value of 0.000 less than 0.05 and a calculated F value of 206.525 greater than F table 3.09. Promotion and Price were able to explain the dependent variable, namely Usage Decision by 81%, the remaining 19% was explained by other variables outside this study. These results show that promotions and prices simultaneously have a significant effect on variables tied to the decision to use Shopee Paylater.

Muhammad Iqbal; Zefanya Atmaja Nugraha

Harmoni: Jurnal Ilmu Komunikasi dan Sosial 2023 International Forum of Researchers and Lecturers

This research aims to investigate the utilization of social media as a marketing communication tool by one of Sukin’s skincare products, which collaborates with an e-commerce platform and social media focused on beauty and skincare. The research employs a qualitative method involving observation and interviews. Data collected are analyzed using The Circular Mode of SoMe analysis model, which includes elements such as Share, Optimize, Manage, and Engage. The results indicate that Sukin and Sociolla utilize social media platforms effectively to introduce their beauty and skincare products, serving as communication tools for marketing purposes. Additionally, audiences participate in word-of-mouth promotions, provide reviews as beauty enthusiasts, and even involve influencers in digital campaigns created by Sukin and Sociolla. The evolution of social media usage across various fields facilitates easier communication and message delivery, contributing to the objectives of digital campaigns.

Siti Nurfahria; Ayu Yulianti Putri

Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah 2023 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

The purpose of this study was to determine and analyze the use of influencer services, Instagram promotion media and product quality which have a significant influence on online product purchasing decisions. This type of research is quantitative research with research methods in the form of data collection using a questionnaire. The data analysis model used is multiple linear regression analysis. The sample was selected by purposive sampling. The sample amounted to 100 respondents, using multiple linear regression analysis.The regression test results show that 72.30% of the factors of buying decisions can be explained by brands, price discounts and salespeople, while the remaining 27.70% is explained by other factors not examined in this study. While the results of the F test show that simultaneously the Influencer Service Usage, Instagram Promotion Media and Product Quality simultaneously have a positive and significant effect on buying decisions with the results of the analysis namely Fcount (87,016)> Ftable (2,700). The t test results show that the influencer service use variable shows the results of the tcount,¬ (0.060) and the Instagram Promotion Media variable shows the results of the analysis of tcount (3.727) while the product quality variable is 6.620 where the t table is (1.98498) then partially the Instagram promo media variable and product quality that has a positive and significant influence on online product purchasing decisions at Bittersweet by Najla The influencer service variable does not have a positive and significant effect on online product purchasing decisions at Bittersweet by Najla. The dominant variable affecting online product purchasing decisions at Bittersweet by Najla is Product Quality.    

Ulfiatussalwa Ulfiatussalwa; Syifa Nur Rohman; Tia Latifah

Jurnal Riset Ilmu Pendidikan, Bahasa dan Budaya 2023 Asosiasi Periset Bahasa Sastra Indonesia

This research aims to analyze consonant sequences in the phonology of the Indonesian language, focusing on patterns of distribution, combinations, and variations of consonants. The analytical method involves collecting data from representative Indonesian language texts, including books, articles, and everyday conversations. The analysis is conducted by examining the sequence of consonants, frequency of usage, and potential phonological changes. The results of this research can provide further insights into the phonological structure of the Indonesian language, the contribution of consonant patterns to language expression, and their potential implications for language learning and teaching. This study is expected to contribute to a deeper understanding of Indonesian phonology and to encourage further development in the field of linguistics.

Sam Hermansyah; Nurasia Natsir

International Journal of Education and Literature 2023 Lembaga Pengembangan Kinerja Dosen

Effect of Application Usage “Hello English” Smartphone Based Android Against Upgrades Student Learning Outcomes in English Subjects in Middle School (Quasi-Experiments in Language Subjects English Class VII Students at Sidrap 1 Public Middle School) The research started with a lack of student learning outcomes with a percentage below 50% for English material, especially listening skills . Research done by using the experimental method. Planning is made such as using the Hello English Application based on Android and research instruments to support learning. The implementation of learning is passed properly starting from the initial activities (giving pretest questions), core activities (introduction, and use of the application Hello English) and closing activities (giving post test questions).  This shows that the use The Hello English application has the effect of increasing student learning outcomes in English subjects in junior high schools, specifically ability listening.

Ukhtiyana Ilhami Sahlan; Afifah Asriati

Jurnal Mahasiswa Kreatif 2023 International Forum of Researchers and Lecturers

This research aims to describe the use of statistics by teachers for recording and determining student learning outcomes in cultural arts (dance) lessons in Class X of State High School 2 KerinciProvinsi Jambi. The background to the research problem is on the teacher's initiative to use statistics in the measurement and assessment of student learning outcomes that are routinely carried out each semester. This type of research is qualitative research, with descriptive methods of analysis. The choice of this type and method of research is because the researcher describes all the field facts of the observed research object, especially in teachers as the main source of research. This research was conducted in the even semester of the 2020/2021 school year. Research instruments are records of observations, interview guidelines, and documents. Data collection techniques use observations, interviews, and library studies. Data analysis techniques exist in 8 stages, namely (1) collection; (2) transfer; (3) marking; (4) bending; (5) the application; (6) Explanation; (7) discussion; and (8) The level of inference. The results of research have described that statistics can be used to help teachers determine and assign the value of the process and the value of student learning outcomes in order to record student grades based on (1) attendance, Daily Replay (UH) grades, Midterm Examination (UTS) scores; Final Semester Exam (UAS) scores, and assignment scores. All records of values that have been collected, can be used for the determination of the final value of the semester validly.  

Yuziani Yuziani; Arvinnia Tanida Harefa; Khairunnisa Z

Jurnal Riset Rumpun Ilmu Kesehatan 2023 Pusat riset dan Inovasi Nasional

Cancer is one of the leading causes of death in the world. A highly-effective therapy in cancer is chemotherapy using doxorubicin. Sustainable doxorubicin usage could damage the kidneys due to Reactive Oxygen Species (ROS) formation that could be seen by increased levels of BUN and creatinine. Curry leaves are commonly found in Aceh and has high antioxidant rate so it has the potential to suppress kidney damage due to the use of doxorubicin. These antioxidants could be useful for decreasing levels of BUN and creatinine. The purpose of this research is to test the nephroprotective effect of Ethanol Extract of Curry Leaves (EECL) to prevent kidney failure on doxorubicin induced wistar strain male white rats. The method of this research is experimental with post test only control group design. The number of samples used was 25 rats which were divided into 5 groups. Positive control group (given vitamin E), negative control group (given CMC-Na 0,5%), and treatment groups (given EECL at doses 50 mg/kgBB, 100 mg/kgBB, and 200 mg/kgBB) orally for 7 days straight and doxorubicin 15 mg/kgBB was induced on the 8th day. The results show that the BUN levels in the treatment group given EECL at doses 50 mg/ kgBB and 100 mg/kgBB are close to the positive control group, but the creatinine levels are still significantly different. Meanwhile, the treatment group that was given EECL at dose 200 mg/kgBB, both BUN and creatinine levels, are close to the positive control group. The conclusion of this study is that EECL has a nephroprotective effect on doxorubicin induced rats and the most effective dose is 200 mg/kgBB.

Sri Wulan Handayani; Rayhan Gunaningrat; Agus Suyatno

Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan 2023 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Digital financial services in Indonesia, one of which is Flip which provides interbank transfer services for free and also free of charge. This study wants to know and measure the level of acceptance and understanding in using a Flip e-wallet service through the Technology Acceptance Model (TAM) which is determined by the perception of ease of use through usage attitude as a mediation variable. The data analysis technique used is Structural Equation Modeling (SEM) which uses PLS (Partial Least Square) Software. The characteristics of respondents used in data processing are Surakarta people with age criteria of 19-44 years and frequency of use of Flip <1 month in 2023.The results obtained from the data processing above explain that the perceived ease of use has no effect on the behavioral intention to use. Attitude towards using are able to mediate the influence between perceived ease of use and behavioral intention to use Flip e-wallet service.

Thegar Gilang Rachmawan; Widya Setiafindari

Jurnal Kendali Teknik dan Sains 2023 International Forum of Researchers and Lecturers

The purpose of this study is to find out what are the most dominant work accidents, what are the impacts that occur from work accidents, as well as appropriate risk control adventures for work accidents due to 13 work accidents in 2021 to 2023 which cause a loss of 33 working hours day at PT Alis Jaya Ciptatama. The method used is the Hazard And Operability Study (HAZOP) method and Bowtie analysis to identify potential occupational safety and health hazards by limiting the probability criteria in quantitative and consequence calculations and analyzing the risk path from cause to consequence using a bowtie diagram. The results obtained are that the highest activity is in activity code 3b with an LI value of 38.3, then in the smallest activity code 2a with an LI value of 10. The risks that occur fall into the high, medium, and low severity categories, so the warning given What is given is to install machine guards and ensure the operator has qualified machine usage skills.

Rosmini Rosmini; Andi Syukri Syamsuri; Desi Ayuandira

This study examines the forms of variations of the Manggarai dialect found in the speech of sellers and buyers at Wae Kesambi Market, Jalan Palmerah Selatan, Komodo District, Labuan Bajo City, West Manggarai Regency and describes the functions of variations in the Manggarai dialect in the speeches of sellers and buyers at Pasar Wae Kesambi, Jalan Palmerah Selatan. Komodo District, Labuan Bajo City, West Manggarai Regency. The theory used in this study is the theory put forward by Chaer and Agustina (210), Halliday and Alwasilah (1993) relating to language variations and the functions of language variations. This research took place at Wae Kesambi Market, Jalan Palmerah Selatan, Komodo District, Labuan Bajo City, West Manggarai Regency. Data was collected using observation techniques, recording techniques, listening techniques and note-taking techniques. The results showed that there were 74 data on dialect variations of the Manggarai language with details on language variations in terms of 15 speakers, 2 data on language variations in terms of usage, 2 data on language variations in terms of formality and 74 data on terms of facilities. oral means. The research also shows the results of the dialect variation function of the Manggarai language which consists of 74 data in the form of 2 data of instrumental functions, 1 data of toris regulatory functions, 2 data of representational functions, 7 data of interactional functions, 1 data of personal functions and 1 data of heuristic functions. .    

Luluk Ayuning Tyas; Windra Laksana Putra

Jurnal Akuntan Publik 2023 International Forum of Researchers and Lecturers

Advances in technology have made Accounting Information Systems an inseparable part of all forms of organization. Organizations use standardized systems to ensure a balance of comparison and reporting. The application of the Accounting Information System (SIA) in non-governmental organizations has not been carried out optimally due to several obstacles. This study seeks to explore the use of accounting information systems used by non-governmental organizations in the Central Java region and to determine whether these organizations are capable of designing systems independently in accordance with international standards. The study also evaluates system usage, user competence, system quality, design capabilities and their impact on financial reporting. The research method used surveys and interviews of 50 employees of non-governmental organizations who had used accounting information systems. Quantitative data processing using the SPSS program and thematic analysis for interview results. The findings of this study show that there is a positive and significant relationship between the Accounting Confirmation System and financial reporting. The findings show that there is a positive and significant relationship between AIS and financial reporting. However, it was also found that not all were able to design the SIA independently due to a shortage of experts and funding.

Jeffri Alfa Razaq; Dwi Budi Santoso; Amin, Fatkhul Amin

Jurnal Elektronika dan Komputer 2023 STEKOM PRESS

Implementation of Distance Learning (PJJ) is effective in the teaching and learning process during the pandemic. This is supported by Unisbank students in mastering information technology. PJJ technology, also known as e-learning, is a bridge between lecturers and students in the process of meeting in class into a meeting process in cyberspace. E-learning becomes ineffective when the demand for e-learning usage is high, causing server overload or crashes. When the e-learning server is overloaded, all parts that are usually connected and interrelated, such as lecturers, students, administration and others, become disconnected. The importance of monitoring the e-learning server to keep the e-learning load under control, and the server that has a lot of load will be divided so that e-learning will run smoothly and not be overloaded. Monitoring the Elearning server with the Least Connection method is applied to the Unisbank e-learning server and makes e-learning not overloaded. The results of the load balancer workload test with 1000 connections, the resulting response time is 0.2 ms, the workload is 5000 connections, the response time is 0.2 ms and the workload is 10,000 connections, the resulting reply time is 0.2 ms.

Ardhi Razzaq Alviano; Minto Basuki

Ocean Engineering : Jurnal Ilmu Teknik dan Teknologi Maritim 2023 Fakultas Teknik Universitas Maritim AMNI Semarang

This study aims to analyze the effectiveness and the economic side of the process of manual or semi-automatic bending signs. The data required for both types of marking methods are data on the number of operators, company working hours, effective working hours, and the results of the production process. After that it is done by data processing, data processing in this study uses the Experimental Method, in the Manual marking process, the process is done by directly drawing on the multiplex material according to the drawing design using 2 operators, in the Semi Automatic marking process, the use of a CNC machine is done by using only 1 operator and also using a setting on a CNC machine of 50 Amperes. So from the data that has been managed later, it shows that the use of CNC machines as a substitute for manual marking has a positive effect on the company. Which can reduce the amount of operator usage, get more results from the Manual marking process, and use less electricity. So overall, the marking process using the Semi Automatic method is better from all sides compared to the marking process using the Manual method.  

Pangaribuan, Berliana Angel M.; Pangaribuan, Berliana Angel M.; Sandhy Fernandez

JURNAL ILMIAH KOMPUTER GRAFIS 2023 UNIVERSITAS STEKOM

Technology information (IT) has been widely adopted across sectors like healthcare, education, governance, and business, playing a crucial role in facilitating relationships between businesses and stakeholders. However, Val, a business that has incorporated technology, lacks an analysis of information technology governance. Consequently, Val faces challenges in effectively aligning their technology usage with their business objectives. This research aims to assess Val's information technology practices, recommend improvement measures, and achieve desired capability targets. Utilizing the COBIT 2019 framework and the design factor toolkit, two priority Governance and Management Objectives (GMOs) have been identified: APO04 (Managed Innovation) and DSS05 (Managed Security Services). APO04 currently operates at capability level 2, falling 2 levels short of the desired capability level, while DSS05 operates at capability level 1, with a gap of 3 levels.

Agung Wirjawan; Hilman Iskandar; Hidayat, Rahmad; Dwiyanto, Dwiyanto; Ike Yuni Wulandari +1 more

JURNAL ILMIAH KOMPUTER GRAFIS 2023 UNIVERSITAS STEKOM

Internet connections that are not always stable and data security is not maintained from various threats from outside attacks in the form of hackers, crackers, viruses, and so on are the main problems for every client. Using the pfSense analysis method, this study aims to address the above bandwidth management and network security issues. The pfSense analysis that the researchers carried out included an analysis of total bandwidth usage, data security, and information for each client on the P3DW Internet network (Center for Regional Revenue Management) Bandung III Soekarno-Hatta City. The results of the analysis concluded that pfSense can work as a firewall that functions as a bandwidth limiter and network security. The level of client satisfaction increases with the infrastructure designs being tested. With a web GUI that makes it easy for users to configure, the basic system used is FreeBSD which is open-source, making pfSense able to be an alternative choice for building a firewall that is reliable, flexible, and economical.