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The importance of knowledge about operational risks for umkm partners in order to be able to control or handle the risks that must be handled and be able to solve the problems being faced, so this research aims (1) to find out the identification of operational risks in the process of making Sanah shrimp crackers in West Tanjung Jabung district ( 2) to find out the operational risk analysis of the process of making Sanah shrimp crackers in West Tanjung Jabung district, (3) to find out the efforts made by umkm actors to overcome operational risks. This research uses qualitative methods in this research using data sources obtained from the owner of the Sanah shrimp cracker business and the Sanah shrimp cracker employees. The results of this research are: In identifying operational risks, there are four types of risks as follows: human resource risks include risks of events such as unsuccessful steaming, unsuccessful cutting of crackers, long frying of crackers, failed packaging and inadequate training. Technological risks include inappropriate machines and packaging equipment that does not function properly. As well as process risks, there are risks from raw materials that do not match the dosage. And external risks include risks such as unstable raw materials and uncertain weather factors. The risk analysis that occurs in Sanah shrimp crackers has a risk level of high, medium and low. As for the aspects included in the high category, there are three risks, namely inadequate training, inappropriate packaging equipment and raw materials that do not match the measurements. And there are also medium level operational risks including unsuccessful steaming, frying for too long, inappropriate machines, unstable raw materials, weather factors that result in long drying. And there are also two levels of low risk, namely cutting crackers, failed packaging. Efforts to overcome operational risks that occur in the Sanah shrimp cracker business include requiring or providing training to employees about managing shrimp crackers and employees also need to have self-awareness to be more skilled and more thorough.

The implementation of the Murabahah agreement at Bank Syariah Indonesia (BSI) KCP Medan Sukaramai is the focus of this research. The aim of the research is to analyze the process of implementing the Murabahah contract, identify the obstacles faced, and initiate efforts to overcome these obstacles. The research method used is a qualitative descriptive method with data collection techniques through in-depth interviews. Respondents consisted of bank managers, bank employees and customers involved in transactions using Murabahah contracts. Data analysis was carried out taking into account relevant sharia principles. The research results show that the implementation of the Murabahah contract at BSI KCP Medan Sukaramai has been carried out carefully and structured in accordance with sharia principles. However, the obstacles faced include a lack of customer understanding of sharia principles as well as differences in understanding between customers and bank officers. Efforts made by banks to overcome these obstacles include increasing education for customers and regular training for bank officers. This research contributes to the understanding of Murabahah contract practices in the sharia banking sector, as well as offering recommendations for banks to increase the effectiveness and efficiency of implementing Murabahah contracts. In addition, it is hoped that this research can provide customers with a better understanding of sharia principles in financial transactions.

There are many factors that influence employee or employee performance at work. that performance is basically influenced by many factors, one of which is work motivation in carrying out tasks. One of the factors that can influence employee performance is work motivation, incentives (compensation), and leadership. The aim of this research is to determine and analyze the influence of leadership style on the performance of medical and non-medical service staff at Tarempa Hospital, Anambas Islands, Riau in 2024. This type of research uses a descriptive analytical survey with a cross-sectional design. The population in this study was all the medical and non-medical service installation staff at Tarempa Regional Hospital, Anambas Islands, Riau, totaling 78 people. While the sample numbered 78 people, this population sampling was carried out with the total population. Data analysis was carried out using univariate, bivariate and multivariate analysis. Based on the results of the chi-square test, it is known that the performance of medical and non-medical service staff has an influence on Militaristic Leadership Style, Paternalistic Leadership Style, Laissirez Fair Leadership Style and Democratic Leadership Style p = 0.000, meaning that there is an influence of Militaristic Leadership Style, Paternalistic Leadership Style, Leadership Style Laissirez Fair and Democratic Leadership Style. on the performance of medical and non-medical service staff. From the results of the multivariate analysis, it is known that the most influential variable in this study is the Democratic Leadership Style variable with an odds ratio (OR) value of 62,850 which predominantly influences medical and non-medical service staff. The conclusion in this research is that the appropriate leadership style applied by medical and non-medical services is a democratic leadership style. This is because based on research results, democratic leadership style is the most dominant influence on the performance of medical and non-medical service staff. It is recommended that medical and non-medical service staff strive to improve the performance of medical and non-medical services through reading and discussion activities and discipline when entering work.    

Low rates of exclusive breastfeeding pose a threat to children's growth and development, affecting the quality of human resources. The majority of breastfeeding mothers discontinue breastfeeding within a few weeks postpartum due to perceived insufficient breast milk and dissatisfaction of the infant during breastfeeding. The objective of this community service activity is to enhance the knowledge, attitudes, and behaviors of postpartum mothers regarding breastfeeding their infants. The methods employed included lectures and question-and-answer sessions with mothers. This activity took place in the Postnatal Care Room of Padjonga Daeng Ngalle Hospital, Takalar Regency, on March 20, 2024, with the participation of six postpartum mothers. The results of education and support provided to postpartum mothers on exclusive breastfeeding using leaflets and flip charts showed that prior to the intervention, only 2 mothers (33.33%) had good knowledge, and after the education and support, this number increased to 5 mothers (83.33%) in the post-intervention test. Therefore, through education and support, motivation and behavioral changes in exclusive breastfeeding practices among postpartum mothers can be enhanced

The aim of this research is to analyze the influence of extrinsic motivation and intrinsic motivation on employee work performance: gender as a control variable. This research uses a quantitative method using a questionnaire with a sample size of 58 respondents or employees. The research results show that Extrinsic Motivation has a positive and significant influence on Intrinsic Motivation, Intrinsic Motivation has an influence on Job Performance, and Extrinsic Motivation has no influence on job performance. Keywords: Extrinsic Motivation, Intrinsic Motivation, Job Performance, Gender

This research was motivated by several cases resulting from the actions of naughty debtors which caused significant losses for Indonesia. There is a legal vacuum in Law Number 10 of 1998 concerning Banking, making it difficult for law enforcers to determine criminal acts committed by naughty debtors. The problem formulation taken is how banking law in Indonesia is in the perspective of legal objective theory, and what is the juridical review of bad debtors in the banking law. This research uses a normative legal research approach with a theory and legal principles approach. Several things need to be reviewed due to the impact caused by Law Number 10 of 1998 concerning Banking, namely that there is an article that can only ensnare bank employees if there is some form of criminal liability. Apart from that, there is no clause that regulates criminal sanctions for bank employees who collude with debtors. Bank Indonesia can impose administrative sanctions, but this authority is not regulated expressly and unequivocally in the Banking Law. So that Bank Indonesia has the potential to abuse its authority in determining actions.    

Islamic culture has been on a steady decline from the time of the prophet, who ushered in its golden age. A factor contributing to Islamic stagnation was the emergence of Western nations that colonized Islamic nations. In their imperialistic pursuit of power, wealth, culture, and politics, Western nations prey on Islamic nations. Consequently, it is intriguing to examine their colonization of Islamic nations. My goal in writing this paper is to gain a better understanding of the reasons behind western colonization of Islamic countries. I hope that all students in Indonesia, and particularly those at UINSU, will read it and be inspired to work towards a world where Islamic countries no longer face colonization from the West.. Library research is the methodology employed in this article. There was a lengthy period of Islamic stagnation due to the colonization of the archipelago by western powers. This was accompanied by devastating conflicts, economic and social inequalities, the loss of native culture and civilization, and the introduction of Christianity. Due in part to the fact that Islamic countries are unable to stand up to Western colonization on their own, Islam has been unable to advance in recent centuries. Economic, social, political, and legal decisions may all stem from the need for prior permission from the federal government in order to pass legislation pertaining to a state. A number of indigenous peoples' desires to secede from their colonial masters emerged in response to Western colonialism. Some of the colonized states that rose up in opposition to the occupying power were successful in becoming independent nations, while others were unable to do so due to the superior military might of the colonial power.

A work environment condition can be said to be good if employees can carry out activities optimally, healthily, safely and comfortably. Effective communication is very important in the company to ensure that superiors and subordinates are open and transparent. Employee appreciation often occurs in every company for employees who have contributed to the company. Career paths in the company are usually seen from the employee's job performance. Therefore, the company must pay attention to a good work environment or create working conditions or a comfortable working atmosphere in order to be able to provide motivation to work, it will have an influence on the enthusiasm and enthusiasm of employees to work. The hope is that the company must build a pleasant work environment so that every employee is happy to do his job so that he can work optimally. A pleasant work environment, cooperative coworkers, and leaders who always pay attention to the complaints of employees are a dream for employees so that employees can work more enthusiastically and have a high commitment to the company.

Work From Home or working from home is the policy of the government of the Republic of Indonesia in handling cases of the spread of Covid-19 in Indonesia. The first Covid-19 case occurred in Indonesia in 2020, this made the Indonesian government create a large-scale social restriction policy which made all workers, both government and private, change their work system to Work From Home. BPJS Employment Mampang branch is a government agency that provides social security services to all workers in Indonesia. The aim of this research is to find out how work from home was evaluated during the Covid-19 pandemic at the BPJS Employment Mampang office. This research uses a qualitative approach and uses the CIPP model evaluation theory developed by Stufflebeam Zhang. The data collection techniques used were observation, interviews and documentation. The number of informants in this research was 12 informants. Data processing uses triangulation techniques. The results of this research show that the evaluation of Work From Home during the Covid-19 pandemic at the BPJS Employment Mampang office resulted in a fairly good evaluation. With the results of this evaluation, several employees agreed that the Work From Home program should continue to be implemented by making improvements to the Work From Home program so that it can be more effective for employees and the company. However, for employees who do not agree, it is because not all job desk jobs can be done Work From Home.

Human resource management is very important for companies in managing, organizing and utilizing employees so that they can function productively to achieve company goals. Labor or employees are very important human resources in a company, because without employees the company cannot run well. Employees are the main capital for the company. As, employee capital needs to be managed to remain productive. Therefore, company leaders must be able to encourage them to remain productive in carrying out their respective duties, by continuously increasing the morale of their employees. So that the company can maintain employee loyalty in order to achieve company goals.

This study aims to determine the effect of clarity of budget targets and reporting systems on performance accountability at the Regional Financial and Asset Management Agency (BPKAD) of Merangin Regency. This research uses quantitative methods and a causal associative approach, data collection techniques using questionnaires and the sample in this research was 47 employees at BPKAD Merangin Regency using purposive sampling techniques. Data analysis techniques are using descriptive statistics, data quality testing, classical assumption testing, multiple linear regression analysis and hypothesis testing. The results of this research partially show that the variables clarity of budget targets (X1) and reporting system (X2) have a significant effect on performance accountability (Y). Meanwhile, simultaneous testing shows a significant positive influence on performance accountability at BPKAD Merangin Regency.

PT. Bank Maybank Indonesia Tbk has well-classified employees, aiming to achieve the company's success. Therefore, employees' performance should be driven by work motivation and a conducive work environment to attain optimal employee performance. This study focuses on the effect of motivation and working environment on employee performance on PT. Bank Maybank Indonesia Tbk. The first research objective is to analyze the effect of motivation variables on employee performance, the second is to analyze working environment variables on employee performance and the last is to analyze the effect of motivation and working environment on employee performance of PT. Bank Maybank Indonesia Tbk. This research uses a quantitative approach, which comes from the philosophy of positivism. This method is used for the purpose of researching certain populations and samples. The data analysis methods used are data quality instrument testing, classical assumption testing, multiple linear regression testing, and hypothesis testing. The research results partially show that there is a positive and significant influence of motivation variables on employee performance and partially also show that there is a positive and significant influence of work environment variables on employee performance. Simultaneous or joint research results show that there is a positive and significant influence of work motivation and work environment variables on employee performance.

PT. Bank Maybank Indonesia Tbk has well-classified employees, aiming to achieve the company's success. Therefore, employees' performance should be driven by work motivation and a conducive work environment to attain optimal employee performance. This study focuses on the effect of motivation and working environment on employee performance on PT. Bank Maybank Indonesia Tbk. The first research objective is to analyze the effect of motivation variables on employee performance, the second is to analyze working environment variables on employee performance and the last is to analyze the effect of motivation and working environment on employee performance of PT. Bank Maybank Indonesia Tbk. This research uses a quantitative approach, which comes from the philosophy of positivism. This method is used for the purpose of researching certain populations and samples. The data analysis methods used are data quality instrument testing, classical assumption testing, multiple linear regression testing, and hypothesis testing. The research results partially show that there is a positive and significant influence of motivation variables on employee performance and partially also show that there is a positive and significant influence of work environment variables on employee performance. Simultaneous or joint research results show that there is a positive and significant influence of work motivation and work environment variables on employee performance.

PT XYZ, a building construction and design company in Palembang. The number of employees in this company is 30 employees with project, finance, marketing and also human resources (HR) divisions. PT XYZ has a need to improve the efficiency of human resource management. In the current condition, the company still relies on manual processes for recruitment, attendance, layoff data management, and employee leave applications. This Personnel Information System uses the Rational Unified Process (RUP) method as a system development method. System development uses the Laravel framework, PHP, CSS, HTML programming languages. In the analysis stage using PIECES and Usecase Diagram. System development uses two main approaches, namely using the FlutterFlow low-code platform and the Laravel Framework. The final result obtained is the implementation of a web-based Personnel Information System at PT XYZ. The implementation of this system makes a significant contribution in improving the efficiency and accessibility of staffing data at PT XYZ.

Current economic developments have been encouragingcompany growth to enlarge and expand spacescope of business. Likewise, current information systems havemakes it easier for companies to deal with problems that may occur in the payroll process. Objective This research is to find out how the system is implemented payroll accounting at the Medan Haji General Hospital and for find out whether the payroll accounting system is implemented by Companies can help management in decision making towards salary. This type of research is a type of qualitative research with a descriptive approach that uses primary data such as results of interviews with the company and secondary parties such as structureorganization. Data collection techniques were carried out using techniques observation, interviews, and literature, data analysis methods used is a descriptive method. This research was conducted in Medan Haji General Hospital which is located on Jl. Hajj Hospital – Estate terrain and research time starts in January 2024 until the completion of this thesis. The results of this research show that the accounting system implemented by the Hajj General Hospital to handle payroll has been quite adequate in helping company management in making decisions regarding salaries, p This is good because the company employs employees from a wide range levels and in very large numbers and provide rewards for their services in the form of salaries, so the company must have effective accounting system.

The proliferation of imported used clothing trade is due to clothes sold having foreign brands at cheap prices so that people who want to stay fashionable prefer imported used clothes because they are considered more affordable. The Clinical Pathology Laboratory of Muhammadiyah University Surabaya stated that used clothing samples contained mold or yeast fungi, Staphylococcus aureus bacteria, Escherichia coli bacteria and HPV (Human Papilloma Virus). This study aims to investigate the regulations regarding the trade of secondhand clothing in Indonesia and explore the legal protection provided for consumers of secondhand clothing in the country. The study employed a normative juridical legal research method, utilizing both the statute approach and conceptual approach. It drew upon legal materials such as Law Number 8 of 1999, Law Number 36 of 2009, Law Number 7 of 2014, and Minister of Trade Regulation No. 18 of 2021. The initial finding of the research was that the importation of secondhand clothing in Indonesia has been prohibited under Minister of Trade Regulation No. 18 of 2021, Article 2, paragraph (3), while local secondhand clothing businesses are permitted based on the Indonesian Business Field Standard Classification (KBLI) with code 47742. Secondly, legal protection for secondhand clothing consumers in Indonesia has been regulated in Law Number 8 of 1999. One of the consumer rights that needs to be fulfilled in consumer protection is the right to compensation for losses suffered by consumers based on Article 4 number 8, Article 7 letter f, and Article 19 paragraph (1).

This research aims to determine the effect of rewards and punishment on employee performance at PT. Indonesian Sharia Bank KCP Medan Pulo Brayan. The research method used is an associative quantitative method. And the sample in this study used saturated sampling, namely 32 people. The data collection instrument uses a questionnaire which is tested for validity, normality and reliability. The dependent variable is the employee performance variable and the independent variables are Reward and Punishment. Data analysis techniques use multiple linear regression, hypothesis testing, t-test, F-test and coefficient of determination. The results of the t test show that Reward (X₁) has a significant effect on employee performance (Y) at Bank Syariah Indonesia KCP Medan Pulo Brayan with tcount (3.609) > ttable (2.04523). Punishment (X2) has a significant effect on employee performance (Y) at Bank Syariah Indonesia KCP Medan Pulo Brayan with t count (4.286) > t table (2.04523). And there is a significant influence of Reward and Punishment together on PT Employee Performance. Bank Syariah Indonesia KCP Medan Pulo Brayan with Fcount (110.061) > Ftable (3.33) and Sig value < 0.05 (0.000 < 0.05). The coefficient of determination (R) value is 0.876 or 87.6%. This means that the Employee Performance variable can be explained by the Reward and Punishment variables.

The development of the era of globalization is increasingly developing and making human work easier in research. This research aims to find out how much influence discipline and the work environment have on employee performance at the Bogor City MSME Service. The research method is a quantitative approach using nonprobability sampling data collection techniques. The number of samples using the Slovin formula was 56 respondents. Primary data was collected using questionnaires in Likert scale units. Data processing uses SPSS 26 software for instrument testing, classical assumption testing, multiple linear regression analysis, hypothesis testing, and coefficient of determination. The results of this research were proven in the partial test on the discipline variable (X1) of 0.000 < 0.05 and the calculated t value of 5.352 > t table value of 2.005 that H0 was rejected and Ha was accepted and on the environmental variable (X2) of 0.005 < 0.05 and the calculated t value of 0.661 < t table 2.010 so that H2 is accepted, meaning that the environment has no statistically significant effect on performance (Y). Then, through simultaneous testing of the two variables at a calculated F value of 24,271 > F table 3.17 and a significance of 0.000 < 0.05, it is concluded that H0 is rejected and H1 accepted, which means that both discipline variables (X1) and environmental variables (X2) simultaneously influence performance (Y).

The development of the era of globalization is increasingly developing and making human work easier in research. This research aims to find out how much influence discipline and the work environment have on employee performance at the Bogor City MSME Service. The research method is a quantitative approach using nonprobability sampling data collection techniques. The number of samples using the Slovin formula was 56 respondents. Primary data was collected using questionnaires in Likert scale units. Data processing uses SPSS 26 software for instrument testing, classical assumption testing, multiple linear regression analysis, hypothesis testing, and coefficient of determination. The results of this research were proven in the partial test on the discipline variable (X1) of 0.000 < 0.05 and the calculated t value of 5.352 > t table value of 2.005 that H0 was rejected and Ha was accepted and on the environmental variable (X2) of 0.005 < 0.05 and the calculated t value of 0.661 < t table 2.010 so that H2 is accepted, meaning that the environment has no statistically significant effect on performance (Y). Then, through simultaneous testing of the two variables at a calculated F value of 24,271 > F table 3.17 and a significance of 0.000 < 0.05, it is concluded that H0 is rejected and H1 accepted, which means that both discipline variables (X1) and environmental variables (X2) simultaneously influence performance (Y).

Doctors in carrying out their profession have medical risks that must be accounted for where sanctions can be civil, criminal or administrative. This research aims to determine the differences in civil responsibilities of a doctor in terms of his profession as a beroep (person who carries out work) and a bedrijf (person who runs a company). The method used is normative juridical by connecting civil liability with the profession of a doctor as a doctor and doctor. Research’s result shows that there is a difference in civil liability between doctors as beroep and doctors as bedrijf. As a beroep, the fulfillment of responsibilities to third parties (patients) is carried out by the employer at the place of work, whereas as a bedrijf, the fulfillment of responsibilities is first seen in the form of the business entity that is established. The maatschaf form of business entity used in a doctor's practice will give rise to personal responsibility, while the firm form of business entity used in a doctor's practice will give rise to joint or joint liability.