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This research aims to determine the effect of service features and promotions on increasing users of Wondr by BNI services with user satisfaction as an intervening variable. This type of research is quantitative. The population in this study were BNI customers of the Medan Industrial Estate Branch Office who were registered and had used the new digital service application WONDR by BNI. The total population was 16,769 customers with a sample of 391 respondents. Data was collected by questionnaire with a Likert scale, validity testing, reliability and hypothesis testing were carried out using SmartPLS ver 4.0 software. The results show that service features have a significant direct effect on user satisfaction, service features have a direct effect on increasing the number of users, promotion has a direct effect on user satisfaction, promotion has a direct effect on increasing the number of users, user satisfaction has a direct effect on increasing the number of users, service features have an indirect effect on increasing the number of users through user satisfaction as an intervening variable, promotion has an indirect effect on increasing the number of users through user satisfaction as an intervening variable. These findings indicate that user satisfaction plays an important role in strengthening the effect of service features and promotions on increasing the number of service users. Therefore, to sustainably increase the number of users, Wondr by BNI needs to optimize service features that are responsive to user needs and implement promotional strategies that can increase user satisfaction and loyalty.

The resolution of cases solved by maramba against the people or faced with various legal, social, cultural, and economic obstacles. Limited access to law enforcement and low legal knowledge make victims reluctant to seek justice. The research used is empirical legal research or empirical juridical research. Data collection for this research is interviews, observations and document studies. The data to be collected is then processed using the observation method. The results of the study show that the choice of customary resolution that prioritizes reconciliation also makes cases rarely processed through formal law. Economic dependence on maramba further weakens the position of ata. Violations committed by maramba (king) against the ata (lower) people in Rindi District, East Sumba, can be resolved through two channels: criminal law and customary law. Criminally, tournaments are regulated in Article 351 of the Criminal Code and can be reported to the authorities. However, people more often choose customary resolution through mediation by traditional elders (rato) who emphasize compensation or peace rituals. Social inequality, maramba dominance, economic dependence, and cultural pressure make it difficult for the ata people to fight back. They are reluctant to report because they are afraid, do not understand the law, and believe more in customary resolutions which are considered to maintain social harmony.

This study aims to find out the process of applying customary law sanctions of Wunis Peheng in resolving the criminal act of persecution committed by police and TNI personnel against a resident in Golo Poleng village, Ndoso District, West Manggarai Regency. In addition, it also aims to find out whether the customary sanction of Wunis Peheng in resolving the crime of persecution can provide a sense of justice for residents. This research is categorized as empirical juridical research. The empirical juridical approach aims to analyze problems using legal materials related to problems that occur in the field. Data collection techniques are carried out by means of observation, interviews, and documentation studies. The data that is processed and analyzed based on the formulation of the problem that has been determined is then presented in a qualitative descriptive manner. The results of this study show that there are several stages in the process of applying customary sanctions of wunis peheng in the settlement of criminal acts of persecution, namely reporting cases of persecution to Tu'a Golo, summoning the parties involved in the persecution case, examination and verdicts of customary institutions, handing over Wunis Peheng from the perpetrator, Saying Traditional Prayers, Slaughtering ela (pigs). And several dimensions of justice in the provision of customary law sanctions, namely the rights of victims are fulfilled, restorative justice, and active participation of the community.  

In order to achieve national goals, a State Civil Apparatus is required, this is regulated in Article 12 of Law no. 20 of 2023 states that: "ASN employees play the role of planners, implementers and supervisors of the implementation of general government tasks and national development through the implementation of professional policies and public services, free from political intervention, and free from practices of corruption, collusion and nepotism. Every ASN must have high abilities and qualities and be balanced with high work discipline. The level of employee discipline is seen from attendance which is calculated from coming and going home, dressing neatly, carrying out duties and obligations on time, and. not committing acts that violate the provisions of the Law. This research uses a type of empirical juridical research, namely research that is directly carried out by researching in the field and directly visiting the location that is the research material with the focus being field research research, we seek answers to the efforts of the Medan City Regional Civil Service Agency in implementing sanctions for State Civil Service Employees who violate the rules regarding work discipline. Research findings show that there are still state civil servants in the Medan City Education Office who commit disciplinary violations, including minor, moderate and serious violations. In its implementation, enforcement of sanctions against State Civil Apparatus in the Government Area of ​​the Medan City Education Service is carried out according to established rules. These regulations are stated in Law Number 5 of 2014 concerning State Civil Apparatus and Regulation of the Mayor of Medan, North Sumatra Province No. 58 of 2023. The mechanism includes that if there is a violation, the ASN will be summoned. The summons is intended to carry out an inspection process by the Examination Team. After the examination is carried out and the mistake is proven, the ASN concerned is sentenced to punishment as regulated in Article 7 paragraph (1) of the government regulation, consisting of three levels of disciplinary punishment, including light disciplinary punishment consisting of an oral warning , a written warning and a statement of dissatisfaction. in writing. The type of moderate disciplinary punishment consists of postponing periodic salary increases for one year, postponing promotions for one year, and demotion to a lower level for one year. Meanwhile, the types of severe disciplinary punishment consist of demotion to a lower level for three years, transfer in order to be demoted to a lower level, release from office, honorable dismissal not at one's own request as an ASN, and dishonorable dismissal as a State Civil Apparatus.

The issue of limited employment access for persons with disabilities is a strategic concern that demands serious attention, particularly in Medan City. Unit Layanan Disabilitas (ULD) under the Department of Manpower of Medan City was established as a government initiative to support persons with disabilities in obtaining equal employment rights. ULD has demonstrated positive initiatives through skills training, coordination with companies, and the placement of workers with disabilities. However, its effectiveness in realizing inclusive employment still faces various internal challenges, such as limited personnel capacity and suboptimal work structure. The research method used in this study is qualitative with a case study approach. Data were collected through interviews, observations, and documentation studies. The data was analyzed qualitatively usingInstitutional Capacity Development indicators proposed by Merilee S. Grindle (1997), which include three dimensions: Human Resource Development, Organizational Strengthening, and Institutional Reform. The results of this study indicate thatthat in the dimension of human resource development, some ULD members have not received adequate training, there are no specialized assistants, and the recruitment process is not yet based on specific competencies. In terms of organizational strengthening, unclear division of tasks, weak internal communication systems, and suboptimal leadership in directing cross-sectoral teamwork were identified. Meanwhile, in the institutional reform dimension, there is still a lack of concrete policy support from the local government. Nevertheless, ULD has successfully facilitated the employment of 42 persons with disabilities in companies that provide inclusive job opportunities to fulfill the 1% employment quota for persons with disabilities

This study aims to determine the quality of service to increase priority customers at PT. Bank Sumut Syariah KCP Marelan Raya and to determine the implementation of service quality to increase priority customers at PT. Bank Sumut Syariah KCP Marelan Raya. This study is qualitative with a descriptive approach. The type of data is qualitative data with primary data sources, namely interviews with certain parties, as well as secondary data obtained by researchers from the first source. The methods used in this study are interview methods, observation, documentation, and literature studies. The results of this study are the implementation of the quality of customer service of a bank, of course, encountering many services or conveniences provided by the bank when visiting or requiring administrative matters, these various methods are intended so that the matters owned by customers can be completed, and customers feel satisfied. Providing the best service to every customer owned must be a priority of the banking business. This can provide comfort to customers who come, so that their loyalty continues to increase. Improving the quality of service in general can be done in various ways, which can also be adjusted to the main values ​​of the banking business provided. The implementation of service quality is not only that which is directly provided when customers come to the branch office, but also on other channels when customers come into contact with banking services.

This study aims to analyze the relationship between gadget usage and sleep quality among high school students at SMA Pertiwi Medan. Excessive gadget use, especially before bedtime, is often associated with sleep pattern disturbances that can affect students' sleep quality. This research employs a quantitative method with a descriptive correlational approach. Data were collected through questionnaires involving 100 students selected using random sampling techniques. The results show a significant relationship between the duration and frequency of gadget use and students' sleep quality. The higher the intensity of gadget use, the lower the quality of sleep experienced by students. Factors such as usage time, types of activities on gadgets, and sleep duration also influenced the findings. These results provide important implications for students, teachers, and parents to regulate gadget usage

This study aims to analyze the impact of the Sahabat Daya Universitas Program on the growth and development of MSMEs in Medan Deli District. The study employs a descriptive qualitative method with data collection techniques including observation, interviews, and documentation. The results indicate that MSME actors in Medan Deli District, spread across six villages—Tanjung Mulia Hilir, Tanjung Mulia, Mabar Hilir, Mabar, Titi Papan, and Kota Bangun—face various challenges, such as insignificant income growth, lack of knowledge in offline and online marketing, absence of business identity, and limited funding. Through the Sahabat Daya Universitas Program, in collaboration with the Kampus Merdeka initiative and BTPN Syariah, students and universities act as facilitators to assist MSME actors. The program provides education on marketing and product development, thereby improving market access. Based on interview findings, this program has proven effective in increasing MSME actors' income and expanding product variety. With regular mentoring, the Sahabat Daya Universitas Program can further promote MSME growth in Medan Deli District

Washing hands with soap is one of the preventive measures to protect against contagious diseases, especially in children. This study aims to increase students' knowledge about the correct handwashing technique through counseling at SDN 060831. The method used includes counseling sessions with pre-tests and post-tests to assess changes in participants' knowledge. The results show a significant increase in participants' knowledge, with the average pre-test score being 80.3, which increased to 94.1 in the post-test. The activity involved 25 students, consisting of 15 female students and 10 male students. This counseling successfully enhanced students' understanding of the importance of washing hands with soap, which is expected to be applied in their daily lives to support a healthy lifestyle.

This study aims to analyze the implementation of circular economy in Micro, Small, and Medium Enterprises (MSMEs) in the Food & Beverage (F&B) sector. The focus of the research is on the implementation of circular economy practices that include waste management, use of sustainable raw materials, environmentally friendly packaging, energy and water efficiency, and food waste reduction strategies. The research method used a descriptive quantitative approach with a research instrument in the form of a questionnaire distributed through Google Form.

This research aims to see whether group guidance using problem solving techniques can improve students' learning skills at Madrasah Aliyah Negeri (MAN) 3 Medan. This research uses quantitative methods with a quasi-experimental approach, non-equivalent control group design. In this design, both groups (experimental and control) underwent an initial test (pre-test) and a final test (post-test), but only the experimental group was given treatment, while the control group was not given treatment. The research population consisted of students in class X-1 (30 students) and X-2 (30 students). The sample was selected using a purposive sampling method, with a total of 16 students who had low learning skills, namely 8 students from the experimental group (class X-2) and 8 students from the control group (class X-1). The research instrument is a learning skills questionnaire with 26 statements whose validity and reliability have been tested. Data were analyzed using the T-test. The T-test results showed that the experimental group experienced an increase in learning skills, with a significance value of 0.000 < 0.05. This means that problem solving techniques are effective in improving students' learning skills. In contrast, the control group did not show a significant increase in learning skills, with a significance value of 0.022 > 0.05. The results of the independent sample t-test show a significance value (2-tailed) of 0.000 <0.05, which means there are differences in students' learning skills before and after being given services in the experimental group.

This research compares three forecasting methods, namely Single Exponential Smoothing (SES), Double Exponential Smoothing (DES), and Triple Exponential Smoothing (TES), in analyzing the realization of the Medan City Regional Budget (APBD) for the 2019-2024 period. This study aims to find the most accurate method in forecasting the budget, so that it can help optimize the use of APBD by local governments. The APBD realization data was analyzed using Minitab software, and the accuracy of the method was measured based on Mean Absolute Percentage Error (MAPE). The results showed that TES has the smallest MAPE value of 0.12%, compared to SES (12%) and DES (14%). Thus, TES is the best method to predict the budget realization in the following year, producing a forecasting value of 5,500.86 million rupiah. This research is expected to support the government in making more precise and efficient budget decisions.

Individual economic stability is a crucial prerequisite for achieving well-being and financial independence. The Community Service Program (PKM) titled "Initial Steps Towards Economic Stability for Students of SMA Swasta Nurcahaya Kota Medan" aims to enhance students' financial literacy and entrepreneurial skills through socialization and discussion. This activity involved introducing the basic concepts of economic stability, personal financial management, and simple entrepreneurial initiatives. The results showed positive responses, with increased student understanding of financial literacy, awareness of the importance of personal economic stability, and interest in starting small businesses. These findings indicate that the program successfully motivated students to create simple financial plans and be more attentive to economic conditions. This step serves as a significant foundation for preparing students to face future economic challenges.

This study aims to test and analyze the effect of human resource information systems, training, and motivation on employee performance through work discipline as an intervening variable. Employee performance in a company is influenced by several aspects, one of which is the human resource information system, training, motivation and work discipline. Human resource information systems are technological systems that produce information outputs that support reliable decisions and are able to make it easier for workers to complete their responsibilities. Then training is carried out according to the needs of employees balanced by motivation. The discipline aspect also provides important things for success in improving employee performance. The research location is at PT.Socfin Indonesia (Socfindo) Medan located at JL.KL. Yos Sudarso No.106. Medan. Where the linear regression analysis method and sample testing researchers in this study used the slovin formula. As a sample of 150 permanent employees and 30 respondents as validity and reliability tests. The classic assumption test and hypothesis testing (path analysis technique). Based on the results of hypothesis testing in this study, it shows that human resource information systems, training, motivation simultaneously have a positive and significant effect on work discipline. And simultaneously the variables of human resource information systems, training, and motivation have a positive and insignificant effect on employee performance. While work discipline has a positive and significant effect on employee performance. Furthermore, the variables of human resource information systems, training, motivation have a positive and significant effect on employee performance through work discipline as an intervening variable on employees of PT Socfin Indonesia (SOCFINDO) Medan.

This study aims to discuss the views of the community in Tuntungan Village, Pancur Batu Sub-District, towards veiled students from the State Islamic University of North Sumatra Medan. Veiled students often face various responses from the community, ranging from acceptance to rejection. Some people think that the veil is part of a symbol of obedience in religion and the identity of Muslim women who obey the teachings of Islam. But others reject the use of the veil, because it is often influenced by negative stigmas that associate it with radicalism or terrorism. This research uses a qualitative method with a phenomenological approach to deeply understand the views of the community and the factors that influence it. This research found that there are differences in people's views that are not only nfluenced by religious understanding, but also by the level of education, exposure to information and direct interaction by veil users.

This study aims to analyze the improvement of learning outcomes of grade VIII students at SMPN 34 Medan through the application of information technology-based learning media. This study uses the Classroom Action Research (PTK) method. The techniques utilized to gather data include lzearning implementation observation sheets (teacher activities), student activity observation sheets, student response surveys, and learning outcome exams in each cycle. The data gathered were evaluated by quantitative descriptive analysis and qualitative analytical methodologies. While qualitative analysis is used to comprehend the findings of student activity observations, quantitative descriptive analysis is utilized to assess student learning outcomes. As evidenced by the average learning achievement of grade VIII students at SMPN 34 Medan, which was 56.2% in the first cycle and significantly increased to 81.86% in the second, as well as the positive increase in student activity in the learning process despite a number of challenges noted in the student activity sheet during the first cycle the study's findings suggest that the use of information technology-based media in the classroom has the potential to increase the learning interest of grade VIII students at SMPN 34 Medan.

This research aims to determine the application of the jigsaw type cooperative learning model to fifth grade students at Hasanuddin Elementary School, Medan Helvetia, in the mathematics subject of integers. This type of research uses PTK (Classroom Action Research). The subjects in this research were all 30 fifth grade students at Hasanuddin Elementary School, consisting of 13 men and 17 women. Meanwhile, the object of this researcher is to improve student learning outcomes in mathematics subjects covering integers. We can observe data on the comprehension abilities of class V students in classes using the Jigsaw model in table 1, then the data is analyzed using the SPSS version 25.0 application. The results of data analysis show that the learning outcomes in class V using the Jigsaw model obtained a class average score of 83.30. The average value of students' mathematical understanding was classified as good, followed by the highest score obtained by class V students at Hasanudin Elementary School was 100. 00 and the lowest value is 63.00. Based on data processing on the mathematical understanding ability of fifth grade students at Hasanuddin Elementary School using the Jigsaw model, it is known that 3 students got scores in the range of 56-70 (medium category) or 10.0% of the entire sample, 14 students got scores in the range. 71-85 (good category) or 46.7% of the entire sample, and 13 students got scores in the range of 86-100 (very good category) or 43.3% of the entire sample.

This article discusses the ability of Accounting students of Medan State Polytechnic in managing personal finances which include five main aspects: spending money according to needs, paying obligations on time, planning finances for the future, saving, and setting aside money for personal and family needs. Most students show good ability in financial management, although some still face challenges, such as difficulty saving and managing expenses. This study uses a survey method with a quantitative approach. The results of the study show that the majority of students are in the good to very good category in financial management. This finding reveals that although some students have large pocket money, their financial management behavior is not yet completely ideal, so it requires more awareness in acting financially. The influence of family, environment, and education plays an important role in shaping students' financial habits, where parents are the main factors.  

The Introduction to Schooling Field Program (PLP) is a key component in preparing prospective educators with the practical skills needed to face challenges in the world of education. This study aims to explore the role of PLP in improving the competence of prospective educators at SMP Swasta Daya Cipta Medan. Through the PLP program, prospective educators are able to apply the theories learned in college in a real context at school, from observing the learning process to participating in extracurricular activities. PLP also provides opportunities for prospective educators to develop pedagogical, professional, and social competencies through direct interaction with teachers, students, and school staff. This research uses a field research approach with a qualitative descriptive design that aims to describe the phenomena that occur. The main informant in this study was the principal, while supporting informants consisted of the vice principal for curriculum, the head of administration, teachers, and school staff. Data were collected through observation, interview, and documentation methods, which were then analyzed using data analysis techniques to review, reduce, draw conclusions, and use triangulation to ensure data validity. This study found that PLP not only enriched students' theoretical knowledge, but also strengthened their skills in managing classes, developing lesson plans, and adapting to various challenges in the field. The PLP program at SMP Daya Cipta Medan contributes significantly in shaping educators who are competent and ready to face the dynamics of the world of education, as well as being able to make a positive contribution to the development of education in Indonesia.

The aim of the research is to determine the human resource management of the MIS Insan Ikhlas Islamic School Medan Elementary School. The type of research is qualitative with a qualitative descriptive approach. Data collection techniques use documentation, interviews and observation. Data analysis is carried out by organizing data, describing it into units, synthesizing it, arranging it into patterns, choosing what is important and what will be studied, and making conclusions that can be shared with others. There are three stages in data analysis, namely data reduction, data presentation, and verification. Research results: 1) Job description of human resource management for MIS Insan Ikhlas Islamic School, including: Principal as Educator, manager, administrator, supervisor, leader , innovator, and motivator; 2) Efforts to increase human resource competency; 3) Control of the human resources of MIS Insan Ikhlas Islamic School, both from the school, the management/foundation and the Education Department in order to improve the competency of elementary school teachers, including starting from the recruitment stage of qualified teaching staff candidates, providing personal coaching to teachers who experience difficulties during the learning process.