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Abstract. The Islamic financial industry in Indonesia is experiencing rapid development. Generally, Abstract. factors such as knowledge, needs, abilities, concerns and judgments influence customer decisions in using financial products. However, with the variety of influencing factors, many students and individuals with higher education are not yet interested in saving in Islamic banks. As students, they may have a superior understanding because as students, students continue to review the transformation of the times. As part of the academic world, students are accustomed to the continuous learning process, gaining deeper insights into changes and trends in various fields. This study aims to uncover the views of students and family circles who tend to prefer conventional banks over sharia banks. Likewise, this study is also intended to provide public understanding of bank selection knowledge, so that it can stimulate deeper discussions regarding individual considerations in choosing sharia banks. On the other hand, this study was compiled with the aim of clarifying the importance for students to consider their choices of  sharia banks. This study is intended to explore knowledge about sharia banking and the family environment towards sharia banks. The method applied in this study is a qualitative descriptive method. With data analyzed using a questionnaire filled out by 51 student respondents. The main objective of the study is focused on understanding the knowledge of students and family environment towards sharia banks, a descriptive qualitative approach with the intention of describing and analyzing the causes of a phenomenon. Data collection is carried out through observation and observation to describe the phenomena that occur. The research respondents consisted of 50 students from various campuses. The study revealed that there were variations in perception among students. and family environment, including in terms of gender, student knowledge, and the influence of the family environment on sharia banks. Keywords: Student knowledge, family environment, sharia bank    Abstrak. Industri keuangan Islam di Indonesia sedang mengalami perkembangan. yang cepat. Umumnya, faktor-faktor seperti pengetahuan, kebutuhan, kemampuan, perhatian dan penilaian yang memengaruhi keputusan pelanggan dalam menggunakan produk keuangan. Meskipun begitu, dengan beragamnya faktor yang memengaruhi, banyak mahasiswa dan individu yang memiliki pendidikan tinggi belum tertarik untuk menabung di bank syariah. Sebagai mahasiswa mungkin memiliki pemahaman yang lebih unggul karena sebagai pelajar, mahasiswa terus meninjau transformasi zaman. Sebagai bagian dari dunia akademis, mahasiswa terbiasa dengan proses pembelajaran yang berkelanjutan, memperoleh wawasan yang lebih mendalam tentang perubahan dan tren dalam berbagai bidang. Penelitian ini bertujuan untuk mengungkap pandangan mahasiswa dan lingkup keluarga yang cenderung lebih memilih bank konvensional daripada bank syariah. Demikian pula, penelitian ini juga dimaksudkan untuk memberi pengertian masyarakat mengenai pengetahuan pemilihan bank, sehingga dapat merangsang diskusi yang lebih mendalam mengenai pertimbangan individual dalam memilih bank syariah. Disisi lain, penelitian ini disusun dengan tujuan untuk memperjelas pentingnya bagi mahasiswa untuk mempertimbangkan pilihan mereka terhadap bank syariah. Penelitian ini dimaksudkan untuk mengeksplorasi pengetahuan mengenai perbankan syariah dan lingkungan keluarga terhadap pada bank syariah. Metode yang diterapkan dalam penelitian ini adalah metode deskriptif kualitatif. Dengan data dianalisis menggunakan kuisioner yang diisi oleh 51 responden mahasiswa. Tujuan utama penelitian difokuskan untuk memahami pengetahuan mahasiswa dan lingkungan keluarga terhadap bank syariah, pendekatan kualitatif deskriptif dengan maksud menguraikan dan menganalisis penyebab suatu fenomena. Pengumpulan data dilakukan melalui pengamatan dan observasi untuk mendeskripsikan fenomena yang terjadi. Responden penelitian terdiri dari 50 mahasiswa dari berbagai kampus. Penelitian mengungkapkan bahwa terdapat variasi persepsi di kalangan mahasiswa. dan lingkungan keluarga, termasuk dari segi gender, pengetahuan mahasiswa, dan pengaruh lingkungan keluarga terhadap bank syariah. Kata Kunci : Pengetahuan mahasiswa, lingkungan keluarga, bank Syariah

This research aims to reveal the strategies employed by teachers in disciplining students during Quranic memorization (tahfizh Quran) learning at SDIT Bayyinah Tahfizhul Qurani. A qualitative research method with a case study approach was utilized in this study. Data were collected through classroom observations, interviews with teachers, and analysis of curriculum-related documents and learning activities. The results of the research indicate that teachers utilize several effective strategies in disciplining students, including the implementation of clear rules, character building through religious education, consistent reward and punishment, and involvement of parents in the learning process. The implications of this research underscore the importance of teachers' role in creating a learning environment conducive to student discipline in Quranic memorization.

. ChatGPT is one of the growing innovations in artificial intelligence (AI) technology in the field of education, aiming to assist humans in finding information and completing work efficiently. However, students' lack of understanding of the positive uses and benefits of ChatGPT as a self-learning medium results in low adoption rates and underutilized learning potential. Therefore, this study aims to understand the level of acceptance and the impact that influences students in adopting ChatGPT technology so that it can provide direction and recommendations for schools to increase their self-learning awareness through the utilization of AI. The study used a quantitative approach and interviews with public high school students with the construction of the UTAUT 2 model as a framework. The population of public high school students was 3,405, probability sampling was used as the sampling method then the data was processed using SEM analysis using SmartPLS 3.2.9 software.

This study aims to determine the influence of financial perspective, customer perspective, internal business process perspective, and growth and learning perspective on the performance of PT. Bank Negara Indonesia Syariah Branch Makassar. This research method is quantitative and qualitative. Population in the study were employees and customers of PT.BNI Syariah Makassar Branch. Data collection techniques using questionnaires. Data collected and processed using SPSS. Based on the results obtained financial perspective variables (X1) amounted to 2.241 with R persial 0.030, (X2) amounted to 3.879 with r persial 0.000 , Internal business (X3) amounted to 2.391 with r persial 0.021 with GIS 0.05, growth and learning (X4) amounted to -2.412 with r persial 0.020.

This research aims to analyze errors in writing quotations in students' papers from the PGSD Study Program at Medan State University, especially in the paper entitled "Analysis of Teacher Difficulties in Implementing the Problem Based Learning Model in Elementary School Social Sciences Learning". This research uses a qualitative method with a design that prioritizes data collection through document analysis. The main data source comes from the text of the researched papers, with a focus on formatting errors, sources, and citation integrity. The data analysis technique uses the Miles and Huberman model which includes presenting data and drawing conclusions. The research results showed that there were inconsistencies in writing the author's name, the wrong writing order based on the year of publication, and the use of inappropriate punctuation in quotations. These findings emphasize the importance of understanding and applying correct citation writing rules to improve the quality of scientific literature.

In learning mathematics, calculation techniques are indispensable. However, a common issue encountered is the lack of proficiency in calculations, whether it be addition, subtraction, multiplication, or division. Jarimatika is a method of mathematical calculation using the fingers as tools to facilitate arithmetic operations, especially multiplication. This activity aims to socialize and understand the responses of students and teachers towards the use of the Jarimatika method in elementary schools. The results of the activity showed that students were very enthusiastic during the activity and found it easier to perform multiplication operations using the Jarimatika method. The teachers' response was also very positive and they appreciated this activity. From this activity, it was proven that the Jarimatika method helps elementary school students become quicker and more proficient in multiplication operations

This research uses a qualitative methodology with field research as the main research design. Observation, interview and documentation methods were used in the data collection approach. Three analytical approaches were applied: data reduction, data visualization, and drawing conclusions. Research findings show that: 1) Students of SD N 2 Kapencar Kertek Wonosobo have sufficient understanding of the importance of religious moderation, this shows that they have understood the indicators one by one, starting from the values ​​of tolerance, non-violence and local values. cultural accommodation, and national values. Because they live in an environment and school that is slightly different from other places, children may appreciate the value of tolerance in everyday life. Apart from being enthusiastic and able to preserve long-standing cultural heritage, students are also open to differences in views and are able to live in harmony and harmony. support each other without discriminating between personal ideologies. 2) Efforts made by the Islamic Religious Education teacher at SD N 2 Kapencar Kertek Wonosobo to instill the value of religious moderation through the implementation of Friday worship, 5S (Smile Greeting and Greeting with Manners), direct teaching in class through debates and lecture formats. Acquire knowledge beyond the boundaries of the classroom. 3) Findings from observations and interviews show a number of contributing factors, ranging from the provision of school facilities to local communities and cultural diversity. Meanwhile, the obstacle is a lack of enthusiasm for learning when studying Islamic Religious Education.

This community service activity aims to increase the understanding of class VIII students at MTs Hidayatul Insan, Palangka Raya, regarding the basic material of Morphology in teaching English as a Foreign Language (ELT) through song media. The mentoring method involves presenting basic Morphology material through song lyrics that are relevant to the concept being taught. The results of the service showed a significant increase in students' understanding of the material, as well as a positive response to the use of songs as a learning medium. Keywords: Community service, Morphology, English as a Foreign Language (ELT), mentoring, song media.

Education is the main foundation in shaping the character and personality of the younger generation. Every educational institution has a responsibility to not only convey knowledge, but also guide its students in emotional and social aspects. In this context, guidance and counseling services play an important role in helping students overcome the various challenges they face, both in the school environment and outside of school. This research aims to explore how the implementation of guidance and counseling services at Al-Madina Middle School Wonosobo works, as well as its impact on student development. This research uses a qualitative descriptive method with data collection techniques through interviews, observation and documentation studies. The research results show that Al-Madina Middle School Wonosobo has implemented various structured and comprehensive counseling guidance programs. These programs include academic guidance, personal guidance, and social guidance. Implementation of this service has been proven to help students increase learning motivation, overcome personal problems, improve social interactions, and plan their future.

The use of social media has become an important part of our lives, including in the development of geographic science. However, we often see that there are many uses of non-standard words in conveying geographic concepts on social media which can interfere with the effectiveness of conveying information and understanding geographic concepts. The aim of this research is to increase students' understanding of the importance of learning and understanding non-standard language terms in social media. This research uses quantitative research methods by distributing questionnaires to geography education students at Medan State University. The results of the research conducted show that geography education students have a positive view of the use of non-standard words on social media because they can increase students' understanding and interest in learning about geographic concepts.

Education is an activity that helps people talk about what they already know in order to broaden their understanding of life's fundamentals. The foundations or principles that guide one's life, particularly those derived from religious ideals, are crucial for governing and enhancing the system of life. Based on observations made by the author at Takhassus Al-Qur'an Middle School, it is stated that there is a lack of student focus in learning and students' abilities vary in receiving learning. However, this does not rule out the possibility that students can stimulate learning more quickly. This can be done by training students' thinking through the rote method because the more the brain gets used to it, the more it will be trained and of course it will increase students' intelligence. The level of cognitive intelligence is divided into 3, namely: level of memory and understanding, level of application, level of analysis, evaluation and creativity. By using the rote method so that the level of cognitive development is observed in memory and understanding.Based on the findings of the author's research, the following conclusions can be drawn: 1) The memorization method for teaching PAI at Takhassus Al-Qur'an Middle School is in the good category, the level of cognitive intelligence of Takhassus Al-Qur'an Middle School students is known to be in the good category and level Student memorization based on memorization scores in PAI learning subjects is in the very good category. 2) hypothesis testing based on the t value, the predetermined value of tcount > ttable, namely 2.867 > 1.69389, while based on the significance value of 0.008 < 0.05, it is concluded that the rote method variable (X) has an effect on the cognitive intelligence variable (Y). simple linear regression (11.151 + 0.363 determination is 0.215, which means it has a positive influence of 21.5% and 78.5% is influenced by other factors that are not yet known by researchers. 3) Supporting factors in the memorization method for students' cognitive intelligence at Takhassus Al-Qur'an Middle School, namely using Mr. Abdurrahman al Asy'ari's method which is practiced in the tahfidz class using a special Al-Qur'an, level of perseverance, consistency in training, environment learning, and student concentration during the learning process.

This research was conducted to improve learning outcomes on number sorting material using numerical jersey media in grade II SDN 02 Rowoyoso. This study uses a class action research method that uses II cycles in which each cycle consists of planning, implementing, observing, and reflecting activities. The data collection techniques used are observation, tests, and documentation. The results of classroom action research found that numerical jersey media can improve student learning outcomes. In the first cycle student learning outcomes were 55.55% (10 students who completed) and 44.44% (8 students who were not completed). While in cycle II student learning outcomes increased to 86.66% (13 students who completed) and 27.77% (5 students who have not completed). So it can be concluded that students experience improved learning outcomes and achieve the minimum completeness criteria determined.

This research aims to: 1) Determine the best way to apply the imla' manqul method to improve the ability to write Arabic letters in TPQ Tanwirut-thullab Panikel Kampung Laut Cilacap; and 2) Identifying factors that facilitate or hinder the application of the imla' manqul method to improve the ability to write Arabic letters at TPQ Tanwirut-thullab Panikel Kampung Laut Cilacap. Qualitative methods are used in this thesis. Data collection was carried out through observation, interviews and documentation techniques. Data collection analysis is used to examine the collected data, which includes data reduction, data presentation, and drawing up conclusions. The research findings yielded the following conclusions: 1) The use of the imla manqul method by TPQ Tanwirut-thullab to improve students' Arabic letter writing skills. The imla manqul technique is used for lesson planning, the imla manqul method for implementation, and the manqul method for evaluating learning at the Cilacap Laut Village Panikel . Based on the great enthusiasm of students in participating in learning activities at TPQ Tanwirut-thullab, it can be concluded that the imla manqul method and the ability to read Arabic letters at TPQ Tanwirut-thullab are quite good and are working well. This shows that students are aware of their abilities and are motivated to become more proficient in reading Arabic script. 2) Factors that encourage and hinder the application of the imla manqul method at TPQ Tanwirut-thullab Panikel Kampung Laut Cilacap to improve Arabic letter writing skills. The following factors support the use of the Imla Manqul method to help students become more proficient in writing Arabic letters: a) The teachers at TPQ Tanwirut-thullab have the necessary experience, especially in the field of religious knowledge; b) Students are enthusiastic about participating in learning activities at school; and c) A peaceful and friendly school environment helps students concentrate when reciting the Koran. Meanwhile, the obstacles to the TPQ Tanwirut-thullab Panikel Kampung Laut Cilacap using the imla manqul method are as follows: a) Each student has a unique learning capacity. This can be seen from how quickly they achieve their goals. b) At TPQ Tanwirut-thullab, teacher tardiness is a problem that needs to be addressed immediately. Panikel, c) Infrastructure at TPQ Tanwirut-thullab, where one of the things that hinders the effectiveness of learning is the lack of facilities and infrastructure.

Digital Pathology Image Analysis (DPIA) is one of the areas where deep learning (DL) techniques offer modern, cutting-edge functionality. Convolutional Neural Network (CNN) technology outperforms the competition in classification, segmentation, and detection tasks while being just one of numerous DL techniques. Classification, segmentation, and detection methods can often be used to address DPIA concerns. Some difficulties can also be resolved using pre- and post-processing techniques. However, other CNN models have been investigated for use in addressing DPIA-related issues. Furthermore, the research seeks to explore how susceptible the model is to adversarial attacks and suggest strategies to counteract them. To predict ischemic strokes caused by blood clots, the authors of this study developed CNN with a pixel brightness transformation (PBT) technique for image enhancement and developed several approaches of image augmentation techniques to increase and provide the learning model with more diverse features. Also, adversarial training was integrated into CNN models to train the model with perturbed data in order to assess the impact of adversarial noise at different stages of training. Several metrics, including precision, F1-score, accuracy, and recall, are utilized to assess the experiments' effectiveness. The research findings indicate that employing transfer learning with a deep learning model achieved an accuracy of up to 97% using the ReLU activation function. Also, data augmentation helps improve the accuracy of the model.

The education sector requires innovation to prepare students to become competent individuals and to produce high-quality individuals in society by equipping them with various 21st-century skills to meet the demands of changing times. Through the everyone is teacher here learning strategy, it is hoped that students can develop critical thinking skills, which are highly essential in the current era of globalization.This research aims to explore how the everyone is teacher here learning strategy is implemented in SMKN 1 Wonosobo, its impact on fostering critical thinking, the factors influencing its implementation, and the outcomes after its execution. This study employs a descriptive qualitative research method. Data collection techniques include observation, interviews, and documentation, while data analysis involves triangulation.The findings reveal that the Islamic Education teachers at SMKN 1 Wonosobo have effectively implemented the everyone is teacher here learning strategy. The cultivation of students' critical thinking skills has started to progress well, although there are indicators that need reinforcement due to some students' lack of concentration in receiving new material. Supportive factors for the "everyone is teacher here" strategy are easily planned and implemented, encouraging students to actively engage in developing their thinking skills. Inhibiting factors include lack of concentration, reading interest, and self-confidence among some students. The implementation of the "everyone is teacher here" strategy has led to students' progress in critical thinking, increased self-confidence, self-expression, and greater responsibility.

The implementation of the No Smoking Area is important in the campus environment because the campus is one of the places that should implement the No Smoking Area. In addition, the campus is a place of learning, where people in it are not only people who smoke, but there are also many passive smokers. Student smoking behavior that is carried out every day inside and outside the lecture hall causes the prevalence of cigarette smoke in the campus environment. With several reasons, there are many male students who smoke. This study aims to determine the implementation of the KTR policy by academics within the scope of the Faculty of Sport and Health Sciences, Makassar State University. This research uses a qualitative study design with data collection methods in this study, namely interviews and participatory observation. The results of this study, namely the implementation of academics regarding communication, resources, bureaucratic structure, and disposition towards KTR policies in the FIKK UNM environment become an obstacle to the enforcement of policy compliance. The conclusion of the results of interviews with observations of research variables in the campus environment is not in line in its implementation. It is recommended to the Faculty of Sport and Health Sciences UNM to increase compliance with KTR policies in the campus environment by increasing communication variables, disposition, resources and bureaucratic structures so that it will reduce the prevalence of smoking rates in the campus environment.

The realization of a healthy school starts with students' habits of implementing a clean and healthy PHBS lifestyle, health is the main foundation in supporting an optimal learning process, in implementing clean and healthy living behavior and also one of the main factors driving good and correct PHBS for students is teacher, improving a person's quality of life is those who pay attention to the condition of their body, by diligently exercising, eating healthy food, and getting enough sleep, strategies for implementing a clean and healthy lifestyle at SDN Kunir Lor 3, and how this can contribute positively to health and student immunity, unhealthy student lifestyles such as students who usually eat instant food, junk food and unclean student habits. Seeing the situation of students who are unhealthy and lack immunity, we have the initiative to create a healthy lifestyle work program for students by means of exercise and bring supplies. Through direct analysis surveys before and after implementing the exercise program and bringing provisions, a decrease in the level of boredom and laziness among students was seen. The success of the gymnastics and carrying provisions program at SDN Kunir Lor 3 has been a positive experience. This positive experience has sparked interest in the integration of gymnastics and carrying provisions into educators' routines as a method for improving the quality of education.

This research is motivated by the gap between the demands of the digital era on cutting-edge geography and the geography learning process at SMA Plus St. Albertus Agung Weleun, Malaka Regency. The learning process tends to be verbal and teacher-centered, the use of media with cutting-edge technology is still lacking in attention so that educators have minimal or lack of variation in using learning models and media. This has an impact on learning that is often boring and this condition affects student learning outcomes which are not yet satisfactory, which is the problem of this research. This study aims to determine: 1) the effect of the e-learning learning model assisted by the Kahoot application on student learning outcomes at SMA Plus St. Albertus Agung Weleun; 2) the difference in the effectiveness of the e-learning learning model assisted by the Kahoot application on student learning outcomes at SMA Plus St. Albertus Agung Weleun. This research is a quasi-experimental study with a Nonequivalent-Group Pretest-Posttest Design. The sample in this study were students in grades XA and XB where class XA was the experimental class and class XB was the control class. The data collection technique was carried out using a test instrument consisting of a pretest and posttest developed based on teaching materials. The instrument has met the requirements for validity and reliability. The difference in learning outcomes between the control group and the experimental group was analyzed using the T-test, while in this study it was the independent sample t-test and the n-gain score test. The various analysis techniques were analyzed using SPSS version 24.00. The results of the study showed that: 1) there is a significant effect of the e-learning learning model assisted by the Kahoot application on the learning outcomes of students at SMA Plus St. Albertus Agung Weleun with a sig value (2-tailed) of 0.000 ≤ 0.05. 2) the e-learning learning model assisted by the Kahoot application is less effective in improving student learning outcomes, the experimental class value is 54.9550 and the control class using conventional methods is not effective in improving student learning outcomes, the value is 15.1133.

This research aims to discuss the influence of the Problem Based Learning Model on the Learning Outcomes of Class VIII Students at Wederok State Middle School.  The method used in this research is Classroom Action Research. The results of this research are that an average of 51 students is converted into 4 categories, so the average score of learning outcomes for Wederok State Middle School students after learning using the Problem Based Learning (PBL) learning model is generally in the not good category. Based on the results of research conducted in cycle I and cycle II with the application of the Problem Based Learning (PBL) learning model, learning outcomes have increased. This can be seen from the increase in the average student score during the research, namely 51 in cycle I and 85 in cycle II.

In the process of learning Indonesian, it is often found that each student has a different level of understanding and ability. In addition, factors such as different learning styles can also affect student learning outcomes. Differentiated learning can be influential in improving student learning outcomes. This study aims to find the effect of differentiated learning on students' grades in Indonesian language courses. This research uses quasi-experimental method. Differentiated learning has an effect on improving student learning outcomes in Indonesian language courses seen from a significant level of 0.05 the value of Fstatistic = 0.0758 and FKritis = 0.4401 which means FKritis> Fstatistic (0.4401>0.0758), so differentiated learning can affect the improvement of nursing student learning outcomes in Indonesian language courses.