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Financial institutions have played a very large role in the development and growth of modern industrial society. BMT is included in the Sharia Financial Institutions which are operated on the principle of profit sharing, trying to grow and develop micro, small and medium enterprises, in order to raise the level and dignity and defend the interests of the poor. The aim of this research is to determine the role of BMT in empowering micro businesses and the potential of businesses financed at Baitul mal wa tamwil (BMT) to develop economic activities so that they provide positive, prosperous and of course more independent results. This research is qualitative research with a descriptive research type, and the research data is taken from first-hand data, namely customer perceptions and second-hand statements that can be trusted. Data collection techniques include interviews, observations and information from books, articles, journals and theses. Research findings show that BMT plays an important role in empowering micro businesses by providing financing in accordance with sharia and cooperative work operational agreements. That way, MSMEs will become more advanced and able to absorb workers, which of course will help a lot in economic development and alleviating poverty due to reduced employment opportunities.

Community service activities are carried out at Bintang Timur Kindergarten in Pematang Siantar in order to help children at an early age understand android educational games that are suitable for consumption by the child himself. Educational games as a support for children's cognitive development so that parents must understand various types of educational game applications, how to choose the right educational games, and how to install on cellphones. The implementation method used is presentation, demonstration, practice, brainstorming, and sharing about educational games to the Principal at Bintang Timur Kindergarten, Pematang Siantar.  This activity was carried out through three stages, namely 1) socialization, 2) mentoring, 3) monitoring and evaluation. The results of the implementation of this activity are:  1) understanding of android educational games as a support for children's cognitive development in the very good category.  This is indicated by the percentage of indicators of achievement of recognizing educational games (96%), choosing educational games (89%), installing educational games (93%), and implementing educational games (86%); 2) obtained a positive response as seen from the attendance indicator of participants reaching 93% of the target and enthusiastic participants during the activity from the beginning to the end of the activity. The ultimate goal of introducing educational games is that parents are IT literate so that they are able to monitor their children in using cellphones, especially when playing games.

The purpose of this study was to find out the profit sharing system carried out by rice field owners with rice cultivators in Senaung Village, Jaluko District, Muaro Jambi Regency and to find out the rights and obligations carried out by Shahibul Maal and Mudharib to rice cultivating farmers in Senaung Village, Jaluko District, Muaro Jambi Regency. As well as to find out the constraints faced by Shahibul Maal and Mudharib on rice cultivating farmers in Senaung Village, Jaluko District, Muaro Jambi Regency. The analytical approach used in this research is qualitative-descriptive. The results showed that the profit-sharing system that occurred in Senaung Village between Shahibul Maal and Mudharib was based on an agreement between the two parties according to local customary law that applies for generations, where custom is used as a source of law that can be obeyed by the local community and Profit sharing agreements that occur are generally carried out verbally with mutual trust among members of the community. Farmers' obligations that must be carried out to support production results are starting from the management preparation stage, the rice seed preparation stage, the next stage is starting to transfer the seedlings, the planting season preparation stage, rice planting, after the rice plants are 15, 25 and 45 days old, fertilization is carried out. After fertilization is carried out grazing between the rice fields, when the rice is 60 days old, pest control is carried out, the final stage is harvesting.

This study aims to analyze the influence of financial literacy, trust, location, income, and public views related to profit sharing in saving at Islamic banks. This type of research is qualitative and quantitative. Sampling techniques are simple random sampling and questionnaires. The results showed that financial literacy and location did not affect the interest in saving at Sharia Banks in the people of Perbaungan District. Trust, income and perception of profit sharing have a positive and significant effect on the interest in saving at Sharia Banks in the people of Perbaungan District. The need to expand the arrangement of data on Islamic banks such as sharia principles and products/goods in Islamic banks, so that interest in saving at Islamic banks will increase.

The advent of the Internet as an effective means for resource sharing has consequently, led to proliferation of adversaries, with unauthorized access to network resources. Adversaries achieved fraudulent activities via carefully crafted attacks of large magnitude targeted at personal gains and rewards. With the cost of over $1.3Trillion lost globally to financial crimes and the rise in such fraudulent activities vis the use of credit-cards, financial institutions and major stakeholders must begin to explore and exploit better and improved means to secure client data and funds. Banks and financial services must harness the creative mode rendered by machine learning schemes to help effectively manage such fraud attacks and threats. We propose HyGAMoNNE – a hybrid modular genetic algorithm trained neural network ensemble to detect fraud activities. The hybrid, equipped with knowledge to altruistically detect fraud on credit card transactions. Results show that the hybrid effectively differentiates, the benign class attacks/threats from genuine credit card transaction(s) with model accuracy of 92%.

Technological advances are increasingly rapidly encouraging MSMEs to evolve in digital marketing. There are still many MSMEs in Sait Buttu Saribu village that have not fully utilized existing social media. The lack of knowledge and expertise regarding digital marketing makes the use of digital marketing still limited. provide an overview of clear sales financial governance such as how much profit or loss is earned or inventory. This socialization activity was held at the Sait Buttu Saribu village hall. This activity began with the presentation of material on digital marketing and simple Buku Warung. Then the committee accompanied the participants regarding filling out the cash book application format. After that, a question and answer session was held. The socialization activities went well and were full of enthusiasm as evidenced by the communicativeness of the MSME participants in terms of asking questions about the material that had been presented and sharing with each other about the MSME businesses being run.

The objective of this study is to assess the impact of Profit Sharing Funds (DBH), Overtime Calculation Budget (SiLPA), and Population Number (JP) on regional expenditure in the districts/cities of South Sumatra. This study utilizes secondary data as the primary source of information. The data is obtained from a comprehensive sample that encompasses all 13 districts and 4 cities within the South Sumatra province. The data covers a period of 5 years, specifically from 2016 to 2020. The population for this study comprises the budget implementation reports obtained from districts and cities in South Sumatra. This study employed various statistical techniques for data analysis, including descriptive statistical analysis, classical acceptance test, multiple linear regression test, and hypothesis testing. The software utilized for analysis was SPSS for Windows version 26. The research findings presented in this paper are incomplete in nature. The allocation of population and revenue sharing funds exhibits a noteworthy and statistically significant influence on regional expenditure patterns. The calculation of budget surplus (SiLPA) has a minimal and adverse effect on regional expenditure. In the context of regional spending, it is observed that Profit Sharing Funds (DBH), Budget Overtime (SiLPA), and Population Number (JP) exhibit a noteworthy and statistically significant influence.

The purpose of this study was to determine the effect of regional original income, general allocation funds, special allocation funds, profit sharing funds, and local government spending on poverty alleviation in provinces in Indonesia. The research method uses quantitative methods. The research data source is secondary data in the form of panel data, namely provincial data in Indonesia for the period 2017-2021 obtained from the Indonesian Central Bureau of Statistics. Analysis of research data using panel data regression analysis. The results of the partial hypothesis test with the t test, it is known that the variables of local revenue, profit sharing and local government spending have a partially significant effect on poverty alleviation. Meanwhile, the general allocation fund and special allocation fund do not have a partial significant effect on poverty alleviation. The results of the F test show that regional original income, general allocation funds and special allocation funds, profit-sharing funds and local government spending have a significant simultaneous effect on poverty alleviation in provinces in Indonesia in 2017-2021.

This article discusses empowering the Pasir Emas Village Community in the fields of health and digital literacy. The aim of this activity is to provide valuable learning experiences to students through direct involvement in society to discover, formulate, study and recognize the potential of society and find solutions to problems rationally by fostering motivation to utilize their own potential and the second aim is to provide opportunities for students. to develop thinking based on science. This KKN activity will start with debriefing, carrying out activities, preparing reports and evaluating. KKN starts on July 10 2023 to August 18 2023 in Pasir Emas Village, Kuantan Singingi Regency, Singingi District. We, the Unri Kukerta team, focus more on community empowerment. Our work programs are Disaster Mitigation Socialization, Waste Recycling and Making Ecobrics, Making Waste Decomposition Plags, Educating Gender Equality for Teenagers, Making Water Filter Tools, Strengthening Pre-School Age Children's Literacy Using Used Used Materials, Qris Socialization, Making Alternatives or adding other variations of dodol products, MSMEs sharing with local entrepreneurs regarding integrated marketing communication and public speaking in community business development such as in tofu and tempeh factories and helping organize correspondence filing in Pasir Emas Village. In general, the activities or work programs that we carry out can run well and smoothly.

Motivation discusses how to encourage someone's work enthusiasm, so that they want to work by providing optimal abilities and expertise to achieve goals (Danang Sunyoto, 2015). Providing excellent service is an action that must be carried out by workers/service providers in serving the people or residents around them. If the service provider is not satisfactory, do not hope that the client will return to our services, he will switch to another health facility that provides excellent service. It cannot be denied that when we come to a health facility, even a type of Posyandu facility, sometimes we still find the health workers and cadres who work less friendly, less energetic in serving the people who come, seem less enthusiastic about the various factors that make them like that, with their attitude. health workers like this illustrate the lack of excellent service. By looking at conditions like this, the author is interested in providing/sharing knowledge related to how to increase the motivation of Posyandu cadre officers in providing excellent service in RW 06 Susukan Village

One of the problems faced by MSMEs in Sidorejo hamlet is marketing problems and skills in using technology. MSMEs in Sidorejo hamlet need technology-based business development so they can compete with new online businesses. The purpose of this writing is 1) Identifying the use of marketing media in MSMEs in Sidorejo Hamlet, Ngestiharjo Village. 2) Describe technology-based business development efforts in MSMEs in Sidorejo Hamlet, Ngestiharjo Village through digital marketing training. The method used to identify the use of marketing media is observation and interviews. The methods used in technology-based business development efforts are community education and training methods. Materials in efforts to develop technology-based businesses for MSMEs in Sidorejo Hamlet through digital marketing training include: 1) Cultivating an entrepreneurial spirit and providing inspiration from the success of online businesses, 2) Sharing sessions, 3) Digital marketing training. The identification results show that many MSMEs in Sidorejo Hamlet use simple technology in marketing, which is dominated by WhatsApp and Facebook media. In fact, there are still many MSMEs that run their businesses offline without the help of technology. The evaluation results of digital marketing training activities show that this activity received a positive response, was considered to provide insight and knowledge, and provide inspiration. Almost all business people want to practice this online business in developing their business.

The younger generation is the foundation and capital of the nation's development. For this reason, parents, educators and the government are expected to seriously provide the best education for them. The reality is that all citizens, local governments, families and parents are obliged and responsible for providing protection and guaranteeing the fulfillment of children's human rights in accordance with their duties and responsibilities. Legal rules regarding bullying against children have been regulated by the State in the form of laws, meanwhile, a clear understanding of bullying is not yet owned by some adolescents both within the school environment and outside the school environment. Even though acts of bullying can harm other people and can even cause the loss of the future of a child who is a victim of this act. For this reason, the Serang Raya University Service Team is interested in carrying out community service activities for students of SMP Negri 2 Cikeusal Serang which in this case is given in the form of "Socialization of the Dangers of Bullying for Mental Students". using several methods including delivering material directly or lectures, sharing, discussions, questions and answers, and dialogue. The results obtained from the Socialization of the Dangers of Bullying for students' mentality are: the results of this dedication show that students' knowledge about stopping bullying increases, increase knowledge and understanding of legal regulations related to bullying, the impact of bullying.

Micro, Small and Medium Enterprises (MSMEs) are buying and selling activities and providing services to the community with the aim of making a profit, but the empowerment of MSMEs is not due to the fact that there are still many obstacles, such as the difficulty for MSMEs to obtain financing facilities from financial institutions, so they are forced to take out loans from loan sharks whose interest rates are high and suffocating. thus causing businesses to go out of business, to overcome this problem MSMEs need Islamic financial institutions with a profit sharing scheme, namely mudharabah contracts or financing/investments which are usually mudharabah products found in Islamic Cooperatives, Indonesian Sharia Bank (BSI), Baitul Maal Wat Tamwil (BMT). The Indonesian Muslim Entrepreneurs Community (KPMI) and the Syirkah Bersama Cooperative (KSBB) are both working together to create a new innovation in the form of Mudharabah Linked Waqf which optimizes and manages cash waqf funds in an organized manner so that it is hoped that it can help MSMEs to develop further.

Developments in the business world are currently increasing rapidly, as seen from the many companies that have sprung up with various fields of development in the current business world. In carrying out its business activities, a company certainly requires various resources. Human resources are one of the resources that exist in a company in addition to other resources such as capital, materials and machines. Companies also need human resources, namely employees. Employees are an important resource for the company, because they have talent, energy and creativity that are needed to achieve company goals (Erwina & Mira, 2019).

The purpose of this study was to find out how the sharing learning model has an impact on the ability to write poetry in class VIII students of SMP Negeri 8 Medan in the 2022/2023 academic year. This research involved all students in class VIII SMP Negeri 1 Delitua, a total of 303 students in 10 classes. Of the 303 students, 29 were selected to be the research sample. This study uses a one-group pre-test post-test experimental design. The method used is a description test. Test "t" data is used to test the hypothesis. The results show that the students' ability to write poetry before using the Reciprocal Learning learning model is classified as poor, with an average value (mean) of 60.51, while their ability after using this model is quite good, with an average value (mean) of 81.37 . Furthermore, the results of the hypothesis testing show that the null hypothesis (H0) is rejected, and the alternative hypothesis (Ha) is accepted, because tcount is greater than ttable, which is 8.01 greater than 2.045. This shows that the ability of class VIII students of SMP Negeri 8 Medan to write poetry texts is influenced by the sharing learning model.

The purpose of this study is to know the influence of personality traits and individual competencies on knowledge sharing and employee performance. This research was Dinas Pekerjaan Umum dan Penataan Ruang Kota Pasuruan. The data collection technique used is a questionnaire that’s been released online through Google Forms. Selection of research samples using sampling jenuh was 76 respondents. For statistical and data processing, Partial Least Square (WarpPLS 7.0). This result showed: (1) Personality traits (X1) positive and significant effects knowledge sharing (Y1). (2) Individual competencies (X2) positive and significant effects knowledge sharing (Y1). (3) Personality traits (X1) do not affect employee performance (Y2). (4) Individual competencies (X2) positive and significant effects employee performance (Y2). (5) Knowledge sharing (Y1) positive and significant effects employee performance (Y2).  

Islamic banking which continues to grow rapidly at this time has resulted in competition in the banking industry, both between Islamic banking and conventional banking or fellow Islamic banks in obtaining their respective income. Every bank strives to create product innovations to be the best in order to increase the collection of funds originating from the public in the form of savings. The method used in this research is a qualitative method. Qualitative method is research that explains data in the form of written or spoken words from someone whose behavior is observed. PT. Bank Sumut Marelan Raya Sharia Sub-Branch Office is one of the banks that is competing to earn its income by making a Smart iB savings product which is one of the superior savings products at the bank and uses the Mudharabah Mutlaqah principle where the mudharabah contract gives full freedom to mudharib in managing capital provided by shahibul mal. Mudharib can use this capital for investment or business. This Smart iB Savings uses a ratio or profit sharing that will later be mutually agreed upon.

This research is based on a problem found in one of the Madrasah Aliyah schools, namely the model used is not diverse enough that it is considered boring. When learning accepts students feel bored and bored. So that learning activities in class tend to be more rigid and passive. The purpose of this study was to analyze students' responses to the model. learning RMS (Reading, Mind mapping, and Sharing) on ​​Virus material. The research method used is Quasi Experimental (Quasi Experimental). Obtaining data in this study showed that the average student response was 77% in the good category. Thus it can be concluded that students' responses to the RMS learning model (Reading, Mind mapping, and Sharing) on ​​Virus material can be used because it is more fun so it can be used as an alternative. Students are expected to have the same opportunity to develop, and it is recommended that research is conducted to examine more deeply. more about student responses. against models. RMS learning (Reading, Mind mapping, and Sharing) on ​​other Virus materials.

The problem that occurs at TPQ Al Furqon is the lack of teacher competence, especially soft skills. So the teachers at TPQ Al-Furqon Demak need soft skills training to improve their teaching and learning competence. This soft skills training takes the form of public speaking and team work with the aim of learning the Koran to run effectively and efficiently. Apart from that, this training aims to create an atmosphere of Teaching and Learning Activities (KBM) that is structured, clear and directed according to their respective roles. The approach method used includes the FGD (Focus Group Discussion) approach including sharing sessions. The activity stages consist of the counseling or material delivery stage, the training practice stage and the training evaluation stage including sharing sessions. This activities result show that teachers understand the importance of public speaking and team work so that teaching and learning activities more interesting and effective.

This service is based on changes in the mechanism and substance of the implementation of National Selection for Student Admissions (SNPMB). This transition is something new for prospective students and if prospective students do not understand it, it will 0certainly have a bad impact on the readiness of prospective students in participating in the implementation of UTBK-SNBT. The procedure for implementing the service is a sharing session on the implementation of SNPMB 2023, introduction and discussion of the 2023 UTBK-SNBT model questions, as well as an initial ability test on the representation of the 2023 UTBK-SNBT question model based on the latest UTBK-SNBT sub-matter. Then the socialization participants will be given a test to measure their knowledge of the SNPMB 2023 mechanism after the provision of SNPMB 2023 material. The results of this service activity are that more than 90% of prospective university students at SMA Negeri 1 Kefamenanu have understood the mechanism for implementing SNPMB 2023 after participating in the sharing session, based on the ability test, prospective university students do not fully understand the 2023 UTBK-SNBT model questions, and based on the results of the questionnaire, more than 90% of sharing session participants gave a good response to this activity. The results of this activity are important as a measure of understanding of the SNPMB 2023 mechanism and provide an overview of the initial ability of prospective students to answer UTBK 2023 model questions so that follow-up can be known in accordance with these abilities.