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Sharia banks are currently on the rise and have become a reference for the public. One of them is 4.444 loans with a profit sharing system. Therefore, various sharia banking products, including the application of Murabahah contracts to PT financing products, must be understood by the wider community. Sharia People's Financial BANK SHARIA INDONESIA KCP MEDAN PADANG BULAN. This article explains the introduction of Murabahah contracts in PT loan products. People's Sharia Financial BSI KCP MEDAN PADANG BULAN This article uses qualitative research, collecting data through online interviews with PT manager BANK SHARIA INDONESIA KCP MEDAN PADANG BULAN. The result of this research is the application of a financing contract, namely the Murabaha contract, namely a contract for buying and selling goods at the original price with additional agreed profits. Technically, Sharia Banking Murabahah is defined as an agreement agreed between a sharia bank and a customer where the bank provides financing for the purchase of raw materials and other working capital needed by the custome.

Conceptual understanding of riba and its influence in Islamic economics is an important subject in the context of Islamic finance. This research highlights the conceptual understanding of riba and its implications from the perspective of Islamic economics. Through a literature review approach, this article explores various views and arguments related to riba in Islam and Islamic economics. The analysis in this article underscores the need for a deep understanding of riba in the context of Islamic economics. Through this approach, policies can be formulated to promote principles of justice, equality, and sustainability in the Islamic financial system. Practical implications include profit-sharing systems such as mudharabah and musyarakah being used to replace riba practices, ensuring fairness and equality among parties involved in transactions. Additionally, a deeper understanding of Sharia economics and strict supervision of riba practices in the financial sector are crucial to assist individuals and institutions in managing finances in accordance with Islamic law. In conclusion, the conceptual understanding of riba and its influence from the perspective of Islamic economics is an important aspect in building a financial system that aligns with Islamic principles. By understanding the implications of riba, society can take more sustainable and equitable steps in developing Sharia-based economies.

This research examines the employees of UKM Batik Lasem Sekar Mulyo, Rembang. This research aims to determine the influence of the role of core self-evaluation and empowering leadership on employee creativity through knowledge sharing. The research method in this research is a quantitative research method. The population in this study were all employees with a total of 95 employees who worked at UKM Batik Lasem Sekar Mulyo, Rembang, while the sample in this study was 95 respondents. Determining the sample size used a non-probability sampling technique because the population was relatively small, so the technique taken was saturated sampling (census). Data analysis in this research used the SmartPLS version 3 program. The data analysis technique used was the Structural Equation Modeling (SEM) equation model. The results of the analysis and discussion show that the quality perception variable influences Core Self-Evaluation and influences Employee Creativity, Empowering Leadership influences Employee Creativity, Core Self-Evaluation influences Knowledge Sharing, Empowering Leadership influences Knowledge Sharing, Knowledge sharing influences Employee Creativity, Core Self-Evaluation has an effect on Employee Creativity, partially mediated by Knowledge sharing, and Empowering Leadership has an effect on Employee Creativity in Employees of UKM Batik Lasem Sekar Mulyo, Rembang, which is partially mediated by Knowledge sharing.

The Islamic Financial Sector (IFS) is a rapidly growing sector in the Islamic economy. IFS operates on Islamic law, so it must always adhere to Islam. IFS plays a crucial role in implementing Islamic principles aimed at helping society achieve prosperity, honesty, and fairness through a profit-sharing system. One of the key players in the Islamic financial sector is Islamic banking, which has a low credit risk, resulting in a sufficient margin for MSMEs. MSMEs, also known as Usaha Mikro Kecil dan Menengah (UMKM), are a type of productive business owned by individuals or corporations and regulated by Law No. 28 of 2008. UMKM has a significant role in Indonesia's economy. This potential is what motivates Islamic banks to facilitate the provision of loans to MSMEs. As time passes, Islamic banks have become capable of supporting MSMEs, which in turn attract MSMEs to conduct transactions at Islamic banks.

This activity aims to explore the use of Google Colaboratory as a basic introduction tool to Python programming. The research methodology involves analyzing the features of Google Colaboratory, implementing basic Python code, and observing user experiences. Research findings indicate that Google Colaboratory provides high accessibility without the need for additional installation or configuration requirements, enabling users to quickly initiate Python programming. Furthermore, the platform offers sharing and online collaboration capabilities and provides computational resources suitable for intensive data processing tasks. The implications of this research suggest that Google Colaboratory can be an effective solution in supporting Python programming learning, especially for beginners. With a user-friendly interface and easy access, this platform has the potential to facilitate the development of programming skills for a broader audience.

Al-Hamidiyah Islamic Foundation's Instagram still needs a Marketing Public Relations strategy to increase the acceptance of new students. Marketing Public Relations at the Educational Institutions of the Al-Hamidiyah Foundation is needed because educational institutions need to convince prospective students due to the lack of public relations efforts to expose the message of the Al-Hamidiyah Foundation via Instagram. This study aims to determine the pull strategy, push strategy, and pass strategy used by Al-Hamidiyah's Marketing Public Relations. This study uses a descriptive analysis method with a qualitative approach. The data collection techniques used are interviews, observation, and literature studies. This study uses the theory of Marketing Public Relations namely Thomas L. Harris Pull, Push, and Pass Strategy. The results of this study are that the Pull Strategy provides prizes in the form of vouchers or gift cards by following the Al-Hamidiyah account through trivia quizzes, or giveaway, promoting advertisements/Instagram Ads. The Push Strategy is cooperating in posting content with influencers or media partners, sharing student activity content, outstanding students and facilities. The Pass Strategy is carrying out the blue ocean strategy & sharing learning program content and student activities.

English was realized as one of the international languages, especially in 5.0. Mastering English was not a new thing. It has been a common competency nowadays. That is why all the young generation must know about English. There were children in Indonesia who still do not know and notice the significance of English. It was seen through a survey in Desa Klambir Lima Kebun that the children living there acted as the objects of this community service. Furthermore, this was focused on improving their English achievement through a program named Bengkel Inggris. In this program, the students were distinguished based on their background in English whether basic or middle. Then, they followed the class based on their background. After that, there is a sharing session special for the children. The meeting was done once a week for two months. As a result, there were many improvements gathered from this program not only a better achievement in English score but also a better motivation for learning English. It concluded that improving English achievement through the Bengkel Inggris Program for Children in Klambir Lima Kebun Village succeeded to be done.

This research aims to identify and describe the impact and benefits of the role of companion on the development of MSMEs in Kabonena Village. The role of MSME assistants will be analyzed using the four roles and skills presented by Jim Ife and Frank Tesoreiro (2006), namely the facilitative role, educational role, representational role and technical role. The type of research that the author uses in this writing is qualitative research with data collection techniques, namely: observation, in-depth interviews and documentation studies related to the research problem. The results of the research found that through a facilitative role, MSME actors will have the enthusiasm to run a business, the group is facilitated through various ideas and concepts in running a business, and there is a personal approach for each group member when there are problems within the group. In an educational role, the mentor will increase the awareness of all group members regarding the importance of the business they are running and provide information that is important for the development of their business. The third, in the role of accompanying representation, will help the group in using the right media in developing their business, building working networks with other parties, and sharing knowledge and experience. And finally, the role and technical skills, the assistant helps the group to use computers, and make verbal and written presentations, in running and developing their business.

The purpose of this study was to determine the effectiveness of social media marketing instagram in the dimensions of content creation, content sharing, connecting, and community building on customer decisions Dezato BrowniesThe type of research used is descriptive qualitative. Sedarmayanti and Hidayat (2011: 33) define qualitative descriptive research as a method in finding facts about the status of a group of people, an object, a condition, an event in the present with the right interpretation. This is in line with the test results which show that social media marketing with the variables Content Creation, Content sharing, Connecting, Communitiy Building is very effective on Dezato Brownies' customer decisions. It can be concluded that social media marketing effectively increases customer awareness, interaction, and purchasing decisions, making a positive contribution to business growth. Keep in mind that customer purchasing decisions are influenced by complex factors beyond the variables studied, confirming the complexity of market dynamics and consumer behavior.

The rapid growth of Internet of Things (IoT) and edge computing technologies has introduced new security challenges due to the distributed, heterogeneous, and dynamic nature of these environments. Conventional static security mechanisms, such as rulebased authentication and fixed trust models, are often inadequate for addressing evolving threats and abnormal behaviors in largescale IoT systems. To overcome these limitations, this study proposes a machine learningbased trust evaluation framework for enhancing security in distributed IoT environments. The proposed approach dynamically assesses the trustworthiness of IoT nodes by analyzing behavioral and interactionbased features collected at the edge layer. Machine learning models are trained to classify nodes into trusted and malicious categories and continuously update trust values in response to changing network conditions. Based on the predicted trust levels, adaptive security decisions are enforced to allow or restrict node participation in data sharing and computation processes. A quantitative experimental evaluation is conducted using simulated distributed IoT scenarios that include both normal and malicious behaviors. The performance of the proposed framework is evaluated using standard metrics such as accuracy, precision, recall, F1score, and detection effectiveness, and is compared against conventional static trust and rulebased security mechanisms. The results demonstrate that the proposed machine learningbased trust evaluation approach achieves significantly higher detection accuracy and robustness while maintaining low computational overhead. Overall, the findings confirm that integrating machine learning into trust management provides an effective and scalable solution for securing distributed IoT systems under dynamic and adversarial conditions.

The rapid growth of cross-platform applications has significantly increased the volume and diversity of sensitive user data processed across heterogeneous and distributed environments. Personally identifiable information, device identifiers, behavioral data, and financial information are routinely collected to support personalization, analytics, and service optimization. While these practices enhance application functionality and user experience, they also introduce substantial privacy risks, including unauthorized data access, device fingerprint–based re-identification, cross-user data leakage, and large-scale data breaches. These risks are further amplified by distributed processing architectures and extensive third-party library integrations commonly used in modern cross-platform systems. This study aims to systematically analyze privacy issues in cross-platform applications by examining the types of sensitive data involved, identifying dominant privacy threats, and reviewing state-of-the-art privacy-preserving mitigation strategies. A systematic literature-based methodology was employed, focusing on recent Scopus-indexed journal articles, conference papers, and book chapters. The analysis synthesizes findings using thematic categorization and a conceptual research framework that maps sensitive data sources to privacy threats and corresponding mitigation mechanisms. The results indicate that privacy risks in cross-platform applications originate not only from external attacks but also from internal architectural weaknesses, such as flawed authorization logic and excessive data sharing across system components. Privacy-preserving techniques including differential privacy, federated learning, blockchain-based data governance, secure multi-party computation, and fine-grained access control mechanisms are shown to provide stronger privacy guarantees compared to conventional centralized approaches. However, these techniques also present trade-offs related to system complexity and performance. Overall, the study highlights the importance of adopting a multi-layered, privacy-by-design approach to ensure sustainable, trustworthy, and regulation-compliant cross-platform application development.

This research aims to determine cooperation in agricultural land management and its impact on the income of the Kertopati Village community. This research is qualitative type using primary and secondary data sources. The object of this research is a number of communities who collaborate with . Data was obtained directly from respondents by carrying out data analysis methods, namely observation, interviews and personal documentation, then the data was processed using data processing techniques. The results of the research show that: That the mechanism for implementing cooperation in managing gardens uses the Mukhabarah agreement in Kertopati Village, which has two mechanisms for carrying out cooperation with the Mukhabarah agreement or profit sharing system. Then the profit sharing or Bagi due hasil system is able to provide welfare to people who do not own land at all but have capital. And the people of Kertopati Village who work as farmers have carried out Bagi due hasil in accordance with the Mukhrabah agreement indirectly, because they initially knew that the systems in the Bagi due hasil process were part of the application of customs but had been synchronized by religious leaders in accordance with views in the Islamic religion.

This sharing session activity aims to find solutions to the problem of increasing business productivity among MSME players. This activity is the result of a collaboration between STIEM Bongaya Makassar and the Bali chapter of the TDA foundation which was held at the Wistara cafe, Badung Regency, Bali with the theme of MSME revival activities. The activity method is carried out through sharing sessions by forming a group discussion forum (FGD) where the presenters and participants provide input to each other and formulate appropriate strategies to increase business productivity. One of the conclusions obtained is that increasing productivity among Micro, Small and Medium Enterprises (MSMEs) can be the key to business success and growth in the form of increasing production efficiency, improving product quality, improving marketing, improving skills and knowledge, increasing cooperation.

Most of the Indramayu area is rice fields. The agricultural land cultivation system uses a paroan system (profit sharing system). The cooperation agreements usually made by the community are verbal, not in writing, this has become the community's habit. The aim of the research is to determine the practice of rice farming cooperation in Gantar Village, Gantar District, Indramayu Regency and to examine whether the practice of agricultural cooperation is appropriate according to Islamic law. This research uses a qualitative approach. Data collection techniques in this research are observation, interviews and documentation. Data was processed and analyzed using qualitative descriptive methods. The results of the research state that the practice of rice farming cooperation in Gantar Village, Gantar District, Indramayu Regency uses a profit sharing system. Farmers are required to become members of the Association of Farmers Supporting Food Security (P3KPI), their agreement is executed in writing, all capital is from the rice field owner, the harvest is divided in half after capital is deducted and the harvest is purchased by the rice field owner. According to Islamic law, the practice of agricultural cooperation with a profit sharing system in Mekarjaya Village, Gantar Subdistrict, Indramayu Regency is permitted, because the agreement has fulfilled the pillars and legal requirements of muzara'ah.

Financing is one type of sharia banking activity which is meant by financing is the provision of funds or bills which are equivalent to profit sharing transactions in the form of mudharabah and musyarakah, rental transactions in the form of ijarah or hire purchase in the form of ijarah, mutaniya bittamlik, sale and purchase transactions in in the form of murabhahah, salam and istisna receivables, lending and borrowing transactions in the form of qards and service rental transactions in the form of ijarah for multi-service transactions. This research aims to determine the influence of DPK, FDR and NPF on murabahah financing in Islamic commercial banks for the 2018-2022 period. This type of quantitative research, the data used is secondary data taken from the OJK website. This research uses the multiple linear regression method. The research results show that the variables third party funds (DPK), financing to deposit ratio (FDR) and non-performing financing (NPF) simultaneously have a significant influence on murabahah financing in Islamic commercial banks for the 2018 - 2022 period.

One of the systems for cultivating oil palm plantations used by residents in Allied Jaya is the profit sharing system (musaqah). For farmers who do not have garden land, they work to manage the gardens of other farmers who have land. All costs in terms of cultivating the land are borne by the land owner. Apart from that, the custom of the people of Aller Jaya Village in carrying out cooperation in sharing plantation products is not to set a time limit, not to write down a written agreement, and there are no witnesses in its implementation. The provisions in muamalah fiqh state that every time an agreement is made, a time limit must be set and it should be written down to avoid disputes between the two parties. However, this cannot be separated from the knowledge and understanding of the people of Aller Jaya Village. The aim of this research is to find out how the oil palm plantation profit sharing system affects the welfare of the community in the village of Allyr Jaya from an Islamic economic perspective. Checking the validity of the data using Triangulation techniques and data collection methods using observation, interviews and documentation. The informants for this research are land owners and land cultivators. Based on the results of this research, it shows that the existence of this profit sharing cooperation has an impact on the welfare of the community in terms of material needs, increasing income so that daily needs are met. However, not only material needs can be met, spiritual needs can also be met. However, the oil palm plantation profit sharing system in Allyr Jaya Village is not fully in accordance with Islamic economics in the musaqah agreement.

Acts of violence against children in schools deserve the attention of the Indonesian Child Welfare Commission. The current situation creates a context that needs further attention for legal defense in which children are targets of cruelty in schools, as everyone knows that educational institutions are a place where the young generation is educated to become educated adults for the next generation. The role of the teacher is as a parent at school, sharing good and correct knowledge and enlightenment, not being used as a bully to students at school. The main issue discussed first is what factors cause the many incidents of injustice towards the younger generation in educational institutions in Indonesia at this time and the steps taken by KPAI towards children in Indonesia as they exist. In the article, the method of study used is theoretical study by applying the document collection method, namely library research or book study. It is hoped that the results of this study will invite elements including teachers, parents and students to involve schools in monitoring their students and taking part in the role that educational institutions can use to provide an umbrella for their students when carrying out the role of teachers as moral shapers. Teachers who are devoted to the Creator, share the most important encouragement and passion with parents at home to teach children to think positively about the injustice that befalls them.

This analysis delves deeply into Es Kopi Kulu's communication strategy to enhance brand awareness, employing a qualitative descriptive research method through literature review. Es Kopi Kulu has successfully crafted a brand identity through innovative products that showcase creativity and align with current consumer trends. The strategic use of social media has been pivotal in expanding reach and fostering customer interaction, involving them in participatory activities and sharing personal stories. Additionally, collaborative approaches and sponsorships with third parties, such as local artists, have contributed to reinforcing brand awareness within the community. Collectively, the synergy of these three elements provides Es Kopi Kulu with an edge in creating a consistent brand narrative and cultivating strong relationships with customers. This achievement serves as an inspirational catalyst for industry players to tap into creativity, leverage social media effectively, and form strategic partnerships to fortify brand awareness in a competitive market

This research aims to find out the profit sharing in watermelon farming in Talang Bukit village and find out the overview of Islamic economics in watermelon farming practices in Talang Bukit village. This research uses qualitative methods with a field research approach and data collection through observation, interviews and documentation. The results of this research show that the profit sharing system for watermelon farming cooperation in Talang Bukit Village, Kec. North Bahar District. Muaro Jambi is carried out by two parties, namely between the land owner and the cultivator in the form of an oral statement, based on trust and without presenting witnesses with a profit sharing system, namely parohan or pertelon depending on the agreement at the beginning of the contract, and the time period is not clearly specified. In its implementation, the watermelon farming cooperation agreement in Talang Bukit Village, North Bahar District, Muaro Jambi Regency aims to help each other among humans. However, in terms of covering losses, it can be said to be in conflict with the jumhur ulama, because in practice if a loss occurs then only one party will bear it. In this way, one party feels disadvantaged. However, land owners and cultivators are still willing to implement a profit sharing system because this is driven by necessity.

Personal branding is a factor that already exists in every individual, with the personal branding that is formed in each community or individual being different depending on the surrounding environment. Where personal branding correlates with the communication carried out as well as from that process later utilized in the world Work. Organization The company has divisions that have been divided to facilitate performance within the company and make it more effective. This will form the trust and respect shown to managers by employees. When someone wants to build their personal brand, they must pay attention to aspects of skill set, aura and identity. These three aspects are very important in building and developing personality branding individual, so that the result maximum. No only just do Personal branding by sharing photos or various actual activities is felt to have less than optimal impact, and can even be contradictory to the original goal.