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Sharia banking is a financial institution that has a very important role in advancing the Indonesian economy and is an answer to the public's need to use a banking system based on sharia principles. However, sometimes there are many perceptions that Islamic banking is the same as conventional banking. Sharia banking has fundamental differences from conventional banking, namely regarding legal aspects, organizational structure, financed business activities and work environment. Sharia banking operational activities are based on sharia principles, namely the principle of profit sharing, buying and selling and leasing principles by conducting business through mudharabah, musyarokah, murabbahah and ijaroh contracts. Meanwhile, conventional banking provides services in payment traffic with the principle of determining interest for both savings and loan (credit) products and applying various fees in the form of nominal amounts and certain percentages.

This study aims to determine the effectiveness of news article writing training focused on using English terms in headlines and articles. Participants were students from NU 3 Mualimin High School, Weleri District, Kendal Regency, with varying expertise levels. The training involved intensive workshops on news article structure, appropriate writing styles, and correct use of English terms. Results are expected to provide insights into the impact of training on improving article quality, particularly in English term usage. Evaluation included qualitative analysis of articles before and after training, considering changes in writing style, information clarity, and English term usage skills. The study also discusses challenges faced by authors and presents recommendations for further improvement, aiming to enhance writing skills in the context of globalization and the influence of English in mass media

Poetry translation is a complex and challenging process, as poetry is a rich and unique form of language that often uses poetic words and sentence structures. This study aims to analyze the translation methods used by students of English Language Education Study Program in translating poetry from Indonesian to English. This research uses a case study method involving 15 students of English Education in North Sumatera who are currently undergoing a translation course. The research data were obtained through analyzing the poetry translations produced by the students. The results showed that the students used various translation methods, but the most commonly used method was literal translation. Students also managed to maintain the meaning of the original poem in their translations, but they sometimes struggled to convey the emotional and aesthetic nuances of the poem. Based on the results of the study, the researcher concludes that PBI students still need to develop their skills in translating poetry. This can be done by providing more in-depth learning about the theory and practice of poetry translation, as well as providing opportunities for students to practice translating poetry with guidance from experienced lecturers.

The communications technology industry is a dynamic industry and is always changing along with developments in the business environment. Technology companies often learn new individual needs as quickly as possible which forces companies to innovate business models, and this industry has promising prospects because the market is getting bigger. The aim of this research is to analyze the structure, behavior and performance of companies that dominate the communications technology industry. This research uses secondary data with qualitative and quantitative approaches obtained directly through intermediary media. The sample collection method used was the non-participant observation method. Data analysis techniques use concentration ratio analysis, HHI index test, descriptive analysis. The results of this research show 1) The market structure of the communications technology industry is proven to be an oligopoly. 2) The market structure in the communications technology industry is influenced by company behavior. 3) Market structure and company behavior influence company performance. The implications of this research are that structure, behavior and performance influence each other in the communications technology industry.

This paper analyzes the comparative structure of industry in Indonesia. The paper discusses the factors that influence industrial development and formulates strategies to promote sustainable industrial growth. Analysis of the comparative structure of the industry is important to understand the dynamics of the industry and identify future opportunities and challenges. This paper also discusses strategies to encourage sustainable industrial growth, such as increasing investment in education and training, building adequate infrastructure, implementing policies that support industry, increasing the use of technology, and promoting local products and services.  

This article explores the caste system in Bali which has become an integral part of the social and cultural structure of Balinese society. The relationship between caste and social status reflects a deep and distinctive aspect of the structure of Balinese society. This article contains the history and how caste affects daily life and interaction patterns in Bali. In conclusion, the article also discusses the responsibilities of caste system holders in Bali involving a series of roles that are important in maintaining social and cultural balance in the Balinese indigenous community. They are responsible for maintaining and preserving the traditions and cultural values associated with each caste. In this article we can find out about the relationship and social system of caste in Bali.

Research This study aims to determine the application of accountability accounting as a tool for production cost control and performance appraisal at UPT. production cost control and performance appraisal at Sikka Innovation Center. innovation center. In the application of responsibility accounting there are several indicators, namely, organizational structure, budget, separation of controllable and uncontrollable costs, account code classification, account reporting, and performance appraisal at UPT. controlled and uncontrolled, account code classification, accountability report. accountability report. Implementation of accountability accounting as a performance appraisal tool There are several indicators, namely, identification of the center of responsibility center, standards are set as benchmarks for manager performance on certain responsibility center, manager performance is measured by comparing the budget and realization between budget and realization, managers are individually rewarded or punished by higher management. or punishment from higher management.  This research uses a qualitative descriptive method. Techniques data collection techniques using literature study, observation, interviews, and documentation. documentation. The data analysis technique is done by comparing the existing theories that already exist with the data obtained from the case study.  The research results obtained from the application of accountability accounting as a means of controlling production costs and performance appraisal has not been effective because the and performance appraisal has not been effective because there is no separation between controlled and uncontrolled costs. controlled and uncontrolled costs.

Joyfulful Sunday is one of forms of the Church's responsibility in helping parents to guide their children in growing their Christian faith. Joyfulful Sunday teachers and parents play an important role to guide children to get involved in the Joyfulful Sunday activities. Since Joyfulful Sunday aims to develop children's faith so that they are ready to participate in the church and society actively. However, there are many parents who have not realized yet that the Joyfulful Sunday teachers are their partners in developing the children's faith. It is recognized by the low presence of the children who attend the Joyfulful Sunday at the Administrative Parish Church Banjardowo, Semarang. There are four objectives in this research: (1) to determine the importance of the Joyfulful Sunday, (2) to determine the role of the Joyfulful Sunday teachers and parents in the Joyfulful Sunday, and (3) to determine the ways that Joyfulful Sunday activities have beenbeen done. This research uses the descriptive qualitative method. The data collection was accomplished through observation and semi-structured interviews. The researcher uses the Miles and Huberman model, namely reducing data, presenting data, and concluding to analyze the data. The results of the research indicate that Joyfulful Sunday is  essential as a way to develop the children's faith. The mentoring process in managing the formation of the children's faith in the Joyfulful Sunday has not been total and integral yet. The word 'total' referensi to the Joyfulful Sunday is conducted by involving all the potential people of the church, both families and people in the Parish. It is integral when the assistance  is not a personal work , yet it is a collaboration between parents and the parish. Many parents haven't realized yet how essential Joyfulful Sunday is. The collaboration between the Joyfulful Sunday teachers and the parish priest has not been optimal yet. Consequently, there are minimal catecheses for children. The limited number of teachers of the Joyfulful Sunday leads to difficulties in dividing teh schedules to participate in the Joyfulful Sunday.

This study examines the implementation of Collaborative Governance between the Technical Implementation Unit for Women's and Children's Protection (UPT.PPA) and the Children's Protection Agency (LPA) in handling child abuse cases in East Java Province. With the high incidence of child abuse in this region, child protection has become an urgent priority. The aim of this research is to identify the forms of collaboration undertaken, the challenges faced, and the strategies to enhance the effectiveness of the collaboration. The findings indicate that the collaboration between UPT.PPA and LPA involves case referrals and joint handling that require mediation or special interventions by certified experts. Challenges include policy differences, limited resources and budgets, and uncertainties due to changes in government policies. This study recommends the drafting of a Memorandum of Understanding (MOU), strengthening resources and budgets, utilizing information technology to improve coordination, and public awareness campaigns on the importance of reporting child abuse cases. This research contributes to the understanding of the importance of structured collaboration and strategies to overcome obstacles in efforts to protect children from abuse.

The utilization of mobile applications in the service sector has experienced significant growth, fueled by increased access to the internet and the use of smartphones. The M-TIX app, which provides online movie ticket booking services, is one example of an app that has become an important part of movie fans' routines. Despite its popularity, users have reported various issues related to usability and overall user satisfaction. In this study, we focus on the user experience of the M-TIX app by using the User Experience Questionnaire (UEQ) to identify the strengths and weaknesses of the user experience aspects. Through a structured qualitative approach, the UEQ enables an in-depth evaluation of six key dimensions of user experience, namely Attractiveness, Perspicuity, Efficiency, Dependability, Stimulation, and Novelty. The study involved respondents predominantly aged between 17 to 21 years old, with the largest group being 20 years old (15 respondents), and most of them (26 respondents) were students. The results of this study are expected to provide valuable recommendations for improving the design and functionality of the M-TIX application, as well as increasing the understanding of the relationship between users' characteristics and their perceptions of user experience in the context of online movie ticketing applications. This research aims to address the existing problems and enhance user satisfaction by providing actionable insights.    

A covenant establishes a structured accountability that allows all parties to act justly. The concept of a covenant in the Old Testament is used to describe the relationship between God and humans. This relationship forms a bond that involves the voluntary acceptance by the parties involved in the covenant, namely God and humans. The covenant between God and humans is not equal because it occurs within a special relationship where God accompanies, liberates, gives, and gathers humans to create order in life. God's regulations are intended for the behavior of Israel and include various norms and customs derived from local tribal regulations, tribal traditions, priestly teachings, and wisdom teachings.

This article examines the development of mathematics learning design using the Dick and Carey model in material simplifying algebra forms for class VII SMPN 217 Jakarta. Learning design refers to the process of planning and developing effective learning structures, strategies and activities to achieve desired learning goals. The purpose of writing this article is to explain the steps for developing learning design by applying the Dick and Carey model in designing mathematics learning on material that simplifies algebraic forms. The results of developing designs using the Dick and Carey model in developing mathematics learning designs can help teachers in designing and implementing learning.

Motorcycle storage without collateral is a service increasingly popular in dense urban communities. However, it raises various legal questions regarding the responsibilities and risks involved, both for service providers and motorcycle owners. In this study, we analyze the motorcycle storage service without collateral from the perspectives of Islamic law and civil law. From the perspective of Islamic law, the sayings of Prophet Muhammad emphasize the importance of maintaining trust in every transaction, while civil law provides a structured framework through Article 1714 of the Indonesian Civil Code. Although there are differences in approach between these perspectives, there are also important points of convergence regarding the maintenance of trust and justice in every transaction. The implication of this analysis is the importance of understanding and respecting legal principles, both from the perspective of Islamic law and civil law, in providing and using motorcycle storage services without collateral.

Execution auctions have the characteristics of the seller of the goods being an agency or institution. This character has implications for legal substances that serve as guidelines in the auction process, which must conform to statutory regulations. The purpose of this research is to know and analyze the relevance of the principles of justice, the opportunities for the principles of justice and the challenges of the principles of justice in the execution of civil cases at auctions for the sale of goods. The research method uses a normative juridical approach. Legal norms which are the legal substance of execution in the law of goods auctions are analyzed through a concept and law approach. This research finds that first, the principle of law (fairness) is very relevant to the law of execution auctions. This relationship is caused by the need for auction legal norms which require the legal principle of justice as a guide if there is a conflict of legal norms in its implementation or application. Second, the opportunity for the legal principle of justice, in the philosophical realm to become a legal principle in the treatises on auctions, namely for the sake of justice in the belief in the One Almighty God. The sociological domain is a guide and guideline for the eroding of the jungle law of disputes over auction results. The juridical realm becomes a guideline if there is a conflict of norms in every statutory regulation related to auction law. Third, challenges to the legal principle of justice originate from the debtor's rights, legal substance (contents of credit agreements) and legal structures (auction agencies and their implementation).

This study aims to examine the strategy of Da'wah and cadre applied by Kh Abdullah Said in forming agents of social change in Indonesia. The background of this study is the significant role of Abdullah Said in the world of Da'wah and Islamic education through the establishment of Hidayatullah Islamic boarding school. The research method used is a literature study, where data is collected from various library sources such as books, journals, and related documents. Research findings indicate that Abdullah Said placed da'wah as a top priority and was active in Cadre from a young age. He developed a structured method of Da'wah known as Manhaj Sistematika Nuzulul Wahyu, and founded a boarding school that combined religious education with practical skills training. The implications of this study suggest that a systematic approach and high commitment in Da'wah can produce effective agents of social change. The study also suggests the need for further research to explore the long-term impact of Abdullah Said's da'wah methods in different social contexts.

This research was conducted to determine the social adjustment of middle-aged teenagers who were victims of divorce in Banyuwangi using the case study method. Semi-structured interviews and observations were data collecting methods carried out with three participants who were the victim of divorce and four significant others. In the discussion, the researcher using thematic analysis technique by dividing several main themes and will divide several main themes 1.) the description of the effects of divorce, 2.) Aspects of social adjustment, and 3.) Social adjustment factors. This study revealed that the three participants whose families had divorced had almost the same social adjustment process, however, differed in dynamics and several aspects. Meanwhile, the influencing factors is environmental factor, especially the community environment to undergo social adjustments in their environment.

This study seeks to ascertain the impact of macroeconomic fundamentals, the configuration of ownership, the attributes of the company, and the composition of capital on the practice of earnings management, considering the reputation of the auditor as a moderating factor. This study employs data from 11 firms listed on the Indonesia Stock Exchange, chosen through purposive sampling over the years 2019 to 2022, resulting in a total of 44 instances of data observation. The analysis method uses SmartPLS analysis. The research results show that macro fundamentals, ownership structure, company characteristics and capital structure do not have a significant effect on earnings management. The composition of ownership and the financial leverage of a company notably impact its attributes. However, the standing of the auditor does not alter the effect that ownership configuration, company traits, and financial structuring have on the practices of earnings management.

Industrialization has helped the economic growth and progress of many countries, but it is still understood about its effects on government, power structures, and social relations. The study investigates the impact of industrialization on these three components, with particular emphasis on Indonesia. Government has changed significantly as a result of industrialization, which has played an important role in driving industrial growth. To attract foreign investment, improve infrastructure, and improve the business environment, governments have implemented several policies, but there are concerns about their ability to oversee industry and protect the interests of local communities. In addition, the power structure has undergone significant shifts, with the emergence of new social classes and the consolidation of power among certain classes. The industrial sector has also created new opportunities for social mobility, but has also exacerbated economic and social disparities. To solve this problem, this study suggests that the distribution of wealth and power must be fairer. Industrialization, along with increased urbanization and urban growth, has had a significant impact on social relations. The study investigates how industrialization has affected social relationships, including its impact on family structures, community networks, and social identities. So, Indonesian government, power structure, and social relations are heavily influenced by industrialization. Although it has produced significant economic gains, it has also created new problems and differences. This research suggests that a deeper understanding of the impact of industrialization is vital, as are the policies needed to address the social and economic impacts of industrialisation.

Language errors are inappropriate or incorrect use of grammar rules, vocabulary, spelling, or sentence structure in a language. Language errors can occur due to various factors, such as a lack of understanding of grammatical rules, influence from other languages, or lack of awareness of correct and appropriate usage in certain communication situations. This research aims to analyze errors in using Indonesian properly in making presentations by students of the Indonesian Language Education Study Program at Medan State University. The method used for research and collecting data is through direct observation through presentations during lectures via Via-zoom media by recording the progress of the presentation. The implication of this research is the importance of increasing understanding and mastery of good and standard Indonesian for students. The research target is students of the Class C Indonesian language study program class of 2022 at Medan State University in order to improve the quality of presentations for the future.   Keywords:, , 

This study aims to analyze the education system, identify the problems faced, and analyze education policies in Brunei Darussalam, with a special comparison to education in Indonesia. Brunei Darussalam and Indonesia have different cultural, social, economic and political contexts, which influence the structure and implementation of their education systems. The research method used is descriptive and comparative analysis, utilizing secondary data from various literature sources, policies and educational reports. The results of the analysis show that Brunei Darussalam's education system is unique, with a focus on Islamic education and national values. However, several problems such as gaps in educational access and teaching quality are still challenges. On the other hand, Indonesia has a more complex education system with various challenges, including regional disparities, teacher quality, and limited educational infrastructure. A comparison between the two countries highlights differences in policy approaches, educational structures, and challenges faced. Brunei Darussalam emphasizes quality education and strengthening national identity, while Indonesia struggles with the challenges of inclusion and social inequality. The implication of this analysis is the importance of understanding the local context in designing educational policies that are effective and relevant to the needs of local communities. This study provides insight for policy makers to improve the education system and improve the quality of education in both countries.