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This research aims to find out whether trust, service and return of results influence MSMEs' interest in becoming Sharia Bank customers. This research uses a quantitative approach by obtaining primary data from questionnaires by taking samples using a random sampling technique with the selection of the entire population in this study being sampled using the census method or saturated sample. Data collection techniques were carried out using observation, interviews, questionnaires and documentation. The data processing technique used is multiple regression data analysis using SPSS 25, UI hypothesis testing, validity testing, and classical assumption testing. This research shows that trust, service and returns have a significant effect on MSMEs' interest in saving at Sharia Banks.

The research aims to determine the positive and significant influence of the personality competence of PAK teachers on the learning interest of class VIII students at SMP Negeri 3 Tarutung for the 2023/2024 academic year. The research hypothesis is that there is a positive and significant influence between the personality competence of PAK teachers on the learning interest of class VIII students at SMP Negeri 3 Tarutung for the 2023/2024 academic year. Descriptive and inferential quantitative research methods. The population of all class VIII students at SMP Negeri 3 Tarutung for the 2023/2024 academic year who are Protestant Christians is 212 people. Random sampling was taken, namely 20% of the total population, namely 42 people. The research instrument is a closed questionnaire. The results of data analysis obtained: a) The value rcount=0.489>rtabel=0.304 and tcount=3.546>ttable=2.021 shows that there is a positive and significant relationship between the personality competence of PAK teachers and the learning interest of class VIII students at SMP Negeri 3 Tarutung for the 2023/2024 academic year. . b) Regression equation. c) The determination test revealed that the influence was 23.91%. d) Hypothesis testing obtained Fcount=12.566>Ftable=3.23, so H0 is rejected and Ha is accepted. The research concluded that there was a positive and significant influence between the personality competence of PAK teachers on the learning interest of class VIII students at SMP Negeri 3 Tarutung for the 2023/2024 academic year.

The objectives of this study were: 1) To determine the competence of class XII economic teachers at MA Ma'Arif NU Cimanggu, 2) To determine the learning achievement of economic subjects in class XII at MA Ma'Arif NU Cimanggu, 3) To determine the effect of competence teachers towards student achievement in class XII in economic subjects at MA Ma'Arif NU Cimanggu.This type of research used in this research is quantitative research. The method used is a survey method. The techniques used to carry out the analysis using simple regression techniques, From the results of the study, the following conclusions were obtained: (1) The category of economic teacher competence at MA Ma'Arif NU Cimanggu, Cilacap Regency which was in the low category was 2 respondents or 15.4%, in the moderate category as many as 10 respondents or 76.9 % and in the high category as much as 1 respondent or equal to 7.7%. (2) The descriptive results of determining the predicate of the value of the 13 respondents obtained the results: 1 or 7.7% of the students got the very good category, as many as 4 or as much as 30 , 7% of students scored in the good category, as many as 8 or 61.6% of students scored in the sufficient category and there were no students who scored in the poor predicate. (3) There was an influence between the competence of economic teachers on learning achievement in economic subjects with a significance value of 0.000. The regression equation can be written: Y = 28,448 + 1,072X. The R value or the correlation value between variables is 0.469 or 46.9%. Meanwhile, the R Square value of 0.355 implies that the effect of economic teacher competence on learning achievement in economic subjects in class XII MA Ma'arif Cimanggu, Cilacap Regency is 35.5%.   Keywords: Teacher Competence, Learning Achievement, Economics Subjects

The purpose of this research is to find out the influence of leadership style, organizational commitment, and job satisfaction on the performance of KPPBC TMP C Pangkalan Bun employees. The population in this study were 60 employees of KPPBC TMP C Pangkalan Bun. This sample was determined using a saturated sampling technique. The number of samples used in this research was 60 employees. This research data analysis tool uses multiple linear regression. The research results show that leadership style has no effect on employee performance. Organizational commitment has a positive effect on employee performance. Job satisfaction has a positive effect on employee performance.  

The aim of this research is to determine the influence of the principal's leadership style on teacher performance at SMK Negeri 2 Siatas Barita in 2023. The method used in this research is a quantitative method with inferential statistics. The population is all 64 teachers at SMP Negeri 4 Pollung and this research is a population study. Data was collected using a positive closed questionnaire with 40 items. The results of data analysis show that there is a positive and significant influence of the principal's democratic leadership style on teacher performance at SMK Negeri 2 Siatas Barita in 2023: 1) Test the analysis requirements: a) test the positive influence, the value of rxy = 0.594 > rtable(=0) .05,n=64) = 0.244, thus it is known that there is a positive influence between variable )= 2,000, thus there is a significant relationship between variable X and variable Y. 2) Effect test: uyu88. a) Test the regression equation, obtained the regression equation Y ̂="25.138"+0.511X. b) Regression coefficient of determination test (r2) = 35.2%. 3) Test the hypothesis using the F test to obtain Fcount > Ftable, namely 33.721 > 4.00. Thus Ha is accepted and H0 is rejected.

Educated unemployment in Indonesia is increasing, this phenomenon occurs when young, highly educated individuals find it difficult to get jobs according to their qualifications. In Central Kalimantan the proportion of educated unemployed will increase because low-educated workers still dominate labor absorption. This research aims to understand the factors that cause youth and educated unemployment in depth, which is important in order to formulate appropriate solutions, both from the government, educational institutions and individuals. Binary logistic regression is the analytical tool used in this research. The results obtained state that education level and gender have a positive and significant effect on the unemployment status of young and educated people in Central Kalimantan Province. Meanwhile, the Age variable has a negative and insignificant effect on the unemployment status of young and educated people in Central Kalimantan Province. And the location variable has a negative and significant influence on the unemployment status of young and educated people in Central Kalimantan Province.    

Position analysis is an action taken in preparing the needs for the number and type of Civil Servant positions that pay attention to each workload. In the Secretariat of the DKI Jakarta Regional Development Planning Agency, there are employees who have positions that are not in accordance with the required competencies and then there are vacant positions caused by non-optimal task implementation. This study aims to determine the effect of position analysis on the performance of the DKI Jakarta Regional Planning and Development Agency Secretariat. The method used is casual quantitative research by distributing questionnaires and analyzing data using SPSS version 25. A total of 30 employees at the Secretariat of the DKI Jakarta Regional Development Planning Agency became the population used in this study using saturated samples. In analyzing the data using simple linear regression technique. This study produces information that there is an effect of job analysis on employee performance and 88% job analysis affects the performance of employees at the Secretariat of the DKI Jakarta Regional Development Planning Agency.    

The research aims to determine the positive and significant influence of the spiritual competence of Christian Religious Education teachers on the character of class VIII students at SMP Negeri 3 Tarutung for the 2023/2024 academic year. The research hypothesis is that there is a positive and significant influence between the spiritual competence of Christian Religious Education teachers on the character of class VIII students at SMP Negeri 3 Tarutung for the 2023/2024 academic year.Descriptive and inferential quantitative research methods. The population of all class VIII students at SMP Negeri 3 Tarutung for the 2023/2024 academic year who are Protestant Christians is 163 people. Random sampling was taken, namely 25% of the total population, namely 41 people. The research instrument is a closed questionnaire. The results of data analysis obtained: a) The value rcount=0.625>rtabel=0.308 and tcount=5,000>ttable=2.021 shows that there is a positive and significant relationship between the spiritual competence of Christian Religious Education teachers and the character of class VIII students at SMP Negeri 3 Tarutung for the 2023 Academic Year/ 2024. b) Regression equation. c) The determination test revealed that the influence was 39.06%. d) Hypothesis testing obtained Fcount=25.078>Ftable=3.23, so H0 is rejected and Ha is accepted. The research concluded that there was a positive and significant influence between the spiritual competence of Christian Religious Education teachers on the character of class VIII students at SMP Negeri 3 Tarutung for the 2023/2024 academic year.

The research aims to determine the positive and significant influence of the spiritual competence of Christian Religious Education teachers on the character of class VIII students at SMP Negeri 3 Tarutung for the 2023/2024 academic year. The research hypothesis is that there is a positive and significant influence between the spiritual competence of Christian Religious Education teachers on the character of class VIII students at SMP Negeri 3 Tarutung for the 2023/2024 academic year.Descriptive and inferential quantitative research methods. The population of all class VIII students at SMP Negeri 3 Tarutung for the 2023/2024 academic year who are Protestant Christians is 163 people. Random sampling was taken, namely 25% of the total population, namely 41 people. The research instrument is a closed questionnaire. The results of data analysis obtained: a) The value rcount=0.625>rtabel=0.308 and tcount=5,000>ttable=2.021 shows that there is a positive and significant relationship between the spiritual competence of Christian Religious Education teachers and the character of class VIII students at SMP Negeri 3 Tarutung for the 2023 Academic Year/ 2024. b) Regression equation. c) The determination test revealed that the influence was 39.06%. d) Hypothesis testing obtained Fcount=25.078>Ftable=3.23, so H0 is rejected and Ha is accepted. The research concluded that there was a positive and significant influence between the spiritual competence of Christian Religious Education teachers on the character of class VIII students at SMP Negeri 3 Tarutung for the 2023/2024 academic year.

The aim of this research is to determine the positive and significant influence of the Make a Match Type Learning Model on Learning Motivation for Christian Religious Education and Character of Class VIII Students of SMP N1 Pollung for the 2023/2024 Academic Year. This research was conducted using a quantitative approach. The population is all students in class VIII of SMP N Pollung for the 2023/2024 academic year, totaling 121 people and a sample of 92 people was determined according to the Krejcie and Morgan table. Data was collected using a positive closed questionnaire with 36 items. The results of data analysis show that there is a positive and significant influence of the Make a Match Type Learning Model on Learning Motivation for Christian Religious Education and Character of Class VIII Students of SMP N1 Pollung for the 2023/2024 Academic Year: 1) Correlation Test obtained a value of rxy = 0.546 > rtable( =0.05,n=92) = 0.207, thus it is known that there is a positive relationship between variable Another(r2) =29,8 % is influenced by other factors that can increase student learning motivation. b) Test the regression equation, obtained the regression equation Y=36.99+0.52X. b) 3) Test the hypothesis using the t test to obtain tcount > ttable, namely 6.187 > 1.980. Thus, Ha is accepted and H0 is rejected.

The aim of this research is to determine the influence of halal tourist attractions, length of business, capital and tourist visits on traders' income in the Gentala Arasi tourist area, Jambi City. The number of samples in this study was 64 people and used a simple random sampling technique, namely accidental sampling by selecting random samples that were accidentally encountered. Multiple Regression Analysis is used as a data analysis technique. The research results show that halal tourist attractions and tourist visits have a significant effect on traders' income, while length of business and capital do not have a significant effect. Based on data analysis in this research, these variables are valid and reliable. When testing classical assumptions with a normal distribution, heteroscedasticity and multicollinearity do not occur.

This research aims to determine the influence of the Islamic boarding school environment and the Talimul Mutaalim learning process on student learning achievement at Askhabul Middle School, Semarang. This research uses a quantitative type of research. The research sample consisted of 60 students at Askhabul Middle School, Semarang, using simple random sampling techniques. Data analysis uses correlation and multiple regression techniques. The results of this research are that the influence of the Islamic boarding school environment (X1) on student learning achievement (Y) is 0.087 < 0.05 and the Tcount value is 1.740 > Ttable 2.002. The influence of the Talimul Mutaalim learning process (X2) on student learning achievement (Y) is 0.001 < 0.05 and the T value is 8.753 > T table 2.002. The influence of the Islamic boarding school environment (X1) and the Talimul Mutaalim learning process (X2) simultaneously on student competency (Y) is 0.001 < 0.05 and the Fcount value is 59.198 > Ftable 3.16. These results show that there is a positive influence between the Islamic boarding school environment on student learning achievement, the influence of Talimul Mutaalim learning on student learning achievement and there is a simultaneous influence of the Islamic boarding school environment and the Talimul Mutaalim learning process on student learning achievement.    

The government implements the Regional Management Information System (SIMDA) with the aim of facilitating financial management to achieve reliable financial reports and as a reference in decision-making. The purpose of this study is to identify the impact of user understanding, top management support, and user interest on SIMDA implementation. The research adopts a quantitative approach by collecting primary data through questionnaires distributed to 72 respondents from 24 Regional Device Organizations (OPD) in Langsa City, using purposive sampling method. Data analysis is conducted through multiple linear regression using IBM SPSS 25 software. The study results indicate that user understanding has a significant impact on SIMDA implementation, while top management support and user interest do not have significant individual impacts. However, overall, user understanding, top management support, and user interest collectively have a significant impact on SIMDA implementation.

The effectiveness of Accounting Information Systems is an indicator that measures the extent to which the target achievement of transforming data into information to support decision-making in government institutions. This research aims to investigate the impact of work experience, accounting understanding, and technological sophistication on the effectiveness of Accounting Information Systems. It was conducted using quantitative research methods with primary data from 72 respondents through questionnaires distributed to 24 OPDs in Aceh Tamiang District. Sampling was done using purposive sampling techniques. Data analysis was performed using multiple linear regression with IBM SPSS 25 application. The research findings indicate that work experience and accounting understanding significantly influence the effectiveness of Accounting Information Systems, while technological sophistication does not have a significant influence. However, collectively, these three factors have a significant impact on the effectiveness of Accounting Information Systems.

The purpose of this study was to determine whether there is a positive and significant influence between the Use of Digital Literacy on PAK Learning Creativity of Class XII SMA Negeri 1 Balige Toba Regency Learning Year 2023/2024. The research method used is quantitative inferential statistical method. The population is class XII students of SMA Negeri 1 Balige Toba Regency who are Protestant Christians totaling 286 people and a sample of 43 people was determined using the Random Sample technique. Data were collected using a positive closed questionnaire of 40 items, namely 20 items for variable X and 20 items for variable Y. The results of data analysis show that there is a positive and significant influence between the Use of Digital Literacy on PAK Learning Creativity of Class XII Students of SMA Negeri 1 Balige Toba Regency Learning Year 2023/2024: 1) Analysis requirements test: a) positive relationship test obtained rxy value = 0.559> rtable (a=0.05, n=43) = 0.301. b) Significant relationship test obtained tcount = 4.322> ttable (a=0.05, dk=n-2=41) = 2.021. 2) Effect test: a) Regression equation test, obtained regression equation Y ̂ = “7.00”+0.60X. b) Regression determination coefficient test (r2) = 31.3%. 3) Hypothesis testing using the F test obtained Fhitung> Ftabel = (a=0.05, dk numerator k = 12, dk denominator = n-2 = 43-2 = 41), namely 18.68> 2.00. Thus Ha, namely there is a positive and significant influence on the use of literacy d. b) Test the regression determination coefficient (r2) = 31.3%. 3) Hypothesis testing using the F test obtained Fhitung> Ftabel = (a=0.05, dk numerator k = 12, dk denominator = n-2 = 43-2 = 41), namely 18.68> 2.00. Thus Ha, namely that there is a positive and significant effect of the use of digital literacy on the learning creativity of XII grade students of SMA Negeri 1 Balige, Toba Regency for the 2023/2024 Learning Year, is accepted and H0 is rejected.

The aim of this research is to determine the effect of the question and answer method on the learning motivation for Christian Religious Education and Character Education of class VIII students at SMP Negeri 1 Kolang, Kolang District, Central Tapanuli Regency for the 2023/2024 academic year. The research method used is a research method using a quantitative approach with inferential descriptive data analysis. The population is all 115 students of class VIII of SMP Negeri 1 Kolang, Kolang District, Central Tapanuli Regency for the 2023/2024 Academic Year who are Christians and the research sample was determined to be 38 people, namely 35% of the total population using Random Sampling techniques. Data was collected using a positive closed questionnaire with 20 items for variable 05,n=38) = 0.320. b) Testing a significant relationship obtained a value of tcount= 3.410 > ttable(=0.05,dk=n-2=36)= 2.042. 2) Influence test: a) Regression equation test, obtained the regression equation Y ̂="11.82"+0.36X. b) Regression coefficient of determination test (r2) = 24.4%. 3) Test the hypothesis using the F test to obtain Fcount > Ftable=(=0.05, dk numerator k=12, dk denominator=n-2=38-2=36) namely 11.62 > 2.00. Thus, there is an influence of the question and answer method on the learning motivation of Christian Religious Education and Character Education for class VIII students at SMP Negeri 1 Kolang, Kolang District, Central Tapanuli Regency, Academic Year 2023/2024. Ha is accepted and H0 is rejected.    

This study aims to analyze the influence of work culture, work ethic, and employee performance on production results within an organization. Data were collected through a survey of employees and analyzed using linear regression to examine the relationship between independent and dependent variables. The results indicate that employee performance and work ethic have a positive and significant impact on production results, meaning that the better the performance and work ethic of employees, the higher the production output achieved. Conversely, work culture shows a negative effect on production results, suggesting that certain aspects of the existing work culture may need improvement to better support productivity enhancement. The regression model used in this study demonstrates that work culture, work ethic, and employee performance can explain a significant portion of the variation in production results, although other external factors may also contribute. Therefore, organizations need to evaluate their existing work culture and develop strategies to improve work ethic and employee performance. Measures such as training programs, incentive schemes, and improvements in the work environment can help optimize productivity and enhance production outcomes.  

This research seeks to examine the influence of capital structure on the valuation of food and beverage companies within the sub-sector that are listed on the Indonesia Stock Exchange during the time frame of 2020-2022, with the inclusion of profitability as a mediating factor. Employing a quantitative approach, the study utilizes a purposive sampling method to select 29 samples from a population of 42 food and beverage companies listed on the Indonesia Stock Exchange. The analysis of hypotheses is conducted through simple linear regression, multiple linear regression, and the sable test. The results of the study indicate that capital structure positively impacts profitability, influences company value in a negative manner, profitability does not directly affect company value, and profitability does not act as a mediator in the relationship between capital structure and company value.

The rapid development of e-commerce in Indonesia has prompted attention to factors that can maintain business sustainability, especially in terms of customer loyalty. The literature study identified several determining factors, including service quality, customer satisfaction, and brand trust. This research was conducted with the aim of examining the impact of service quality, customer satisfaction, and customer trust on customer loyalty in the Shopee mobile application in Jabodetabek. Using a purposive sampling method, the survey was carried out by distributing questionnaires directly to 120 customers. The results of regression analysis using SPSS refer to a statistical research process where data about the relationship between one or more independent variables (predictors) and one dependent variable (result) is analyzed. SPSS is used as a tool to analyze data and produce regression results. Thus, this research provides important implications that e- commerce mobile applications need to ensure service quality, satisfaction and customer trust to maintain and increase customer loyalty, as well as compete effectively in the online market.    

The objectives of this study are: 1) Knowing the influence of learning discipline on the learning outcomes of economics subjects of grade XI IPS students of SMA Yos Sudarso Majenang. 2) Knowing the influence of the learning environment on the learning outcomes of economics subjects of grade XI IPS students of SMA Yos Sudarso Majenang. 3) Knowing the influence of discipline and learning environment on the learning outcomes of economics subjects of grade XI IPS students of SMA Yos Sudarso Majenang. The data analysis technique used in this study are data instrument test, classic assumption test,multiple linear regression test and hypothesis test. Based on the results of the study: 1) there is an influence of learning discipline on the learning outcomes of economics subjects of grade XI IPS students of SMA Yos Sudarso Majenang. 2) there is an influence of learning environment on the learning outcomes of economics subjects of grade XI IPS students of SMA Yos Sudarso Majenang. 3) there is an influence of learning discipline and learning environment on the learning outcomes of economics subjects of grade XI IPS students of SMA Yos Sudarso Majenang is 67,4%