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In the development of financial technology, many payment system innovations have emerged, one of which is the Indonesian Standard Quick Response Code (QRIS). This research aims to determine the implementation of QRIS for business actors in the Kupang City Traditional Market. This research uses a qualitative approach, with data collection methods conducting interviews, observation, documentation. The results of this research show that the Quick Response Code Indonesian Standard (QRIS) is an electronic payment tool to make it easier for people to carry out transactions. Through QRIS, people can feel the ease of making transactions anytime and anywhere, even outside bank operational hours. However, in its implementation there are several obstacles, namely a weak internet connection so that the transaction process carried out by traders is hampered, the cellphones owned by traders are not yet sophisticated so they cannot make transactions, lack of knowledge and a 0.3% deduction from the transaction value.  

SMEs still have low awareness of the benefits of financial reports. If the financial report produced by the entity reflects the actual situation, then the financial report is reliable and can be used as a reference for interested parties, namely investors, government, employees and even the public. With financial reports, they can separate financial data between personal and company property. The problem in this research is the level of awareness of Small and Medium Enterprises (SMEs) in preparing financial reports. This training aims to provide knowledge regarding the application of SAK ETAP and its relevance to Good Corporate Governance which is beneficial for excellent service for a business, in this case the Real Estate sub-sector of business which is increasingly developing every year with many similar competitors.

Empowerment activities at the Al Falah Kemayoran Foundation are a positive step in improving the quality of life of disadvantaged children. This article reflects an introduction to empowerment innovations through drawing, coloring and general knowledge questions and answers in orphanages. The activity implementation method involves a training and mentoring approach, by providing theory, direct practice, and question and answer sessions. The results of the drawing and coloring activities show the participants' success in carrying out these activities neatly. Meanwhile, general knowledge question and answer activities also went well, showing the children's active participation. During the activity, the empowerment team aims to make a positive contribution by increasing the skills, knowledge and creativity of orphanage children. Material assistance, providing new skills, and creating a positive environment are the focus of the team. Awareness of the need for donations and support from the community was also raised as an important aspect. The conclusion of this activity emphasizes that through collaboration between the orphanage, the empowerment team, and the community, an environment that supports the development of orphaned children can be created. Financial and material support is a key factor in ensuring the education and welfare of children at the Al Falah Kemayoran Foundation. Thus, this empowerment activity can be considered a positive step in creating changes that have an impact on the quality of life of children in orphanages.

This study explores the importance of financial literacy in influencing household financial decisions in emerging economies. Using survey data from multiple regions, the research examines how knowledge of financial concepts affects budgeting, saving, and investment choices. The results indicate that higher financial literacy levels are strongly linked to more effective financial management and improved economic well-being among households.

The growth of many taxable entrepreneurs (PKP) is proof of good economic growth for a country. However, sometimes many entrepreneurs do not know the procedures for paying taxes, the amount of tax that must be paid, which requires them to consult a financial consultant. The increasing number of entrepreneurs in Indonesia is a new face in the economic sector, which indicates that the economy is getting better. Unfortunately, this is not comparable to their knowledge of calculating the amount of tax that must be paid. Based on this, financial consultants have a big role to play in helping those who are still confused about the amount of tax that must be paid.

One of the government's efforts to overcome ongoing social protection problems is to encourage the development of micro, small and medium enterprises (MSMEs). The development of MSMEs, especially in Jambi City, has experienced a very large increase, namely 47,813 in 2021 and increased drastically in 2022, namely 50,747. This means that the development of MSMEs in Jambi City has increased by 6.13%. This increase is an effort by the Jambi Provincial Government to encourage the development of MSMEs by synchronizing MSME empowerment programs in each district and city. This research aims to determine the role of Bank Indonesia Jambi Regional Representative Office (Kpw) in implementing inclusive finance in Jambi City MSMEs. This research uses a qualitative approach which is a type of analysis that produces findings that cannot be obtained using statistical methods or other quantitative techniques where Jambi City MSMEs are the object of this research. The research results show that the role of Bank Indonesia KPw Jambi in implementing inclusive finance for Jambi MSMEs is providing information and facilitators in the socialization of inclusive finance, providing knowledge in inclusive financial education and monitoring and evaluating socialization and education activities. Meanwhile, Bank Indonesia KPw Jambi's obstacles in implementing inclusive finance for Jambi MSMEs consist of unequal reach or accessibility and Human Resources (HR) and understanding of the audience.

This research aims to test how much influence financial knowledge and personality have on This research aims to examine the influence of work experience and work motivation on employee performance through job competence. The data collection method is through surveys and distributing questionnaires, with a sample of 57 respondents. The analytical method used is structural equation modeling using smartpls. The research of this study conclude that : (1) work experience influences work competency at PT. Transco Energi Utama. (2) work motivation has a negative and significant influence on work competence at PT. Transco Energi Utama. (3) work experience does not have a positive and significant effect on employee performance at PT. Transco Energi Utama. (4) work motivation does not have a positive and significant effect on employee performance at PT. Transco Energi Utama. (5) work competency has a positive and significant influence on employee performance at PT. Transco Energi Utama. (6) work experience has a negative and significant effect on employee performance through work competency at PT. Transco Utama Energi. (7) work motivation has a positive and significant effect on employee performance through work competency at PT. Transco Energi Utama.

This research aims to determine the influence of Investment Knowledge and Financial Literacy on Investment Interest in the Capital Market with the Development of Digital Technology as a Moderating Variable. The population of this study is students of the Faculty of Economics and Business, Universitas Putra Indonesia "YPTK" Padang. The sampling technique used is Simple Random Sampling with a sample of 100 students. Data collection techniques used a questionnaire and analyzed the data using Multiple Regression Analysis through the SPSS 25 application program. The results of the study indicate that Investment Knowledge and Financial Literacy have a significant effect on Investment Interest in the Capital Market with the Development of Digital Technology moderating the relationship between Investment Knowledge, Financial Literacy, and Investment Interest in the Capital Market. The Contribution of Investment Knowledge and Financial Literacy is 52.8%, and the Contribution of Investment Knowledge, Financial Literacy, and Development of Digital Technology is 54.3%.

Financial literacy has been proven to have a positive effect on increasing economic welfare. Apart from that, financial literacy is also needed to mitigate the risk of crime or fraud which often occurs in the world of financial investment. Considering the importance of financial literacy, service activities through the personal financial planning education program are held to create people who are aware of the importance of financial planning. The activity was held for the community of vocational school teachers in Malang Regency (MGMP Malang). The results of the activity showed good enthusiasm from the participants. Participants felt they had gained new knowledge in the world of finance and planning. Changes in behavior and views about finances were also visible from what participants said after the training program

A person’s level of knowledge, especially millennial generation (young people), regarding financial matters will definitely make life easier when making daily financial decisions. In the process, financial literacy can play major role. The aim of this research is to determine financial literacy and its impact on the financial behavior of generation Z in West Bandung Regency. The method used in this research is a descriptive quantitative method. The research results show that financial literacy has a significant impact on financial behavior in financial efficacy, investment knowledge, and debt management.A person’s level of knowledge, especially millennial generation (young people), regarding financial matters will definitely make life easier when making daily financial decisions. In the process, financial literacy can play major role. The aim of this research is to determine financial literacy and its impact on the financial behavior of generation Z in West Bandung Regency. The method used in this research is a descriptive quantitative method. The research results show that financial literacy has a significant impact on financial behavior in financial efficacy, investment knowledge, and debt management.

Administration is very necessary for the continuity of the teaching and learning process in the world of education. All of that cannot be separated from the activeness of those who master the administration in the school. People often underestimate the field of administration, even though if the administration is held by less skilled people then the administration will be messy and will not run properly. People who hold administration are people who have been trained in their field (people who have received knowledge or training). Administration is not only in financial terms but also in our neatness and order in bookkeeping. Administration is not only carried out within a certain time but every day systematically. The success of education in schools must be supported by orderly, directed, and planned school administration services. Where in its implementation must follow the direction of the development of an increasingly modern era and growing technological media. For this reason, there needs to be a clear and programmatic division of administrative tasks in each school to create a better school later.

This research aims to understand the level of competency of accounting staff at the Tarbiyah College of Science (STIT) Batu Bara, the quality of regional financial information, the role of accounting staff competency at the Tarbiyah College of Science (STIT) Batu Bara, and its impact on the competency of accounting staff. The research method used is Census with a qualitative and quantitative approach. The analysis tool used is simple regression. The research results show that the important role of accounting staff competencies such as a thorough understanding of financial accounting standards, proficiency in financial analysis, and technical proficiency in accounting information systems in maintaining the quality of regional financial data. This shows that there is a need to increase investment in developing the skills of accounting staff through training and continuous education to support the efficiency and effectiveness of financial management in the educational environment. It can be believed that this research can expand knowledge about the relationship between the quality of regional financial information and the ability of accounting staff, especially at the Tarbiyah College of Science (STIT) Batu Bara.  

Every financial institution has a frontliner who serves as a front guard or sequencer and provides information about banking as well as initial impressions of a bank. Due to the rapid development of the banking industry, PT. Bank Sumut KCP Syariah Lubuk Pakam must determine ways to improve the performance of frontline employees so they can compete with other banks. The problems raised in this research relate to how PT. Bank Sumut KCP Syariah Lubuk Pakam chose an approach to improve frontliner performance through SWOT analysis. Frontline Officers must have the knowledge and expertise in their profession to carry out their primary duties effectively. To do this, they must receive training and support that starts from the individual's outer appearance and continues within, so that when providing consumers receive fast, efficient and polite service, resulting in high customer satisfaction. This research uses qualitative methods and descriptive research design. SWOT analysis is used to apply qualitative and descriptive analysis to arrive at research conclusions. Based on the results of the Cartesian diagram, the institution is in Quadrant I, actively implementing a Growth-Oriented Strategy and supporting this strategy.

Community service is carried out by providing internship assistance at the Public Housing and Settlement Areas Service, South Central Timor Regency. This practical internship activity aims to provide opportunities for students to apply theory and knowledge during lectures to practical realities in the world of work. The method used is Field Work Practice at the Public Housing and Settlement Department, South Central Timor Regency. Mentoring was carried out for 4 students with an effective period of 40 working days. The results of the internship work practice are that interns can learn directly about the financial realization of the settlement development program, settle incoming and outgoing letters, prepare accessories to repair pipes that are still leaking

Financial management is very crucial in practice, both personal and business financial management. This is very important, especially for MSMEs, because poor financial management will have an impact on bookkeeping and make income and expenses confusing, especially if the business being run has started to increase in sales. Financial recording is an important thing but is often underestimated even though there are many benefits that entrepreneurs get by recording financial reports. There are many reasons why a business has not recorded financial reports properly, such as a lack of insight into what it is like to make or record its own financial reports and there are no resources that can handle it, as is also felt by the entrepreneur who owns the Tunas Sari semprong located in Rengasdengklok-Karawang. Starting from this, in this community service, we aim to provide basic training in simple financial recording to improve the performance of entrepreneurs' businesses. Apart from the manual, we also provide understanding in operating financial records using a digital application in the form of BukuKas which can be installed on business people's smartphones. This makes it easier for entrepreneurs to operate financial reports. With knowledge of financial reports, we can easily find out our income and expenses and can be used as evaluation material in improving business performance and developing the business we own. From the results of this training, it is hoped that entrepreneurs will be able to record simple financial reports and be able to operate the BukuKas application to make recording easier.

Administrative services at the sub-district or village level are one of the public services that are very important for the community. This administrative service includes various types of certificates, such as birth certificates, death certificates and resident mutation letters. This research uses a qualitative method with a descriptive approach, with library study research techniques and field studies with observation, interviews and documentation to collect data. Other research shows that analysis of the quality of administrative services at the sub-district office of Gunung Halu Regency can be carried out using quantitative methods with techniques. questionnaire data collection. The results of the research show that the quality of administrative services at the sub-district office of Gunung Halu Regency still needs to be improved. In technical guidance, village officials are provided with knowledge and skills in financial management and village administration.

Business ethics can be defined as knowledge about the ideal procedures for regulating and managing a business that takes into account norms and morality that apply universally and economically/socially, and the application of these norms and morality supports the aims and objectives of business activities. Determining profits based on business ethics is not always easy, so companies must pay attention to the fact that implementing business ethics is very important, because this can provide long-term benefits for the company and society as a whole. This research aims to find out how to determine profits based on business ethics in Indonesia. The method used in this research is a descriptive research method using a qualitative approach. The research results show that good business activities strive to achieve profits by paying attention to corporate social responsibility (CSR) and the application of business ethics in determining profits involves a balance between achieving financial goals and paying attention to social, environmental and moral impacts.

The goals of this community service are to develop Gentansari Village MSMEs with their potential through marketing digitalization training, financial recording, education regarding capital and  product design for e-commerce. Followed by approximately 40 MSME actors in Gentansari Village who produce various kinds of snacks. Carried out in two stages, the first stage is training regarding product design, financial recording, capital and social media management. The output of this activity is: increasing the knowledge and interest of MSME actors in Gentansari Village; creating a simple financial recording account; product design; management and commerce.

This research aims to investigate and analyze the influence of financial knowledge, financial attitude and locus of control variables on personal financial management behavior of undergraduate students in the Management Study Program at Primagraha University class of 2021. This research applies a quantitative approach using primary data with a non-probability sampling method using purposive techniques sampling.. Data collection technique by distributing questionnaires to 50 undergraduate students of the Management Study Program at Primagraha University class of 2021. The test results show that financial knowledge towards personal financial management behavior shows a calculated t value = -4.683 and a sig probability value of 0,000. The financial attitude variable towards personal financial management behavior shows a t value = 8.956 and a sig probability value of 0,000. And the locus of control variable on personal financial management behavior shows a t value = 3.180 and a sig probability value of 0,003. The results of this research partially show that the variables financial knowledge, financial attitude, and locus of control have a significant influence on personal financial management behavior.

Through web-based business applications, it helps start-up companies to reach their target markets more quickly and in a more organized manner, with a more efficient level of economic costs compared to using conventional consumer marketing methods which require higher levels of economic costs. However, more than 40% of SMEs and startup companies in Indonesia, both digital and non-digital based, experience financial failure and fail to maintain their business continuously, due to inefficient management of the financial aspects of the organization, which becomes an obstacle for business actors in planning and can also disrupt the level of continuity of the business. This is the background for the need for community service activities in order to improve the quality of financial inclusion, especially in terms of working capital management budgeting for mobile-based SMEs and startup companies.  This community service activity was formed to expand knowledge regarding effective and efficient working capital management budgeting, where it is hoped that through this program, mobile-based SMEs and startup business actors will have the knowledge to know the financial strength of their business and can be used as a consideration in decisions and make the business run healthier in the future.