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Catechesis towards Independent and Missionary Faith Formation (KBG) is an approach in religious education aimed at nurturing individuals who are firm in their faith, capable of independently experiencing and practicing their religious beliefs, and ready to actively disseminate religious teachings to others. This approach combines catechesis, faith formation, and mission skills development. Through this process, individuals are expected not only to become passive recipients of religious teachings but also to become active agents of change in spreading religious values and strengthening their faith communities.

This research investigates the impact of work motivation and leadership, mediated by job satisfaction, on employee performance in savings and loan cooperatives during the Covid-19 pandemic in Pemalang. The population consists of employees from Koperasi Simpan Pinjam Muti Artha Utama, Graha Mandiri, and Merdeka Makmur the Main Branch Office in Pemalang, totaling 250 individuals. Data collection is conducted through a questionnaire, and the validity and reliability of the instruments are assessed through appropriate tests. The analytical approach involves multiple regression analysis. The findings from the multiple regression analysis indicate that work motivation positively and significantly affects employee performance, while leadership also demonstrates a positive and significant impact on employee performance. Furthermore, work motivation is found to exert a positive and significant influence on job satisfaction, and leadership similarly shows a positive and significant impact on job satisfaction. Job satisfaction is then identified as having a positive and significant effect on employee performance. The results suggest that job satisfaction serves as a mediator, enhancing or fortifying the influence of work motivation variables on employee performance. Similarly, job satisfaction acts as a mediator, amplifying the impact of leadership variables on employee performance within savings and loan cooperatives in Pemalang.

Teachers are a big influence in cultivating the success of students' insight and attitudes. The guidance given by teachers also needs to be given to the values of caring for the environment. The character of caring for the environment does not only come from intuition and talent, but also comes from habits and an educational process that cares about the environment. A concrete manifestation provided by the government in cultivating the character of caring for the environment through the Adiwiyata Program in schools. The predicate of Adiwiyata is Mandiri and is an example of a school to be coached by other schools, so to find out more the researcher wants to conduct research on the role of teachers in cultivating environmentally caring character through the Adiwiyata program. The aim of this research is to (1) find out the role of social studies teachers in forming character caring for the environment at SMPN 1 Wlingi (2) knowing the form of character that cares for the environment in students at SMPN 1 Wlingi. This research uses a qualitative approach and an intrinsic case study type of research. Data collection techniques through observation, interviews and documentation. Checking data validity through technical triangulation and confirmability. The data analysis technique for this research is the Miles and Huberman technique through data reduction, data presentation, drawing conclusions. The results of this research are 1) The Role of Social Studies Teachers in Forming Environmentally Caring Characters a) Curriculum that is integrated with the environment, in the form of lesson plans/teaching modules that are integrated with material about the environment b) Participatory activities, in the form of the habit of cleaning the environment every morning, with guidance teachers, and insight through activities from learning materials. 2) Forming environmentally caring character through the Adiwiyata Program at SMPN 1 Wlingi in the form of an independent attitude and sense of responsibility possessed by students which is proven by the many activities that support the Adiwiyata Program, such as picket activities every morning and after school, clean Fridays, competitions cleanliness of the class, several activities integrated with learning materials in the form of making vlogs. and in general, SMPN 1 Wlingi implements minimizing plastic waste through the attitude of students by bringing provisions or drink bottles from home.

Career guidance helps individuals choose, prepare, and plan their chosen career for the future.  This research aims to determine the description of students' career planning in class XI TKJ Mandiri Vocational School Datuk Kabu Deli Serdang and the influence of career guidance on students' career planning.  This research is a type of quantitative research.  The design of this research is Pre-Experimental Designs in the form of One Group pretest-posttest Design.  A questionnaire with a Likert scale was used to collect data.  The results of the research show that the career planning of students majoring in Class XI TKJ at SMK Mandiri Datuk Kabu Deli Serdang is influenced by career guidance.  The results of data analysis carried out using the IBM SPSS Statistics V.26 program show that the Sig.  (2-tailed) is 0.000.  If 0.000<0.05 then, Ho is rejected and Ha is accepted.  Thus, it was found that there was an influence on students' career planning both before and after being given career guidance.

Online shopping has now become a trend to penetrate society because the price of online shopping has caused a change in behavior among the community, especially in the family sphere. This change in behavior can be seen from the shopping habits of customers who previously shopped directly at the market or at the nearest mall, whereas now they prefer to shop directly at the market or at the nearest mall. likes shopping online. Moreover, with online shopping applications, we can see various kinds of goods and can buy them using the internet without having to leave the house or go to the shop in person. This is what causes the online shopping trend to be very popular in Indonesia today. The research aims to determine the influence of price, promotion and product quality on purchasing decisions on the Shopee CV. Price has a 25.1% influence on purchasing decisions. The Promotion variable has an influence of 0252 on purchasing decisions for Kanaya children's clothing consumers in the Shopee marketplace with a significant value of 0.000. Promotion has an influence of 36.9% on purchasing decisions. The product quality variable has an influence of 0.210 on purchasing decisions for Kanaya children's clothing consumers in the Shopee marketplace with a significant value of 0.001. Product quality has an influence of 29.1% on purchasing decisions. This means that an increase or decrease in the Product Quality factor will increase or decrease the Purchasing Decision of Kanaya Children's Clothes consumers in the Shopee marketplace. Promotion has the largest beta value, namely 0.369 or 36.9% of the Purchasing Decision of Kanaya Children's Clothes consumers in the marketplace. Shopee This means that the promotion factor has the greatest influence on purchasing decisions for Kanaya children's clothing consumers in the Shopee marketplace.

This community service activity aims to train young children to be more independent, especially in realizing their desire to have something in the future. Children are invited to learn to manage personal money, have financial planning, respect money, learn discipline and make them proud. One of the simplest saving methods is to save money through a medium called a “celengan”. This service activity was carried out at Guntur Macan 1 State Elementary School, where the participants in this activity were student in grades 4 and 5. The method of implementing this socialization was divided into several stages, namely coordination, media preparation, material socialization, discussions and games. The socializations material provided is history of saving, why you save, what banks are in Indonesia, and finally setting a savings target. The material is packaged with interactive videos so that children can be enthusiastic in participating in all the activities. This activity went well and was lively because it was accompanied by college students who guided the activity will provide ongoing motivation for children to continue saving an so that the agreed targets can be achieved

This study analyzes the influence of payment gateways, financial literacy, and digitalization on the financial performance of MSME actors in Brebes Regency, especially Mitra Mandiri MSMEs. MSMEs have a significant role in Indonesia's economy, but they still face various challenges, especially in the aspects of financial technology and digital literacy. Payment gateways enable faster and safer transactions, while financial literacy supports better cash flow management and financial planning. Digitalization also plays a role in improving operational efficiency. This study uses a quantitative method with a survey approach to 51 respondents. Data were collected through questionnaires and analyzed by multiple linear regression to test the relationship between variables. The results of the study show that payment gateways and financial literacy have a positive and significant effect on the financial performance of MSMEs. Payment gateways improve transaction efficiency and expand market access, while financial literacy helps in better financial management. However, digitalization does not have a significant influence on financial performance, showing that the implementation of digital technology still faces obstacles in the adoption and optimal utilization by MSME actors. These findings emphasize the importance of increasing the use of payment gateways and financial literacy education for MSME actors to improve their financial performance.

Digital literacy is becoming increasingly important in today's education, especially in developing student profiles that are independent, critical reasoning, and creative in the context of Pancasila. This study aims to describe the role of digital literacy in strengthening the profile of Pancasila students in these three dimensions. This research uses literature method to collect information from various related sources. The results showed that digital literacy has a significant role in strengthening and developing the profile of students who are independent, critical reasoning, and creative in the context of Pancasila. Digital literacy enables learners to access, evaluate, create, use information wisely, and communicate effectively through a variety of digital media. Thus, the integration of digital literacy in education can help strengthen the profile of Pancasila students in the independent, critical, and creative dimensions.

Vocational High School (SMK) graduates are ready to work in the public/private sector, or work independently as entrepreneurs. Students are given hard skills based on the major they choose and soft skills. However, the need for soft skills is often not given enough attention. This soft skills training and mentoring program for Mitra Mandiri Vocational School students in Panyabungan City aims to make students understand the importance of soft skills. Students are expected to practice applying/using soft skills that support them in finding/creating jobs, writing application letters, writing an interesting, informative and effective Curriculum Vitae (CV). They are also expected to be confident facing job interviews. This program was attended by grade 3 students of Mitra Mandiri Panyabungan Vocational School, leaders and teachers of Mitra Mandiri Panyabungan Vocational School. The training is divided into 2 groups. After training and practice, students are given the opportunity to consult directly (face to face) with the facilitator, and seek information and guidance via WhatsApp and email facilities. The results of the training and mentoring show that students understand the importance of soft skills such as communication skills, self-confidence, respect, open-mindedness, and honesty in the work environment and daily life.

This study aims to analyze the implementation of strategic management and risk management at Bank Mandiri Syariah (BMS) and its impact on the bank's performance and stability. This research adopts a qualitative approach by utilizing data from previous studies related to the research topic. The findings of this study indicate that BMS has implemented strong risk management practices, including risk identification, measurement, monitoring, and control. Additionally, strategic management plays a role in determining the direction of the bank and ensuring compliance with Sharia principles. The study concludes that the integration of strategic management and risk management is crucial for BMS to maintain its competitiveness and sustain growth in the dynamic Islamic banking industry.

Leprosy cases in Central Java Province in 2022 will reach 2,263 leprosy cases, with Tegal Regency ranking second with a total of 12% of the total cases. The stigma that is still attached to people who have had leprosy (OYPMK) in Tegal Regency has a significant psychological impact, hindering social interaction. Through interviews with Disabled Slawi Mandiri (DSM), their strategies were revealed, such as home visits, socialization, peer counseling for people who have experienced leprosy (OYPMK). This research uses a qualitative approach, analyzing the communication strategies of Disabled Slawi Mandiri (DSM). ) through interviews and case studies. The results of this research show three strategies: psychodynamics, sociocultural persuasion, and the meaning construction. Each strategy aims to change people's perceptions, provide support, and increase understanding about leprosy, as well as increase the self-confidence of people who have experienced leprosy (OYPMK). The research conclusions show that the persuasive communication strategies of Disabled Slawi Mandiri (DSM) can be grouped into three types, namely psychodynamics, sociocultural persuasion, and the meaning construction. The aim is to provide understanding, support behavior change, and increase the self-confidence of people who have experienced leprosy (OYPMK), as well as reduce stigma in society.

Digital literacy is becoming increasingly important in today's education, especially in developing student profiles that are independent, critical reasoning, and creative in the context of Pancasila. This study aims to describe the role of digital literacy in strengthening the profile of Pancasila students in these three dimensions. This research uses literature method to collect information from various related sources. The results showed that digital literacy has a significant role in strengthening and developing the profile of students who are independent, critical reasoning, and creative in the context of Pancasila. Digital literacy enables learners to access, evaluate, create, use information wisely, and communicate effectively through a variety of digital media. Thus, the integration of digital literacy in education can help strengthen the profile of Pancasila students in the independent, critical, and creative dimensions.

Banks are bodies or institutions that receive credit or loans. In banking finance we need to measure the asset ratio. Asset Ratio is the management of company assets in generating income which is used to evaluate the efficiency of financial management. The Asset Ratio includes a comparison between the company's total assets and the resulting income or net profit. Is the bank efficient in utilizing or using its fixed assets? One method for calculating a bank's asset ratio is the FixediAssets Turnover Ratioi (FATO) and Total AssetsiTurnover Ratio (TATO). Calculating these two analysis methods requires or involves all assets owned by the bank. a bank. In banking, the Fixed AssetsiTurnover Ratio (FATO) is a ratio that measures the effectiveness of a company in using its fixed assetiinvestments toigenerate net sales (services). Total Asset Turnover Ratio (TATO) is usually used to determine how effective a company's total assets are in generating income. From the results of the analysis of the financialistatements of PT. Bank Mandiri (Persero) Tbk in 2017-2021 can be concluded that the Company's activity ratio is still categorized as unfavorable. This is because the measurement of Fixed AssetiTurnover Ratio (FATO) and Total AssetsiTurnover Ratio (TATO) each year experiences fluctuations or is unstable or inefficient in managing fixed assets and total assets in supporting the Company's operations to generate income.

Penelitian ini bertujuan untuk mendeskripsikan aspek niali moral pada tokoh-tokoh dan nilai pendidikan karakter dalam cerita rakyat. Penelitian ini merupakan penelitian deskriptif kualitatif dengan metode content analysis (analisis isi). Pendekatan yang digunakan dalam penelitian ini pendekatan psikologi sastra melalui teori psikologi David Krech. Sumber data penelitian adalah: (1) teks cerita rakyat Malin Kundang dan Danau Toba Karya Nuairi dan Rosmilan Pulungan; (2) panduan wawancara; (3) buku literatur yang relevan. Teknik pengumpulan data dengan analisis dokumen dan wawancara. Teknik validasi data dengan triangulasi data dan sumber. Teknik analisis data dengan model analisis interaktif. Berdasarkan hasil analisis dapat disimpulkan bahwa : (1) terdapat empat tingkatan emosi yang mempengaruhi tokoh-tokoh dalam cerita rakyat Malin Kundang dan Danau Toba yaitu: emosi dasar,Emosi yang berhubungan dengan stimulasi sensor, Emosi yang berhubungan dengan penilaian diri sendiri, Emosi yang berhubungan dengan orang lain; (2) terdapat nilai moral yang menonjol berdasarkan karakter pelajar pancasila dalam cerita rakyat Malin Kundang dan Danau Toba yaitu; mandiri, gotong royong,beriman dan bernalar kritis.

Standardization of the presentation of accounting information is necessary because many parties (stakeholders) have an interest in the information presented in the company's financial reports. Therefore, the process of presenting financial reports must be based on applicable accounting standards so that the financial information presented provides information that can be understood, relevant, reliable, can be compared in evaluating the financial position and performance of the bank and is useful for users of financial reports (external parties and internal) in economic decision making. Whether conventional (non-shariah) financial institutions or sharia financial institutions, the financial performance of each institution will be visible from the financial reports. Financial reports are media used to conduct research on the health condition of a company consisting of balance sheets, profit and loss calculations, retained earnings and other reports.

Complementary food (MP-ASI) is very important for babies after the age of 6-24 months, because breast milk no longer provides the nutrients needed. In this case, the mother's knowledge of MP-ASI is very influential. The relationship between maternal characteristics and knowledge about providing MP-ASI includes maternal knowledge, maternal age, maternal education, maternal occupation and family income. The aim of the research is to analyze the relationship between maternal characteristics and knowledge about giving local breast milk and manufactured breast milk to babies aged 6 - 24 months in independent practice midwives in the working area of Kotabaru Health Center, Bekasi City in 2023. This research uses Observational Analytical research with a Cross-Sectional research design. The population in this study were mothers who had babies aged 6-24 months in Independent Practice Midwives in the Kotabaru Health Center Work Area, Bekasi City, totaling 99 respondents. The sample used was total sampling. The instrument used in this research is a structured interview which is guided by a checklist which has been tested with validity and reliability tests. The research results from a sample of 99 respondents showed that 70 respondents (70.7%) gave high levels of MP-ASI, 24 respondents (24.2%) gave moderate MP-ASI, and 5 respondents gave low levels of MP-ASI. respondents (5.1%). The chi square test with a significance level of 95% or ɑ = 0.05 obtained a value of p = 0.038 < 0.05. This shows that there is a relationship between maternal knowledge and the provision of MP-ASI to babies aged 6-24 months in independent practice midwives in the working area of Kotabaru Health Center, Bekasi City in 2023.

This study aims to analyze and determine the effect of person Organization fit and job embeddedness on turnover at Bank Mandiri KCP Sidoarjo. Data analysis in this study includes descriptive, research instrument analysis test (validity test and reliability test), multiple linear regression analysis, classical assumption test and hypothesis test. The results of this study indicate that Person Organization Fit and Job Embeddedness simultaneously have a significant effect on the Turnover Intention variable. Person Organization Fit has a significant negative effect on Turnover Intention at Bank Mandiri KCP Sidoarjo. Job embeddedness has a significant negative effect on turnover intention at Bank Mandiri KCP Sidoarjo. The magnitude of the influence of Person Organization Fit and Job Embeddedness simultaneously on Turnover Intention is 0.755 or 75.5%, while the influence of other variables not examined in this study is 24.5%.

Women as perpetrators of circular mobility (circular migrants) in the city of Semarang are generally involved in independent businesses in the informal sector. Working independently in the informal sector provides economic freedom and power in decision making. The informal sector does not require a lot of skills or working capital, and is suitable for domestic activities. The motivation for circular migrant women to leave their area of origin is because the unfavorable socio-economic conditions in the village encourage village women to engage in independent business in the trade sector, as well as because it is difficult to get work in the village. A shift in family roles occurs in the families of circular migrant women, when women as mothers have to leave the house to earn a living, then childcare patterns are entrusted to parents in the village, even though the existence of circular migrant women remains the hope of all family members, there is a role that is lost in both themselves and family.

Procurement of Goods and Services at PT. Sarana Remaja Mandiri still use conventional systems. By using the Mekari Journal, as a procurement process in the company, it will have a significant impact on developing more efficient procurement. Organizations across all industries rely on Procurement Management expertise to source and manage relationships with external suppliers, ensuring these needed goods are obtained at the best cost. This aims to determine differences in procurement of goods and services at PT. Sarana Remaja Mandiri. The method used is the Mekari Journal, which makes it easier to document the documentation process for procurement of goods and services at PT. Sarana Remaja Mandiri. The Mekari journal will record the entire PO process that has been issued, delivery status, and payment status. Mekari Journal makes it easier for related parties in the company to access the progress of the goods and services procurement process. After analyzing and discussing the problem, the author comes to the conclusion that in the PO (purchase order) process, Jurnal Mekari helps in the efficiency process because by using this software, the procurement party only needs to enter related data such as supplier name, PO number, item name, number of items. , etc. By filling in the data in the Mekari Journal in the Purchase Order section, a PO will automatically be issued along with a template. So, companies don't need to create templates for PO documents.

Kalimantan Mandiri Sukses is a service company engaged in the distribution of mining products, especially coal and heavy mining equipment transportation services which has been operating for more than ten years in Banjarmasin. This research aims to analyze work motivation strategies in an effort to improve work performance. Apart from that, another aim is to provide insight into the factors that influence employee work motivation and provide recommendations for increasing employee work motivation and improving their work performance. The method used in this research is descriptive qualitative with data collection techniques through interviews and observation. The data were analyzed using content analysis techniques, with the respondents in this study being employees of PT. Kalimantan Mandiri Sukses was selected using purposive sampling. The research results show that there are several work motivation factors that influence employee work performance, such as incentives, recognition, social support, work environment, and career development. Incentives provided by companies in the form of salaries and bonuses are the main factors in motivating employees. Apart from that, recognition and appreciation from management, social support from colleagues and the work environment, as well as clear career development are also factors that are no less important in motivating employees to improve their work performance at PT. Kalimantan Independent Success.