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In classical discourse, Islamic governments that have appeared on the stage of history have exemplified the forms of state income and expenditure. This article describes a comparison of fiscal policy, namely in the income and expenditure of the state treasury according to Islamic and conventional government systems and their implementation which has similarities with fiscal policy in Indonesia. The study method used is literature study, the data obtained is compiled, analyzed and concluded to draw conclusions. The results of the study show that fiscal policy has been implemented since the time of the Prophet Muhammad with the emergence of policy instruments that are in accordance with Islamic principles. As for the fiscal policy that has been exemplified in Islamic government, it has been able to be reformulated in accordance with the legal order and culture of the Indonesian people. It's just that the implementation mechanism is different from what has been implemented by Islamic governments, however, the principles and objectives have much in common. As for the fiscal policies of the State of Indonesia which are considered to be adapted from the Islamic government system, namely kharaj with PBB, 'usyr such as customs with PPn and jizyah such as visas with PPh.

This research aims to reveal the important role of Islamic educational psychology in the Islamic Religious Education learning process. The method used is library research which involves collecting information and data by utilizing various materials available in the library, such as reference books, articles, journals and other relevant documents related to the topic being researched. From the research results, it is concluded that Islamic educational psychology plays an important role in learning Islamic religious education because of the interactive dynamics between teachers and students during the learning process. Without the knowledge of Islamic educational psychology in every learning process, it is certain that learning objectives will not be achieved optimally and the learning process will be ineffective. Furthermore, Islamic religious education involves instilling and strengthening the principles of faith which serve as a spiritual basis. A person's entire being is shaped by the teachings of the Islamic religion, and every attitude and behavior is influenced by his faith.

The advancement of technology has brought significant changes in the banking sector, posing new challenges related to the protection of customers' personal data. Data breaches can harm customers and undermine public trust in financial institutions. To address disputes related to data breaches, the Financial Services Sector Alternative Dispute Resolution Institution (LAPS SJK) becomes a relevant choice. This study uses a normative legal approach to analyze the legal framework and dispute resolution procedures applied by LAPS SJK. The results show that LAPS SJK prioritizes the principles of accessibility, independence, fairness, efficiency, and effectiveness in dispute resolution. The methods of dispute resolution offered include mediation, arbitration, and binding opinions. Through LAPS SJK, customers can obtain fair, fast, and affordable dispute resolution without having to go through conventional judicial processes. Therefore, LAPS SJK plays a crucial role in protecting customers' rights and maintaining public trust in the banking sector.    

This research investigates the important function of Fiqh (Islamic jurisprudence) in directing and regulating the social interactions of modern teenagers. This research is based on historical narratives in the Islamic tradition and the importance of Jurisprudence in overcoming problems such as juvenile delinquency. In addition, this research emphasizes how important it is for the principles of Fiqh to be applied practically in everyday life. According to this research, Jurisprudence education goes beyond theoretical understanding and requires the application of knowledge in the real world, which integrates theory and action. The aim of this research is to reveal methods for improving relationships in an era of disruption through the science of jurisprudence. This research uses library research methods, reviewing relevant literature to analyze the concept of adolescent social interaction from the perspective of Islamic jurisprudence. The results of this research indicate that Islamic principles are not in accordance with current teenage trends, such as changing clothing styles, increasing premarital relationships, drug propaganda, and materialistic transmission. This article emphasizes that parents and teenagers must help children bridge the gap between Islamic values ​​and modern lifestyles, with the importance of fiqh education in adolescence as a basis for living a life in accordance with Islamic values.

The term Pancasila originates from the Sanskrit word "panca" meaning five and "sila" which generally means principles. Thus, the term Pancasila refers to five fundamental principles. This research methodology employs qualitative methods, which analyze and describe with an emphasis on process and meaning in order to understand various occurrences around us by the research subjects, such as behaviors, actions, and attitudes that interpret the meaning of the data, thus aiding in understanding social life. It is essential to maintain a balance between accepting the influence of foreign cultures and preserving the values of Pancasila as the cultural identity of Indonesia. Furthermore, instilling a sense of patriotism and nationalism in the younger generation is also crucial in addressing the negative impacts of foreign cultures. Pancasila serves as the foundation of the Indonesian state and also functions as a guiding principle for society, containing the most fundamental ideas and concepts about good living. The influx of foreign cultures that alter the lifestyle and habits of society poses a significant threat to Indonesian society

Education stands as a dynamic force in human and societal development, continually evolving to meet shifting demands and needs. In this modern era marked by rapid transformations, the importance of keeping education abreast with the times cannot be overstated. One effective tool for rejuvenating and advancing education is the SWOT analysis. SWOT analysis, encapsulating Strengths, Weaknesses, Opportunities, and Threats, transcends its traditional business applications to offer profound insights in diverse domains, including education. In the realm of Christian Religious Education (CRE), a critical aspect of the educational landscape, SWOT analysis unveils avenues for both refinement and growth. This paper explores the application of SWOT analysis in the context of CRE, acknowledging its pivotal role in shaping individual character, values, and spiritual beliefs. Tracing the historical trajectory of CRE from ancient churches to contemporary times, the analysis underscores the foundational principles upon which CRE stands. Within the framework of CRE, SWOT analysis serves as a potent tool to discern existing dynamics and chart future trajectories. By identifying internal strengths such as robust faith traditions and biblically grounded curricula, opportunities for enriching CRE education emerge. Simultaneously, weaknesses such as resource constraints and technological integration challenges highlight areas ripe for improvement. Furthermore, SWOT analysis illuminates potential opportunities for CRE advancement, including technological integration and policy shifts. However, it also unveils threats such as societal value shifts and information overload that impede effective CRE delivery. In navigating these dynamics, effective educational management emerges as paramount. Without strategic oversight and management, the pursuit of excellence in CRE remains elusive. Hence, this study delves into the pivotal role of educational management in fostering the quality and efficacy of CRE. Utilizing an analytical methodology, this research delves deep into existing literature and textual sources to unravel insights and generate new knowledge. Through systematic analysis and interpretation, this study seeks to enrich the discourse on CRE and underscore the imperative of strategic planning and management. In conclusion, SWOT analysis emerges as a cornerstone in the enhancement of CRE. By systematically evaluating internal dynamics and external trends, SWOT analysis paves the way for informed decision-making and strategic interventions. Thus, this paper advocates for the systematic integration of SWOT analysis in CRE, heralding a new era of excellence and relevance in religious education.

Educator management has a very important role in knowing the level of success of a learning system implemented by educators. With good management, you can develop a learning system so that it will affect the quality of learning carried out by educators. Educator management is tasked with planning, managing and organizing educators and education staff so that they are able to manage all aspects of education well. When carrying out management, you must pay attention to the basic principles of management and procedures in carrying out management, so that this management can run according to its function. Management is an effort to manage educators from the moment they enter until they leave (retire) to determine the effectiveness and efficiency of learning activities. Therefore, the role of management is very important in improving the quality of educators in Indonesia. This research uses a literature review method by searching for related sources.

The simulation method is a teaching approach that uses mock situations to understand certain concepts, skills and principles. Its use aims to train skills, gain understanding, solve problems, increase learning activity, provide motivation, develop cooperation, encourage creativity, and understand and respect other people's opinions. In the context of Islamic Religious Education, the simulation method requires educators who are professional and have expertise in the material being taught. A conducive learning environment can be created when educators act as active facilitators in creating supportive interactions between students, educators and the classroom environment. Good support from educators is very important for the success of learning Islamic Religious Education.

Profit-sharing system in Islamic banks is one of the applications of Sharia since interest contradicts Islamic law. Islamic banks can engage in banking activities like non-Islamic banks as long as they do not contradict Sharia principles. Salam accounting is in the financial statements of PT Bak Syariah Indonesia and to ascertain the conformity of the accounting implementation with PSAK No. 59 and the Fatwa of DSN MUI. aimed at providing an overview of the object based on observable facts and providing an examination of the financial statement application comparison between the research item, PSAK No. 59, and the DSN MUI Fatwa. The findings indicate that PT Bak Syariah Indonesia employs Salam contracts with the following service items in order to execute Sharia accounting for Sharia service products: The application of Sharia accounting for Sharia service goods at PT Bak Syariah Indonesia, as well as Qardh: Haji Guarantee Fund, Export L/C, is in accordance with PSAK No. 59.

This journal discusses learning strategies and the definition of Islamic religious education, as well as education in the era of revolution 4.0. Learning strategies include choosing appropriate methods for delivering religious material, taking into account teaching principles and student characteristics. Islamic religious education aims to form religious individuals by wisely inviting and developing affective attitudes. The era of revolution 4.0 demands changes in education by integrating 21st century competencies and digital technology. Islamic education also faces challenges such as cultural backwardness, negative stigma, and political dualism, which require solutions in the form of reform and renewal. Teachers in this era need to have various competencies to face changing times, such as comprehensive assessments, 21st century skills, online modules, and authentic and innovative learning. Overall, Islamic education needs to continue to adapt to technological developments and the needs of the times to produce quality human resources ready to face the future.

The integration of Sharia principles with Environmental, Social, and Governance (ESG) frameworks presents a unique opportunity to enhance ethical accountability and sustainability in Islamic financial institutions. This study employs an analytical-descriptive research design, utilizing secondary data from annual sustainability reports, Sharia compliance documentation, and regulatory publications, to examine the adoption of ESG principles in the Islamic finance sector. Findings indicate that Islamic banks have achieved high levels of governance (90%) and social (85%) implementation, while environmental initiatives lag (62%), reflecting the need for stronger alignment with the khalifah fil ardh (stewardship of the earth) principle. The research also demonstrates a positive correlation between ESG implementation and investor confidence, with institutions exceeding 80% ESG adoption achieving an Investor Confidence Index of 92 points compared to 65 points among lower-performing banks. Despite conceptual synergy between ESG and Sharia principles centered on justice (adl), social welfare (maslahah), and environmental stewardship (khalifah) practical integration faces challenges including limited green financing instruments, regulatory fragmentation, and insufficient standardized ESG reporting tailored to Islamic finance. To address these issues, the study proposes an integrative ESG Sharia model emphasizing ethical foundations as the core of sustainable practices. Recommendations include developing Maqasid al-Shariah–based ESG indicators, expanding engagement in green financing and renewable energy projects, and adopting digital sustainability reporting. This integrative approach supports both global sustainability goals and the ethical imperatives of Islamic finance, contributing to a value-based, socially responsible, and spiritually aware financial ecosystem.

Applying ergonomic principles in work tool design for manufacturing industries is a crucial factor in improving productivity while maintaining worker health. This research aims to analyze the effectiveness of adaptive work tool design models based on cognitive and physiological ergonomic principles, identify interaction patterns between workstation design and operational performance, and develop a conceptual framework for integrating ergonomic principles into production cycles. The research method adopts a cognitive-physiological approach with qualitative analysis of human-machine interactions, biomechanical simulations using digital human modeling, and muscle load measurements through electromyography. Implementation was conducted using a participatory ergonomics approach and IMU sensor-based real-time monitoring systems. Results show that using materials with controlled deformation capabilities (15-20%) in work tools reduces muscle work by up to 27%, while adaptive automation system integration improves assembly accuracy by 18%. Workstations with ergonomic adjustments increase assembly speed by an average of 12%, and low-cost ergonomic interventions effectively improve productivity by 11-15% in resource-limited environments. Longitudinal analysis reveals that evidence-based ergonomic investments yield a 230% ROI through increased productivity, reduced injury compensation costs, and decreased employee turnover. IMU-based posture monitoring systems integrated with adaptive feedback loops reduced musculoskeletal disorder incidents by up to 41%. In conclusion, ergonomic optimization based on cognitive-physiological principles creates synergy between production efficiency and worker well-being, making it an essential component in achieving sustainable productivity.

This study explores the integration of Islamic economic education with green economy principles, focusing on environmental stewardship and sustainability. Islamic education plays a pivotal role in fostering ecological awareness, integrating values such as khalifah (stewardship), maslahah (public welfare), and adl (justice), which align with green economic practices. The research investigates how these values are taught in Islamic educational settings, particularly in pesantren (Islamic boarding schools), and how they promote sustainable practices such as tree planting and livestock cultivation. The study highlights the role of Islamic financial mechanisms, such as zakat, waqf, and green financing, in supporting sustainable development and equitable resource distribution. It also examines how Islamic education instills eco-spiritual values and encourages sustainable behaviors among students. The findings suggest that Islamic universities emphasize ethical economic principles more than secular institutions, while secular institutions focus more on sustainability content. The study calls for a more integrated approach, where both ethical economic practices and sustainability principles are harmonized to equip students for leadership roles in a green economy. This integration is crucial for fostering responsible global citizens capable of addressing the intertwined challenges of economic growth and environmental preservation.

This study aims to determine the application of good governance principles at the Wajo Regency Investment and One-Stop Integrated Services Office (DPM-PTSP), the research informants consist of staff and employees along with the public who want to take care of licensing letters at the Wajo Regency DPM-PTSP Office. This study uses a qualitative method with a descriptive approach.The results of this study show that the application of Good Governance principles at the Wajo Regency Investment and One-Stop Integrated Services Office (DPM-PTSP) has been running well, including accountability that has been effective and efficient in terms of achieving strategic objectives that contain vision, mission, goals and objectives, and activities that are equipped with performance indicators and targets to be achieved,  Transparency with the accountability of staff and employees in carrying out their respective duties which are quite professional, Participation shows that the community feels very satisfied with public services, and the Rule of Law is also very good because it is carried out fairly without discriminating against the social status of the community. The conclusion is that the application of the Good Governance Principle at the Wajo Regency DPM-PTSP office has been realized and implemented well.    

Notary and PPAT in Engagement between Debtor and Creditor. This study aims to determine, and analyze the extent of the authority of Notaries and PPATs in Creditor Agreements between Debtors and Creditors and the position of Cooperation agreements between notaries and PPATs with Banks according to Positive Law. This study uses a normative juridical approach. The juridical approach is used to analyze various principles and theories related to the problems studied. The research results show that notaries and PPATs in the credit agreement system between creditors are carried out to provide legal certainty. The role of the notary and PPAT is also as the authorized party to check the collateral in the form of Mortgage to ascertain whether the collateral is valid in the eyes of the law or not. The position of notary and PPAT cooperation agreements with banks according to the Civil Code and the Principles of Freedom of Contract are binding and valid based on applicable regulations.

This study focuses on optimizing electric vehicle (EV) battery recycling through the use of green chemical processes and circular economy principles. The research aims to enhance the recovery of valuable metals lithium, cobalt, and nickel from used lithium-ion batteries (LIBs) in an environmentally sustainable manner. Green solvents were employed as a safer alternative to conventional, toxic chemicals, minimizing hazardous waste emissions and improving the efficiency of the recycling process. Experimental results showed that the green solvent-based process achieved high recovery rates of 90% for cobalt, 87% for nickel, and 85% for lithium, with metal purity levels exceeding 95% for all three metals. The study also examined the scalability of the green solvent method, revealing its potential to offer more sustainable and cost-effective solutions compared to traditional methods, which typically involve high temperatures and toxic chemicals. Despite the promising results, challenges such as solvent recovery and the adaptation of the process for large-scale industrial applications remain. Nonetheless, the study demonstrates that integrating green solvent-based recycling into the global EV supply chain can significantly reduce environmental impacts, conserve resources, and support the transition to a circular economy. The findings highlight the potential of this recycling method to provide a more sustainable and efficient solution for EV battery recycling, ultimately contributing to the development of a more sustainable EV industry.

Multifaith education has become an essential tool for promoting mutual understanding and coexistence in today’s increasingly pluralistic societies. This article examines the impact of multifaith education programs on fostering tolerance and empathy among students of diverse religious backgrounds. It explores case studies from different countries and provides practical strategies for educators to incorporate multifaith principles into their teaching practices. The findings underscore the transformative potential of religious education in bridging cultural and spiritual divides.

This article explores the role of religious education in shaping students' moral development through a comparative analysis of different educational systems. By examining the curricula and pedagogical approaches in various cultural and religious contexts, the study identifies commonalities and differences in how moral values are taught. The findings highlight the importance of integrating universal ethical principles alongside religious teachings to nurture well-rounded individuals. 

Negative ambition, thirst for power, which gives birth to fraud in constitutional politics, greed will tend to give birth to authoritarian government, which also facilitates uncontrolled corrupt behavior in all levels of the government system, the result is that corruption becomes a system that is difficult to judge effectively. right in front of the judiciary. The state's ideals which are the legal basis in the Proclamation are only historical, the State's goals as stated in Paragraph IV appear to be subject to multiple interpretations with negative ambitions and a monopoly in the control of natural resources by certain groups. The Constitutional Court has become a bone of contention. because it is considered the last bull of the constitution. The various systems and regulations as the basic foundation in the 1945 Constitution are the reason that it is no longer appropriate to the situation and must be repeatedly amended. The recruitment of State Rulers through the ELECTION system once every five years continues to be changed in a direction that is increasingly widening and even eliminating the true meaning of the goals of a State which is based on the Blessing of God. Almighty. Our constitutional history, which is quite long since the birth of the 1945 Constitution, will continue to be corrected for reasons of adjusting interests. In fact, the state is a tool to achieve the goals of the nation that agreed to form the state with the aim of protecting and ensuring the welfare of the people of that nation. The principles and foundations of the State have been established as the foundation in a state order, but our constitutional problems can only be resolved by changing the law and very minimally changing the concept of human thinking in that Pancasila has become the philosophy and goal of national life. The next question will be whether the Amendment to the 1945 Constitution will continue. carried out to adjust the circumstances of the desires or interests of the State authorities. Conflicts of interest in our state structure must return to the order of religious values ​​in religion which in Islamic psychology is known as Maqashidus syari'ah jurisprudence.

This study explores the development of Islamic economic thought during the Umayyad Dynasty (661-750 CE). Using descriptive and literature review methods, this research highlights the integration of Islamic principles into economic policies and practices during this era. Key findings indicate that the Umayyad rulers implemented zakat, kharaj, and jizyah systems to ensure wealth redistribution and welfare. Infrastructure development and monetization through dinar and dirham currencies also contributed to economic stability while adhering to Islamic ethical values. Despite challenges such as social inequality and administrative inefficiencies, the Umayyad Dynasty laid a foundation for future Islamic economic systems that prioritize justice and prosperity.