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Abstract. This study analyzes the factors determining customers' choices regarding wadiah savings in Islamic banks. Islamic banks, as financial institutions operating based on Islamic principles, offer wadiah savings products that are free from interest, speculation, and uncertainty, making them an attractive option for individuals who wish to accumulate savings in accordance with sharia. Using qualitative methods and a literature study approach, it was found that the determinants of customers choosing wadiah savings are influenced by internal and external factors. Internal factors include personality, religiosity, knowledge, and family influence. External factors include occupation, social interaction, service quality, and other factors such as economic conditions, technology, regulation, and promotion. Understanding these factors is crucial for Islamic banks in designing effective marketing strategies. These strategies can enhance customer satisfaction, attract new customers, and strengthen the position of Islamic banks in a competitive market. Keywords: Sharia Bank, Wadiah Savings, Influence Factors, Marketing Strategy. Abstrak. Penelitian ini menganalisis faktor-faktor yang menentukan pilihan nasabah terhadap tabungan wadiah di bank syariah. Bank syariah, sebagai lembaga keuangan yang beroperasi berdasarkan prinsip-prinsip Islam, menyediakan produk tabungan wadiah yang bebas dari unsur bunga, spekulasi, dan ketidakpastian, menjadikannya pilihan menarik bagi individu yang ingin mengakumulasi tabungan sesuai dengan syariah. Dengan menggunakan metode kualitatif dan pendekatan studi literatur, ditemukan bahwa penentu nasabah dalam memilih tabungan wadiah dipengaruhi oleh faktor internal dan eksternal. Faktor internal meliputi kepribadian, religiusitas, pengetahuan, dan pengaruh keluarga. Faktor eksternal termasuk pekerjaan, interaksi sosial, kualitas pelayanan, dan faktor lainnya seperti kondisi ekonomi, teknologi, regulasi, dan promosi. Pemahaman terhadap faktor-faktor ini penting bagi bank syariah dalam merancang strategi pemasaran yang efektif. Strategi ini dapat meningkatkan kepuasan nasabah, menarik nasabah baru, dan memperkuat posisi bank syariah di pasar yang kompetitif. Kata kunci: Bank Syariah, Tabungan Wadiah, Faktor-Faktor Pengaruh, Startegi Pemasaran.

This study explores the interaction between business and politics in Indonesia, focusing on the issues arising from this relationship. Through secondary data analysis and literature review, this research finds that the close ties between business and political actors often trigger corruption, collusion, and nepotism (KKN), negatively impacting public policy and the economy. The results show that this relationship harms public interests and hinders governance quality. The study offers recommendations to address these issues to enhance transparency and accountability.

This article discusses the principle of justice in teaching and learning interactions (study of Qur'an Surah Al-Maidah Verse 8) and aims to find out the principle of justice in learning interactions according to Al-Qur'an Surah Al-Maidah verse 8 and the relevance of justice in teaching and learning interactions according to Al-Qur'an Surah Al-Maidah verse 8. Data is taken from books or scientific works related to the problems to be discussed in the form of tafsir, the Qur'an, education and justice. Tafsir tahlili is used to interpret the verses of the Qur'an by describing all aspects contained in the verses being interpreted and explaining the meanings included in it according to the expertise and tendency of the mufassir who interpreted the verses. Surah Al-Maidah verse 8 explains about a fair attitude in an effort to uphold the truth because of Allah SWT. In the educational process, educators have a very important role to provide teaching and learning to students. Learners deserve a proper education. Education that does not look at the social level that students have. As a mandate holder, educators are very responsible for educating their students fairly and thoroughly and educating as well as possible and paying attention to humanism values. Because later in time will be held accountable for his work.

This study explores the interaction between business and politics in Indonesia, focusing on the issues arising from this relationship. Through secondary data analysis and literature review, this research finds that the close ties between business and political actors often trigger corruption, collusion, and nepotism (KKN), negatively impacting public policy and the economy. The results show that this relationship harms public interests and hinders governance quality. The study offers recommendations to address these issues to enhance transparency and accountability.

Information and Communication Technology (ICT) plays an important role in the world of education today, especially in the learning process. This research aims to review the role of ICT in increasing effective interaction in learning through library research methods. A qualitative approach is used with a focus on analyzing relevant scientific literature from various sources such as academic journals, books, review articles, and other online sources. The results of the analysis show that ICT provides opportunities to present learning material in an interactive and interesting way, improve communication and collaboration, personalize learning, support distance learning, and increase student learning motivation. However, challenges such as limited access, teacher skills and parent involvement need to be overcome. Suggested solutions include providing adequate ICT infrastructure, training for teachers, and education for parents. By paying attention to these factors, ICT can be an effective tool for increasing interaction in learning and improving the overall quality of education. The integrity of the use of ICT in the learning process will help create a conducive and enjoyable learning environment for all students.  

In research conducted at the Unimed Faculty of Social Sciences, the culture of greetings as a manifestation of the Third Principle of Pancasila was investigated. The culture of greetings is a form of social interaction that involves the use of greetings or greetings when communicating with other people. This research aims to understand how the greeting culture is implemented in social interactions at the Unimed Faculty of Social Sciences. In the context of Pancasila, the Third Principle "Indonesian Unity" emphasizes the importance of unity and oneness in national and state life. The culture of greetings and greetings can be considered as a manifestation of this Third Principle, because through greetings, people can acknowledge each other's existence and presence, as well as strengthen the sense of unity and oneness as the Indonesian nation. This research involves the study of social interactions at the Unimed Faculty of Social Sciences, which is an academic environment where students and faculty staff interact with each other. In this research, researchers analyze how the culture of greetings and greetings is implemented in daily interactions at the faculty. The results of this research can provide a better understanding of how the culture of greetings and greetings can be a manifestation of the Third Principle of Pancasila in social life at the Unimed Faculty of Social Sciences.  

Social life is supported by factors such as continuous and mutually influential social interactions. Social interaction has an important role in the social development of adolescents. The aim of this research is to determine the patterns of social interaction carried out by teenage students at SMP Negeri 57 Jakarta. This research uses qualitative research methods with data collection techniques through interviews and descriptive data analysis. The results obtained in this research are that the patterns of social interaction carried out by students are formed from factors in the form of imitation, suggestion, identification and sympathy. Apart from being supported by social interaction factors, the interaction patterns carried out by students are also based on the conditions for social interaction, namely communication and social contact.

The school environment requires each other to interact and communicate every day. The problem in research is that deaf students who have hearing impairments need knowledge to be able to coexist with society. Teachers really need the right communication approach so that students can understand what is being conveyed so that there will be a reciprocal relationship between the two. The purpose of this research is to determine teachers' communication approaches in social interactions with deaf students. This research explains how a communication approach is important in the social interactions of deaf students through interactions in classroom learning and also in the school environment. This research uses qualitative research methods using Burgoon's interaction adaptation theory which discusses nine principles in adaptation. This research uses data collection techniques in the form of observation, interviews and documentation techniques. The results of this research are that adaptation in the communication approach in social interaction of deaf students requires adapting interaction patterns, varying distance patterns and strategies as well as the importance of behavior in adaptation. Apart from that, in the communication approach the teacher determines communication media in the learning process in the classroom and provides direction to students to increase social interaction. Learning to develop sound and rhythm perception as well as speech development, these activities are efforts made by the school to increase social interaction for deaf students. Communication patterns in teaching at SLB B YPAC Palembang are two-way communication.

Down syndrome is one of the children with special needs, where the child has an intellectual level that is low or below average. This study aims to find out, provide an overview, and explain about the forms of social interaction carried out by a child with special needs with Down syndrome with teachers and friends in school. This is done in order to provide a true view and picture of the social behavior that appears from children with Down syndrome, where it has not been widely known by educators and the public. This research is a qualitative research with case study method, this research uses purposive sampling technique. This study uses one subject with certain characteristics. Data collection techniques used are: non-participant observation, interviews, questionnaires, and documentation. Data analysis techniques include: (1) data reduction (2) data presentation, and (3) conclusion drawing. The results of data collection conducted from March 2024, found that there are four forms of behavior that appear classified in social behavior and forms of behavior classified as asocial behavior. The intended social behaviors are friendly behavior, sympathetic behavior, cooperative behavior, and competitive behavior. Existing asocial behaviors consist of resistance behavior and attack behavior.    

Language skills are an important aspect that needs to be considered in children's development because they play a role in their social interaction skills. In general, children usually develop language skills naturally. However, this process may take place differently in children with autism due to disorders in their nervous system. Previous research has revealed variations in the development of autistic children's language skills and the efforts that can be made to help improve their language skills. Therefore, this study aimed to determine the language development of children with autism and analyse the efforts that have been made to improve their language skills through a systematic review. The search method used four electronic databases, namely Sinta, Semantic Scholar, Crossref, and Google Scholar, following the PRISMA Protocol (Preferred Reporting Items for Systematic Reviews and Meta-Analyses) for the 2019-2024 publication period. From a total of 54 articles identified, 15 articles met the inclusion and exclusion criteria. The results showed that autistic children tend to experience barriers in language development, especially in the early stages of development. These barriers vary between children. Therefore, positive support from the environment, implementation of practical strategies, and various therapies are needed to achieve optimal language skills in autistic children. It is hoped that this study can provide valuable input for developing more effective and targeted interventions.

The problems examined in this research are related to social interactions between NU and Muhammadiyah in Sungai Korang Village. The two organizations can work together amidst bigotry and differences of opinion. The aim of this research is to determine the factors and forms of social interaction between the NU organization and Muhammadiyah in Sungai Korang village. This research uses a descriptive method with a qualitative research type. The data collection techniques are observation, direct interviews with experts in the field, and documentation. The theory used in this research is Gillin and Gillin's social interaction theory. This theory explains the factors and forms of social interaction in society in the form of activities that create cooperation between people, harmony and harmony in two organizations. The results of this research show that social interaction is influenced by several factors, including: Establishing family relationships, recognition of differences in understanding, high level of meetings, goals to be achieved together, wisdom from the leaders of both organizations who are always good role models. This research also found forms of associative interaction in the form of cooperation in the security sector, mutual cooperation in providing energy, materials and congregations to attend recitations, prioritizing good communication models when organizations make mistakes (accommodation). in any justification where others are invited to participate, or the marriage of different organizations (assimilation). Meanwhile, the dissociative form is competition in the form of words containing envy, and comparing organizations and contraventions can take the form of incitement.

Traffic accidents due to rear-end collisions are the highest contributor to the death rate in traffic accidents that occur on toll roads. It is suspected that vehicle, environmental, weather and driver factors as well as high speed gaps contribute to the occurrence of accidents. This study aims to determine the relationship between vehicle, environmental, weather and driver factors with the occurrence of speed gaps through observations of rear light brightness levels, vehicle visibility and speed. This study uses a descriptive observational method. The sample is a vehicle that passes through the Cipali Toll Road KM 188-108 towards Jakarta, on Sunday, January 29, 2024 at 19.30-21.00 WIB. The observer vehicle speed is 80-100 km/hour. The brightness level is measured using a luxmeter. The results of the study obtained dark weather, no rain, some toll roads did not have street lights, there were 316 minibus, bus and truck vehicles that passed or passed the researcher's route. A total of 240 vehicles (75%) of the minibus type had appropriate rear light brightness, visibility and speed. As many as 56 vehicles (23%) of the truck type had low rear light brightness, poor visibility, and speeds below regulations, resulting in a high speed gap which has a high potential to cause rear-end collisions.

Parenting plays a significant role in shaping a child's personality. The issue of parenting arises due to the lack of parental attention towards their children, often because parents are preoccupied with work. This phenomenon is observed at SD Negeri 1 Bukit Tunggal in Palangka Raya, where there is a lack of social interaction among peers, as seen from children's behavior, such as preferring to be alone, having poor communication with peers, and lacking empathy, which results in low sensitivity to their social environment. This study aims to examine the relationship between parenting styles and peer social interaction among Grade VA students. Method: The research design used was a correlation study with a cross-sectional method, aimed at identifying the correlational relationship between two variables. The instruments used in this study were questionnaires and the Spearman Rank statistical test, administered to 36 students in Grade VA. Results: The significance value of the relationship between parenting styles and social interaction at SDN 1 Bukit Tunggal was 0.548 > 0.05. Therefore, the hypothesis H1 was rejected, indicating that there is no relationship between parenting styles and peer social interaction among Grade VA students at SDN 1 Bukit Tunggal, Palangka Raya. Conclusion: There is no relationship between parenting styles and peer interaction in the process of shaping children's personalities, based on the research results.

Pertumbuhan ekonomi digital telah membawa paradigma baru dalam dunia bisnis yang dikenal dengan Ekonomi 5.0. Dalam konteks ini, perusahaan dituntut untuk beradaptasi dengan perubahan yang cepat, terutama dalam hal peningkatan layanan pelanggan. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana optimalisasi layanan pelanggan berbasis e-business dapat memperkuat kompetitivitas perusahaan di era Ekonomi 5.0. Metodologi penelitian yang digunakan adalah tinjauan literatur dan analisis komprehensif terhadap konsep-konsep terkait seperti e-business, layanan pelanggan, dan Ekonomi 5.0. Hasil penelitian menunjukkan bahwa integrasi teknologi e-business ke dalam layanan pelanggan mempunyai dampak positif yang signifikan terhadap kualitas layanan, kepuasan pelanggan, dan daya saing perusahaan. Di era Ekonomi 5.0 perusahaan perlu memanfaatkan teknologi secara efektif untuk mengoptimalkan interaksi  pelanggan, mempersonalisasi pengalaman, merespon kebutuhan dan preferensi pelanggan dengan lebih cepat. Oleh karena itu, berinvestasi pada sistem e-business yang canggih dan strategi layanan pelanggan yang inovatif adalah kunci untuk membangun kompetitivitas perusahaan di era digital yang terus berkembang.

E-bisnis kini menghadapi era baru dengan hadirnya Industri 5.0. Artikel ini mengkaji bagaimana E-bisnis dapat memanfaatkan Industri 5.0 dan Asisten Virtual untuk meningkatkan efisiensi, produktivitas, dan pengalaman pelanggan. Studi literatur, studi kasus, dan analisis data menjadi landasan pembahasan. Industri 5.0, yang ditandai dengan hiperkonektivitas, otomasi, dan kecerdasan buatan, menawarkan berbagai peluang bagi E-bisnis. Salah satunya adalah penggunaan Asisten Virtual untuk menangani tugas-tugas seperti layanan pelanggan, pemrosesan pesanan, dan pemasaran. Integrasi keduanya berpotensi membawa E-bisnis ke level yang lebih tinggi. Asisten Virtual dapat meningkatkan efisiensi dengan mengotomatiskan tugas manual. Selain itu, ia juga mampu memberikan layanan pelanggan 24/7 dan meningkatkan engagement pelanggan melalui interaksi yang lebih baik. Kesimpulannya, Industri 5.0 dan Asisten Virtual menjadi terobosan yang dapat dimanfaatkan E-bisnis untuk meraih kesuksesan di era digital. Namun, dibutuhkan perencanaan matang, investasi yang tepat, dan komitmen terhadap perubahan agar dapat mengimplementasikan teknologi ini secara strategis.

Adolescence is considered a period of storm and stress, a time in which emotional tensions run high. Peers teach students the ability to control themselves, according to the new role they have acquired in their group. The peer environment plays a role in providing opportunities for adolescents to learn to interact and control their social behavior. The aim of this research is that the peer environment plays a role in providing opportunities for adolescents to learn to interact and control their social behavior. This research is quantitative in nature using a correlational method. The population is all class VIII students at PGRI Semarang Middle School with a total of 254 students. The sampling technique is cluster random sampling. Sampling was taken by lottery so that there were two classes selected, namely classes C and F with a total of 64 students. The instruments used in this research are the peer social interaction scale and the emotional maturity scale with four alternative answer choices. The results of hypothesis testing using the Pearson product moment correlation test, obtained a significance value of 0.000, which means that there is a relationship between Peer Social Interaction (X) and Emotional Maturity (Y). The correlation result obtained was 0.554 and was included in the medium relationship level category.

Facebook social media (social media) has a significant influence on interaction, this social media is one of the choices of social media users in sharing information both entertainment and other important information. Social media users use this platform to increase religious knowledge that can be easily accessed. This study tries to reveal how much the interaction variable on Facebook has an influence on the variable of increasing users' religious knowledge. This study was designed using a quantitative research approach that uses a percentage formula to obtain the magnitude or percentage of influence for users. The respondents of this study amounted to 20 people who were randomly selected from the population of Facebook social media users and took data sources for 2 weeks. The results showed significance between variables, namely 90% of interactions on Facebook influenced the increase in religious knowledge with 70% active users online every day. Other Jawabab given by respondents were 90% of users accessing general knowledge, 85% accessing entertainment, 75% accessing viral news, the rest of others amounting to 65%.

Examining employee engagement with a view to job satisfaction through mediated Job Security is the aim of this study. All respondent who have made worked from Senior High School and who meet the criteria listed constitute the population of this study. Purposive sampling was used to select 58 respondents. Data collection methods rely on survey methods, with research instruments in the form of a questionnaire. The statistical program was used for causal qualitative analysis. Employee Engagement (X1) and Job Security (X2), are variables exogen and endogen variable is job satisfaction (Y) to this study. This study uses Smartpls program to process and analyze data. The results showed that Employee Engagement had a positive and significant effect on Job Satisfaction, Job Security had a positive and significant effect on Job Satisfaction and Employee Engagement had a positive and significant effect on Job Satisfaction which was mediated by Job Security for the teaching staff.

The decline in cognitive function can be influenced by various factors, both individual and environmental. Individual factors include age, gender, level of education, genetic factors, and medical history. Meanwhile, environmental factors include social engagement and activities, both physical and cognitive activities. This research aims to investigate the Relationship between Social Interaction and Physical Activity with Cognitive Function in the Elderly Population in Neighborhood 05 of Cilangkap Subdistrict, Tapos District, Depok City. The method used in this research utilizes a quantitative approach with a cross-sectional design, involving a sample of 55 respondents. The research results showed that the majority of respondents had good social interaction, totaling 32 respondents out of the total respondents. Of these, 23 (71.0%) respondents had a normal cognitive function, while 9 (28.1%) respondents experienced moderate cognitive impairment. Additionally, the majority of respondents with good physical activity and normal cognitive function amounted to 22 respondents (75.9%), while respondents with good physical activity and moderate cognitive impairment numbered 7 respondents (24.1%). In conclusion, the majority of respondents with good social interaction and good physical activity tended to have normal cognitive function.    

Sensory Integration Therapy is an approach that focuses on sensory stimulation to improve sensory processing and adaptive responses in individuals with sensory disorders, one of which is children with autism. Sensory integration therapy makes it easier for autistic children to communicate to be better understood and to create good social interactions. Therefore, the Yasmin Autism Therapy Center carries out Sensory Integration Therapy to improve social interaction in autistic children. This research aims to determine the application of sensory integration therapy at the Yasmin Autism Therapy Center to improve social interaction in autistic children and determine the obstacles in implementing sensory integration therapy. Data collection techniques include documentation, observation and interviews. The results of the research show that the stages of Sensory Integration Therapy at the Yasmin Autism Therapy Center are providing simple instructions, a series of sequential activities and honing concentration, consistency and endurance in activities through play. Supporting factors for sensory therapy activities include good collaboration between therapists and parents. Meanwhile, the obstacles to children's communication are difficult factors, limited therapy tools, and limited therapy time.