Tren dan Tantangan Transformasi Digital pada UMKM: Systematic Literatur Review

Masitoh ; Gustina ; Masitoh ; Gustina ; Yadi ; Yadi ; Rohmah ; Miftakhur ; Carolina ; Debi ; Azmiyati ; Afifah
Jurnal Ilmiah Komputerisasi Akuntansi 📅 2025 Vol 18, No 2 🔗 DOI: 10.51903/kompak.v18i2.2872 ★ 2 Sitasi
Abstract
Digital transformation has become a crucial requirement for Micro, Small, and Medium Enterprises (MSMEs) to enhance their competitiveness in the technological era. This study aims to examine the trends and challenges faced by MSMEs in the digitalization process through a systematic literature review (SLR) approach. A total of 35 scholarly articles published within the last five years were analyzed using specific inclusion and exclusion criteria. The findings indicate that the digitalization trends among MSMEs encompass the adoption of cloud-based technologies, the use of social media for marketing, the utilization of e-commerce platforms, and the integration of digital financial systems. However, the main challenges identified include low digital literacy, limited infrastructure, relatively high implementation costs, resistance to change, and insufficient policy support. This study not only provides a comprehensive understanding of the current state of MSME digital transformation but also identifies research gaps that have been rarely discussed. Furthermore, it offers strategic directions for researchers, MSME practitioners, and policymakers to develop more targeted strategies in accelerating and expanding digital transformation within Indonesia’s MSME sector.
Keywords
Digitalisasi; Keuangan; Sistem; Tranformasi UMKM; Teknologi
How to Cite

Masitoh, et al. (2025). Tren dan Tantangan Transformasi Digital pada UMKM: Systematic Literatur Review. Jurnal Ilmiah Komputerisasi Akuntansi, 18(2). https://doi.org/10.51903/kompak.v18i2.2872

Masitoh, Gustina; Masitoh, Gustina; Yadi, Yadi; Rohmah, Miftakhur; Carolina, Debi ; Azmiyati, Afifah, "Tren dan Tantangan Transformasi Digital pada UMKM: Systematic Literatur Review," Jurnal Ilmiah Komputerisasi Akuntansi, vol. 18, no. 2, 2025.

Masitoh, Gustina; Masitoh, Gustina; Yadi, Yadi; Rohmah, Miftakhur; Carolina, Debi ; Azmiyati, Afifah. "Tren dan Tantangan Transformasi Digital pada UMKM: Systematic Literatur Review." Jurnal Ilmiah Komputerisasi Akuntansi, vol. 18, no. 2, 2025.

Masitoh, Gustina; Masitoh, Gustina; Yadi, Yadi; Rohmah, Miftakhur; Carolina, Debi ; Azmiyati, Afifah. "Tren dan Tantangan Transformasi Digital pada UMKM: Systematic Literatur Review." Jurnal Ilmiah Komputerisasi Akuntansi 18, no. 2 (2025).

Masitoh, et al. (2025) 'Tren dan Tantangan Transformasi Digital pada UMKM: Systematic Literatur Review', Jurnal Ilmiah Komputerisasi Akuntansi, 18(2). doi: 10.51903/kompak.v18i2.2872.

Masitoh, Gustina; Masitoh, Gustina; Yadi, Yadi; Rohmah, Miftakhur; Carolina, Debi ; Azmiyati, Afifah. Tren dan Tantangan Transformasi Digital pada UMKM: Systematic Literatur Review. Jurnal Ilmiah Komputerisasi Akuntansi. 2025;18(2).

Artikel Terkait

The Effect of Work Stress and Work Environment on Employee Performance

Halawa, Elna ; Nugraheni, Krisnawati Setyaningrum

Peran Literasi Keuangan dalam Memoderasi Pengaruh Penggunaan Shopee PayLater dan Gaya Hidup terhadap Perilaku Konsumtif Mahasiswa (Studi pada Mahasiswa Pendidikan Akuntansi Universitas Negeri Semarang 2022)

Aritonang, Pasha Daveena; Nuryana, Ita

Pengaruh Profitabilitas, Leverage, Likuiditas, Ukuran Perusahaan, dan Komite Audit Terhadap Laporan Keberlanjutan

Maulana, Arif; Maharani, Novera Kristiati

Determinasi Pengelolaan Keuangan Mahasiswa Ditinjau dari Tingkat Literasi dan Pola Hidup Konsumtif

Lahagu, Marlista; Widagdo, Susmono

Building Financial Resilience of Boarding House Employees Through Financial Literacy

Gulo, Niat Sevin Arni Putri ; Palupiningtyas, Dyah

Analyzing Financial Management and Investment Feasibility of MIXUE Beverage Franchise in Indonesia

Giawa, Erniman ; Palupiningtyas, Dyah

Tren Sitasi Jurnal