Analisis Unsur Kerugian Keuangan Negara dalam Perkara Pembiayaan Kredit Usaha Rakyat Sistem Bayar Panen : Studi Kasus Putusan Nomor 41/Pid.Sus.TPK/2024/PN. MTR

Roli Pebrianto ; Noviana Noviana ; Muhammad Panji Prabu Dharma ; Syarif Dahlan
Referendum : Jurnal Hukum Perdata dan Pidana 📅 2025 Vol 2, No 4 🔗 DOI: 10.62383/referendum.v2i4.1442
Abstract
This study seeks to examine how the element of state financial loss is applied in corruption cases that originate from private-law relationships, specifically in the context of Micro People’s Business Credit (KUR) financing using the Yarnen Porang scheme, as reflected in Decision Number 41/Pid.Sus.TPK/PN.MTR. The central issue addressed is the manner in which the panel of judges construed and affirmed the existence of a state financial loss that, in substance, arose from a civil act, namely the performance of a financing cooperation agreement between a banking institution and an offtaker. By employing a normative juridical approach and conducting an in-depth analysis of the judicial decision, this research concludes that the alleged state financial loss in the a quo case remains merely prospective in nature and does not satisfy the requirement of an actual and definite loss as mandated by positive law. Furthermore, evidence demonstrating that the financing funds were enjoyed by a third party rather than by the accused indicates a misapplication in attributing criminal liability. Consequently, the criminal prosecution of conduct that is essentially civil in character reflects an expansive interpretation of the state loss element, which is inconsistent with the principle of legality and the doctrine of prudence in the enforcement of corruption laws.
Keywords
Civil Law Conduct; Corruption Offense; KUR Financing; Law Enforcement; State Financial Loss
How to Cite

Roli Pebrianto, et al. (2025). Analisis Unsur Kerugian Keuangan Negara dalam Perkara Pembiayaan Kredit Usaha Rakyat Sistem Bayar Panen : Studi Kasus Putusan Nomor 41/Pid.Sus.TPK/2024/PN. MTR. Referendum : Jurnal Hukum Perdata dan Pidana, 2(4). https://doi.org/10.62383/referendum.v2i4.1442

Roli Pebrianto; Noviana Noviana; Muhammad Panji Prabu Dharma; Syarif Dahlan, "Analisis Unsur Kerugian Keuangan Negara dalam Perkara Pembiayaan Kredit Usaha Rakyat Sistem Bayar Panen : Studi Kasus Putusan Nomor 41/Pid.Sus.TPK/2024/PN. MTR," Referendum : Jurnal Hukum Perdata dan Pidana, vol. 2, no. 4, 2025.

Roli Pebrianto; Noviana Noviana; Muhammad Panji Prabu Dharma; Syarif Dahlan. "Analisis Unsur Kerugian Keuangan Negara dalam Perkara Pembiayaan Kredit Usaha Rakyat Sistem Bayar Panen : Studi Kasus Putusan Nomor 41/Pid.Sus.TPK/2024/PN. MTR." Referendum : Jurnal Hukum Perdata dan Pidana, vol. 2, no. 4, 2025.

Roli Pebrianto; Noviana Noviana; Muhammad Panji Prabu Dharma; Syarif Dahlan. "Analisis Unsur Kerugian Keuangan Negara dalam Perkara Pembiayaan Kredit Usaha Rakyat Sistem Bayar Panen : Studi Kasus Putusan Nomor 41/Pid.Sus.TPK/2024/PN. MTR." Referendum : Jurnal Hukum Perdata dan Pidana 2, no. 4 (2025).

Roli Pebrianto, et al. (2025) 'Analisis Unsur Kerugian Keuangan Negara dalam Perkara Pembiayaan Kredit Usaha Rakyat Sistem Bayar Panen : Studi Kasus Putusan Nomor 41/Pid.Sus.TPK/2024/PN. MTR', Referendum : Jurnal Hukum Perdata dan Pidana, 2(4). doi: 10.62383/referendum.v2i4.1442.

Roli Pebrianto; Noviana Noviana; Muhammad Panji Prabu Dharma; Syarif Dahlan. Analisis Unsur Kerugian Keuangan Negara dalam Perkara Pembiayaan Kredit Usaha Rakyat Sistem Bayar Panen : Studi Kasus Putusan Nomor 41/Pid.Sus.TPK/2024/PN. MTR. Referendum : Jurnal Hukum Perdata dan Pidana. 2025;2(4).

Artikel Terkait

Tinjauan Yuridis Pembatalan Tindakan Unilateral Debitur Pailit Melalui Gugatan Actio Pauliana Demi Melindungi Hak-Hak Kreditor

Annisa Rizky Nadya; Monica Erda Amalia; Nadia Lutfi Natasya; Rizha Claudilla Putri

Kebijakan Penegakan Hukum dalam Penerapan Pidana Mati dengan Masa Percobaan Menurut KUHP Nasional

Alfa Beta Seli Ananda; Maya Shafira; Muhammad Farid; Ahmad Irzal Fardiansyah; Rini Fathonah

Keterlibatan Publik dalam Pembentukan Undang-Undang: Tinjauan Normatif terhadap Proses Legislasi Undang-Undang TNI

Wildan Budi Ardianto; Zacky Rayhan Ramadhan

Tinjauan Yuridis Penerapan Prinsip Hukum Waris dalam Sengketa Kepemilikan Berbasis Hukum Waris Adat Tionghoa ditinjau dari Hukum Positif di Indonesia

Jeanice Chrisadi; Bambang Daru Nugroho; Yani Pujiwati

Analisis Yuridis Pemutusan Perjanjian Secara Sepihak

Nugrah Gables Manery

Peran Penting Undang-Undang Perlindungan Anak dalam Memberikan Perlindungan Hukum pada Kasus Kekerasan Psikis terhadap Anak

Indira Dolita Yulius; Muhammad Farid; Fristia Berdian Tamza
Tren Sitasi Jurnal