Household financial management is a crucial factor in maintaining family financial stability, particularly in the face of economic uncertainty. This study examines the strategies employed by households in managing their finances, including budgeting, expenditure control, savings, and investment, as well as the challenges encountered during economic crises. Through a combination of literature review and case studies, the research reveals that households with clear financial planning and adequate emergency funds are more resilient in times of crisis, such as the COVID-19 pandemic. Factors such as income levels, education, and financial literacy significantly influence household financial decisions, while consumption patterns driven by social media often present a challenge. Effective strategies identified include strict budgeting, reducing non-essential expenditures, and prioritizing long-term savings and investments. This study underscores the importance of financial literacy and awareness in household financial management as key to achieving financial stability amidst global and domestic economic uncertainties.

The progress of a country can be supported by the quality of its human resources. The use of Science and Technology (IPTEK) continues to expand along with the development of the times, thus providing implications for the development of education. The progress of technology and science are two things that greatly influence the development of a country. The use of Science and Technology (IPTEK) in education has become the main focus in improving the quality of learning and teaching effectiveness. This study aims to increase readers' insight into the importance of improving the quality of human resources by improving education in Indonesia, one of which is through the development of an education curriculum based on science and technology. This study uses qualitative research with a literature study type. The results of this study include (1) The Foundation of Science and Technology (2) The Development and Sustainability of Science and Technology (3) The Impact and Influence of Science and Technology (4) Utilization of Technology (5) Utilization of Science and Technology (6) The Role of Technology in Education (7) The Importance of Science and Technology.

This research aims to analyze the role of literacy activities in increasing students' interest in reading and literacy skills at SMP Negeri 6 Serang City, as well as formulating solutions to factors inhibiting literacy activities as a form of effort to develop activities to be more effective. The literacy activities in question include various reading, writing activities, as well as presenting the results of reading or work both outside teaching and learning activities (KBM) hours (every Thursday) and during teaching and learning activities (KBM). This research uses qualitative research methods with interview data collection techniques and literature studies. This research came up with results that show that literacy activities contribute a positive influence to reading interest and literacy skills, and can explore the interests and talents of students at SMPN 6 Serang City. This research also succeeded in revealing at least 4 factors that support the success of literacy activities in schools and 5 inhibiting factors along with solutions as an effort to overcome obstacles or challenges faced in making the goals of literacy activities a success.

This research was motivated by researchers' anxiety regarding the reduced attention of teachers to the importance of developing image building in Islamic schools. Image building or image formation, especially in educational institutions, plays an important role in building a school's reputation and increasing public trust and participation. However, the phenomenon observed by researchers shows that many teachers at Madrasah Aliyah pay little attention to this aspect, which can have an impact on public perception of the quality of the education provided. Therefore, this research aims to further explore teacher strategies in developing image building at Madrasah Aliyah Al-Islam Joresan Mlarak Ponorogo. The type of research used is qualitative field study using interview and observation data collection methods. The results of this research found that teachers' strategies in developing image building at Madrasah Aliyah Al-Islam Joresan include using the principle "al-muhafadhotu 'ala qodimis sholih wal akhdzu bil jadidil ashlah" which means "maintaining (maintaining) old values ??or teachings good and adopt new and better values ??or teachings," and empowering the environmental community at Madrasah Aliyah Al-Islam through teacher direction by the school principal.

This study aims to analyze the implementation of contractual budgeting and its impact on the development of government accounting system structure in Iraq. Amid the challenges facing the public sector in Iraq, the implementation of contract-based budgeting is considered essential to improve transparency, accountability, and efficiency in the management of state finances. This study used a survey approach to collect data from various government agencies in Iraq involved in budget planning and oversight. The results show that although the implementation of contractual budgeting can improve budget management and strengthen the government's accounting system, there are a number of barriers, including a lack of human resource capacity, information technology limitations, and regulatory discrepancies that still exist. This study recommends the need for policy updates and improved training and infrastructure to support the integration of contract-based budgeting in the government accounting structure in Iraq, to ensure the sustainability and effectiveness of public budget management

These financial problems are the inability of students to manage their own personal money (monthly money from parents), lack of financial planning habits, lack of financial control by parents. So this journal was made to find out whether there is an influence of financial education in social (family) organization on the personal financial management of undergraduate students at the Faculty of Economics and Business, Makassar State University. This type of research is causal associative research, or a causal relationship with a quantitative approach. This can be seen from the probability (sig.) = 0.009 ttable = 2.676 > 1.998 and from the probability (sig.) = 0.000 ttable (4.158 > 1.998). So that it is known that the influence of family finances and financial literacy together has a positive and significant effect on personal financial management and also the influence of family finances has a positive and significant effect on the personal financial management of S1 students of Management, Department of Economics, Makassar State University.

The objective of this study is to analyze how the democratic leadership style and work conflict impact the performance of employees at the Surabaya Branch of PT Victory International Futures. This study adopts a quantitative methodology by gathering primary data through questionnaires using Google Form, employing a 5-point Likert scale. The data was collected from 74 respondents and interviews were conducted with the HRD of PT Victory International Futures Spazio Surabaya. Secondary data is gathered from various sources like books, articles, journals, and theses that delve into this particular research topic. The data was analyzed through Partial Least Square (PLS) which revealed that the performance of employees is mainly impacted by factors such as democratic leadership style and work conflict, while other variables beyond the research model also play a role. The findings revealed that the democratic leadership style contributes positively and significantly to performance, while work conflict also has a positive and significant impact on performance.

The rapid development of technology and social media has led to an increase in online gambling activities, with promotional advertisements on social media and streamer donation platforms serving as one of the main contributing factors. This study aims to analyze the impact of these advertisements on the rise of online gambling activities, with a legal perspective based on Article 27 Paragraph 2 of Law Number 11 of 2008 concerning Information and Electronic Transactions. This research employs a descriptive-analytical approach through regulatory analysis and case studies. The results indicate that the presence of online gambling advertisements on digital platforms violates existing legal provisions and has potential social impacts.
 
 

Indonesia, as the world's largest archipelagic nation with significant marine territory, faces major challenges related to Illegal, Unreported, and Unregulated (IUU) fishing. This issue negatively impacts local fishers and the national economy. This study examines Indonesia's maritime policies, including measures to combat IUU fishing through decisive actions such as sinking foreign vessels caught fishing illegally and introducing new policies like quota-based fishing. While these policies aim to reduce marine resource exploitation and promote sustainability, challenges persist, especially regarding the welfare of small-scale fishers who remain trapped in poverty. The research employs library research methods to explore the impact of policies on Indonesian fishers and the fisheries sector while highlighting the importance of more effective policies to balance stakeholders' interests and achieve sustainable fisheries management. Combating IUU fishing requires more comprehensive measures, including stricter monitoring and enhanced awareness among stakeholders in the fisheries sector.
 
 

The revitalization of Dadaha Square in Tasikmalaya City has had a significant positive impact on the social and economic growth of the local area. Socially, this revitalization has succeeded in enhancing interactions among residents, creating a more inclusive environment, and supporting various community activities such as sports, arts, and recreation. Additionally, it has strengthened the collective identity of the community. Economically, the revitalization of Dadaha Square has provided new opportunities for small and medium enterprises (SMEs), with an increased number of visitors positively affecting the growth of the informal economy, particularly for street vendors. This positive impact also contributes to the growth of the tourism and service sectors in Tasikmalaya City. However, the sustainability of these benefits requires effective public space management and appropriate regulatory support for informal economic actors. Further studies are needed to monitor the long-term effects of this revitalization.