AbstrakPada ekonomi di sebuah negara, perbankan punya andil besar. Perbankan berperan penting didalam peminjaman di wilayah publik dan swasta. Fungsi perbankan sebagai perantara, yang mana bank bermanfaat sebagai perantara diantara pihak-pihak yang berkecukupan ke mereka yang membutuhkan. Riset ini bertitik berat di bidang yang berpengaruh pada risiko likuiditas di bank. Maksud dari riset ini tidak lain buat analisis efek NPL, ROA serta ROE kepada resiko likuiditas perbankan listing di BEI rentang 2016-2019.Sampel yang dipergunakan didalam riset semua perbankan, baik itu milik pemerintah (BUMN) ataupun Bank Swasta Nasional di Indonesia yang diakui di BI sejak 2016 sampai 2019. Dari kriteria tersebut didapat 40 bank, metode yang dipakai adalah purposive sampling. Metode analisis riset ini adalah regresi linier, untuk diuji buat melewati asumsi klasik dengan normalitas, multicollinearity, autocorrelation dan heteroscedasticity.Hasil riset memperlihatkan kalau variabel ROA dan ROE memiliki efek bagus dan signifikan kepada risiko likuiditas. Sedang variabel NPL memiliki efek buruk dan tidak signifikan kepada risiko likuiditas.  Kata Kunci: NPL, ROA, ROE, Risiko Likuiditas.  ABSTRACT  In the economy in a country, banking has a great contribution. Banks have contributed to the distribution of credit in the public and private sector. Banking function as a liaison, where the bank is useful as a liaison to the parties who are excessive for those in need. This research focuses on areas that affect liquidity risk in banks. The benefit of this research is to analyze the effect of NPL, ROA and ROE on liquidity risk in banks listed on the IDX for the 2016-2019 period.The sample used in the research is all banks, both owned by the government (BUMN) and National Private Banks in Indonesia which have been recognized at BI from 2016 to 2019. From these criteria found 40 banks, the method used is purposive sampling. The analytical method used in this study is linear regression, which is tested using classical assumptions using normality, multicollinearity, autocorrelation and heteroscedasticity.The research results show that the ROA and ROE variables have a good and significant effect on liquidity risk. While the NPL variables have a negative and insignificant effect on liquidity risk.Keywords: NPL, ROA, ROE, liquidity risk.

ARI is an acute infection that attacks the respiratory tract, namely the organs that start from the nose to the alveoli along with the adnexa. In general, the risk factors for ARI are physical environmental factors, host factors, agent factors and social environmental factors, physical environmental factors, namely indoor air pollution. , the physical condition of the house. The purpose of this research is to find out how the correlation of knowledge and the environment with the incidence of ARI in the community in Nania Village, Ambon City. The research design used in this research is descriptive analytic research with a cross sectional approach. This research was carried out in Nania Village, Ambon City in July-August 2020. The research sample used was 60 people. The sampling method in this study was simple random sampling. From the research results, it was found that there was a relationship between the incidence of ARI and room occupancy density, a value of 0.000 was obtained, there was a relationship with the type of floor, a value of 0.000 was obtained, there was a relationship with the type of wall, a value of 0.000 was obtained, there was a relationship with the ceiling of the house, a value of 0.000 was obtained, there is a lighting relationship obtained a value of 0.000. So it can be concluded that there is a significant relationship with the incidence of ARI in the Nania village community, Ambon city.
 

Makanan tradisional semakin lama sudah tidak begitu menarik di kalangan konsumen di zaman ini. Kue lompong merupakan makanan khas asal daerah Kutoarjo. Kue lompong ini memiliki kekhasan yaitu pada kemaasan dan pewarna yang digunakan. Kue lompong dibungkus dengan daun pisang kering. Kue lompong memiliki warna hitam khas yang berasal dari abu sekam padi. Abu sekam padi bersifat karsinogenik atau dapat memicu kanker karena hasil dari pembakaran. Peneliti menginovasi pewarna yang digunakan yaitu ekstrak cincau hitam (Mesona palustris BL.). Ekstrak cincau hitam ini berasal dari Tanaman Janggelan   yang berpontensi mengandung senyawa antioksidan yang mampu menangkap radikal bebas. Penambahan ekstrak cincau hitam ini bertujuan untuk meningkatkan kualitas dari produk kue lompong yaitu dari segi kualitas kimia, fisik, total fenolik, aktivitas antioksidan, mikrobiologis dan orgnoleptik. Tujuan penelitian ini adalah untuk mengetahui pengaruh ekstrak cincau hitam terhadap kualitas kue lompong dari kualitas fisik, kimia, mikrobiologis dan organoleptik produk serta mengetahi konsentrasi ekstrak yang tepat. Tahapan yang dilakukan yaitu pembuatan ekstrak cincau hitam, pembuatan kue lompong dengan penambahan ekstrak cincau hitam, uji proksimat, ujinfisik, kimia, antioksidan, mikrobiologisndannorganoleptik produk kue   lompong. Penelitian ini menggunakan metode RancangannAcak Lengkap dengan variasi penambahan ekstrak cincau hitam yaitu 0% sebagai kontrol tanpa penambahan ekstrak, 30%, 60% dan 100%. Hasil penelitian terbaik pada konsentrasi 100% menunjukkan kue lompong memiliki kadar air 36,42%, kadar abu 0,30%, kadar lemak 3,93%, kadar protein 3,17%, kadar karbohidrat 57,30%, serat kasar 2,48%, serat larut 5,25%,   kekerasan 302,00 g, kekenyalan 162,03 g, kue lompong memiliki warna cokelat kehitaman, total fenolik 1,34 mg GAE/g DW, antioksidan 61,00%, ALT 1,07 CFU/g, angka kapang 0 CFU/g. Kue lompong dengan penambahan ekstrak cincau hitam yang memiliki kualitas paling baik adalah penambahan ekstrak cincau dengan konsentrasi 100% yang dapat dilihat pada hasil uji organoleptik dengan parameter fisik, kimia, mikrobiologi, aktivitas antioksidan dan organoleptik.

Industri pangan merupakan industri yang mengolah hasil hasil pertanian sampai menjadi produk yang siap dikonsumsi oleh masyarakat. Oleh karena itu, industri pangan lebih berkiprah pada bagian hilir dari proses pembuatan produk tersebut. Fungsi utama suatu industri pangan adalah untuk menyelamatkan, menyebarluaskan, dan meningkatkan nilai tambah produk produk hasil pertanian secara efektif dan efisien. Sanitasi adalah suatu usaha yang mengawasi beberapa faktor lingkungan yang berpengaruh kepada manusia terutama terhadap hal-hal yang mempengaruhi efek, merusak perkembangan fisik, kesehatan, dan kelangsungan hidup atau upaya menjaga pemeliharaan makanan, tempat kerja atau bebas pencemaran yang diakibatkan oleh bakteri, serangga, atau binatang lainnya. Penelitian ini bertujuan untuk menganalisis sanitasi industri dan higiene karyawan berdasarkan acuan Peraturan Menteri Perindustrian RI No. 75/M-IND/PER/7/2010 tentang Cara Produksi Pangan Olahan yang Baik. Metode analisis yang digunakan yaitu menggunakan check sheet, analisis statistik deskriptif dan diagram fishbone. Hasil Analisis didapatkan bahwa penerapan sanitasi industri dan higiene karyawan pada Sweet Sundae sudah baik, dengan presentase penerapan yaitu 85% sudah diterapkan dan 15% belum diterapkan.

Tujuan penelitian ini adalah mengetahui formulasi komposisi antara minyak jelantah dan KOH yang mana dari tiga formulasi komposisi yang memiliki daya hambat pertumbuhan bakteri yang bagus di kulit. Pada Proses Pembuatan Hand Soap, menggunakan metode hot process, yang tentunya diawali dengan pemurnian minyak jelantah menggunakan arang aktif. Pengujian daya hambat pertumbuhan bakteri dengan menggunakan cemaran bakteri Staphylococcus Aureus, dan pengujan organoleptik dilakukan dengan cara menggunakan hand soap yang dihasilkan   kepada sepuluh koresponden. Hasil yang diapai dalam peneitian ini adalah Hand Soap dengan formulasi 375 gr minyak jelantah dan 125 gr KOH memiliki daya hambat pertumbuhan bakteri di kulit, nyaman digunakan, wangi, dan tidak iritasi.

This study aims to examine the factors that influence the behavior of using accurate online in computer accounting subjects based on the acceptance model and use of UTAUT technology. This research is quantitative. The population in this study were 81 students majoring in financial accounting SMK IPIEMS Surabaya institutions, with a research sample of 44 people. Samples were taken based on the purposive sampling technique with the criteria of students who have or are currently taking computer accounting subjects. Data were collected using a questionnaire. The data analysis technique used in this research is the analysis technique of Structural Equation Modeling (SEM). The results show there is a significant positive indirect effect between performance expectancy, effort expectancy and social influence towards the behavior of using accurate online with behavioral intention as a mediating variable.

Setting a strategy in running the existing system in the company, therefore it is very important for the company to evaluate the management control system which is one of the basic functions of management. The object of the research is PT. JNE Indonesia, especially at Cikuda Jatinangor agents. This study aims to determine the state of the control system in JNE in the midst of the COVID-19 pandemic. The results of the study explain that the system that applies at JNE is still running well as evidenced by the absence of complaints from company employees, the implementation of activities that run normally, and the programs that are run in the midst of this pandemic do not make income decline JNE’s management performs the control systems very well, and ensures the security of packages that will be sent until they are received by costumers.

Algae is rich in storage lipids and fats that can be converted into biodiesel. This study determined the algal oil from Lake Sebu, South Cotabato as biodiesel source. Samples were prepared at varying treatments and ratio with n-Hexane. The algal oil was extracted and efficiency % were determined.  FFA% and Acid Number of the oil extract were identified using chemical titration. FTIR was used for Chemical characterization while GC-MS identified fatty acid and other organics. With the constant volume of solvent and by changing the mass of dried algae, the percent yield of oil increases as the solvent to algae ratio increases.  Therefore, biomass ratio with n-Hexane should be 1:3. The IR spectra of the oil extract indicated the presence of functional groups such as amine and carbonyl group of amides, methylene, methyl, and alkene. While, GC-MS showed that the fatty acids found can be a potential biodiesel.

This reaserch was conducted at the Islamic University of Riau in the city Pekanbaru, researchers wanted to see how the level of student satisfaction with the academic information system (SIKAD) and the quality of services provided by the Islamic University of Riau on student satisfaction, especially in the 2018/2019 class, sample size was taken with slovin obtained 394 students from a total population of 27,733 students, while the respondents were 165 students who responded to the questionnaire from the google form, via student email. Along with the current COVID-19 pandemic which has occurred for more than a year until the time this research is conducted in 2021. The analytical tool used in the study is Smart PLS. 3, with evaluation of measurement model and evaluation of structural model. Based on this analysis, it was found that the academic information system (SIKAD) and service quality had an effect on student satisfaction of 93.1%. The test for the feasibility of the model used with the Normed Fit Index (NFI) of 0.841 means that the model that is owned is fit, is in the marginal fit category because it is at a critical value of 0.8 NFI 0.90. Path coefficients to see the magnitude of the effect of exogenous variables on endogenous variables, with the t-statistics method (bootstrapping) both variables have a positive and significant effect.

perception factors, service quality, corporate image, and word of mouth on consumer decisions to choose to use Go-Jek online services (Case Study of Riau Islamic University Students). Methods of Selection and Sampling were carried out using the Purposive Sampling technique, the Purposive Sampling technique, namely Taking Samples Deliberately in each of the Faculties at the Islamic University of Riau Using Go-Jek Services The number of samples taken as many as 100 students in several faculties at the Islamic University of Riau. This research data is analyzed by Multiple Linear Regression Analysis and processed using SPSS For Windows Version 20. Application. The results of this study state that Price Perception, Service Quality, Company Image, Word Of Mouth. Influence on Consumer Decisions to choose to use Go-Jek Online services.