PT Bank Central Asia, Tbk Roxy Mas Branch continues to raise funds from the public. To achieve this, the right strategy is needed through optimal service by improving the quality of products and services in accordance with the wishes and needs of customers. By knowing the level of customer satisfaction, it can be seen how far the services that have been provided by employees / staff. Satisfied customers are customers who get value from suppliers, manufacturers or service provider. Value can be a service, product or system or something that is emotional. If the customer states that value is quality product, then satisfaction occurs when the customers gets a quality products. If the value gets comfort, then satisfaction is obtained if the service provided is really comfortable and satisfying. If the value of customer, is a low price the customer will be satisfied with the producer who provides the most competitive price.

Pesatnya perkembangan teknologi dan informasi menghadirkan era baru pada industri layanan jasa keuangan, yaitu perbankan dan lainnya. Munculnya teknologi finansial atau fintech menjadi salah satu pilihan bagi konsumen. Karakteristik yang dibangun oleh fintech itu sendiri adalah memberikan pelayanan berbasis teknologi secara online, menggunakan internet dan dapat di akses dari mana saja. Sebagai salah satu bank terbesar di Indonesia Bank BCA mempunyai strategi-strategi dalam penyikapan adanya teknologi baru di dunia jasa keuangan. Dalam penelitian ini menggunakan penelitian kualitatif yang memberikan penjelasan secara deskripstif mengenai strategi yang dilakukan oleh BCA dalam menghadapi gempuran teknologi dan digitalisasi, salah satunya fintech. Dalam penelitian ini dilakukan analisis menggunan analisis SWOT. Sehingga memberikan informasi mengenai kekuatan, kelemahan, peluang serta ancaman. Ditemukan bahwa Bank BCA memiliki potensi dalam peningkatan layanan keuangan secara digital, bersamaan dengan adanya teknlogi finansial atau fintech.

Customer service plays a very important role in a business. In addition to the products or services offered by customers, they will also definitely assess the way employees serve them, customer services will not go unnoticed by customers. Business founders are obligated to provide product and services that are able to provide satisfaction to customers.Along with economic and technological developments as well as business competition, companies compete to be able to provide more satisfying products and services for customers.This is done in order to get new customers and retain customers. This study aims to determine the effect of service quality and product quality on customer satisfaction. The population used in this study is customers of BCA cabang Roxy Mas. Data collection methods using library research and field research. As for the analysis technique used in this study is multiple correlation coefficient analysis. The test results show that the variables used in this study have a significant and positive effect on customer satisfaction of BCA cabang Roxy Mas. This indicates that the better the quality of service, the more customer satisfaction increases.

In the Lennggahsari 02 State Elementary School, Kecamatan Cabangbungin, Kabupaten Bekasi, there were problems that started from the teacher's work discipline that needed to be improved. This is indicated by the existence of overlapping work activities, delaying some activities, limited management to innovate and the unintegrated work team of teachers. In terms of personnel, it can be seen that there are problems such as: There are teachers who come late from the appointed time, there are teachers who go home before the end of school hours, there are teachers who are not present without giving a clear reason. The existence of the above teacher discipline constraints can be caused by various factors, such as: Leadership, Planning, Directing, Coordination, Educational Administration, Organizational Culture, Organizational Behavior, Salary System, Position Promotion, Educational Background and Family. In this study, the author tries to examine work discipline in relation to educational planning and administration.
The method used in this study is descriptive associative survey method. In this method there are at least two variables. This associative research is a relationship between two variables, namely education administration and teacher work discipline.
Based on the formulation of the results of the research at the Lenggahsari State Elementary School 02 Lenggahsari Village, Branchbungin District, it is presented that there is a positive relationship between the Education Administration Variable (X) and the Teacher Work Discipline Variable (Y). The higher the value of Education Administration, the Discipline of Teacher Work will increase.

This study aims to determine and analyze the influence of the variables of leadership, organizational culture and competence on employee performance. The object of this research is PT. Lion Mentari Airlines which is one of the private airlines in Indonesia. The sample used in the study was 98 aircraft technician employees using a non-probability sampling technique with purposive sampling. Where questionnaires are distributed directly to aircraft technician employees who are permanent employees. Based on the results of the correlation test (R), the Coefficient Correlation (r) number is 0.458, which means that leadership (X1), organizational culture (X2), competence (X3) together have a moderate and positive relationship to employee performance (Y). . Furthermore, based on the significance value of F of 0.000, it is smaller than 0.05. The results of the F test which were analyzed using the SPSS program obtained a calculated F value of 8.311 with a significance of 0.000 <0.05, it can be concluded that the tested group had a significant (significant) difference. This result means that simultaneously there is a significant influence between leadership (X1), organizational culture (X2), competence (X3) on employee performance (Y).

The goal of this scientific article is to determine and assess the impact of brand image and promotion on  Dua Belibis sauce buying decisions. The design of the research is associative research, then the data obtained for both primary and secondary data are obtained from various literature studies. In addition, data were also collected and scored using a Likert Scale measurement. The brand image and the promotion as a control variables has a favorable and significant impact on purchase decisions. The most important factor influencing consumers' purchasing decisions when it comes to Delmonte sauce is promotion. The adjusted R Square value is 0.281, indicating that 28.1 percent value of the dependent variable can also be explained by the independent factors, namely brand image and promotion, while the remaining 71.9 percent cannot be explained yet by variables that addressed in this study.
 
Keywords: promotion, brand image, purchase decision, branding
 

Teachers play an important role in the world of education. For this reason, as a teacher, you must have the principle of lifelong learning in order to find the best way to educate. The teacher plays a role in controlling the course of the learning process, which is expected to carry out the task as well as possible.
The reward method is one way to motivate students to achieve achievements. This reward method is motivated by the concept of behavioristic theory, namely that learning is a change in behavior as a result of the interaction between stimulus and response (Ginanjar. 2013:2). Motivated students are initiated and motivated by a need. According to Abraham Maslow reward (award) is one of the basic needs that encourage a person to actualize himself (Wantah. 2005:164).
Human needs consist of five levels from the lowest to the highest, starting from physiological needs, security, belonging and being loved, self-esteem, and self-actualization. If, a level of need has been met, then the need no longer functions as a motivator.
This will then be able to strengthen the teacher regarding the appropriate response so that it can stimulate students. In addition to the basic needs factor, the student's family background also affects the strength of the response given by the student.

Struktur modal pada perusahaan teknologi memiliki keunikan tersendiri dimana bisnisnya sulit untuk dipahami namun membutuhkan pendanaan yang tinggi. Hal tersebut mengindikasikan adanya perbedaan determinan struktur modal pada perusahaan teknologi dengan perusahaan lainnya. Penelitian ini dilakukan dengan tujuan untuk memahami faktor-faktor yang dapat mempengaruhi struktur modal pada perusahaan teknologi dengan menggunakan pendekatan tinjauan literatur. Hasil yang disajikan dalam penelitian ini menghasilkan kesimpulan bahwa pada negara berkembang determinan yang mempengaruhi struktur modal adalah ukuran perusahaan, risiko bisnis, aset berwujud, likuiditas, profitabilitas, reputasi, biaya pendanaan, pertumbuhan perusahaan, dan kinerja perusahaan. Sedangkan pada negara maju, determinan yang mempengaruhi lebih beragam dan mencakup faktor internal dan eksternal yang lebih luas. Penelitian ini juga menunjukkan bahwa perusahaan teknologi di Indonesia masih menjadikan aset fisik sebagai aset utama dalam menjalankan bisnisnya. Namun, perusahaan teknologi di Indonesia memiliki prospek yang sangat cerah karena mendukung keberlanjutan.

When a pandemic occurs, it finally makes us learn how to learn and teach student. One of them is the online and offline model. Conditions during the pandemic are not allowed face-to-face learning in class, so it is only allowed in small groups. The strategy of mapping the area adjacent to where you live and then grouping it can be the right choice. Active Knowledge Sharing learning method is a cooperative learning activity and then group members share tasks with each other to solve problems. Through the Active Knowledge Sharing learning method, it is hoped that each student can provide input to other group members according to their experience and knowledge. The Active Knowledge Sharing method can encourage students' motivation to be more active and will be able to..encourage..students..to..improv..mastery..of the..material. Sharing experiences with fellow group members and sharing with the whole class will motivate students to learn. So the..Active..Knowledge.Sharing learning.method is a..cooperative learning activity, students are placed in heterogeneous groups and then group members share tasks with each other to solve problems. Through the Active Knowledge Sharing learning method, it is hoped that each student can provide input to other group members according to their experience and knowledge. 

<p><em>Kelurahan Lakarsantri merupakan salah satu wilayah dengan risiko dan kerentanan sedang saat terjadi gempa bumi karena kedekatan dengan patahan Surabaya yang masih aktif. Sebagai langkah mitigasi penentuan titik kumpul sementara diperlukan untuk meminimalisisr dampak pada saat bencana. Bangunan publik dapat dimanfaatkan sebagai alternatif dlaam menjadi titik kumpul sementara. Dari hasil weighted overlay yang dilakukan, mendapatkan hasil bahwa bangunan publik yang dapat digunakan sebagai titik kumpul sementara di Kelurahan Lakarsantri adalah Posko Dinas Kebakaran Kota Surabaya, Kantor Kecamatan Lakarsantri, Kantor Kelurahan Lakarsantri, SD Negeri Lakarsantri 3 dan Masjid At-Taufiq.</em></p>