Investasi adalah suatu kegiatan yang dilakukan oleh seorang penanam modal dalam menanamkan modalnya dengan tujuan untuk mengharapkan imbalan berupa deviden dan memperoleh hasil yang diharapkan secara maksimal. Pasar modal dapat diartikan sebagai pasar yang menyediakan berbagai instrumen keuangan yang dapat diperdagangkan, dapat berupa modal pribadi atau utang dan dapat diterbitkan oleh pemerintah atau pihak swasta. Setiap investor yang berinvestasi di pasar modal tentunya memiliki portofolio dan harus mendiversifikasikan portofolio tersebut guna meminimalkan risiko yang harus diterima. Kajian ini mengacu pada pembentukan portofolio pada masa krisis ekonomi yang melanda Indonesia seperti krisis moneter 1998, krisis keuangan global 2008, krisis ekonomi Dolar AS 2013, dan krisis ekonomi pandemi COVID-19.
Kesimpulan penelitian ini menunjukkan bahwa pada krisis moneter 1998 sektor yang masuk dalam pembentukan portofolio optimal adalah sektor industri, pada krisis ekonomi global 2008 terdapat sektor perbankan dan sektor f&b, pada krisis ekonomi US Dollar 2013 terdapat sektor tembakau dan sektor industri, dan krisis ekonomi pandemi. Covid-19 2019 meliputi sektor farmasi dan sektor pertambangan.

This study aims to determine the effect of Sustainability Reporting on Firm Value. The population of this study are non-financial companies from 2018-2020. The sampling method used in this research is purposive sampling method with predetermined criteria so as to produce 138 samples of non-financial companies to be studied. The data used are secondary data in the form of financial reports and company annual reports obtained through the website www.idx.co.id. The results of this study show that the Sustainability Report has a positive and significant effect on firm value

The purpose of this study was to determine the effect of Third Party Funds, Loan Debt Ratio and Operational Cost of Operating Income on Return On Assets in Rural Banks in Buleleng Regency. The type of data from this research is quantitative and qualitative data. Sources of data in this study are primary data and secondary data.
The problem in this study is whether third- party funds affect the return on assets in rural banks in Buleleng regency, whether the loan debt ratio affects the return on assets in rural banks in Buleleng, whether operational costs of operating income affect the return on assets in rural banks in Buleleng regency and whether third-party funds, loan debt ratio and operating income operational costs affect the return on assets in rural banks in Buleleng regency.
The results of this study are that third party funds have a negative and significant effect on return on assets in rural banks in Buleleng Regency, loan to debt ratio has a negative but not significant effect on return on assets in rural banks in Buleleng, operational costs of income operational has a negative and significant effect on return on assets in rural banks in Buleleng Regency and third party funds, loan to debt ratio, and operational costs of operating income have a significant effect on return on assets in rural banks in Buleleng Regency

Sistem kerja dalam perusahaan mengalami perubahan ketika munculnya pandemic Covid-19. Hal tersebut mengakibatkan beberapa perusahaan mengambil sikap untuk menerapkan work from home atau bekerja dari rumah. Hal tersebut mengakibatkan beberapa sistem juga mengalami perubahan. Suatu perusahaan teknologi informasi di kota Yogyakarta menerapkan sistem  WFH dalam perusahaannya dan memiliki 3 fokus untuk meningkatkan kinerja diantaranya adalah e-learning,e-leadership dan work life balance. Adapun dalam penelitian ini menggunakan penelitian kualitatif dan kuantitatif berupa wawacara serta penyebaran kuesioner atau survey. Hasil dari penelitian ini menunjukkan bahwa ketiga aspek e-learning, e-leadership dan juga work life balance memiliki pengaruh positif pada peningkatan kinerja karyawan. Dengan hasil tersebut maka perusahaan IT tersebut harus meningkatkan kualitas program-program yang berkaitan dengan ketiga aspek tersebut.

This research is done to find out whether it is feasible or not if this research is done to find out whether it is feasible or not if the Grand Depok Printing printing business adds investment in the procurement of new printing presses. The data used is to use an estimate of initial capital investment analysis. The analysis tool used is the Payback period (PP) method. Net Present Value (NPV), Internal Rate Of Return (IRR), and Profitability Index (PI) and investigate aspects in business feasibility studies namely Legal Aspects, Market and Marketing Aspects, Technical / Operations Aspects, Financial Aspects, Management / Organization Aspects, Social Economic Aspects, Environmental Dumpak Aspects.
 
The results of calculations obtained are Payback period for 7 Months and 20 days, Net present value of RP. 8,545,174,145, Internal Rate Of Return of 22.15%, and Prifitability Index of 1,541. Therefore, it can be decided that the procurement of new printing presses at The Grand Depok Printing business in Verbena Shophouse, Grand Depok City, Jl. Boulevard Grand Depok City, Tirtajaya, Kec. Sukmajaya, Depok City, West Java 16412 is worth running..

Hustle culture has become a rising phenomenon in recent years. Especially among millennials who have such high enthusiasm and work ambition that questions arise about their motivation in doing hustle culture. In addition, can doing hustle culture at work achieve productivity? In this study, which discusses the relationship between hustle culture and work motivation and productivity, it turns out that the results are quite diverse. The relationship between hustle culture and work motivation and productivity is not entirely negative, there are positive impacts as well. So that hustle culture is not completely bad if it can be applied properly..

Abstract
This study aims to determine: (1) whether profitability is significant on stock prices in property and real estate companies on the IDX in 2017-2019 (2) what is the capital structure is significant on stock prices in property and real estate companies on the IDX in 2017-2019 (3) whether profitability and capital structure have a simultaneous effect on stock prices in property and real estate companies on the IDX in 2017-2019. The data used is secondary data and the sample is in the form of financial reports from 14 companies listed on the IDX in 2017-2019. The sampling technique used purposive sampling and the data were analyzed using multiple linear regression analysis. Data were analyzed using SPSS version 20 software. The results showed that the profitability variable had a significant effect on stock prices with a significant value of 0.001 <0.05. Capital structure has a significant effect on stock prices with a significant value of 0.001 <0.05. And the results of the simultaneous test of profitability and capital structure have a simultaneous effect on stock prices with a significant value of 0.001 <0.05. In order to get better results, further research is expected to be able to add variables from financial ratios to profitability and capital structure as well as to increase research samples and extend the research period.
Keywords: Profitability, Capital Structure, Stock Price

The role of Banks in a country is very important, because banks function as the economic development of a country. Almost all parties and sectors need banks for transactions, one of which is for savings and loans, KKB, KPR etc. The bank is called the creditor and the customer is called the debtor.
In granting credit or bank debt, it must be able to cover all risks that will occur. There is a principle of prudence, one of which is that banks must take a more in-depth approach to the profile of prospective customers who will make transactions, either saving or making loans. The risk of a loan that cannot be paid by the customer is called bad debt. In this journal the author will share the results of research on the analysis of receivables control to minimize bad debts at the BCA KCP Lokasari bank so as not to burden the bank's overall operations.

Kompensasi yang merupakan salah satu fungsi dari Manajemen Sumber Daya Manusia adalah salah satu hal yang terpenting di dalam perusahaan. Pemberian kompensasi baik itu kompensasi finansial langsung dan kompensasi finansial tidak langsung, yang dilakukan secara adil, layak dan tepat diharapkan dapat meningkatkan motivasi karyawan agar dapat melaksanakan pekerjaannya dengan baik dan mencapai tujuan perusahaan.
 
Berdasarkan penjelasan tersebut maka penulis tertarik untuk melakukan penelitian mengenai pengaruh kompensasi finansial terhadap motivasi kerja karyawan pada PT Bank XYZ Tbk. Dari hasil penelitian menunjukan bahwa pengaruh kompensasi finansial terhadap motivasi kerja karyawan pada PT Bank XYZ Tbk berdasarkan hasil perhitungan korelasi Rank Spearman, diperoleh nilai sebesar 0,711. Karena nilai rs berada diantara 0,600-0,799 maka dapat dikatakan kuat dengan koefisien determinasi atau besaran pengaruh/kontribusi faktor X (kompensasi finansial) terhadap Y (motivasi kerja) adalah sebesar 50,6% dan sisanya sebesar 49,4% dipengaruhi oleh faktor lain.

This study aims to test empirically and analyze the effect of the Service Marketing Mix and Service Quality on Student Satisfaction at Sekolah Tinggi Ilmu Manajemen Indonesia (STIMI) Banjarmasin. Research Methods, following the research objectives that have been formulated, this study uses a level of explanation, namely research that aims to explain the position of the factors studied and the relationship between one factor and another. (Sugiyono, 2002). Thus this study explains the effect of Marketing Mix and Service Quality on Student Satisfaction Sekolah Tinggi Ilmu Manajemen Indonesia (STIMI) Banjarmasin. The research sample was 131 respondents with a sampling technique using the Slovin formula and analyzed with Multiple Regression Analysis using analysis tools SPSS 25.0 for Windows. The results of the research, service marketing mix variables and service quality simultaneously have a significant effect on student satisfaction at ltan berpengaruh signifikansi terhadap kepuasan mahasiswa pada Sekolah Tinggi Ilmu Manajemen Indonesia (STIMI) Banjarmasin. Service marketing mix with product elements, price place promotion people physical evidence and process partially affect student satisfaction at Sekolah Tinggi Ilmu Manajemen Indonesia (STIMI) Banjarmasin. Service quality with elements with the dimensions Tangible, Reliability, Responsiveness, Assurance, and Empathy affects student satisfaction in Sekolah Tinggi Ilmu Manajemen Indonesia (STIMI) Banjarmasin. Service quality is more dominant than the service marketing mix. So, it can be concluded that the better the quality of service that is implemented or provided by Sekolah Tinggi Ilmu Manajemen Indonesia (STIMI) Banjarmasin it will increase student satisfaction