tujuan di balik penelitian ini adalah untuk memutuskan apakah variabel terikat dalam tinjauan ini dapat dipengaruhi oleh variabel otonom. Populasi dalam tinjauan ini adalah 4 Persero Bisnis Simpanan uang dengan prosedur pemeriksaan yang digunakan adalah purposive testing. Mendapat contoh 4 bank usaha milik negara yang terdaftar di OJK. Dalam ulasan ini, kekambuhan yang berbeda digunakan untuk menguji spekulasi. Mengingat efek samping dari pengujian bersamaan, disadari bahwa ROA dapat dipengaruhi oleh NPL dan BOPO secara bersamaan. Berdasarkan uji fraksional, ROA tidak dapat dipengaruhi oleh NPL dan ROA dapat dipengaruhi oleh BOPO.
 

Pembocoran rahasia bank merugikan hak privasi dan data pribadi elektronik nasabah, karena itu kajian ini membahas masalah perlindungan nasabah terhadap pembocoran rahasia bank sebagai pelanggaran hak privasi dan data pribadi elektronik nasabah bank dan tanggung jawab pihak lain, direksi serta pegawai bank. Hasil kajian menunjukkan perlindungan nasabah pembocoran rahasia bank tidak eksplisit disebutkan dalam UU Perbankan tetapi berdasarkan penafsiran gramatikal dan sistematik merupakan pelanggaran hak privasi dan data pribadi elektronik nasabah bank. Tanggung jawab pihak lain yang memaksa bank untuk membocorkan rahasia bank adalah liability based on fault principle; tanggung jawab direksi bank terhadap perbuatannya dalam membocorkan rahasia bank berdasarkan strick liability dan atau vicarious liability apabila pelakunya pihak yang berada di bawah pengawasannya; dan tanggung jawab pegawai bank melalui prinsip presumption of liability.

One of the main contributors to the global spread of HIV is migrant workers. The purpose of this community service is to determine whether the community's efforts, especially at the Batua Health Center, prevent HIV/AIDS in families at risk of HIV/AIDS. This research was conducted with a cross-sectional design with a quantitative approach. The study population was all patients who visited Batua Health Center, and 94 samples were taken. Data collection was carried out in August-September 2020. Data analysis included univariate and bivariate analysis. The results of this study indicate that individual characteristics, adolescent behavior p = 0.486, sources of information p = 0.680, knowledge p = 0.003, and attitudes p = 0.589 relationship with adolescent behavior toward HIV/AIDS. Knowledge with p = 0.865 shows no significant relationship between knowledge and risk behavior toward HIV/AIDS.

The state is an organization that has a purpose. The purpose of this study is to enforce the law regarding permits for waste water disposal in motor vehicle washing businesses and the sanctions imposed by the government on motorized vehicle washing businesses that do not have a waste water disposal permit. Normative juridical research, namely research originating from laws and regulations that present actual facts with the topic of study. Law enforcement of waste water disposal permits in motorized vehicle washing businesses through administrative instruments aims to prevent acts or omissions that violate the law or do not meet the requirements, stop or return to their original state (before the violation). So the focus of administrative sanctions is the actions of violators of the rules. In the Surabaya City Regional Regulation Number 12 of 2016 concerning Water Quality Management and Wastewater Control Article 34 explains the administrative sanctions referred to in the form of: written warning, Government coercion, Freezing of waste water disposal permits, Revocation of waste water disposal permits. In addition to administrative sanctions, there are also criminal sanctions in the form of violations. The local government should socialize the Regional Regulation on Water Quality Management and Wastewater Control to the general public and the organizers of motor vehicle washing wastewater management (motor vehicle washing entrepreneurs) in order to increase legal awareness embedded in the community and it is hoped that the government will issue implementing regulations, namely Regulation Mayor.

Adolescence is when a person begins to learn to be an adult human being. Therefore, there is a need for coaching. On the other hand, adolescence also experiences resilience. For this reason, faith formation is needed. This also happened to the students of St. Fransiskus Vocational School Semarang. Therefore, faith-building at St. Fransiskus Vocational School affects student resilience. To discuss this problem, the researcher conducted a study entitled The Correlation Between Faith Development and Resilience in Catholic Adolescents at St. Fransiskus Vocational School Semarang as the subject of the study was a Catholic student at St. Fransiskus Vocational School Semarang. The method used is descriptive quantitative with correlational techniques. This research was conducted from July to September 2021. The variables of this research are independent variables of Catholic faith development and dependent variables of adolescents. The research population was all St. Fransiskus Vocational School Semarang students, and samples were taken using simple random sampling techniques. The theoretical basis used is the theory of faith development and adolescent resilience. The results showed that the calculated r-value (rxy) was 0.6373, which was included in the relatively strong or high category (the calculated r-value was 0.41 - 0.70). Based on the data analysis, it was concluded that there is a correlation between faith development and resilience in Catholic adolescents at St. Fransiskus Vocational School in Semarang. The percentage of contribution of faith development to resilience in Catholic adolescents at St. Fransiskus Vocational School Semarang is 40.61%, based on calculations using the product-moment correlation formula.

Pendidikan adalah suatu modal penting bagi masa depan generasi penerus bangsa. Dengan memiliki wawasan dan pengetahuan yang luas maka akan mampu menyiapkan generasi muda yang berkualitas dan mampu membangun bangsa dan negara ini lebih baik. Dalam hal ini, bukan hanya pendidikan moral serta akademik yang dibutuhkan, tetapi juga pendidikan mengenai pengelolaan uang. Konsep pengelolaan uang yang baik harus diajarkan kepada anak sedini mungkin. Mengetahui konsep pengelolaan uang sejak dini dapat memberikan manfaat yang baik untuk mengelola pendapatannya pada masa depan. Terdapat indikator terbaik untuk mengetahui keberhasilan pengelolaan keuangan untuk masa depan adalah ketersediaan anak-anak untuk menunda mengeluarkan uang untuk kepuasan dan memperkuat tabungan jangka panjang. Selain itu, permasalahan ekonomi yang dihadapi oleh Indonesia dari dulu hingga kini adalah masalah pengangguran. Berdasarkan berita resmi statistik, Berdasarkan data Badan Pusat Statistik (BPS), tingkat pengangguran terbuka Provinsi Banten per Februari 2022 sebesar 8,53 persen atau 504,26 ribu orang. Salah satu caranya adalah dengan penciptaan lapangan pekerjaan di berbagai sektor ekonomi. Para sarjana muda dengan tingkat intelektual yang tinggi diharapkan dapat menciptakan pekerjaan-pekerjaan baru bagi masyarakat yang tidak memiliki kesempatan mengenyam pendidikan tinggi. Akan tetapi, pembentukan paradigma sebagian besar sarjana muda yang fokus looking for job perlu diubah menjadi create jobs. Namun pemikiran tersebut tidak dapat diubah dengan cepat karena ketidakberanian untuk mengambil risiko ditambah tidak adanya modal untuk memulai suatu usaha. Sehingga diperlukan pembentukan pola pikir create jobs yang dilakukan sejak dini dalam bentuk sarana pembelajaran yang efektif dan menyenangkan dalam pengelolaan uang yang baik sehingga kemampuan melek keuangan atau literasi keuangan anak dapat meningkat. Melalui media gambar berupa komik diharapkan dapat menarik perhatian anak untuk membacanya.

The Order for Termination of Investigation or hereinafter referred to as SP3 is the authority given attributively to criminal investigators. This paper intends to provide an analysis in terms of normative law regarding the validity of the termination of an investigation carried out based on reconciliation between the suspect and the complainant in the case of ordinary offenses. Research is a main means in developing a science and technology with the aim of revealing the existence of a truth both systematically, methodologically, and consistently through the research process as well as conducting analysis and construction of the data that has been processed and then concluded. Article 109 Paragraph (2) of Law Number 8 of 1981 concerning the Criminal Procedure Code (KUHAP) states that there are three conditions to stop an investigation of a criminal act. First, there is not enough evidence. Second, the act committed by the suspect is not a crime. Third, the investigation was stopped for the sake of law. The fact that the revocation of the police report resulted in the case being discontinued or terminated, as evidenced by the issuance of an Investigation Termination Order or SP3.

This study aims to analyze the effect of work ability and work attitude on employee performance at the Department of Population and Civil Registration of Bima Regency. The sampling technique used is the sampling technique used in the study using Non Probability Sampling with the number of samples used, namely 38 ASN employees. The methods used in this study are validity, reliability, classical assumptions, multiple linear regression, t-test and f-test. The partial test results reveal that the work attitude variable has a positive and significant effect on work performance. simultaneously (simultaneously) have a significant effect on work performance at the Department of Population and Civil Registration of Bima Regency.
 
 

Penelitian ini bertujuan untuk merancang sistem informasi penyewaan kendaraan yang lebih efektif dan efisien dan juga untuk keamanan data yang lebih baik, fungsi validasi untuk meminimalkan kesalahan input maupun data ganda, fungsi pencarian dan filter data juga laporan yang terintegrasi dengan sistem agar lebih efisien Penelitian ini menggunakan metode Accrual Basis. Sistem menggunakan Visual Basic.NET, MySQL, Crystal Report. Data diperoleh melalui studi pustaka, observasi dan wawancara, dan pemberian kuesioner. Metode yang digunakan dalam penelitian dan pengembangan ini adalah metode Research and Development (R&D)
Penelitian ini menghasilkan sistem informasi penyewaan kendaraan yang lebih efektif dan efisien dan juga untuk keamanan data yang lebih baik, fungsi validasi untuk meminimalkan kesalahan input maupun data ganda, fungsi pencarian dan filter data juga laporan yang terintegrasi dengan sistem agar lebih efisien. Hal ini dibuktikan dengan uji efektivitas antara kinerja sistem lama dibandingkan sistem baru apabila diprosentasekan adalah 28% : 79,6%. Ditambah hasil uji dari validator internal yaitu 4,2 yang berarti sangat valid, sedangkan dari validator eksternal 3,4 yang berarti valid.

Observations that contain the intent to determine how much influence the variable understanding of SIA, compensation, competence, motivation, experience on the performance of employees of PT. Telkom Indonesia Witel Solo. The population contained in this study amounted to 70 employees with sample criteria targeting employees who use accounting information systems totaling 42 employees. The tool to analyze the data is multiple regression analysis. With the results of the partial research test where the variables of understanding accounting information systems, compensation, and work experience have no significant effect on employee performance, while competence and work motivation affect employee performance. And the results of the simultaneous test of all these variables together have a significant effect on employee performance.