Micro, small and medium enterprises (MSMEs) play a vital role in economic development and growth, especially in Indonesia. It is widely recognized that MSMEs are very important be-cause of their main characteristics that distinguish them from large enterprises, especially because MSMEs are labour-intensive enterprises, exist in all locations, especially in rural areas, are more dependent on local raw materials, and are the main providers of goods and services. Along with the development of the mindset of the community, the majority of MSME actors have also changed their mindset in determining the marketing strategy used, from product orientation, consumer orientation, value orientation, technology orientation and to build the super smart society. Business digitalization also evolve the marketing mix from 4P (product, place, price and promotion) to 4C (co-creation, currency, communal activation, and conversation). However, there are barriers in the face of digitalization economy, including technology adoption and cyber-crime.

Penelitian ini bertujuan untuk melakukan Klasifikasi dalam menentukan tingkat Stres yang dialami oleh Mahasiswa Akhir di STIKOM Tunas Bangsa dengan menggunakan teknik data mining C4.5. Dengan mengetahui stres mahasiswa, pihak kampus dapat memberikan treatment dan perlakuan yang tepat terhadap mahasiswa akhir. Sumber data penelitian diperoleh dari beberapa kelas semester 6 dan 8 sebanyak 110 mahasiswa, melalui wawancara dan pembagian kuesioner. Atribut yang digunakan sebagai parameter penilaian untuk mengetahui tingkat stres yang dialami oleh mahasiswa akhir di STIKOM Tunas Bangsa, Pematang siantar antara lain: Interpersonal (C1), Intrapersonal (C2), Akademik (C3) dan Lingkungan (C4). Proses pengujian penelitian ini  menggunakan bantuan software RapidMiner untuk membuat pohon keputusan. Dari hasil pengolahan C4.5 dengan menggunakan bantuan software RapidMiner atribut Interpersonal (C1) menjadi atribut yang paling berpengaruh terhadap tingkat stres Mahasiswa Akhir dan data performance yang ditunjukkan terhadap kesesuaian metode C4.5 akurasinya adalah 87,88%.

Klausa Relatif Bahasa Indonesia dalam Novel Berjuta Rasanya Karya Tere Liye. Andi Nurindah Sari. Penelitian ini merupakan penelitian kualitatif deskriptif. Penelitian ini bertujuan untuk mengungkap (1) pemarkah yang menandai kehadiran klausa relatif, dan (2) jenis klausa relatif bahasa Indonesia dalam novel Berjuta Rasanya karya Tere Liye. Data yang digunakan dalam penelitian ini tulisan yang menjadi penanda klausa relatif dan sumber data dalam penelitian ini adalah novel yang berjudul Berjuta Rasanya karya Tere Liye Bagian Pertama. Teknik pengumpulan data yaitu dokumentasi pustaka. Teknik pengumpulan data dilakukan dengan cara reduksi data, penyajian data, pengambilan kesimpulan, dan verifikasi. Adapun hasil penelitian tersebut diperoleh penanda klausa relatif yang terdapat pada novel Tere Liye yang berjudul Berjuta Rasanya bagian pertama lebih dominan  menggunakan penanda klausa relatif yang kemudian penanda  klausa relatif tempat di. Kemudian jenis klausa relative yang dominanyaitu klausa relatif  penunjuk kemudian klausa relatif nonpenunjuk.
 
 
 

The pandemic of COVID-19 has become a threat to multiple sectors, particularly the UMKM sector. Given that UMKM are the largest contributor to PDP and the sector that employs the most people, it is necessary to give the UMKM sector special attention. The purpose of the research was to assess the impact of the COVID-19 pandemic on the Tana Toraja UMKM sector. The research method employed is qualitative and descriptive, with data gathered via interviews with UMKM actors in the Makale central market. The results showed that not all UMKM were impacted by the COVID-19 pandemic. Some UMKM have survived due to their utilization of innovation and technology.

This research aims to examine the influence of hedonistic style, spiritual intelligence, and financial literacy on students' personal financial management   at   the   Faculty   of   Economics,    Indonesian   Christian University,  Toraja.  This  research  utilizes  quantitative  methodologies. There  are 1,845  students  enrolled  in the Faculty  of Economics  at the Indonesian Christian University Toraja. The Slovin formula was applied to 95 individuals as research samples. Primary data and secondary data are the types of data that are used, and the SPSS version 25 program is used to manage them. Questionnaires  utilizing the probability sampling approach, proportionate  stratified random sampling, are among the data collecting methods. This research employs instrument test, classical assumption test, multiple linear regression analysis, and hypothesis testing as data analysis approaches. At a significance level of 5%, the results of the  study  indicated  that  financial  literacy  did  not  have  a  significant positive influence on the personal financial management of students, whereas the hedonistic  style variable had a positive but non-significant effect. Spiritual intelligence has a beneficial and significant impact on the financial management of pupils. Styles of hedonism, spiritual intelligence, and financial literacy all have positive and significant effects on personal financial management, as evidenced by the estimated F value of 32.210, which is more than the F table value of 2.705 and has a significance level of 0.000 less than 0.05.

The purpose of this study was to deterrmine the price of shares in PT Antam Tbk. as a reference to determine the fair price of shares of PT. Antam on the Indonesian share exchange. Fundamental analysis is a method used to determine whether the share price on the Indonesian share exchange is already appropriate to the company's intrinsic value. The research method uses a quantitative descriptive approach, namely analyzing and processing numerical data obtained from the official website of the Indonesian share exchange to determine the level of fairness of the share price of PT Antam Tbk.  Price Earning Ratio in the period 2020-2022 of PT. Antam Tbk. has increased and Price Book Value in the period 2020-2022 of PT Antam Tbk. is at a fair share price value position (undervalued).

The purpose of this research is to compare customer satisfaction with package delivery services at JNE and J&T Makale City in Tana Toraja Regency. This research utilizes a descriptive quantitative research method. A questionnaire was issued to consumers of JNE and J&T as part of the data collection technique. There were a total of 1,085 participants in this research, including 300 JNE customers and 785 J&T customers. Using the Slovin formula, the researchers drew the same number of samples from the whole population in each site, up to 75 people. The Customer Satisfaction Index (CSI) was used for data analysis in order to calculate the expected level of product or service qualities based on an analysis of total customer satisfaction. The results showed that J&T consumers were more satisfied with the delivery services than JNE customers,  Therefore, the trustworthiness of the services offered by the Makale City JNT must be enhanced, J&T must increase the service quality in terms of assurances and physical evidence, as well as their responsiveness and sensitivity.

This study focuses on location, product innovation, and service quality affecting consumer satisfaction. In addition, the investigated question is “Do location, product innovation, and service quality have an influence on customer satisfaction at Café Maballo?” Furthermore, the objective of this study was to find out to what extent the effect of location, innovation, and service quality on consumer satisfaction at Café Maballo. The employed data collection method was a questionnaire. The collected data were then analyzed using a validity test, reliability test, normality test, hypothesis testing, multiple regression analysis, t-test, F test, and coefficient of determination (R2). To facilitate the data processing, researchers used SPSS v. 25. The results of the t-test examining the effect of location on customer satisfaction showed that t_count was > t_table (0.734 > 1.66792) with a significant level below 0.1 (i.e., 0.000). Thus, the location does not have a significant effect on customer satisfaction at Café Maballo. Furthermore, H_O is accepted, meaning that the location does not partially affect customer satisfaction. In addition, the results of the t-test examining the effect of innovation on customer satisfaction presented that t_count  was > t_table (3.253 < 1.66792), indicating that innovation has a positive and significant influence on customer satisfaction at Café Maballo. Additionally, the results of the t-test examining the effect of service quality on satisfaction revealed that t_count  was > t_table (3.455 > 1.66792). Therefore, H_a is accepted, meaning that service quality affects consumer satisfaction at Café Maballo. Apart from that, the results of the F test showed that F_count  was > F_table (19.203 > 3.13), indicating that location, innovation, and service quality simultaneously influence customer satisfaction at Café Maballo. Furthermore, the coefficient of determination presented an R-squared of 0.462 or 46%. This shows that the percentage of the influence of the independent variables on the dependent variable is 46% while the remaining 54% is from the influence of other variables not observed in this study.

Substantive justice is an idea of justice that seeks to present it comprehensively and completely in society. Substantive justice in this case does not only interpret the law as limited to rules and procedures, but also interprets the law more holistically, including the value of justice in society. In the criminal justice system, the presence of restorative justice is one of the efforts to realize substantive justice. This study aims to explore aspects of restorative justice as an effort to realize substantive justice as a new development in the idea of a state of law and justice. The approach used in this research is a legislative approach, a conceptual approach, and a philosophical approach related to philosophical aspects. The results of the study confirm that the essence of restorative justice is a balanced relationship between the interests and harmonization of the community, perpetrators, and victims simultaneously. In addition, after the aspect of community harmonization is fulfilled, restorative justice seeks to implement a proportional relational relationship between the victim and the perpetrator. The application of substantive justice through restorative justice in the context of legal discovery, namely the presence of the inclusion of restorative justice in Book I of the Draft Criminal Code can be used as an orientation and legal method for legal apparatus in the criminal justice system through anticipatory interpretation and teleological interpretation. The recommendation offered in this study is the need for the application and practice of restorative justice through further regulation and implementation in each law enforcement institution to optimize the restorative justice-based criminal justice system.Keadilan substantif merupakan gagasan keadilan yang berupaya menghadirkan secara komprehensif dan paripurna di masyarakat. Keadilan substantif dalam hal ini tidak hanya memaknai hukum sebatas aturan dan prosedur, tetapi memaknai hukum secara lebih holistik termasuk nilai keadilan di masyarakat. Dalam sistem peradilan pidana hadirnya restorative justice merupakan salah satu upaya untuk mewujudkan keadilan substantif. Penelitian ini bertujuan menggali aspek restorative justice sebagai upaya untuk mewujudkan keadilan substantif sebagai perkembangan baru dalam gagasan negara hukum dan keadilan. Penelitian ini merupakan penelitian hukum normatif yang berorientasi pada pengkajian gagasan keadilan substantif dan konsep restorative justice. Hasil penelitian menegaskan esensi dari restorative justice adalah relasi yang seimbang antara kepentingan dan harmonisasi masyarakat, pelaku, dan korban secara simultan. Selain itu, setelah aspek harmonisasi masyarakat terpenuhi maka restorative justice berupaya menerapkan hubungan relasional yang proporsional antara korban dan pelaku. Penerapan keadilan susbtantif melalui restorative justice konteks penemuan hukum yaitu dengan hadirnya pencantuman restorative justice dalam Buku I Rancangan Undang-Undang KUHP dapat dijadikan sebagai orientasi serta cara berhukum bagi aparatur hukum dalam sistem peradilan pidana melalui interpretasi antisipatif dan interpretasi teleologis. Rekomendasi penelitian ini adalah perlunya penerapan dan praktik restorative justice melalui adanya pengaturan dan pelaksanaan lebih lanjut di masing-masing institusi penegak hukum untuk mengoptimalkan sistem peradilan pidana berbasis restorative justice.    

Family Planning Program (KB) using contraceptives is an effort to suppress the rate of population growth. In 2020, the proportion of LACMs (13.4%) in the working area of ​​the Depati Tujuh Health Center is smaller than the proportion of non-LACMs (86.6%) meaning that this achievement has not met the target of the 2020-2024 Strategic Plan (25.11%). The purpose of the research  was to determine the determinants of the use of the Long-Acting Contraceptive Methods (LACMs) on family planning acceptors in the working area of ​​the Depati Tujuh Koto Tuo Health Center, Kerinci Regency. This type of research is quantitative research with a cross-sectional research  design and an analytical survey research method. The number of research samples was 117 respondents who were taken using the proportional random sampling technique. Data collection in April-May 2021. The dependent variable is the use of LACMs while the independent variables are work status, knowledge, attitudes, husband's support, and the role of health workers. Data analysis using chi-square and cox regression. The results showed that the proportion of LACMs was 17.9%. There was a relationship between working status (PR=1.33; 95% CI=1.01-1.75), knowledge (PR=1.23; 95% CI=1.06-1.42), husband's support (PR= 1.30; 95% CI=1.10-1.53), and the role of health workers (PR=1.40; 95% CI=1.17-1.67) with the use of LACMs. There was no relationship between attitude (PR=1.15; 95% CI=0.98-1.36) with the use of LACMs. The dominant factor in the use of LACMs in the working area of ​​the Depati Tujuh Health Center in 2021 is the role of health workers (RR=6.34; 95% CI=1.45-27.71).