This article discusses the development of Islamic banking in Muslim-majority countries, namely Malaysia. Malaysia was one of the first countries in Southeast Asia to establish an Islamic bank. The marketing management of Islamic banks in Malaysia is an interesting subject to study, this study uses a qualitative descriptive method, by taking several literature studies that are in accordance with the theme in accordance with the writing of this article.
The existence of Islamic banks in Malaysia is strongly supported by the Malaysian government so that Islamic bank funds in Malaysia come from the government, namely 90 percent of government funds, while funds originating from the public are only around 10 percent. In general, the performance of Islamic banking continues to grow with a market share of 29% which can be seen from three indicators, namely the number of assets collected, the amount of financing disbursed by banks (PYD), and third party funds (DPK). In 2018, asset growth was 12.57%, PYD 12.17%, DPK 11.14%, 2019 asset growth 9.93%, PYD 10.89%, DPK 11.93%, and in 2020 asset growth 13 .11%, PYD 8.08%, and DPK 11.88% with total assets of 608.9 trillion, pyd 394.6, and dpk 475.8.

Penelitian ini bertujuan untuk mengukur kinerja keuangan komersial syariah perbankan di Indonesia dengan Maqashid Syariah Index dan Comparative Performance Index. Rancangan penelitian menggunakan data kuantitatif dengan menggunakan data numerik. Data diperoleh dari 5 bank umum syariah dengan menggunakan metode purposive sampling dari tahun 2016-2019. Analisis data menggunakan Maqashid Syariah Index dan Comparative Performance Index. Penelitian ini menemukan bahwa Bank Rakyat Indonesia Syariah (BRIS) dengan pencapaian Indeks Maqashid Syariah tertinggi adalah 1,0881. Kemudian Bank Syariah Mandiri (BSM) memiliki pencapaian terendah dengan nilai 0,9238. Berdasarkan pengukuran CAMEL, bank dengan pencapaian tertinggi adalah Bank Negara Indonesia Syariah (BNIS) sebesar 144,87%. Sedangkan pencapaian terendah adalah Bank Muamalat Indonesia (BMI) sebesar 55,61%. Oleh karena itu, penggabungan BSM, BNIS, dan BRIS, diharapkan dapat meningkatkan kinerja indeks maqashid syariah dan Indeks Kinerja Komparatif. Begitu pula dengan Bank Muamalat sebagai bank syariah murni pertama yang mampu bangkit dan meningkatkan kinerja indeks maqashid syariah dan CAMEL.

Penelitian ini bertujuan untuk mengetahui pengaruh Kompetensi dan Disiplin Kerja Terhadap Kinerja Pegawai pada Dinas Tenaga Kerja Kota Depok, Variabel yang diteliti dalam penelitian ini yaitu Kompetensi dan Disiplin Kerja. Populasi dalam penelitian ini adalah Dinas Tenaga Kerja Kota Depok dengan Teknik pengambilan sampel yang digunaka dengan metode sensus sampling atau sampel jenuh, dimana keseluruhan populasi dijadikan sampel dan merupakan pegawai pada Dinas Tenaga Kerja Kota Depok. Kuesioner merupakan Teknik pengumpulan data yang dilakukan dengan cara memberi seperangakat pernyataan atau pertanyaan tertulis kepada responden. Pengujian hipotesis dalam penelitian ini menggunakan teknik analisi regresi linier berganda pada taraf signifikan 5% dengan bantuan software SPSS versi 25.
Hasil kesimpulan dari penelitian ini menunjukan bahwa secara parsial Pengaruh Kompetensi terhadap Kinerja Pegawai pada Dinas Tenaga Kerja Kota Depok berdasarkan pengujian hasil uji t menunjukan bahwa Kompetensi berpengaruh positif dan signifikan terhadap kinerja pegawai, sedangkan Disiplin Kerja terhadap Kinerja Pegawai pada Dinas Tenaga Kerja Kota Depok berdasarkan hasil uji t menunjukan bahwa disiplin kerja berpengaruh positif namun tidak signifikan terhadap Kinerja Pegawai.
Kata Kunci:  Pengaruh Kompetensi, Disiplin Kerja dan Kinerja Pegawai
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ABSTRAK
 
This study aims to determine the effect of Competence and Work Discipline on Employee Performance at the Depok City Manpower Office. The variables studied in this study are Competency and Work Discipline. The population in this study was the Depok City Manpower Office with the sampling technique used by the census sampling method or saturated sample, where the entire population was sampled and were employees at the Depok City Manpower Office. The questionnaire is a data collection technique that is carried out by giving a set of written statements or questions to the respondents. Testing the hypothesis in this study used multiple linear regression analysis techniques at a significant level of 5% with the help of SPSS version 25 software.
The results of this study show that partially the effect of competence on employee performance at the Depok City Manpower Office based on the t-test results shows that competence has a positive and significant effect on employee performance, while Work Discipline on Employee Performance at the Depok City Manpower Office based on the results t test shows that work discipline has a positive but not significant effect on employee performance.
Keywords: The Influence of Competence, Work Discipline and Employee Performance

Kabupaten Pacitan merupakan salah satu daerah di provinsi Jawa Timur. Kabupaten Pacitan memiliki banyak potensi dan daya tarik wisata. Salah satunya berada di Pantai Siwil, Desa Sidomulyo, Kecamatan Ngadirojo, Pacitan. Potensi dan daya tarik Pantai Siwil yaitu ekosistem mangrove yang ada di pesisir pantai. Ekosistem mangrove di Pantai Siwil sangat potensial jika dijadikan eco-tourism. Namun, masih kurangnya perhatian dari masyarakat lokal dan pemerintah daerah membuat pengelolaan potensi eco-tourism mangrove tidak tidak dapat berkembang dengan maksimal. Di sini lah pentingnya kesadaran masyarakat lokal dan pemerintah daerah agar lebih perhatian terhadap potensi pembangunan eco-tourism mangrove ini. eco-tourism mangrove memerlukan strategi pengembangan yang terencana dan sistematis agar potensi yang dimiliki bisa dikembangkan secara optimal.  Strategi tersebut bertujuan agar pengembangan dan pengelolaan ekosistem mangrove menjadi eco-tourism dapat berjalan sesuai prinsip pembangunan berkelanjutan serta memberikan dampak sosial ekonomi. Metode penelitian yang digunakan analisis deskriptif dengan pendekatan kualitatif serta menggunakan analisis sistematis dari penulis. Selain itu metode penelitian ini juga bersifat teoritis dan kopseptual. Sumber data yang digunakan adalah data sekunder dan teknik penelitian observasi non partisipan. Hasil dari pembahasan penelitian bertujuan agar para pembaca memahami dan mengetahui potensi eco-tourism mangrove di Pantai Siwil serta memberikan strategi pengembangan yang dapat dilakuhkan oleh masyarakat lokal dan pemerintah daerah. Selain itu juga sebagai sarana mempromosikan potensi pariwisata yang nantinya akan mengangkat taraf hidup masyarakat lokal yang tinggal sekitar Pantai Siwil, Pacitan.

CV Sugih Rasa merupakan usaha yang bergerak di bidang kuliner yang berdiri sejak tahun 2010. Perusahaan ini telah menargetkan penjualan sebesar 10.000pcs/hari dengan total pendapatan sebesar Rp 2.000.000.000/bulan. Namun dilihat dari bulan Januari – Februari perusahaan ini mengalami penurunan pendapatan yang diakibatkan oleh beberapa faktor seperti masih terdapat keluhan dari berbagai pelanggan, Pada bulan Januari tahun 2023 perusahaan ini memperoleh total pendapatan sebesar Rp 1.850.000.000 sedangkan pada bulan Februari tahun 2023 sebesar Rp 1.525.000.000, dengan jumlah pemesanan rata-rata sebesar 6.000-7.500/hari sedangkan target pada setiap harinya sebesar 10.000pcs. Tujuan utama tidak lain agar konsumen merasa puas atau terpenuhi kebutuhannya dan perusahaan tetap mendapatkan untung walaupun telah melakukan perbaikan berkelanjutan, metode yang di gunakan pada penelitian ini yaitu menggunakan metode kano model dengan melakukan penyebaran kuisoner maka dari hasil penggukuran kuisoner akan di olah dengan munggunakan metode kano. Berdasarkan hasil dari penelitian ini, atribut yang menyebabkan penurunan kepuasan pelanggan pada cetering CV Sugih Rasa ini terdapat empat atribut yang mendapatkan greade M dimana apabila kinerja atribut ini rendah maka kepuasan pelanggan akan sangat menurun, dimana masih terdapat masalan pada atribut tersebut seperti kurangnya kebersihan lingkungan perusahaan, masih kurangnya varian menu yang ditawarkan, kesigapan terhadap konsumen yang akan memesan kemudian ketepatan pada saat pengiriman, Untuk mengatasi perbaikan maka dapat diusulkan menggunakan metode 5W+1H.
 
Kata kunci : Kepuasan pelanggan, Kano model

This research was motivated by the lack of use of instructional media during the learning process, especially in the material on Pancasila values ??in theme 1 sub-theme 1. Which found that classical learning completeness in Civics subjects on Pancasila values ??only got a percentage of 60%. The purpose of this study was to determine the validity, practicality and effectiveness of the SIVIORBOX learning media. This development research uses the ADDIE model which consists of five stages, namely Analysis, Design, Development, Implementation, and Evaluation. The test subjects for this study were fifth grade students at SDN 1 Saarangmeduro, Rembang Regency. The validity of the SIVIORBOX learning media obtained from the results of expert validation obtained a percentage of the learning media validator by 88%, the language validator by 74%, the material validator by 96%, and the learning design validator by 77.3%. With an average of 88.83%. The practicality of the SIVIORBOX learning media was obtained from the results of the student response questionnaire and also the teacher's response questionnaire. in the small group test student response questionnaire obtained a percentage of 100% and in the large group trial obtained a percentage of 93.6%. Then the results of the teacher's response obtained a percentage of 100%. From the results of calculating student response questionnaires and teacher response questionnaires, an average of 98.4% was obtained. The effectiveness of the SIVORBOX learning media was obtained from the results of calculating student and teacher activity observation sheets. on the results of observations of student activity, a percentage of 93.71% was obtained and on the results of observations of teacher activity, a percentage of 100% was obtained. Then the average acquisition from the results of the questionnaire observing the activities of teachers and students was 96.85%. Then on student learning outcomes obtained classical mastery scores with a percentage of 94.73%

This study aims to determine the simultaneous and partial effect of Competence and Work Discipline on Employee Performance at PT. Commerce Redja Abadi Tasikmalaya City. The research method used in this study is a quantitative method with an associative (causality) and census analysis approach. The population in this study amounted to 50 employees of PT. Commerce Redja Abadi Tasikmalaya City. The type of data used in this study is primary data obtained through questionnaires. The data testing technique used in this study uses the validity test, reliability test and classic assumption test. Data analysis in this study used multiple regression analysis using SPSS software version 25. The results of this study indicate that competence and work discipline simultaneously have a significant effect on employee performance at PT. Commerce Redja Abadi Tasikmalaya City. Competence partially has a significant effect on Employee Performance at PT. Niaga Redja Abadi Tasikmalaya City and Work Discipline partially have a significant effect on Employee Performance at PT. Commerce Redja Abadi Tasikmalaya City.

The purpose of this study was to determine and analyze the effect of education level, business age, accounting knowledge, and accounting training on the use of accounting information in fashion SMEs in Surakarta. This research method uses quantitative methods. In this study, the data obtained was from distributing questionnaires to fashion SMEs in the city of Surakarta. The research sample collection method used the slovin method as many as 75 fashion MSME owners or managers in Surakarta City. The data used in this research is primary data. The analytical method was processed using the SPSS 25 software. The results showed that partially, education level and business age had a positive effect on the use of accounting information on fashion SMEs in Surakarta. The variables of accounting knowledge and accounting training have no effect on the use of information on fashion SMEs in the city of Surakarta.

This study aims to determine the sharia marketing mix strategy, inhibiting factors and efforts to increase sales of Kremes Arema Chicken Restaurant in Rimbo Bujang District. This study used qualitative methods and the sample of this study was the owner of Kremes Arema Chicken Restaurant. Data collection through observation, interviews, and documentation. The conclusions show that: (1) The sharia marketing mix strategy has not been carried out optimally (2) Production inhibiting factors include; the amount of money available for promotion, the nature of the market, the nature of the product and the product life cycle (3) The efforts made by Kremes Arema Chicken Restaurant in increasing sales include; Find new customers, respond quickly to customers, add new employees, and have special access for buyers to choose products safely and comfortably.

Product development is one of the marketing strategies that aims to increase the company's competitiveness. To realize product development, companies are required to provide a wide range of product choices to consumers by taking into account the dimensions of product development itself. The purpose of this research is to find out how the new product development strategy is an effort to increase the company's competitiveness. the research method used is a literature study of several models adopted and outlined in a descriptive form. The results of this study state that the product development strategy is through a product development process by generating ideas, developing and testing product concepts. Strategies to increase competitiveness include new products for the world, new product lines, improvement of existing products, repositioning, cost reduction.