This research examines the legal responsibility of corporate guarantors declared bankrupt for their obligations to creditors in loan agreements, analyzing Court Decision No. 318/Pdt.Sus-PKPU/2022/PN Commercial Court Jakarta Central. The study addresses the legal complexities arising when a corporate guarantee becomes insolvent before the principal debtor defaults, creating jurisdictional conflicts between bankruptcy law and guarantee obligations. Using normative legal research methodology with a juridical normative approach, this study analyzes the application of Article 229(2) in conjunction with Article 278(6) of Law No. 37/2004 on Bankruptcy and Suspension of Debt Payment Obligations (K-PKPU) and Article 1381 of the Civil Code. The research reveals that the curator's action in obstructing and rejecting PT KawanCicil Teknologi Utama's claim registration against the bankrupt guarantor without proper judicial determination constitutes conduct not based on applicable laws and regulations. The findings demonstrate that when a guarantor is declared bankrupt and the debtor is in default, the Supervisory Judge and Curator must accept PT KawanCicil Teknologi Utama as a creditor with rights to the debtor's assets during asset liquidation proceedings. The study concludes that bankruptcy declaration of a guarantor does not automatically terminate guarantee obligations under Article 1381 of the Civil Code, as bankruptcy is not enumerated among the causes of contract termination. This research contributes to legal certainty in corporate guarantee enforcement within Indonesia's bankruptcy framework and provides recommendations for legislative harmonization between conflicting provisions in bankruptcy law.

The digital era has compelled MSME actors to adapt, not only in marketing and operational aspects but also in financial management. This study aims to analyze the effect of financial management on the performance of MSMEs in the digital era. The research was conducted using a quantitative approach through a survey of 120 MSME actors in West Nusa Tenggara Province who have utilized digital applications for financial record-keeping. The data were analyzed using validity and reliability tests, multiple linear regression, as well as partial and simultaneous hypothesis testing. The results indicate that sound financial management significantly affects MSME performance, with record-keeping and budget planning being the most dominant indicators.

This community service program aims to educate village residents on the importance of waste separation and processing, implement simple circular economy-based technologies, and establish a community-based waste management system. A participatory approach is carried out through awareness campaigns and training on household-level waste sorting, environmental campaigns through schools, communities, and social media, as well as incentive programs for residents actively involved in waste management, such as waste bank initiatives. The outcomes of this program are expected to create a cleaner and healthier village environment, improve the community’s economic well-being, and support the achievement of the Sustainable Development Goals (SDGs). Furthermore, the program is intended to serve as a replicable model for waste management in other regions with similar characteristics.

The complexity of financial decision-making has intensified in the digital era due to data saturation, market volatility, and the inability of conventional models to respond to real-time and non-linear dynamics. Addressing these challenges requires the integration of intelligent systems capable of adapting to evolving financial environments. Smart finance, which combines artificial intelligence, machine learning, big data analytics, blockchain, and automation, offers transformative potential across financial services. This study synthesizes scholarly findings from 2019 to 2024 across five domains: AI-based modeling, robo-advisory applications, behavioral finance integration, decentralized finance (DeFi), and real-time risk analytics. Results indicate substantial gains in efficiency, accuracy, and personalization, yet also reveal persistent challenges, including algorithmic opacity, ethical concerns in data use, and regulatory ambiguity. Advancing smart finance demands development in explainable AI, hybrid advisory systems, and inclusive, adaptive regulation for decentralized infrastructures. The scope of the analysis is limited to peer-reviewed academic literature published in English, excluding industry reports and grey literature.

This study explores the implementation process of the Electronic Health Record (EHR) system at RSUD Loekmono Hadi Kudus. The objective is to gain an in-depth understanding of the implementation phases, identify encountered challenges, and assess the system’s impact on the efficiency of medical record management and quality of healthcare services. A qualitative methodology was employed, using in-depth interviews and direct field observations for data collection. The findings indicate that the EHR system facilitates easier access to patient data, accelerates service delivery, and improves the accuracy and reliability of medical information. Despite facing several challenges related to technical issues and human resources, training and adaptation efforts proved effective in overcoming these obstacles. The study recommends ongoing system enhancements and continuous training for staff to ensure more effective utilization of EHR in the future.

This study aims to analyze the effect of service quality and price on consumer satisfaction in Grab online transportation services in Bogor City. The study uses a quantitative approach with a survey method, involving 63 respondents who are active Grab users. Data were obtained through a structured questionnaire and have been tested for validity and reliability. The data analysis process was carried out using multiple linear regression to identify the simultaneous and partial effects between independent variables, namely service quality and price, on the dependent variable, namely consumer satisfaction. Prior to analysis, classical assumption tests were conducted including multicollinearity, heteroscedasticity, and normality tests to ensure the accuracy of the regression model. The results of the study indicate that service quality and price significantly affect consumer satisfaction both simultaneously and partially. This emphasizes the importance of improving service quality and determining competitive prices to maintain consumer loyalty. This study provides insights for Grab management and other online transportation sectors to optimize consumer experience-based marketing strategies. By focusing on consumer needs and improving operational aspects, companies can increase their competitiveness in an increasingly competitive market.

This study evaluates the implementation of Behavior Based Safety (BBS) in improving occupational safety compliance at PT Wichindo Pratama, a heavy equipment manufacturing company with high work risks. The topic was chosen due to frequent violations of safety procedures, such as the improper use of Personal Protective Equipment (PPE) and neglect of Standard Operating Procedures (SOP), which increase the risk of accidents. A qualitative method was used through direct observation, in-depth interviews with 12 shift workers, and field assessments of safety facilities. The findings show that although the company has an Occupational Health and Safety (OHS) management system, non-compliance still occurs. Issues include incomplete PPE usage, disorganized work tools, and unsafe rest habits. Observations revealed potential hazards such as physical (noise), chemical (oil exposure), ergonomic (awkward postures), mechanical (machine use without full PPE), biological, and psychological risks (stress from shift work). BBS is seen as a strategy to connect existing OHS policies with safe work behavior by focusing on mindset and daily habits. The implementation of BBS is expected to reduce accidents and support the creation of a safer, more sustainable workplace.

Successful organizations rely not only on physical resources and technology, but also on human resources, which play a key role in driving organizational processes. One of the key factors that influence the quality and effectiveness of employee performance is job satisfaction and motivation.  This study aims to evaluate the influence of job satisfaction and motivation on the organizational behavior dynamics of employees at UD Esa Jaya. The research method used is qualitative with an economic approach. Data collection was conducted through observation and in-depth interviews with employees and management. The data obtained were analyzed using qualitative descriptive methods to explore the relationship between job satisfaction, motivation, and organizational behavior. The results of the study indicate that job satisfaction and motivation have a significant impact on employee behavior, including in terms of productivity, loyalty, and social interaction in the workplace. These findings provide important contributions to management in developing policies that can enhance job satisfaction and motivation, thereby creating a more efficient and conducive organizational environment.

This study aims to compare two main theories in modern cosmology, namely the Big Bang Theory and the Steady State Theory, using a descriptive cosmographic approach. This study is motivated by the lack of deep understanding as well as the limited Indonesian literature discussing the fundamental differences between the two theories. By employing a qualitative method through literature review, this research examines the characteristics, advantages, and limitations of each theory based on the latest scientific evidence and cosmographic perspectives. The analysis results show that the Big Bang Theory has strong support from observational evidence, such as cosmic microwave background radiation (CMB), galaxy redshift, and the distribution of light elements, which reinforces the narrative of the expansion and evolution of the universe. In contrast, the Steady State Theory is considered less relevant due to the absence of observational evidence for the creation of new matter and its inability to explain structure and the dynamics of the universe that are currently observed.

Implementation of leadership in multiprofessional roles within teaching hospitals. The analysis focuses on leadership styles (transformational, green, situational, sustainable), interprofessional educational interventions, and their effects on collaboration, innovation, and staff wellbeing. Key findings indicate that transformational and green leadership enhance collaboration, environmental innovation, and staff wellbeing; situational approaches raise team situational awareness; and interprofessional training builds readiness and positive interprofessional perceptions. These results support the development of structured cross-professional leadership programs in teaching hospitals to foster effective collaboration, quality care, and clinical education synergy.