This article discusses risk management strategies in the face of global market uncertainty triggered by the process of globalization and economic interconnection. Through a literature review, it highlights the importance of a proactive, flexible and collaborative approach that integrates various aspects such as politics, economics, technology and human resources. The use of modern technologies such as artificial intelligence (AI) and big data analysis is key in accelerating risk detection and appropriate decision-making. In addition, strengthening human resources, investment diversification, building risk reserves, and cross-departmental and external collaboration are considered key strategies to improve organizational resilience and competitiveness amid global uncertainty. The results of this study provide recommendations for organizations to adopt a comprehensive and sustainable approach to risk management to maintain business stability and sustainability in the era of globalization.

The development of information technology has led to a shift in the economic transaction system towards digital. This change brings convenience, but also challenges in maintaining the suitability of transactions with sharia principles in muamalah fiqh. This research aims to examine the implementation of digital transactions from the perspective of Islamic law. The method used is a literature study. The results of the analysis show the importance of the principles of justice, clarity of contracts, transparency, and the prohibition of usury, gharar, and maysir in digital transactions. Islamic financial institutions play a role in providing sharia-compliant digital services. The main challenges faced are the lack of public understanding and the security risks of digital transactions. The solution offered is continuous education and strengthening sharia-based regulations. With this approach, digital transactions can develop in line with Islamic values.Keywords : Digital Transactions, Fiqh of Muamalah, Islamic Finance, Islamic Law

This study aims to analyze the implementation of the murabahah contract in Islamic economics from the perspective of the Qur’an and Hadith. Murabahah is one of the most commonly used sale and purchase contracts in Islamic financial institutions. However, in practice, various deviations are often found, making murabahah resemble interest-based systems used in conventional banking. This research employs a qualitative method using a literature study approach by examining relevant Qur’anic verses, Prophetic traditions (hadith), scholarly opinions, and literature on fiqh al-mu'amalat. The findings indicate that murabahah is permissible in Islam as long as it adheres to the principles of honesty, price transparency, and mutual agreement between both parties. A properly applied murabahah contract reflects justice in economic transactions and upholds Islamic ethical values. Therefore, it is essential for Islamic financial institutions to fully implement Sharia principles in every murabahah contract.Keywords : Islamic economics, Hadith, Murabahah, Qur’an, Sharia contract 

This study aims to measure the acceptance level of the warehouse module within the ERP system implemented at CV Kalingga Keling Jati, utilizing the extended UTAUT model. The analyzed variables include performance expectancy, effort expectancy, hedonic motivation, trust, behavioral intention, use behavior, and one moderator variable, education. The results indicate that effort expectancy, hedonic motivation, trust, and behavioral intention significantly influence users' intention and behavior in utilizing the warehouse module. However, performance expectancy and the moderator variable education do not show significant influence. This research also highlights the importance of effective warehouse management systems to minimize errors in inventory management and enhance operational efficiency within the company. With the implementation of an ERP system integrated with IoT, CV Kalingga Keling Jati aims to improve user satisfaction and reduce resistance to new technologies. The findings provide insights for other companies considering similar technology adoptions in their warehouse management.Furthermore, the study emphasizes the need for continuous evaluation and adaptation of technology to align with user needs and organizational goals. By understanding user acceptance, organizations can better tailor their systems to enhance productivity and foster a positive technological environment. This study contributes to a deeper understanding of the factors influencing technology acceptance in the business context, particularly in the manufacturing sector, and offers a foundation for future system improvements.
 

This study examines the influence of personal selling and service quality in the Jenius app on user satisfaction and loyalty in Indonesia, in the context of increasing internet usage reaching 78.19% by 2023. Bank BTPN, through the Jenius app, capitalizes on technological developments to provide secure and efficient mobile banking services. Although the Jenius app is growing in popularity, various complaints related to bugs, OTP code issues, login difficulties, and transaction barriers have emerged, which may affect user satisfaction and loyalty. This study uses a quantitative method with the E-ServQual framework and Cognition Affective Behavior (CAB) theory to analyze data from 301 Jenius user respondents, which were collected through an online questionnaire using purposive sampling technique. The data was analyzed using partial least squares-structural equation model (PLS-SEM) with the help of SmartPLS 4. Of the nine hypotheses proposed, seven hypotheses were declared significant (accepted). So it can be concluded that the factors that influence the satisfaction and loyalty of Jenius application users are service quality (SQ) which consists of efficiency (EF), fulfillment (FUL), and system availability (SA). In addition, personal selling (PS) only directly affects user satisfaction (SAT), and user satisfaction affects loyalty (LO). Based on the accepted hypothesis, the research shows that application service quality and personal selling have a direct influence on Jenius application user satisfaction. However, user loyalty is only influenced by service quality, and not by personal selling.

This study examines how Sedulur Sikep Community (Samin) in Pati, as one of the indigenous community units that still adheres to their principle of not sending their children to formal schools, designs, implements, and develops an ecological education curriculum. The approach used in this research is qualitative, which focuses on the hermeneutic phenomenology method to analyse the position of their ecological education curriculum from the perspective of social reconstruction. Data in this study were obtained by utilising the observation method and informal in-depth interviews. The discussion of the research findings centres around two major issues: First, since 2006, the development of the ecological education curriculum of Sedulur Sikep Community in Pati has been an effort in response to the cement factory establishment plan that threatens their lives and livelihoods as peasants. Second, in addition to the threat of ecological damage, the Sedulur Sikep Community is also dealing with the challenges of peasant regeneration, both within and outside the community, where peasants are ageing and the younger generation is reluctant to inherit their parents’ way of life as peasants. This study offers a new insight by explaining the phenomenon of the indigenous community from the perspective of curriculum studies. Eventually, this article implies the need for Indonesia's national curriculum to address future ecological problems, besides the national and global food security challenges.

Proses electrorefining merupakan metode penting dalam pemurnian tembaga untuk menghasilkan logam berkualitas tinggi (>99,99%). Keberhasilan proses ini sangat dipengaruhi oleh parameter operasional, terutama konsentrasi larutan elektrolit dan tegangan arus listrik. Seiring meningkatnya kebutuhan tembaga di berbagai industri, optimalisasi proses electrorefining menjadi semakin diperlukan. Penelitian ini bertujuan menganalisis pengaruh variasi konsentrasi larutan elektrolit dan tegangan arus terhadap efisiensi dan kualitas hasil pemurnian tembaga. Eksperimen dilakukan menggunakan sel elektrolisis dengan elektroda plat tahan karat, memvariasikan konsentrasi dan tegangan secara sistematis. Hasil menunjukkan bahwa peningkatan konsentrasi larutan dan pengaturan tegangan yang tepat dapat meningkatkan laju deposisi serta kemurnian tembaga. Namun, konsentrasi atau tegangan yang berlebihan justru menurunkan efisiensi proses. Pemahaman terhadap pengaruh kedua parameter ini diharapkan dapat mendukung pengembangan proses pemurnian tembaga yang lebih efisien, berkelanjutan, dan sesuai kebutuhan industri.

PT XYZ adalah perusahaan yang bergerak dibidang jasa (trading) yang menyuplai part automotive roda dua dan empat. Umumnya aktivitas gudang terdiri dari receiving, storage, picking, packing dan delivery. Seiring gencarnya kampanye pentingnya penerapan konsep green industry, maka PT XYZ mengembangkan sistem manajemen gudang untuk memenuhi kebutuhan bisnis dimasa depan. Sistem ini mencakup aplikasi seluler untuk manajemen inventaris, pemindaian barcode, pelacakan inventaris, dan verifikasi proses. Aplikasi mobile scanner dirancang untuk menyediakan fungsi pemindaian barcode untuk manajemen inventaris di gudang. Aplikasi tersebut akan diinstal pada Cloud Server PT XYZ, yang terdiri dari aplikasi mobile, aplikasi web, dan database. Aplikasi mobile akan terintegrasi dengan aplikasi business central, sedangkan aplikasi web akan dapat diakses melalui browser dengan format HTML5. Database akan diinstal pada cloud server, memungkinkan konektivitas internet di seluruh gudang. Penerapan warehouse management system di PT XYZ ini bertujuan untuk mengoptimalkan proses bisnis sekaligus melakukan penghematan biaya produksi dan energi listrik yang merupakan tujuan dari konsep green industry. Hasil penelitian ini menunjukkan penggunaan energi listrik mengalami penghematan hingga 96% dan juga penurunan pengeluaran biaya dalam satu tahun sebesar Rp 2.099.212.800,-.

This study aims to analyze the development of e wallet usage in Indonesia, focusing on user satisfaction with two main platforms, namely Gopay and OVO, among students of the Faculty of Economics, KH.A.Wahab Hasbullah University. The research method used in this study is comparative quantitative using observation and questionnaire distribution as data collection techniques. In recent years, e wallet usage has increased rapidly, with surveys showing that 74% of respondents have used digital wallets. Gopay and OVO are popular choices, with Gopay having 71% of users in the last three months and OVO 70%. The results of this study revealed that the level of user satisfaction of Gopay reached 86.53%, while OVO was 87.69%, indicating no significant difference between the two. With features that facilitate transactions, such as bank transfers and bill payments, e wallets make it easier for students to manage their finances. This study also highlights the importance of consumer satisfaction in building customer loyalty and the sustainability of e wallet businesses in the future.

This study was conducted with the aim of analyzing the influence of financial performance and Good Corporate Governance (GCG) on tax avoidance practices. The method used in this study is a literature study by analyzing and synthesizing 10 published journals related to this topic. Analysis of the study results proves that financial performance such as Return on Assets (ROA) and profitability have a positive relationship with tax avoidance, while Good Corporate Governance (GCG) through an independent board, institutional ownership, and an audit committee can significantly reduce tax avoidance practices. These findings support agency theory which emphasizes the importance of supervision and transparency in controlling conflicts of interest between management and shareholders. This study provides practical implications for regulators and companies to strengthen corporate governance in order to balance tax optimization and tax compliance