This study aims to analyze the effect of competitive advantage on the sales performance of PT Abdillah Sukses Bersama. The purpose of this study is to identify the strengths, weaknesses, opportunities, and threats of PT Abdillah Konveksi. In addition, this study discusses the various strategies used by Abdillah Konveksi to improve their sales performance. In this study, the author collected data through interviews and observations. The results showed that Abdillah Konveksi is in a fairly good condition compared to its competitors' convection positions, each of which has its own characteristics and advantages. Abdillah Konveksi is also able to take advantage of opportunities from the problems that exist in the Bangka Belitung Islands. One of the famous convections in Bangka Belitung, PT Abdillah Sukses Bersama, emerged as a result of the most appropriate initial strategy, which focuses on promotional strategies to publicize and build the brand.
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The aim of carrying out this research is to find out the implementation of the Sharia productive financing program in increasing income at PT Pemodalan Nasional Madani Syariah Pujon. The type of research used in this research is field research (Field Research). This research approach is descriptive analysis. This research aims to determine the impact of the Sharia productive financing program on increasing the income of women's MSMEs in Pujon. In preparing this research, the author clarified the data sources into 2 types, namely: 1) Primary data; 2) Secondary Data. Data collection techniques in this research were obtained through the following methods and stages: 1) interviews; 2) Observation and 3) documentation. The results of this research are the productive financing application mechanism at PT Permodalan Nasional Madani, namely that prospective customers submit applications by bringing initial documents and filling in the financing application form. Customers who take out or carry out productive financing with PT Permodalan Nasional Madani as a business need, the micro-business runs by the customer experiences an increase in income. So that with this financing, the business run by the customer can develop and increase the customer's income. By increasing the stock of goods or equipment in the business run by the customer, the business also experiences progress in terms of income, production and performance

Debtor default has significant implications for credit risk management in the banking sector. Default, as the failure of a debtor to fulfill its obligations in repaying a loan, not only has the potential to be detrimental to financial institutions, but can also affect the stability of the financial system as a whole. Therefore, research on this phenomenon is very important. This article aims to provide comprehensive insight into understanding debtor default and its impact on credit risk management in the banking sector. A holistic approach to this understanding includes identifying factors that contribute to default, analyzing the characteristics of vulnerable debtors, and evaluating effective risk mitigation strategies. One important aspect discussed is the factors that cause default, including macroeconomic conditions, changes in an individual's financial situation, and behavioral factors. By understanding the root causes of default, banks can identify potential credit risks early and take appropriate steps to manage them. In addition, this article discusses the importance of debtor profile analysis in identifying characteristics that are vulnerable to default. By leveraging advanced technology and data analysis, banks can strengthen their decision-making processes and improve their ability to manage credit risk. Thus, this article not only provides an in-depth review of understanding debtor default, but also provides insight into how banks can improve their credit risk management through targeted and innovative approaches. In conclusion, a better understanding of the debtor default phenomenon will help banks manage credit risk more effectively and strengthen the resilience of the financial system as a whole.

Corporate crime against the environment is a major crime and is very dangerous for human life. Even though there are laws that regulate forms of legal sanctions for corporations, in fact environmental pollution still occurs. In environmental criminal cases involving corporations, the principle of absolute responsibility should be applied, so that the application of absolute responsibility can be expanded. This means that the sanctions that will be imposed on the perpetrators are not only civil compensation claims but also criminal legal protection. Legal sanctions for corporations proven to have committed criminal acts of environmental pollution include imprisonment, fines and additional penalties. Law Number 32 of 2009 concerning Environmental Protection and Management states that the criminal act referred to is committed by or on behalf of a legal entity, company, association, foundation or organization, the threat of a criminal fine is increased by one third. The method used in this research is normative legal, namely research that refers to legal norms contained in statutory regulations, literature, legal norms that exist in society and the data obtained. The type of research used is qualitative research which is carried out by examining literature materials in the field of law and legislation relating to legal policies for corporations that commit criminal acts of environmental pollution. This research aims to determine criminal liability for corporations that are proven to have committed environmental pollution and to determine the factors inhibiting criminal liability for corporations that have committed environmental pollution.

Drama can be said to be a realistic depiction of a character's life. Culture itself is the customs, traditions and beliefs that exist in society so that culture is always present in drama. Life values ??also do not escape drama elements, one of which is in the drama ????? (t?ut?u cáng bù zhù). This research aims to describe the cultural values ??contained in the drama ????? (t?ut?u cáng bù zhù) based on Edwar Djamaris' theory, and describe the cultural symbols contained in the drama ????? (t?ut?u cáng bù zhù) using theory Charles Sanders Pierce's semiotics in two sides, namely signs and objects. This type of research is qualitative descriptive research using note-taking techniques. Data collection uses note-taking techniques and the results of previous research, journals, books and other documents regarding cultural values. Data analysis techniques use data reduction, data display and drawing conclusions. The result is that there are five cultural values ??contained in the drama ????? (t?ut?u cáng bù zhù) based on the theory of cultural values ??by Edwar Djamaris, namely the cultural value of human relationship with God, the cultural value of human relationship with society, the cultural value of human relationship with self. itself, the cultural value of human relations with humans, and the cultural value of human relations with nature. Researchers also found six cultural symbols contained in the drama ????? (t?ut?u cáng bù zhù) based on semiotic theory by Charles Sanders Pierce, namely red ornaments, lanterns, paper sticks, red packets, Chinese knots, and the writing ?. 

Engineering is a science that studies the skills of creating tools and processing methods to perform various human tasks. Education is the conscious effort to prepare students for future tasks through teaching, learning and/or training. Character is a set of qualities that are always admired as a sign of a person's goodness, virtue and moral maturity. The purpose of this research is to conduct a literature review, ie. to find out the importance of technology in the development of a student's character. The method used is the Systematic Literature Review (SLR) strategy. SLR is a research method that aims to systematically identify, examine and interpret information obtained from journals at certain stages. The research results show that the integration of technology into education not only supports the learning process, but also plays an important role in the development of the student's character. Technology-based education encourages students to think critically, collaborate and adapt to the rapid changes of the digital age. Therefore, technology is an important tool to develop students who are academically intelligent in accordance with the values of Pancasila, but also with strong character and noble morals.

In the current era of globalization, many local communities throughout the world, including in rural Ambulu, Jember, are experiencing changes in values ??and customs due to global influences. The local cultural values ??of the Ambulu rural community are known to be very rich and diverse, but face challenges as a result of rapid globalization. This research aims to identify and analyze the impact of globalization on local cultural values ??in the rural community of Ambulu Jember, with a focus on how these values ??persist or change over time. This research uses a qualitative approach by applying contemporary theory from Michael Foucault to analyze the data. The focus of analysis in this research looks at how the discourse and practices of power in society change along with the introduction of global values ??and how local communities react to these changes. The research results show that the Ambulu community experiences dualism in maintaining local cultural values. On the one hand, there are efforts by the community to maintain old customs and values, while on the other hand, several aspects of local culture have evolved or even been eroded due to the influence of globalization, such as changes in language, social rituals and kinship systems. The impact of globalization on local cultural values ??demands more inclusive adaptation strategies and more strategic cultural preservation so that rural communities such as those in Ambulu can maintain their cultural identity while receiving the benefits of globalization.
 

A witness is a person who can provide information for the purposes of investigation, prosecution and justice regarding a criminal case that he himself heard, saw for himself and experienced for himself. The rules regarding the procedures for how a person can be presented as a defendant and then whether he will then be sentenced or not are regulated in a series of writings called the Criminal Procedure Law. In handing down a criminal decision, according to article 183 of the Criminal Procedure Code, a judge may not impose a crime on someone unless there are at least two pieces of evidence. One of the pieces of evidence that can be used by a judge is witness testimony. Children can be witnesses in a criminal trial. However, the validity of children's testimony is often still in doubt and further investigation is needed regarding the validity of children as witnesses in court. In Indonesia itself, the definition of child is regulated in various statutory regulations, including Law Number 23 of 2002 concerning Child Protection. A child is defined as someone who is not yet 18 (eighteen) years old, including children who are still in the womb. This article will explain more specifically the involvement of children as children in conflict with the law in the case of children who are witnesses to criminal acts, the position of children as witnesses in criminal trials, and the strength of the evidence of child witnesses' statements in criminal trials.

This research aims to analyze the implementation of the 2013 Curriculum in Islamic Religious Education (PAI) subjects at the Junior High School (SMP) level. The 2013 curriculum, introduced by the Indonesian government, prioritizes a competency-based approach with a focus on developing students' attitudes, knowledge and skills holistically. In the context of Islamic Religious Education, the implementation of this curriculum is expected to shape the character and personality of religious students and develop their understanding of Islamic teachings in a comprehensive manner. The research method used is descriptive qualitative with a case study approach in several junior high schools in Indonesia. Data collection was carried out through observation, in-depth interviews with PAI teachers, and analysis of documents related to the implementation of the 2013 Curriculum. The research results showed that the implementation of the 2013 Curriculum in PAI subjects faced several challenges, including limited resources, teacher readiness, and diversity in student abilities. However, several schools have demonstrated success in adapting this curriculum well, especially through ongoing teacher training and the development of creative and contextual learning materials. Other findings from this research indicate that the use of active and collaborative learning methods, such as group discussions and projects, can increase student participation and understanding in PAI lessons. Apart from that, the integration of information and communication technology (ICT) in the learning process also contributes positively to the effectiveness of implementing this curriculum. Overall, this research concludes that although there are various challenges in implementing the 2013 Curriculum for Islamic Religious Education subjects in junior high schools, efforts to increase teacher competency and use innovative learning methods can optimize student learning outcomes. Recommendations are given to the government and education stakeholders to continue to support teacher training programs, develop relevant teaching materials, and improve educational facilities and infrastructure to support the successful implementation of the 2013 Curriculum.

UMKM Mochi Gaol is a business engaged in the production and sale of mochi. This report aims to provide an overview of the performance of Mochi Gaol UMKM over a period of 1 month. This research was conducted by qualitative descriptive method. Data was collected through interviews with UMKM owner Mochi Gaol, direct observation at the place of business, and analysis of related documents. UMKM Mochi Gaol was founded in 2020 by Putri Retno Mengasih. This business produces various types of mochi with unique flavors and variations. UMKM Mochi Gaol markets its products through online and offline. During the 1-month period, Mochi Gaol UMKM experienced an increase in sales. This is driven by several factors, such as the increasing popularity of mochi, effective marketing strategies, and good product quality. Mochi Gaol UMKM also face several challenges, such as intense competition, limited capital, and limited access to raw materials. To overcome this challenge, Mochi Gaol UMKM need to improve the quality of their products, expand their marketing strategies, and establish cooperation with other parties. The conclusion from the results of the Mochi Gaol UMKM research shows that the Mochi Gaol business has bright prospects. With the right strategy, Mochi Gaol UMKM can continue to develop and contribute to the local economy.